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Insurance for Engineers

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Insurance for Accountants & Tax Agents

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Insurance for IT Professionals

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Help Protect your small business' reputation

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... losses arising out of acts, errors and omissions ... losses arising out of acts, errors and omissions from professional services provided. The ... in fairness be disclosed), you can be found liable. The more valuable the ...

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Key things to look out for when Growing Your Small Business

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Types of small business insurance in New Zealand

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How the cost of Professional Indemnity insurance is calculated

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Professional Indemnity Claims: when should I notify my insurer?

If you are a professional who provides advice ... Indemnity (PI) insurance is no doubt one of the most vital covers you ... it can provide was made against you, and when the claim is lodged. What is Notification and Why is ... insurers consent, or disclose how much PI insurance you have. It might result ...

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Insurance for Mortgage Brokers

... made against you and provides coverage for acts, errors or omissions that may ... arise. Business Insurance Business Insurance is designed to safeguard your contents and other physical ...

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Insurance for Architects & Designers

... areas like insurance, health and safety and quality management systems. Architects and Designers are also ... themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity ...

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Insurance for Real Estate Agents

... for damage arising from acts, error, omissions, and breaches in your professional duty. ... statutory rules. Public Liability This insurance is an essential component of any ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

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Why Do Marketing Consultants need Professional Indemnity Insurance?

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Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners ... you against, and the risks that still remain. Being aware ... in the insurance process. Insurance isn't a 'set and forget' undertaking, and you need ... and dishonesty or property damage. You should also be familiar with how much you're ...

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What do you need to know about Professional indemnity insurance?

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Employers Liability Insurance

... , and no matter how much we plan, accidents do occur. Employers Liability insurance protects ... ) does not provide cover. What is covered? Costs of settlement or ...

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Tips for making a Stress-Free Claim for your business

... how important it is to get your business back up and ... running as quickly as possible. Making an insurance claim can be . ... up and running as quickly as possible. Making an insurance claim can be ... you for? What are the exclusions? How much is your excess? How much are you covered for ...

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Professional Indemnity Insurance

... which arises from an act, omission or a breach of professional ... your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees ...

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BizCover Customer Spotlight - Three Gems Natural Skincare

... is a small business based in sunny Nelson, handcrafting natural skin and ... from the desperation of not being able to find skincare products ... me three years of trial and error; I eventually came up with ... way.” “There is so much to learn, and the best way is by getting ...

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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every ... a drain, no two days are ever the same! While you ... are busy looking after your ... is Public Liability Insurance? Public Liability insurance is designed to provide protection for you and ... protect your business? No matter how much care you take in providing ...

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Tips On How To Better Your Business This Year

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BizGiver launch in NZ: Granting a $2000 wish this spring

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or ... ... or a multinational company, but how you present your business matters. ... , like design and fitout, others can be improved without spending much at all. ...

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Insurance options to protect your cleaning business

... cleaning business, you know how important it is to have an eye ... your business has the right insurances in place for when things ... get ... of insurances for most kinds of businesses is Public Liability insurance. Public Liability insurance is designed ... How much cover do I need? No two cleaning businesses are the same, and ...

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7 Ways You Can Protect Your Business and Personal Information Online

The world today is digital, where you can now ... , pre-ordering your groceries for delivery and even ordering your morning coffee. ... has made life ... you send through is encrypted and cannot be easily viewed. There are many easy ... worth considering cyber insurance for your business. Most cyber insurance policies will not only ...

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10 Amazing Facts About Small Businesses in New Zealand

... year, it has proven to be an attractive place for small ... businesses in New Zealand. How easy it is for a Kiwi to ... ... % of all NZ Enterprises are sole traders and therefore have no employees. ... you review your insurance cover regularly. Getting insurance has never been easier - ...

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Public Liability Insurance

... unwanted accident occur. Public Liability Insurance, often referred to as General ... required will vary from one business to another. When deciding on how much ...

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Insurance for Beauty Salons

... happen, and damage can be expensive to fix. Public Liability Insurance provides peace ... cover. How much would it cost to replace your stock, contents and salon ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty ... straightforward, jump online, compare quotes and buy the insurance ... for your business, and how much cover to get, there will be some instances where ... the move and changing and so your insurance needs will also be changing and you'll want ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for ... retail businesses. It can provide a much ... an increase in safety and ... for compensation and legal expenses. Ensure your Public Liability insurance policy has ... time. No matter how tight your security is there will always be those who ...

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Insurance for Immigration Advisers

... Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial ... to meet the law requirements and cover the risks associated with ...

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Customer Spotlight - Two Sides

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Conquering Stress and a Heavy Workload

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The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss prevention. We're experts on the ... nature of risk and we pride ... ; we want you to know we're ... remembering and rejoicing wins can be extraordinary. First of all, it's much more fun ... negatives. In fact, we see insurance as a hugely positive part ...

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How to protect your small business from cybercrime

... obtaining financial data. With more and more personal information being stored and shared on the ... internet, cyber criminals are forever ... obtaining financial data. With more and more personal information being stored and shared on the ... , prevention is better than cure, and that's where Cyber Liability insurance can be a ...

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Insurance by Professions

... Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for ...

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A Guide to Going Green This World Environment Day

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Diwali Customer Spotlight - Kavita's Kitchen NZ

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Customer Spotlight: The Goat Farm

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Reviews related to how much is errors and omissions insurance for engineers

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • I loved being able to do everything online

    Dory Connor
    Consultancy Occupations

  • Everything was easy to follow right through to purchasing. Definitely recommend.

    John McLachlan
    Retail

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    PAMELA HARVEY
    Consultancy Occupations

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • Easy to understand and purchase, great experience

    Greg Campbell
    Consultancy Occupations

  • Answered all my questions, helpful, and followed up my online enquiry efficiently.

    Jan Broadley
    Consultancy Occupations

  • Fast efficient and user friendly

    Brett Stansfield
    Consultancy Occupations

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

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    Gerald Eaton
    Allied Health

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

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    Helena Coolen
    Entertainment

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • Online, easy and cost effective

    David Ball
    Information Technology

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Great service :)

    Richie Campbell
    Multimedia and Marketing

  • so easy

    Jason and Sarah Neilson
    Retail

  • Excellent and efficient

    Angela Paul
    Allied Health

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • Fast and reliable! Good customer service!

    Joem Baldesco
    Architecture & Surveying

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

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Did you Know?

Complaints about engineers typically include negligence, misleading information or misrepresentation and breaching the Engineers Code of Ethics.

Insurance for Engineers

Professional Indemnity

Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs and cover for any awards or settlements in the event of a claim being made against you. Whilst all claims scenarios will be subject to policy terms and conditions, it is essential that as a professional engineer, you buy a policy specifically designed for engineers. Some miscellaneous professional indemnity policies might exclude engineering activity. Typical claims might include specification errors, certification errors and design oversight. The policy also typically provides cover for the costs of responding to a disciplinary investigation.

Public Liability

As an engineer, you may have to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or injury caused to someone on your premises or where you conduct your business. Some large projects might insist on Public Liability being in place before you go on site.

Business Insurance

Most businesses will have assets of some sort that need protection in the event of fire, theft or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection for loss of revenue as a result of any insured peril. It can also provide financial assistance in carrying out a disaster recovery plan such as setting up business at a new location with new equipment.

Statutory Liability

Engineers are increasingly vulnerable to changing legislation and any inadvertent breach of New Zealand Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence costs as well as, in some cases, any fines incurred.