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Insurance for Engineers

... or misrepresentation and breaching the Engineers' Code of Ethics. ; Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly ...

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Insurance for Accountants & Tax Agents

... with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions which may happen across a wide variety of accounting ...

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Understanding the risks for Real Estate Agents

... Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions ... by law or in fairness be disclosed), you can be found liable. The more valuable the property, the larger ...

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Types of small business insurance in New Zealand

... important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to name a few ...

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How much does Public Liability Insurance cost?

... 40 and $59 per month for their Public Liability insurance, and only six percent pay $100 or more. Below is ... engineers and other consultancy occupations, coming in with higher premiums. This is only due to our data being ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance ... Engineers ...

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BizCover and NZ Qualified Bookkeepers Association

... math, there is always a chance for a potential error to occur when it comes to doing the checks and balances. Don' ... ** As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the ...

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Insurance for IT Professionals

... . Yet, no matter how good you are at your job, IT projects don't always go to plan, and sometimes there is no easy fix for that 404 error! Fear not! Having insurance will protect your business and give you peace of ...

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Insurance for Mortgage Brokers

... allegation can be made against even the most careful professionals, ... and provides coverage for acts, errors or omissions that may result in your client suffering a financial loss. Without professional indemnity insurance ...

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Insurance for Shop Owners

... or omissions in the provision of your professional service or advice. PI Insurance will also ... Engineering, Phishing or Cyber Fraud. Cyber liability insurance can also help you if your business systems and software were ...

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Insurance for Travel Agents and Tour Operators

... (PI) insurance provides essential financial protection for Travel Agents and Tour Operators against potential threats, such as claims for alleged negligence or breach of duty arising from an act, error or omission in the ...

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Insurance for Architects & Designers

... . Architects and Designers are also the first professions in New Zealand to require professional indemnity insurance to cover themselves in person for errors and negligence. ; Insurance for Architects and Designers ...

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Do I need Public Liability Insurance?

... . ; How much does it cost? No two policies are the same, and the same goes for pricing, with each business rated according to their risk factors. Below are some of the factors an insurance underwriter will assess ...

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Insurance for Beauty Salons

... ; ; 3 things to ask yourself when buying insurance Does the policy cover all your areas of work ... Liability cover. How much would it cost to replace your stock, contents and salon equipment if it was lost, damaged ...

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Insurance for Photographer

... to explain how your portable property is required to be securely stored for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained ...

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Retailer Insurance

... , then your landlord will more than likely insist on you having public liability insurance. Business Insurance Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of the ...

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What does Public Liability Insurance Cover?

... cause a claim? What is typically NOT covered by Public Liability insurance? What does Public Liability Insurance cover? No matter how big or small your business is, accidents can and do happen. Public Liability ...

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Insurance for Allied Health Professionals

... taking care of your clients without worries. ; Did you Know? BizCover is the preferred insurance partner of Podiatry NZ, Massage NZ, Nutrition Society and Reflexology NZ. If you're a member you'll save on your ...

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Insurance for Tradesmen

... your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare and find the most competitive deal. ; Did you Know? Your exposure is not your ...

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Insurance for Personal Trainers

... well as cover for accidental injury or damage to third party people and property. In addition, it's likely a requirement to provide your own insurance if you are contracted to a gym or fitness studio, or for obtaining ...

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Insurance for Cleaners

... most common types of claims that cleaners face are for slips and falls from using liquid cleaning agents on surfaces and ... with any insurance, cover will be subject to the terms, conditions and exclusions contained ...

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Insurance for Hairdressers

... ; Did you Know? Adverse reactions to hair products and treatments are some of the most common forms of cited complaints against hairdressers. ; Insurance for Hairdressers At BizCover, we offer an extensive range ...

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Insurance for Consultants

... to pay from your own hip-pocket. Business Insurance Your clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that ...

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Insurance Options for Retailers

... and external glass and signage you own or for which you are legally responsible, at the insured premises. Cyber Liability* Like most ... any insurance, cover will be subject to the terms, conditions and exclusions ...

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Bizcover and Massage NZ

... , Public Liability, Statutory Liability and Employers Liability. Professional Indemnity Protects against financial loss for claims arising from negligent acts, errors or omissions involving a breach of ...

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Conquering Stress and a Heavy Workload

... health impacts. As the owner of the business, you have more responsibilities than the rest of your team, so it can be beneficial to know how to handle stress and heavy workloads. The negative impacts of stress ...

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Bizcover and Nutrition Society of NZ

... we'll take care of your insurance As a practicing health professional, you are in a unique position of trust. After all, you provide advice on healthy eating and assist in the prevention and management of illness. The ...

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BizCover and Reflexology NZ

... is covered? The package includes cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against financial loss for claims arising from negligent acts, errors or omissions ...

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What is Professional Indemnity Insurance?

... Making mistakes or oversights Any omissions in the provisions of your service Regardless of the merit of such claims, your Professional Indemnity insurance will pay for your legal and defence costs, as well as ...

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Employers Liability Insurance

... all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a ...

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Professional Indemnity Insurance

... a set requirement to hold PI insurance? If so, how much cover do they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that ...

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Tips On How To Better Your Business This Year

... how much you pay for suppliers, ensuring sales are being tracked correctly and reviewing your working capital are ... path when it comes to sorting out your business insurance. A few small changes to your small business can ...

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BizCover and n3

... to consider some of the following risk areas and think about the ones that impact you, and how much cover your business would need if things were to go wrong. Professional Indemnity protects your business ...

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Public Liability Insurance

... Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry you operate in, as a business owner you are liable for property damage and personal ...

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Do I need Business Insurance

... like fire. If you require more information on how Business insurance can help protect your business *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...

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Cyber Liability Insurance

... to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur ...

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What does Public Liability Insurance Cover?

... out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew ...

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Tool and Portable Equipment Insurance

... wording is likely to explain how your portable property is required to be securely stored for it to be covered by your insurance. ; ; *As with any insurance, cover will be subject to the terms, conditions and ...

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BizCover and PriceMe

... Save on Your Small Business Insurance Your business may be considered 'small', but it's big to you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you ...

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BizCover and Boost Your Business

... of Boost Your Business Your business may be considered 'small', but it's big to you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to really ...

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It's Time for an Insurance Health Check!

... your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is growing and your level of exposure increases you ...

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What is Business Insurance

... by an insured event. Find out more about the types of Business Insurance available and what kind of coverage they provide . * As with any insurance, cover will be subject to the terms, conditions ...

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Insurance For Cafés and Restaurants

... of the Insured’s business. The policy will meet fines and penalties payable in specified circumstances and related legal expenses. *As with any insurance, cover will be subject to the terms, conditions ...

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Do I need Professional Indemnity Insurance?

... help safeguard your hip pocket. Typically your Professional Indemnity insurance policy will cover the legal and defence costs of a claim and compensation if awarded to the client. Remember that the defence cost of a ...

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Insurance for Immigration Advisers

... be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance ... the law requirements and cover the risks ...

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Insurance for Handyman

... Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Statutory Liability Insurance

... those in managerial positions being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees ...

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Insurance for Painters

... usually cover only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most important insurance option for painters to consider ...

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Insurance for Bookkeepers

Why do Bookkeepers need it? You focus on keeping your clients' books neat, and we focus on sorting out your business insurance. We know you are always busy helping your clients, therefore we made it easy for you to ...

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Insurance for Recruitment Consultants

Why do Recruitment Consultants need it? Recruiting the right employees for your clients is your expertise and getting you the right insurance is ours. With just a few clicks or a single phone call, you'll get ...

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Insurance for Plumbers

... to their property. Business Insurance As a plumber your tools are your livelihood and the value of these items, like hammers, electric eels, tube cutters, and your toolbox adds up quickly, and are most likely worth a ...

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Reviews related to How Much Is Errors And Omissions Insurance For Engineers

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • The person assisting me was helpful and called back when he said he would

    LINDA BLUM
    Consultancy Occupations

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Everything was easy to follow right through to purchasing. Definitely recommend.

    John McLachlan
    Retail

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • Prompt and efficient

    Helena Coolen
    Entertainment

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • I loved being able to do everything online

    Dory Connor
    Consultancy Occupations

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    PAMELA HARVEY
    Consultancy Occupations

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

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Did you Know?

Complaints about engineers typically include negligence, misleading information or misrepresentation and breaching the Engineers’ Code of Ethics.

Insurance for Engineers

Professional Indemnity

Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs and cover for any awards or settlements in the event of a claim being made against you. Whilst all claims scenarios will be subject to policy terms and conditions, it is essential that as a professional engineer, you buy a policy specifically designed for engineers. Some miscellaneous professional indemnity policies might exclude engineering activity. Typical claims might include specification errors, certification errors and design oversight. The policy also typically provides cover for the costs of responding to a disciplinary investigation.

Public Liability

As an engineer, you may have to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or injury caused to someone on your premises or where you conduct your business. Some large projects might insist on Public Liability being in place before you go on site.

Business Insurance

Most businesses will have assets of some sort that need protection in the event of fire, theft or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection for loss of revenue as a result of any insured peril. It can also provide financial assistance in carrying out a disaster recovery plan such as setting up business at a new location with new equipment.

Statutory Liability

Engineers are increasingly vulnerable to changing legislation and any inadvertent breach of New Zealand Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence costs as well as, in some cases, any fines incurred.