Liability Insurance For Fitness Trainers

Liability Insurance For Fitness Trainers

GET INSTANT QUOTES Combined Professional Indemnity and Public Liablity Insurance
Quick and easy online process, no paperwork, get covered in minutes
Broad Cover

Insurance for Personal Trainers

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What is Public Liability Insurance?

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What does Public Liability Insurance Cover?

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How much does Public Liability Insurance cost?

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Employers Liability Insurance

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Cyber Liability Insurance

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Statutory Liability Insurance

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Public Liability Insurance

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Public Liability Insurance Explained

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Cyber Liability Insurance Explained

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Ninja Fitness wins the 3rd BizGiver Grant

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Turn your side hustle into a small business

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Insurance for Allied Health Professionals

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How To Start A Small Business

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10 Ways To Help Protect Your Small Business

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How to Open Your Own Retail Business

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Help Protect your small business' reputation

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Understanding the risks for Real Estate Agents

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Why do brilliant business ideas sometimes fail?

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Insurance Options for Retailers

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How Cyber Insurance Protects Small Businesses

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Cyber Insurance - Is it worth it?

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Insurance For Cafes and Restaurants

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Video Centre

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Professional Indemnity Insurance

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Insurance for Accountants & Tax Agents

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Insurance by Industry

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BizCover and Boost Your Business

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Priceme

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Insurance for Tradesmen

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Insurance for Photographers

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Retailer Insurance

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Insurance for Hairdressers

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Insurance for Painters

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No Dramas

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Insurance for Shop Owners

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What is Business Insurance

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Do I need Business Insurance

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Tool and Portable Equipment Insurance

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Insurance for IT Professionals

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Insurance for Mortgage Brokers

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Insurance for Immigration Advisers

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Insurance for Consultants

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Insurance for Bookkeepers

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Insurance for Architects & Designers

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Insurance for Engineers

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Business Insurance

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Insurance for Travel Agents and Tour Operators

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Business Insurance FAQs

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Insurance for Recruitment Consultants

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Insurance for Beauty Salons

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Insurance for Plumbers

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Insurance for Handyman

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Why You Should Review Your Business Insurance

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Customer Spotlight - 7 glyphs

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What does business insurance cover

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What is Professional Indemnity Insurance?

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Complete Guide to Business Insurance

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Reviews related to Liability Insurance For Fitness Trainers

  • Prompt, professional, ease of purchase…and competitive pricing

    Viraj M.

  • I have already given feedback. Really easy and have referred several colleagues to you over the years

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  • I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having all my personal detail and having to wait for someone to call me back! Thanks.

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  • Easy process with reminders coming through on when to renew insurances by.

    Brett S.

Did you Know?

Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount.

Insurance for Personal Trainers and Fitness Professionals

Working as a personal trainer means your business is faced with a variety of different risks every day. Business insurance for personal trainers is designed to cover potential claims for things like injury (when not covered by the ACC) or damage to a third-party’s property, misleading or negligent advice to safeguarding things like your business assets^.

Professional Indemnity Insurance*

You work closely with your clients, helping them to create specialised exercise plans that are tailored to their lifestyle needs. The truth is, life doesn’t always go to plan, mistakes no matter how unintentional can still happen, accusations get thrown around leading to a potential situation where you are faced with a claim.
That’s why Professional Indemnity insurance becomes an important cover to consider.

Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also help with the legal costs associated with responding to or managing claims which are covered by the policy.

Protect your business today.

Public Liability insurance*

Another basic insurance coverage you may need to consider for your personal training business is Public Liability insurance. Often this kind of insurance is a requirement if you work as a contractor to a gym, a fitness studio or work within a public space like a council park for example.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) or sustain property damage as a result of your negligent business activities.

Combined Professional Liability package

Having a combined Professional Liability package provides the financial protection you need against losses which may be incurred for any action taken against you for a combination of reasons.

It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from tuition instructions or advice given by you, as well as cover for accidental injury or damage to third party people and property.

Business Insurance*

If you take a moment to look at all the fitness equipment you own, it adds up pretty quickly. You rely on these tools of trade to help train your clients and without them, you may not be able to get the job done.

These are some types of business insurance coverages to consider:

Portable Equipment cover*: Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.

Contents*: Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

^ The provision of the claim’s examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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