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Insurance for Engineers

... information or misrepresentation and breaching the Engineers Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... losses arising out of acts, errors and omissions ... Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions ... by law or in fairness be disclosed), you can be found liable. The more valuable the property, the larger ...

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Insurance for Accountants & Tax Agents

... with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions which may happen across a wide variety of accounting ...

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Types of small business insurance in New Zealand

... most important things you need to protect your assets is Small Business Insurance ... . But what kind of insurance do you ... , just ... important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to name a few ...

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How much does Public Liability Insurance cost?

... $59 per month for their Public Liability insurance, and only six percent pay $100 or more. Below is the full breakdown What is the average cost of Public Liability insurance by industry? Typically, the type of industry ...

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Why having an office inventory list is essential and how to do it right.

... we know that inventory lists are not the kind of thing ... is until something happens and the time comes to claim on your insurance ... owners excited, that is until something happens and the time comes to claim on your insurance. When you're ... of insurable office items. The most comprehensive way is a combination of both, this will not only give you a ...

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and ... why one profession can often cost more Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of ...

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Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners ... you against, and the risks that still remain. Being aware ... of the most common issues with Business Insurance is that policy owners often fail to understand what it does protect you against, and the risks that still remain. Being aware of what's in your policy is great (that ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... deal of responsibility and care required when ... and services for a living. No matter how professional you may be ... , all it takes ... specialist advice and services for a living . N o matter how professional you may be, all it takes is one dissatisfied client for you to potentially be dealing with a lawsuit or insurance claim ...

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How to protect your small business from cybercrime

... financial data. With more and more personal information being stored and shared on the internet ... , cyber criminals are forever . ... it no surprise that emails and phone messages were identified as two of the most common channels that spammers use to gain access to personal information. So how do you get cyber-savvy and spot a scam? Spotting a ...

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BizCover expands its insurance offer and launches a new look

... customers to compare and buy professional indemnity and business insurance online Sydney, ... the pioneer online insurance marketplace ... to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having choice and saving time is for our customers ...

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Insurance Options for Retailers

... be a complicated business, with no two days ever the same and ... store or a bakery, there is always the potential risk for ... wrong. Having ... and external glass and signage you own or for which you are legally responsible, at the insured premises. Cyber Liability* Like most ... any insurance, cover will be subject to the terms, conditions and exclusions ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... you for your marketing expertise and advice to help increase ... their leads and increase their profits. But ... don't go to plan and accusations ... rofessional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Why is it important? No matter how much care you ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... you for your marketing expertise and advice to help increase ... their leads and increase their profits. But ... don't go to plan and accusations ... rofessional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Why is it important? No matter how much care you ...

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Understanding Insurance, Part 3: Business Insurance

... available and how it can help protect your business. What is Business Insurance*? Business Insurance is ... designed to protect your ... take a look at Business Insurance , the different kinds of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business ...

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Employers Liability Insurance

... working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you ... Commission (ACC) does not provide cover. What is covered? Costs of settlement or damages arising from ...

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What do you need to know about Professional indemnity insurance?

... insurance is and why it might be important for your business. What is Professional Indemnity Insurance ... business insurance ... be a private consultant you made an error in numbers causing your client a financial loss and ... and how much cover to get, there will be some instances where Professional Indemnity Insurance with a certain level of cover is ...

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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every ... a drain, no two days are ever the same! While you ... are busy looking after your ... to your plumbing business and l ike many things in life, you don't realise how much you need something until it is gone . Portable Equipment (or general property) insurance* can cover specified items ...

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Tips On How To Better Your Business This Year

... getting underway, what better time is there to whip your business ... , implement some new best practices and throw out some old bad ... earth or ... how much you pay for suppliers, ensuring sales are being tracked correctly and reviewing your working capital are ... path when it comes to sorting out your business insurance. A few small changes to your small business can ...

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Tear and Share: Our customers get even with their old insurance policies

... launched a campaign that showed how small business owners really feel ... about their expensive, archaic policies and encouraged them to get them ... , seeing it in shreds. Too fast and too furious at how much you were paying on your old policy, Haylee? ... insurance, online, with all your documents emailed to you instantly. Switch & save on your business insurance ...

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Insurance options to protect your cleaning business

... cleaning business, you know how important it is to have an eye ... your business has the right insurances in place for when things ... messy ... the worry. How much cover do I need? No two cleaning businesses are the same, and there's no universal blanket cover option when it comes to Public Liability insurance. While some businesses ...

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What Photographers Need to Know About Business Insurance

The photography industry is an exciting one ... re out and about shooting on location, photography is a profession ... face as a photographer ... most common forms of insurance is Public Liability . S ometimes referred to as General Liability insurance , i t's designed to protect you and ... insurance * No matter how much ...

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7 Ways You Can Protect Your Business and Personal Information Online

The world today is digital, where you can now ... -ordering your groceries for delivery and even ordering your morning coffee ... has made life easier ... worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval of information, restoration of systems and even ransom ...

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Public Liability Insurance

Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry you operate in, as a business owner you are liable for property damage and personal ...

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Things you didn't know about small business insurance

... Getting the insurance sorted for your small business can be pretty straightforward ... , jump online, compare quotes and buy the insurance ... cover you want for your business, and how much cover to get, there will be some instances where a certain type and a certain level of cover is mandatory. Sometimes cover is required to belong to an industry organisation ...

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Conquering Stress and a Heavy Workload

Stress and overworking can affect your overall ... a small business owner. Here are some of the best stress ... level of stress is normal, but ... health impacts. As the owner of the business, you have more responsibilities than the rest of your team, so it can be beneficial to know how to handle stress and heavy workloads. The negative impacts of stress ...

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Understanding Insurance, Part 4: Cyber Liability Insurance

... of our Understanding Insurance series we explore how Cyber Liability insurance can protect ... your business from online threats and ... Insurance series we explore how Cyber Liability insurance can protect your business from online threats and attacks. Most ... consider Cyber Liability insurance? A common misconception is that hackers only ...

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Professional Indemnity Insurance

... thousands, if not more. Even if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

... business and your customers with Public Liability insurance is one of the most important ... for damage to their property. And whilst ... If you're a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It offers protection should a customer, supplier, or even ...

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What does Public Liability Insurance Cover?

... Liability Insurance protects you and your business against the financial risk of being ... . Whilst operating your business you are ... out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew ...

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Cyber Liability Insurance

... to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur ...

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Understanding Insurance, Part One: Public Liability Insurance

... a small business owner, there is a lot to think about ... of business insurance and the different kinds of products that are available. We ... in most occupations . As a business owner, you are liable for any property damage and personal injury* that may occur to a third party, resulting from your business activities. Public Liabil i ty insurance ...

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It's Time for an Insurance Health Check!

... The end of financial year is a time for people to ... business owners to take stock and do a bit of planning ... the business, including the goals ... your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is growing and your level of exposure increases you ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

... long last, the wider public is starting to realise that hackers ... globe, especially in New Zealand and especially to small businesses. Microsoft ... year that cybercrime over NZ computers and networks has more than doubled over the last ... insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and ...

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Insurance for IT Professionals

... stage. Yet, no matter how good you are at your job, IT projects don't always go to plan, and sometimes there is no easy fix for that 404 error! Fear not! Having insurance will protect your business and give you peace of ...

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Insurance for Mortgage Brokers

... negligence claim made against you and provides coverage for acts, errors or omissions that may result in your client suffering a financial loss. Without professional indemnity insurance coverage, you could find yourself ...

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What is Professional Indemnity Insurance?

... work Making mistakes or oversights Any omissions in the provisions of your service Regardless of the merit of such claims, your Professional Indemnity insurance will pay for your legal and defence costs, as well as ...

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Insurance for Architects & Designers

... . Architects and Designers are also the first professions in New Zealand to require professional indemnity insurance to cover themselves in person for errors and negligence. Insurance for Architects and Designers ...

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Insurance for Travel Agents and Tour Operators

... (PI) insurance provides essential financial protection for Travel Agents and Tour Operators against potential threats, such as claims for alleged negligence or breach of duty arising from an act, error or omission in the ...

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Insurance by Professions

... , which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a ...

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Insurance for Beauty Salons

... your policy. 3 things to ask yourself when buying insurance Does the policy cover all your areas of work? ... cover. How much would it cost to replace your stock, contents and salon equipment if it was lost, damaged ...

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Insurance for Allied Health Professionals

... continue taking care of your clients without worries. Did you Know? BizCover is the preferred insurance partner of Podiatry NZ, Massage NZ, Nutrition Society and Reflexology NZ. If you're a member you'll save on your ...

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Insurance for Personal Trainers

... well as cover for accidental injury or damage to third party people and property. In addition, it's likely a requirement to provide your own insurance if you are contracted to a gym or fitness studio, or for obtaining ...

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Insurance for Hairdressers

... risks. Did you Know? Adverse reactions to hair products and treatments are some of the most common forms of cited complaints against hairdressers. Insurance for Hairdressers At BizCover, we offer an extensive range of ...

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Insurance for Consultants

... having to pay from your own hip-pocket. Business Insurance Your clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that ...

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The difference between public liability and professional indemnity insurance

... difference between Professional Indemnity and Public Liability insurance as the two types ... Liability Insurance VS Professional Indemnity ... Any omissions in the provisions of your service Do I really need Public Liability Insurance? If ... cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims ...

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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... an unforeseen (and rather costly) event occur. It will also provide ... some comfort ... systems in place to prevent an attack they can be an easy target for things like customer data, intellectual property and bank account information. Cyber insurance is an important part of your risk management plan as ...

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Statutory Liability Insurance

... those in managerial positions being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees ...

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4 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... , you can include Business Interruption as part of your Business Insurance package. It's important to remember that your business will change over time, and so will your assets, therefore it's important to review them ...

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Business Insurance

... in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can include Public Liability Insurance to ensure you are left financially ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , the pioneer online insurance marketplace in Australia and leading provider of online ... professional indemnity insurance, has announced ... need to spend more time on their businesses and risk management issues rather than sourcing their insurance. At BizCover, we ... currently includes professional indemnity insurance and will soon be expanded to add in ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber ... , size doesn't matter. Hackers are on the lookout for businesses ... can steal ... a cyber attack or data breach alone. Cyber insurance will also provide coverage for regulatory defence, penalties and fines. Is cover pricey? Like most insurance, premiums vary by insurer, the type of cover selected ...

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Massage Therapy Insurance: here's why you need it!

... therapist can be a rewarding yet challenging career, and there's no ... are the top 5 reasons Massage New Zealand members should hold and ... employer has failed to provide a safe workplace. #5 Maintain a professional standard and protect your reputation Whilst insurance may not be mandatory, the image we portray sends an important message to our clients ...

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Insurance for Real Estate Agents

... Indemnity Professional Indemnity insurance is designed to protect your business against legal claims and costs by third parties for damage arising from acts, error, omissions, and breaches in your professional ...

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Insurance for Immigration Advisers

... be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance ... and ...

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Reviews related to how much is errors and omissions insurance for engineers

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    Real Estate

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    Consultancy Occupations

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    David Tabar
    Trades & Services

  • The person assisting me was helpful and called back when he said he would

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    Consultancy Occupations

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

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    Trades & Services

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    Kim Palsenbarg
    Multimedia and Marketing

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    Accounting and Taxation

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    Finance and Mortgage Broking

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    Consultancy Occupations

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    Trades & Services

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    Information Technology

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    Trades & Services

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    Trades & Services

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    Consultancy Occupations

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    Allied Health

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    Trades & Services

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    Manufacturing

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    Consultancy Occupations

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    Trades & Services

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    Trades & Services

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    Trades & Services

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    Allied Health

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    Trades & Services

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    Greg Campbell
    Consultancy Occupations

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    Consultancy Occupations

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    Consultancy Occupations

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    Information Technology

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    David Crockett
    Trades & Services

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    Allied Health

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    Architecture & Surveying

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    Allied Health

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Did you Know?

Complaints about engineers typically include negligence, misleading information or misrepresentation and breaching the Engineers Code of Ethics.

Insurance for Engineers

Professional Indemnity

Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs and cover for any awards or settlements in the event of a claim being made against you. Whilst all claims scenarios will be subject to policy terms and conditions, it is essential that as a professional engineer, you buy a policy specifically designed for engineers. Some miscellaneous professional indemnity policies might exclude engineering activity. Typical claims might include specification errors, certification errors and design oversight. The policy also typically provides cover for the costs of responding to a disciplinary investigation.

Public Liability

As an engineer, you may have to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or injury caused to someone on your premises or where you conduct your business. Some large projects might insist on Public Liability being in place before you go on site.

Business Insurance

Most businesses will have assets of some sort that need protection in the event of fire, theft or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection for loss of revenue as a result of any insured peril. It can also provide financial assistance in carrying out a disaster recovery plan such as setting up business at a new location with new equipment.

Statutory Liability

Engineers are increasingly vulnerable to changing legislation and any inadvertent breach of New Zealand Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence costs as well as, in some cases, any fines incurred.