0508 249 268 Call

Insurance for Engineers

... Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and ... you go on site. Business Insurance Most businesses will have assets of some ...

read more

Insurance for IT Professionals

... that 404 error! Fear not! Having insurance will protect your business and give you ... the requirements of various clients. More and more companies that hire independent IT ...

read more

Insurance for Accountants & Tax Agents

... of the most common Accounting and Bookkeeping errors are outlined below. Accounting and bookkeeping errors Incorrect ... , then Public Liability Insurance is a vital type of insurance to protect your ...

read more

Help Protect your small business' reputation

... small business, your brand and its reputation are priceless. No doubt you've ... strong relationships with your customers and clients, but ... or your staff make an error, omission, or, breach of your professional ... , and no matter how much we plan, accidents do occur. Employers Liability insurance protects ...

read more

Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... losses arising out of acts, errors and omissions ... losses arising out of acts, errors and omissions from professional services provided. The ... in fairness be disclosed), you can be found liable. The more valuable the ...

read more

Key things to look out for when Growing Your Small Business

... it all on the line, and take a giant leap forward. ... you make will determine whether the next phase involves growth and prosperity ... ... management, however, and a tailored insurance plan, your business will be in the best ... of your negligence, errors or omissions. PI is important, and in many industries mandatory ...

read more

Types of small business insurance in New Zealand

... most important things you need to protect your assets is Small Business Insurance. ... But what kind of insurance do you ... , just ... Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects ... the Commerce Act and the Health and Safety Act are the most common pieces ...

read more

How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and ... why one profession can often cost more ... (PI) insurance policy is calculated and why one profession can often cost more than ... small-scale firms or a structural engineer consulting on multi-million dollar developments ...

read more

Professional Indemnity Claims: when should I notify my insurer?

If you are a professional who provides advice ... Indemnity (PI) insurance is no doubt one of the most vital covers you ... it can provide was made against you, and when the claim is lodged. What is Notification and Why is ... insurers consent, or disclose how much PI insurance you have. It might result ...

read more

Insurance for Mortgage Brokers

... made against you and provides coverage for acts, errors or omissions that may ... arise. Business Insurance Business Insurance is designed to safeguard your contents and other physical ...

read more

Insurance for Real Estate Agents

... for damage arising from acts, error, omissions, and breaches in your professional duty. ... statutory rules. Public Liability This insurance is an essential component of any ...

read more

Insurance for Architects & Designers

... areas like insurance, health and safety and quality management systems. Architects and Designers are also ... themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity ...

read more

Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners ... you against, and the risks that still remain. Being aware ... in the insurance process. Insurance isn't a 'set and forget' undertaking, and you need ... and dishonesty or property damage. You should also be familiar with how much you're ...

read more

What do you need to know about Professional indemnity insurance?

... insurance is and why it might be important for your business. What is Professional Indemnity Insurance ... business insurance ... , you may be a private consultant you made an error in numbers ... , and how much cover to get, there will be some instances where Professional Indemnity Insurance with ...

read more

Tips for making a Stress-Free Claim for your business

... how important it is to get your business back up and ... running as quickly as possible. Making an insurance claim can be . ... up and running as quickly as possible. Making an insurance claim can be ... you for? What are the exclusions? How much is your excess? How much are you covered for ...

read more

Employers Liability Insurance

... , and no matter how much we plan, accidents do occur. Employers Liability insurance protects ... ) does not provide cover. What is covered? Costs of settlement or ...

read more

Professional Indemnity Insurance

... which arises from an act, omission or a breach of professional ... your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees ...

read more

Tips On How To Better Your Business This Year

... getting underway, what better time is there to whip your business ... , implement some new best practices and throw out some old bad ... earth or ... as how much you pay for suppliers, ensuring sales are being tracked correctly and reviewing ... from unexpected risks. Reviewing your insurance is an opportunity to make sure ...

read more

BizCover Customer Spotlight - Three Gems Natural Skincare

... is a small business based in sunny Nelson, handcrafting natural skin and ... from the desperation of not being able to find skincare products ... me three years of trial and error; I eventually came up with ... way.” “There is so much to learn, and the best way is by getting ...

read more

7 Ways You Can Protect Your Business and Personal Information Online

The world today is digital, where you can now ... , pre-ordering your groceries for delivery and even ordering your morning coffee. ... has made life ... you send through is encrypted and cannot be easily viewed. There are many easy ... worth considering cyber insurance for your business. Most cyber insurance policies will not only ...

read more

BizGiver launch in NZ: Granting a $2000 wish this spring

... of running a business and you'll most likely get a range ... of answers. However, there is common ... one thing that most discover ... services over more traditional methods of buying insurance,” said BizCover Founder and Managing ... ” Here are some of the winners from BizGiver AU: How does it ...

read more

7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or ... ... or a multinational company, but how you present your business matters. ... , like design and fitout, others can be improved without spending much at all. ...

read more

Public Liability Insurance

... unwanted accident occur. Public Liability Insurance, often referred to as General ... required will vary from one business to another. When deciding on how much ...

read more

Insurance for Beauty Salons

... happen, and damage can be expensive to fix. Public Liability Insurance provides peace ... cover. How much would it cost to replace your stock, contents and salon ...

read more

Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty ... straightforward, jump online, compare quotes and buy the insurance ... for your business, and how much cover to get, there will be some instances where ... the move and changing and so your insurance needs will also be changing and you'll want ...

read more

Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for ... retail businesses. It can provide a much ... an increase in safety and ... for compensation and legal expenses. Ensure your Public Liability insurance policy has ... time. No matter how tight your security is there will always be those who ...

read more

10 Amazing Facts About Small Businesses in New Zealand

... year, it has proven to be an attractive place for small ... businesses in New Zealand. How easy it is for a Kiwi to ... ... % of all NZ Enterprises are sole traders and therefore have no employees. ... you review your insurance cover regularly. Getting insurance has never been easier - ...

read more

Customer Spotlight - Two Sides

... Two Sides, a boutique copy and content writing business. Two Sides ... works with businesses, agencies and non-profits, helping them find the .. ... pieces, magazines, online articles, and much more. Hannah was inspired to start her business ... voice they're going for and then figuring out how best to create ...

read more

The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss prevention. We're experts on the ... nature of risk and we pride ... ; we want you to know we're ... remembering and rejoicing wins can be extraordinary. First of all, it's much more fun ... negatives. In fact, we see insurance as a hugely positive part ...

read more

How to protect your small business from cybercrime

... obtaining financial data. With more and more personal information being stored and shared on the ... internet, cyber criminals are forever ... obtaining financial data. With more and more personal information being stored and shared on the ... , prevention is better than cure, and that's where Cyber Liability insurance can be a ...

read more

Conquering Stress and a Heavy Workload

Stress and overworking can affect your overall ... a small business owner. Here are some of the best stress-busting ... level of stress is normal ... it can be beneficial to know how to handle stress and heavy workloads. ... to address this is to manage your time more effectively and work smarter ...

read more

Insurance by Professions

... Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for ...

read more

Insurance for Immigration Advisers

... Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial ... to meet the law requirements and cover the risks associated with ...

read more

5 Networking Tips to Help You Leverage Existing Contacts

Networking is a critical skill for any ... a network of contacts, it is easy to overlook the ones ... ... contacts and new ones, but time constraints often impose limitations on how much ... people we are most familiar with possess many hidden skills, abilities and social ...

read more

A Guide to Going Green This World Environment Day

... reflect on how your business impacts on the environment and what can ... ... stay in the loop and learn more about how your business can implement ... a greener and more environmentally friendly business can be achievable, no matter how big ...

read more

Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... an unforeseen (and rather costly) event occur. It will also provide some ... comfort ... you have certain insurance to work for them. How would you keep ... and your assets? Society is becoming more and more litigious and as business owner you could be ...

read more

Customer Spotlight: The Goat Farm

... of the customers we serve and being able to showcase the amazing ... work they do. Today we're looking at Auckland-based advertising agency ... ... of the customers we serve and being able to showcase the amazing ... wanted to place more emphasis on how Graham drinks and serves their wine ...

read more

Ninja Fitness wins the 3rd BizGiver Grant

... of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner ... Whangarei District, Elly Rodrigues has been operating Ninja Fitness. Elly ... by having more equipment she will be able to have bigger classes and more variety ... the personal experience they receive and how it is the best thing they ...

read more

Customer Spotlight - Krav Maga Wellington

This week we're shifting our attention from the cafs and marketing agencies to ... (International Krav Maga Federation) and their aim is ... go from quiet and shy to becoming more confident is a development that ... prevent assaults (towards them), and also how of how to deal with potentially ...

read more

The Art of Small Business Branding in the Digital Age

... with a platform. The internet is the most sophisticated communication tool ever ... three main categories: visuals, voice and values. [… ... will also inform how your representatives interact with customers and prospects online and it will ... , which immediately humanises the brand. And more than that, the story of ...

read more

BizCover expands its insurance offer and launches a new look

... customers to compare and buy professional indemnity and business insurance online Sydney, ... the pioneer online insurance marketplace ... and business insurance in a more accurate, fast and user friendly manner. “We understand how ... insurance, and we are constantly adding new professions and verticals to our already comprehensive insurance ...

read more

What is Public Liability Insurance?

... insurance protects you and your business against the financial implications if you are ... insurance company will provide much needed funds to cover your legal costs and any ...

read more

World Chocolate Day Customer Spotlight - The Cookie Project

... about how awesome our customers are, we'll take it. With today being World ... Day, what better time is there to showcase one of .. ... 2017. “I was giving a talk about purpose (ikigai) and how to build ... with quality. They deliver the most delicious butter cookies (or shortbread ...

read more

Reviews related to how much is errors and omissions insurance for engineers

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • I loved being able to do everything online

    Dory Connor
    Consultancy Occupations

  • Everything was easy to follow right through to purchasing. Definitely recommend.

    John McLachlan
    Retail

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    PAMELA HARVEY
    Consultancy Occupations

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • Easy to understand and purchase, great experience

    Greg Campbell
    Consultancy Occupations

  • Answered all my questions, helpful, and followed up my online enquiry efficiently.

    Jan Broadley
    Consultancy Occupations

  • Fast efficient and user friendly

    Brett Stansfield
    Consultancy Occupations

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • Prompt and efficient

    Helena Coolen
    Entertainment

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • Online, easy and cost effective

    David Ball
    Information Technology

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

Get instant quotes

Did you Know?

Complaints about engineers typically include negligence, misleading information or misrepresentation and breaching the Engineers Code of Ethics.

Insurance for Engineers

Professional Indemnity

Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs and cover for any awards or settlements in the event of a claim being made against you. Whilst all claims scenarios will be subject to policy terms and conditions, it is essential that as a professional engineer, you buy a policy specifically designed for engineers. Some miscellaneous professional indemnity policies might exclude engineering activity. Typical claims might include specification errors, certification errors and design oversight. The policy also typically provides cover for the costs of responding to a disciplinary investigation.

Public Liability

As an engineer, you may have to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or injury caused to someone on your premises or where you conduct your business. Some large projects might insist on Public Liability being in place before you go on site.

Business Insurance

Most businesses will have assets of some sort that need protection in the event of fire, theft or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection for loss of revenue as a result of any insured peril. It can also provide financial assistance in carrying out a disaster recovery plan such as setting up business at a new location with new equipment.

Statutory Liability

Engineers are increasingly vulnerable to changing legislation and any inadvertent breach of New Zealand Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence costs as well as, in some cases, any fines incurred.