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Business Insurance

... and the amount you need will depend on the nature of your business and the various risks it faces – a tradesman or a ... equipment.’]Equipment breakdown[/simple_tooltip] [simple_tooltip content=’Increases the sum insured ...

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Insurance Options for Retailers

... air conditioner and other equipment decides to quit working. An available Business insurance package option, ... It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such ...

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It's Time for an Insurance Health Check!

... will help you understand the true value of your cover. The insured name - have you changed the name of your business? The insured name is what 'covers' the business so make sure you've got the correct name for your ...

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What does business insurance cover

... loss and damage to items of portable equipment associated with your business. These can include tools of trade and ... increased costs of operating your business caused by a specified insured event (such as property damage ...

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Do I need Business Insurance

... you might find yourself in a whole world of trouble! Portable Equipment* covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock ...

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What is Business Insurance

... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of ...

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Insurance For Cafés and Restaurants

... limited to : Glass, Transit (of insured property within NZ), Money, Equipment Breakdown, Theft, Employee Effects, and refrigerated goods . Business Interruption : provides cover for the ...

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What is Public Liability Insurance?

... have manufactured or sold Incorrect installation of equipment resulting in damage to property Injury, illness ... damage arose out of the operation of the insured's business activity. They settled the claim with the ...

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Insurance for Photographer

... property (such as tools)? Would having to replace or repair of the equipment put your business under financial stress? Is your portable equipment stored in the open air or is it secured? Your policy wording is ...

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Insurance for Beauty Salons

... by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting ...

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Insurance for Cleaners

... , tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business i nsurance package can also cover your portable equipment, and loss of revenue due to ...

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Insurance for Painters

... policies usually cover only the insured and their employees, not subcontractors ... time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, ...

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Insurance for Engineers

... cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection for loss of revenue as a result of any insured peril. It can also provide financial ...

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Insurance for Tradesmen

... business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob. Thankfully, Portable Equipment ... the insured's business ...

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BizCover and NZ Retail

... stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue ...

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Insurance for Shop Owners

... , tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, glass and for loss of revenue ...

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Ninja Fitness wins the 3rd BizGiver Grant

... for them is one of my biggest goals.” As for how the BizGiver grant will help her business, Elly says that by having more equipment she will be able to have bigger classes and more variety for her clients. “This will ...

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Insurance for IT Professionals

... business needs, from material damage, loss, to the breakdown of important electronic equipment and business ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...

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5 Money Saving tips for Small Business in NZ

... sites and you can often find a real bargain. From second hand equipment that is no longer needed by another business through to new stock and equipment being sold as part of a liquidation, or an oversupply of inventory ...

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Insurance for Personal Trainers

... for working in public outdoor areas. Business Insurance Being a personal trainer often means your office travels with you, carrying around bags of expensive fitness equipment. That's why it is worth considering ...

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Insurance for Hairdressers

... , meaning that you can focus on running your business without the worries of what could happen if an ... , stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need ...

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7 Ways to Grow Sales in a Café Business

... less > Counter Service > Automated equipment > Limit menu options to increase ... not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for ...

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Insurance for Handyman

... and choose the best policy that meets your business's needs. Get covered against wide-ranging risks ... them is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't ...

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What does Public Liability Insurance Cover?

... injury, however it doesn't provide protection for businesses that export their products. It also doesn't cover ... manufactured or sold Inappropriate installation of equipment causing damage to property Injury, illness ...

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Insurance for Plumbers

... covered by the ACC) as a result of your business activities. It covers your legal and defence costs, ... , when a spanner gets thrown in the works, Portable Equipment cover can deliver peace of mind making sure you're ...

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BizCover and n3

... COMING SOON … Material Damage protects the physical assets of your business, including any buildings you own, your contents, stock and equipment against loss or damage due to an unexpected event like fire ...

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Insurance for Architects & Designers

... bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company more than a pretty penny, creating a whole ...

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Insurance for Accountants & Tax Agents

... Taxation Auditing Business valuations Company secretarial Forensic ... storm were to destroy it all? Could your business keep operating if your computing equipment was to breakdown or suffer accidental damage? The ...

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BizSave

... the unexpected - a possible loss or theft of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out ...

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Types of small business insurance in New Zealand

... to insuring a business, just as there are no two businesses that ... company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business ...

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Tips On How To Better Your Business This Year

... risks. Reviewing your insurance is an opportunity to make sure you are not under or over insuring and that you're covering your business for the things that matter. Not sure where to start? Assistance from one of our ...

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BizCover and Boost Your Business

... provide cover for a reduction in revenue if your business is interrupted due to an insured event. Statutory Liability Insurance Protects you and your business against the costs of any inadvertent breaches of New ...

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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Help Protect your small business' reputation

... great reputation you've worked hard to establish and that your customers keep coming back. https://blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice only.

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Business Insurance FAQs

... insurance easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand ...

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BizGiver $2000 Small Business Grant

... community who fuel our economy. Now is the time for Small Business to shine! Every second season BizCover will grant the wish of one small business owner to help spark a new revenue stream or just make life a little ...

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Customer Spotlight: TwoBlackLabs

... for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ... experiences, Caroline believes that insuring her business is important.” I insure my business to ensure that in the ...

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Privacy Policy

... disclose information which is relevant to the insurer’s decision to insure you. We can only fully assist in arranging your insurance ... try to respond with a decision within 10 business days of you making the complaint. If ...

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Customer Spotlight - Pirate & Queen

... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...

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How much does Public Liability Insurance cost?

... Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the ... is also important to note that each insurance company assesses risk in different ways, and as such ...

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Insurance for Mortgage Brokers

... may face financial repercussions that can significantly impact your business. The cost of fighting a claim as well as ... confidence in your company. Cyber liability helps you safeguard your business against data breaches, ...

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Customer Spotlight: The Goat Farm

... Vaughn also had some sage advice to offer to those who might be looking to start their own business: “There's never been a better time. Client companies - even big ones - are more open than ever to working with small ...

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Terms & Conditions

... to tell the insurer anything that: reduces the risk it insures you for; is of common knowledge; it knows or ... including the work involved, the nature of your business and the product selected. If you elect to ...

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What does Public Liability Insurance Cover?

... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...

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BizCover and PriceMe

... provide cover for a reduction in revenue if your business is interrupted due to an insured event. Statutory Liability Insurance Protects you and your business against the costs of any inadvertent breaches of New ...

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Customer Spotlight - Two Sides

... . Two Sides works with businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies to produce: website content ...

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Why BizCover

... saves you time Purchasing traditional professional and business insurance is an extremely time consuming and ... money in three ways: Having multiple insurance companies quoting their prices side by side, therefore ...

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BizCover & NZTA

... 't have to research, review and revise different insurance companies - we've done that for you. With a few ... some of NZ's leading insurers and protect you and your business before you can say your 'ABC's'! Better still, ...

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Insurance for Recruitment Consultants

... PI insurance is designed to indemnify the insured for a claim that is first made ... professional duty in respect of the conduct of the professional business in the Recruitment Industry. This class of insurance is written ...

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Cyber Liability Insurance

... costs of repairing the damage and the legal costs associated with a data breach can have a significant impact on your business, not to mention the damage it can cause to your reputation. More than half of SME's in New ...

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Customer Spotlight: Mosh

... an opportunity for businesses and organisation to be able to talk directly to their target audience, without shouting at them, without spamming them. We wanted to help companies create conversations, not interruptions ...

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Insurance for Marketing & Multimedia Professionals

... and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don' ... We help insure many Marketing and Multimedia professionals and businesses such as ...

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Customer Spotlight: Scotchbox

... McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and alcohol ...

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Insurance for Real Estate Agents

... natural disaster. It also provides indemnity for any loss of revenue incurred by your Real Estate business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will have sensitive and ...

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Insurance for Bookkeepers

... , therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you ... benefit from PI. PI insurance generally indemnifies the insured for a claim that is first made whilst ...

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Statutory Liability Insurance

... handed down for breaches of legislation, with businesses, directors, and those in managerial positions being ... in investigations for alleged breaches affecting commercial businesses, as well as defence costs, and fines ...

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Retailer Insurance

... that can occur when you are not able to run your business due to insured events. Cyber Liability While technology can offer your business convenience and streamlined processes, it can also leave you vulnerable to ...

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Do I need Professional Indemnity Insurance?

... required. Even if the contract does not require your business to hold Professional Indemnity cover, you may still want to insure your business not only to reassure potential clients but to protect ...

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Understanding the risks for Real Estate Agents

... given the nature of properties being sold. The policy should cover all individuals and agents in the business. Given this requirement it is worthwhile looking at your level of cover While the chance of making ...

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Refer a friend program

... reward. Email these instructions to your friend to get them started: Hi, I heard you're in need of some business insurance. If you purchase from BizCover over the phone you and I both receive a $25 Gift Card! Here ...

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Employers Liability Insurance

What’s covered? Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability ...

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Making a Claim

Need to make a claim? Don't stress, it's our job to help you get you back to business! Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz . We'll manage the process with ...

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Insurance for Immigration Advisers

Why do immigration advisers need it? Grow your business with peace of mind. ; Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance ...

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Reviews related to insuring business equipment

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:

Building

Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • [simple_tooltip content=’Covers money belonging to your business that is lost, stolen, or damaged, either at your business premises or in transit.’]Money[/simple_tooltip]
  • [simple_tooltip content=’Covers theft of your insured property up to $20,000. Excludes shoplifting.’]Theft[/simple_tooltip]
  • [simple_tooltip content=’Covers loss, damage or theft of your goods whilst in transit in New Zealand.’]Transit[/simple_tooltip]
  • [simple_tooltip content=’Sudden and accidental breakdown of mechanical, electrical or electronic plant and equipment.’]Equipment breakdown[/simple_tooltip]
  • [simple_tooltip content=’Increases the sum insured by 20% during November, December and January for any insured stock you have.’]Seasonal stock increase[/simple_tooltip]
  • [simple_tooltip content=’Covers the cost to alter or replace any locks or keys because they were stolen or illegally duplicated.’]Stolen keys[/simple_tooltip]
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world

Add:

Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.