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Insurance for IT Professionals

... IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to comprehend, ... this article, we explain what professional indemnity insurance is and Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... advice and services for a living. No matter how professional you may ... claim. Fortunately, this is where Professional Indemnity insurance ... books for good. These are some examples of when you may need Professional Indemnity insurance: If you provide paid professional advice or services to a business or an individual If you work as a ...

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The difference between public liability and professional indemnity insurance

... to understand the difference between Professional Indemnity and Public Liability insurance as ... protection. Public Liability Insurance VS Professional ... (ACC). Professional Indemnity insurance is designed for professionals who provide advice or a service to their clients ... professional indemnity insurance by law An example of some professions that require PI cover ...

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and ... that impact the cost of Professional Indemnity insurance. Insurance ... Professional Indemnity policy is the industry you operate within. Industries and services ... As a result, you may also notice an increase with your PI policy premium. The same can be said for the number of employees ...

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What is Professional Indemnity Insurance?

... 's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your clients, and therefore need to ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

Your clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... . Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional advice ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

Your clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... . Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional ...

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Professional Indemnity Claims: when should I notify my insurer?

... advice or a service to your clients, your Professional Indemnity (PI) insurance is no ... If you are a professional who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to ...

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Professional Indemnity Insurance

... service and they may incur a loss or suffer damage which arises from an act, omission or a breach of professional ... could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... and leading provider of online professional indemnity insurance, has announced today the ... years), BizCover.co.nz provides professional indemnity< ... than sourcing their insurance. At BizCover, we can help them by simplifying the process of getting professional indemnity insurance. Our fast and cost effective platform makes the most of modern technology and allows our ...

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Understanding the risks for Real Estate Agents

In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection ... acts, errors and omissions from professional services ... arising out of acts, errors and omissions from professional services provided. The REINZ Code of Practice stipulates a minimum of $1m cover for professional indemnity but the level of cover must be sufficient to ...

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BizCover expands its insurance offer and launches a new look

... customers to compare and buy professional indemnity and business insurance online Sydney ... and leading provider of online professional indemnity ... for Australian customers to compare and buy professional indemnity and business insurance online Sydney, Australia ... BizCover is constantly evolving and enhancing its services, its motto of providing quick and easy ...

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Insurance for Accountants & Tax Agents

... have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from ... calculations? Or do you provide an in-home service? If yes, then Public Liability Insurance is a ...

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Insurance for Allied Health Professionals

... Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals for claims made against them in carrying out their professional services ...

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Insurance for Architects & Designers

... Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard their businesses for claims made against them in carrying out their professional services ...

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Insurance for Bookkeepers

... Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals ... your professional advice. Bookkeepers provide professional advice and could potentially benefit from PI. PI insurance ...

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Insurance for Immigration Advisers

... Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers for claims made against them in carrying out their professional services ...

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Insurance for Recruitment Consultants

... services, for example: occupational health & safety human resources employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI ...

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Insurance for Engineers

... and breaching the Engineers Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs ...

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Insurance for Mortgage Brokers

... of cover. Insurance for Mortgage Brokers Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and services to their clients. This can cover ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... Insurance If your business or profession involves providing a service or advice, then Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability for damages, and the legal costs ...

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Massage Therapy Insurance: here's why you need it!

... should hold and maintain a Professional Liability Insurance package. #1 Protect ... ... and professional misconduct Massage therapists are in a unique position of trust, and the service you ... even an allegation of professional misconduct. Professional Indemnity insurance provides essential protection ...

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Insurance for Personal Trainers

... any action taken against you for a combination of reasons. It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from an tuition instruction or ...

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Insurance for Travel Agents and Tour Operators

... in the performance of professional services. Travel Agents and Tour Operators generally require professional indemnity to comply with professional association requirements, professional standards legislation or to ...

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Insurance for Beauty Salons

... ? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being a beauty ...

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Insurance for Consultants

... t come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential ... is a no-brainer when it comes to offering consultancy services. When you are dealing with clients on a regular ...

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Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners often fail to understand what it does protect you against, and the risks that still remain ... Professional Indemnity - Professional Indemnity covers professionals who provide advice or a service ... come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered ...

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Insurance for Real Estate Agents

... inquiries to the Real Estate Agents Authority (REAA). Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect your business against legal claims and costs by third ...

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What Photographers Need to Know About Business Insurance

The photography industry is an exciting one with no two days ever the same. Whether you work in a studio or you're out and about shooting on location, photography is ... services. All it takes is for a dissatisfied client to be unhappy with your product or an accusation that you have copied someone else's work for a claim to occur. Professional Indemnity i nsurance (PI ...

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Key things to look out for when Growing Your Small Business

There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions ... to help with managing invoices, or a client services professional to assist clients with their queries. Know your ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss from ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... its reputation is on the line. Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent or ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there ... up a contract. For example if you are providing professional services for a large corporation or the government, they may require you to have Professional Indemnity cover. Make sure your policy stays relevant and on ...

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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead think of it as a protection plan, protecting your livelihood should an unforeseen (and rather costly) event ... you'll find certain types of insurance is required. For example you'll find Professional Indemnity might be compulsory if you are part of a professional association. If you rent your premises, public liability may be a ...

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How much does Public Liability Insurance cost?

... negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer ... life, the more you buy of a particular product or service, the more it will usually cost. However, fortunately when ...

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Insurance by Professions

... Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing ... privacy, GDPR and data protection services, Founder and Principal Consultant ... hear.” Caroline is a Privacy and Security Risk professional who has over 10years experience in both the public ... to have a personal belief and passion in the services which you offer and to network with other business ...

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Take Back Your Time With These Apps

... your selling your products and services, next your creating your marketing ... ... business owner is the ability to wear many hats at once, one minute your selling your products and services, next your creating your marketing strategy and processing payroll. Let's take a look at how you can ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... 1 million within the same policy period, you will need to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. But if your policy has 1 reinstatement it means that after ...

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Find your business motivation this Easter with these tips

Feel like it's all work, no play? Lost that mojo and spark? As a small business owner, you're not alone when it comes to experiencing motivational burnout. To help get ... look to improve my business and services. Lauren Clemett , Owner and ... . Our celebrations are always part fun and part professional development. Make a commitment to life-long learning- ...

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Insurance for Hairdressers

... to skin care, spray tanning, laser hair removal and other cosmetic services. While every hairdressing professional seeks to provide the most competent services, sometimes things can go wrong. Some of the risks and ...

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Understanding Insurance, Part 3: Business Insurance

In part three of our guide to understanding insurance, we take a look at Business Insurance, the different kinds of cover available and how it can help protect your ... breach of duty arising from an act, error or omission in the provision of your professional services Claims arising from damage to third party property or personal injury Known claims and circumstances ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

If you're a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It ... laws regarding requirements for holding Public Liability insurance. There are also many industry associations and professional memberships that require a minimum level of cover. Investigate and make sure to look into ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... security is generally weaker: do you manage your own IT systems or do you outsource it to a professional IT consultant or company? What security measures have you put in place to protect your systems, for example ...

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Conquering Stress and a Heavy Workload

Stress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress ... to do something about it. Seek support : Whether it’s talking to your partner, friends, or even a professional coach, have someone you can freely talk to about stress at work. The act of confiding in someone can ...

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Insurance Options for Retailers

Running a retail store can be a complicated business, with no two days ever the same and many different potential challenges. Regardless if you a have gift store or ... lost, stolen or damaged whilst in your store or whilst in transit to or from your store or in your professional custody. While you may take all the right measures to ensure your store is safe, pesky thieves can still ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... expensive computer hardware, consider cloud computing for your business. The right cloud provider will allow pay-as-you-go services so that you can quickly scale up or down to match demand and only pay for what you use ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... to be in the running, simply visit the BizGiver page, enter your details and make your wish for an item or service would help take your business to the next level and why you deserve to win. At the end of each entry ...

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Customer Spotlight - Two Sides

Based out of Hamilton, on the banks of the Waikato River, Hannah McCreery runs Two Sides, a boutique copy and content writing business. Two Sides works with businesses ... .” Hannah worked with them to understand their points of difference, who they were targeting, what benefits their services provide to clients and how they wanted to their brand's tone of voice to be perceived. Then ...

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Tips for making a Stress-Free Claim for your business

In the aftermath of a disastrous event, we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim ... be complicated. If you are unsure what your policy covers you for, jump on the phone to your insurance service provider. Having a chat to a real-life consultant will help to explain all the important things about your ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... do to continue to grow and develop in my own personal development and studies as well as increase the services I can offer in the studio.” “We're constantly blown away by the dedication, sacrifice and commitment these ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... Ensuring cash registers are locked at all times when not in use Installing video surveillance and monitoring services to deter would-be thieves and assist you and the police in identifying a shoplifters once it ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of being found liable to a third party for loss or damage to property. Whilst operating ... you and the actions of your employees for potential liabilities to third parties if your products or services cause property damage. For example, it can provide protection if an employee damages your customer's property ...

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Reviews related to affordable professional indemnity telecommunication services

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Very pleased with the helpful service

    Richard Evans
    Trades & Services

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • Great service easy process

    Michael Price
    Trades & Services

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    PAMELA HARVEY
    Consultancy Occupations

  • Good service - a little pushy with the reminders

    Michael Alan Baylis
    Architecture & Surveying

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Great service :)

    Richie Campbell
    Multimedia and Marketing

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Fast and reliable! Good customer service!

    Joem Baldesco
    Architecture & Surveying

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

  • Awesome very easy to use and not complicated to use

    Ross and Jenny Fletcher
    Trades & Services

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • Easy very grateful thankyou

    Chas Pourau
    Trades & Services

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • have referred a work mate to BizCover, overall happy

    Doug Fowler
    Trades & Services

  • Would recommend to anyone ...cheers

    Mike Liuaga
    Trades & Services

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

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Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it's wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales - Customised/Own Developed
  • Software Sales - Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business interruption.

As an IT professional, below are some of the coverages you may want to consider to keep your business as 'all systems running':

  • Building and Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business' reputation.

Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.