... a lot of responsibility. If you didn't insure your business and a claim was made against it , ... if things go wrong. Protecting your portable equipment Working out and about means your tools ...
read more... at your business premises or in transit. Theft - Covers theft of your insured property. Transit - Covers loss, damage or theft of your goods whilst in transit in New Zealand. Equipment breakdown – Sudden ...
read more... to choose from; things like Portable Equipment, Contents, Business Interruption and Building. All of these ... idea for a few reasons, but maily if you're only insuring part of the value, you'll need to make up the shortfall ...
read more... BUSINESS' 'FRENEMY' Growth isn't cheap. You will generally need a large lump sum of cash if you want to open a store, buy new equipment ... for. And above all, insure your business against the kind of events that ...
read more... you own and out of which you operate your business, as a result of an insured event (such as fire, sto rm, flood and ... loss or damage to your business contents, stock and equipment caused by fire and other ...
read more... and the amount you need will depend on the nature of your business and the various risks it faces – a tradesman or a ... equipment.’]Equipment breakdown[/simple_tooltip] [simple_tooltip content=’Increases the sum insured ...
read more... for the lost gear settled for $5 , 769 under the insured ' s Portable Electronic Equipment policy. Find out more Getting your business insurance sorted has never been easier. At BizCover, we ...
read more... air conditioner and other equipment decides to quit working. An available Business insurance package option, ... It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such ...
read more... to work for them. How would you keep your business going if the worst was to happen? If your business was impacted by an event which meant that your stock, equipment or even your premises were seriously damaged or ...
read more... home. We always say, “if the consequences are too severe to manage on your own, you should insure it.” Getting the right cover for your business if you work from home is a small price to pay even if it is unlikely you ...
read more... a cyber event . Insuring your marketing consultancy business Arranging the appropriate types of business insurance to protect your marketing consultancy business and its unique risks doesn ...
read more... will help you understand the true value of your cover. The insured name - have you changed the name of your business? The insured name is what 'covers' the business so make sure you've got the correct name for your ...
read more... loss and damage to items of portable equipment associated with your business. These can include tools of trade and ... increased costs of operating your business caused by a specified insured event (such as property damage ...
read more... Equipment (or general property) insurance* can cover specified items such as tools, business equipment ... . Insuring your plumbing business Getting your insurance sorted for your plumbing business doesn ...
read more... you might find yourself in a whole world of trouble! Portable Equipment* covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock ...
read more... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of ...
read more... limited to : Glass, Transit (of insured property within NZ), Money, Equipment Breakdown, Theft, Employee Effects, and refrigerated goods . Business Interruption : provides cover for the ...
read more... have manufactured or sold Incorrect installation of equipment resulting in damage to property Injury, illness ... damage arose out of the operation of the insured's business activity. They settled the claim with the ...
read more... property (such as tools)? Would having to replace or repair of the equipment put your business under financial stress? Is your portable equipment stored in the open air or is it secured? Your policy wording is ...
read more... by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting ...
read more... , tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business i nsurance package can also cover your portable equipment, and loss of revenue due to ...
read more... policies usually cover only the insured and their employees, not subcontractors ... time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, ...
read more... cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection for loss of revenue as a result of any insured peril. It can also provide financial ...
read more... business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob. Thankfully, Portable Equipment ... the insured's business ...
read more... stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue ...
read more... , tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, glass and for loss of revenue ...
read more... for them is one of my biggest goals.” As for how the BizGiver grant will help her business, Elly says that by having more equipment she will be able to have bigger classes and more variety for her clients. “This will ...
read more... business needs, from material damage, loss, to the breakdown of important electronic equipment and business ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...
read more... and get started.” At 4 months in the business is flourishing, already with such a strong and dedicated ... expand their class offerings by purchasing some much needed equipment. “There were many items I would like to ...
read more... sites and you can often find a real bargain. From second hand equipment that is no longer needed by another business through to new stock and equipment being sold as part of a liquidation, or an oversupply of inventory ...
read more... for working in public outdoor areas. Business Insurance Being a personal trainer often means your office travels with you, carrying around bags of expensive fitness equipment. That's why it is worth considering ...
read more... , meaning that you can focus on running your business without the worries of what could happen if an ... , stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need ...
read more... we explore how Cyber Liability insurance can protect your business from online threats and attacks. Most SME s ... the big fish but when it comes to attacks, companies big and small are a target . Even when ...
read more... business has an origin story — and your customers want to know what it is. This isn’t something you’ll have to repeat ad nauseam or paste across everything you publish online, but your company ... lawn care equipment, and ...
read more... less > Counter Service > Automated equipment > Limit menu options to increase ... not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for ...
read more... physical property such as stock, machinery or other equipment, you may need to provide proof of ownership. ... ensure, is that you have enough cover to rebuild your business back to where it was. If you are underinsured, your ...
read more... in damage to property Incorrect installation of equipment resulting in damage to property Injury, ... company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business ...
read more... . Owner Joshua Walkey sums up the company's go-getter attitude as “You would ... to bizcover.co.nz/bizgiver and share your small business wish (maybe you need new equipment, extra training for staff, or some new tools) ...
read more... to a professional IT consultant or company? What security measures have you put ... equipment Property damage Prior known facts/instances Intentional acts How to report a scam No matter how careful your business ...
read more... property Replacement of equipment Prior known facts ... businesses in NZ are able to survive cyber attacks now and in the future. https://blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz ...
read more... s essential to have a plan in place to protect your business against fire and other perils. Fire and storms can cause ... your store is unattended. Check that all electrical equipment is turned off when not in use and ...
read more... man band. Have a valid NZ company number - to validate that you are an actual business. Wish for an item or service ... equipment, and training courses. They've even granted a coffee machine for one lucky small business ...
read more... and choose the best policy that meets your business's needs. Get covered against wide-ranging risks ... them is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't ...
read more... injury, however it doesn't provide protection for businesses that export their products. It also doesn't cover ... manufactured or sold Inappropriate installation of equipment causing damage to property Injury, illness ...
read more... covered by the ACC) as a result of your business activities. It covers your legal and defence costs, ... , when a spanner gets thrown in the works, Portable Equipment cover can deliver peace of mind making sure you're ...
read more... any business partner associated with the running of this Competition or any of their group companies are ... way out of: (a) any technical difficulties or equipment malfunction (whether or not under BizCover's control); (b ...
read more... COMING SOON … Material Damage protects the physical assets of your business, including any buildings you own, your contents, stock and equipment against loss or damage due to an unexpected event like fire ...
read more... bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company more than a pretty penny, creating a whole ...
read more... Taxation Auditing Business valuations Company secretarial Forensic ... storm were to destroy it all? Could your business keep operating if your computing equipment was to breakdown or suffer accidental damage? The ...
read more... the unexpected - a possible loss or theft of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out ...
read more... to insuring a business, just as there are no two businesses that ... company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business ...
read more... risks. Reviewing your insurance is an opportunity to make sure you are not under or over insuring and that you're covering your business for the things that matter. Not sure where to start? Assistance from one of our ...
read more... alive after 10 years. With all these exciting facts about small businesses in NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance ...
read more... . This can be especially important in making sure your Company Facebook page isn't hacked. If all these different ... https://blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is ...
read more... provide cover for a reduction in revenue if your business is interrupted due to an insured event. Statutory Liability Insurance Protects you and your business against the costs of any inadvertent breaches of New ...
read more... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...
read more... To help get through those rough patches when you're feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps keep them motivated. From focusing on the bigger picture to ...
read more... and sounds of a workspace Why did I do this again? Take the time to reflect on why you got into business in the first place. What was it that drove that passion and led you to steer the ship? Reflecting on this ...
read more... great reputation you've worked hard to establish and that your customers keep coming back. https://blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice only.
read more... , you get out of it what you put in, so investing the time to carefully consider the unique risks to your business as well as researching the policies available to you will ensure you get the best policy to secure your ...
read more... insurance easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand ...
read more... community who fuel our economy. Now is the time for Small Business to shine! Every second season BizCover will grant the wish of one small business owner to help spark a new revenue stream or just make life a little ...
read more... for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ... experiences, Caroline believes that insuring her business is important.” I insure my business to ensure that in the ...
read more... disclose information which is relevant to the insurer’s decision to insure you. We can only fully assist in arranging your insurance ... try to respond with a decision within 10 business days of you making the complaint. If ...
read more... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...
read more... Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the ... is also important to note that each insurance company assesses risk in different ways, and as such ...
read more... may face financial repercussions that can significantly impact your business. The cost of fighting a claim as well as ... confidence in your company. Cyber liability helps you safeguard your business against data breaches, ...
read more... Vaughn also had some sage advice to offer to those who might be looking to start their own business: “There's never been a better time. Client companies - even big ones - are more open than ever to working with small ...
read more... to tell the insurer anything that: reduces the risk it insures you for; is of common knowledge; it knows or ... including the work involved, the nature of your business and the product selected. If you elect to ...
read more... a cyber event . Insuring your marketing consultancy business Arranging the appropriate types of business insurance to protect your marketing consultancy business and its unique risks doesn ...
read more... with what is a very elaborate plan. Andre's first order of business would be to lock it in a room with his ex-wife ... with it, saying he'd then treat it to the company of his parents. His lovely 83-year-old mother would ...
read more... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...
read more... provide cover for a reduction in revenue if your business is interrupted due to an insured event. Statutory Liability Insurance Protects you and your business against the costs of any inadvertent breaches of New ...
read more... . Two Sides works with businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies to produce: website content ...
read more... saves you time Purchasing traditional professional and business insurance is an extremely time consuming and ... money in three ways: Having multiple insurance companies quoting their prices side by side, therefore ...
read more... 't have to research, review and revise different insurance companies - we've done that for you. With a few ... some of NZ's leading insurers and protect you and your business before you can say your 'ABC's'! Better still, ...
read more... PI insurance is designed to indemnify the insured for a claim that is first made ... professional duty in respect of the conduct of the professional business in the Recruitment Industry. This class of insurance is written ...
read more... costs of repairing the damage and the legal costs associated with a data breach can have a significant impact on your business, not to mention the damage it can cause to your reputation. More than half of SME's in New ...
read more... an opportunity for businesses and organisation to be able to talk directly to their target audience, without shouting at them, without spamming them. We wanted to help companies create conversations, not interruptions ...
read more... (both past and present) are noted as an Insured on your policy Always disclose prior known claims or ... - either being sued with the possibility of losing your business, or forking out thousands of dollars from your own ...
read more... and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don' ... We help insure many Marketing and Multimedia professionals and businesses such as ...
read more... adequate cover in place could be the difference between staying in business and or closing the books for good. These are some examples ... costs awarded against the insured Legal / defence costs ...
read more... for a claim to be paid so that you can get your business running as per usual can be a stressful time, so you'll ... When compiling the inventory, note that the sum insured (assuming that the inventory is contents) should ...
read more... McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and alcohol ...
read more... from prosecution for an offence under an insured statute. #4 You're responsible for providing a safe working environment If you employ any staff for your business you have a responsibility to provide a ...
read more... property damage as a result of the insured's negligent business activities. Statutory Liability Statutory Liability insurance protects you, your business and your employees against certain inadvertent breaches ...
read more... natural disaster. It also provides indemnity for any loss of revenue incurred by your Real Estate business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will have sensitive and ...
read more... , therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you ... benefit from PI. PI insurance generally indemnifies the insured for a claim that is first made whilst ...
read more... handed down for breaches of legislation, with businesses, directors, and those in managerial positions being ... in investigations for alleged breaches affecting commercial businesses, as well as defence costs, and fines ...
read more... that can occur when you are not able to run your business due to insured events. Cyber Liability While technology can offer your business convenience and streamlined processes, it can also leave you vulnerable to ...
read more... required. Even if the contract does not require your business to hold Professional Indemnity cover, you may still want to insure your business not only to reassure potential clients but to protect ...
read more... given the nature of properties being sold. The policy should cover all individuals and agents in the business. Given this requirement it is worthwhile looking at your level of cover While the chance of making ...
read more... reward. Email these instructions to your friend to get them started: Hi, I heard you're in need of some business insurance. If you purchase from BizCover over the phone you and I both receive a $25 Gift Card! Here ...
read moreWhat’s covered? Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability ...
read moreNeed to make a claim? Don't stress, it's our job to help you get you back to business! Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz . We'll manage the process with ...
read moreWhy do immigration advisers need it? Grow your business with peace of mind. ; Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance ...
read moreNetworking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...
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Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology
Independent feedback from our customers rated our service at excellent.
Building
Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
Covers loss or damage to your contents, stock and equipment caused by fire and other perils.
Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.
Add:
Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.
