Insurance for Dog Walkers

Your clients trust you with the care and safety of their much-loved canine companions. The right insurance can stop everyday risks from hounding your small business and make it a walk in the park instead!

Why do dog walkers need insurance?

Running a small business is hard work, and a dog walker’s job is no different! Every time you take a client’s pup out for a stroll, you face potential risks that could lead to an expensive claim or lawsuit. These could quickly drain your bank accounts or force you to close your business for good in a worst-case scenario.

Insurance for dog walkers can help you manage the ruff parts of running a dog walking business. Whether it’s accidentally injuring someone at the park or damaging a client’s property, insurance can help keep you and your bank account as happy as a dog with two tails!

What Insurance Do Dog Walkers Need?

Running a small business can be risky—no bones about it! Insurance can help you create a safety net for your dog walking business to shield you against expensive claims and lawsuits that might leave you chasing your own tail.

Public Liability*

Dog walkers don’t work a typical nine-to-five office job. You’re walking the streets—leading your clients’ furry friends down the sidewalk, through the park, along the beach, or wherever else they like to roam. Working in public spaces like these potentially puts you in contact with many members of the public and also opens you up to injury and property damage claims from them.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured (and not covered by the Accident Compensation Commission (ACC)) or sustains property damage as a result of your negligent business activities.

What is covered?

A Public Liability policy helps dog walkers respond to covered claims by paying:

  • The costs of repairing or replacing damaged property
  • Compensation for third-party personal injury or death not covered by the ACC
  • Legal and defence costs

What is typically NOT covered?

Public Liability coverage does not cover:

  • Injuries suffered by you or your employees
  • Damage to your own property
  • Compensation for personal injuries covered by the ACC

Learn more about Public Liability insurance

Ready to learn more about how Public Liability insurance could work for your dog walking business? The BizCover blog has got you covered!

Public Liability Insurance Explained – A closer look at Public Liability insurance, what is typically included and excluded in policies, and reasons why small businesses often consider this coverage.

What does Public Liability Insurance Cover? – Learn what’s included in Public Liability coverage (and what isn’t). Plus, an in-depth look at the Accident Compensation Commission (ACC) and how Public Liability insurance can complement the scheme.

Tips for choosing the best Public Liability policy for your business – Five tips to help small business owners choose a Public Liability insurance policy that fits their businesses’ needs.

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