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Public Liability Insurance

... to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such ...

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How much does Public Liability Insurance cost?

... Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance is ... anywhere from $42 to $50 per month on average, compared to $56 to $72 on average for businesses turning over ...

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What does Public Liability Insurance Cover?

... 2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers ... of dollars), and could be enough to put a small business out of business! This is general advice only.

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What is Public Liability Insurance?

... members of the public visit ALL business that have interaction with customers or the general public should have Public Liability insurance ; Could this happen to your business? Accidents can happen at any time ...

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Insurance Options for Retailers

... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart ... tasks of running your business. Cyber Liability insurance is designed to help protect your retail ...

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Insurance for Photographer

... Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance ... your negligent business activities. Public Liability insurance also picks up legal costs ...

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Bizcover and Nutrition Society of NZ

... Business Insurance at an additional cost to protect against material damage losses suffered due to an unexpected event, like fire, storm, theft, natural disasters and accidental damage. ; Professional Liability Package ...

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BizCover and Reflexology NZ

... considerable amount to defend yourself. A Professional Liability Package provides essential financial protection in the ... preferred insurance partner of Reflexology New Zealand. We offer a tailored insurance package from ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can ...

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Insurance for Engineers

... general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ... can typically be covered by a Statutory Liability policy. The policy covers your legal ...

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Insurance for Cleaners

... Insurance for Cleaners Public Liability Insurance* Public Liability insurance ... into play. Portable equipment ( or general property ) insurance can cover you for loss and ...

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Insurance For Cafés and Restaurants

... offer a menu of insurance options from some of ... insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance ...

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Insurance for Plumbers

... level of Public Liability insurance. ; Insurance for Plumbers Public Liability Don't risk letting ... damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of ...

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It's Time for an Insurance Health Check!

... consider increasing the level of public liability insurance that you hold. Are there statutory ... make sure your business is insurance fit for the upcoming challenges your business faces! This is general advice only.

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Insurance for Architects & Designers

... keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover ... and the general public, then the short answer is yes. Public Liability insurance is an ...

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Cyber Insurance - Is it worth it?

... ), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general advice only.

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BizCover and NZ Qualified Bookkeepers Association

... be held liable. That's why a Professional Liability package can provide essential financial protection in the ... is general only and should not be relied upon as advice. Before deciding to purchase a new insurance policy, ...

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Help Protect your small business' reputation

... were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal ... .com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice only.

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BizCover and NZ Retail

... in specified circumstances. Public Liability Public Liability insurance** is designed to provide ... is general only and should not be relied upon as advice. Before deciding to purchase a new insurance policy, ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against ...

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Cyber Liability Insurance

... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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What does Public Liability Insurance Cover?

... When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses ... NOT covered by Public Liability insurance? While Public Liability insurance covers your business for ...

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What does Professional Indemnity Insurance Cover?

... may need to spend an extensive amount on legal fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for compensation and the costs associated with defending your ...

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Insurance for Tradesmen

... BizCover team drill down to the basics to help you compare and find the most competitive deal. ; Did you Know ... thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Shop Owners

... and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide ... of your professional service or advice. PI Insurance will also assist with the legal costs associated ...

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Insurance for Handyman

... to a third party. The cost of public liability insurance depends on the extent of insurance cover you require, the size, location and nature of your business. When comparing the quotes, it is important to also look ...

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Insurance for Painters

... only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you ...

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Insurance for Personal Trainers

... it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the ... ; Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ...

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Insurance for IT Professionals

... on the web or the dial of a button, you can compare quotes from leading NZ insurers and find the coverage you need, ... toll on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred ...

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What does business insurance cover

... disasters, including earthquake* * Portable Equipment * Porta ble Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment ...

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Retailer Insurance

... comprehensive insurance for your retail outlet. With BizCover, retailers can compare multiple insurance policies, ... be liable for claims. However, with cyber liability insurance in place, you may be covered for legal ...

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Insurance for Hairdressers

... insist on you having public liability insurance. Business Insurance Your business assets are as ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...

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Insurance for Mortgage Brokers

... against your business. Public Liability Public liability insurance helps protect your business ... could put you out of business. The right public liability cover can defend you against compensation claims and legal ...

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Insurance for Allied Health Professionals

... can rely on us to look after your business insurance. As an allied health professional, small mistakes can ... taking out public liability insurance for your protection. ; Claim example A yoga instructor hired premises ...

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Insurance for Beauty Salons

... damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ... requires you to have a particular level of Public Liability cover. How much would it cost to replace your ...

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Insurance for Consultants

... your clients, we offer expert insurance to cover it. Compare competitive quotes for your consultancy business ... you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses ...

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Insurance for Accountants & Tax Agents

... and Tax Agent insurance. Compare quotes from some of the most competitive insurance providers in the ... from hackers or an inadvertent error with Cyber Liability insurance, which provides coverage for expenses like data ...

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Insurance for Travel Agents and Tour Operators

... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance ...

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Business Insurance

... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...

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Insurance for Recruitment Consultants

... clients is your expertise and getting you the right insurance is ours. With just a few clicks or a ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ' ...

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Do I need Business Insurance

... your business *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be ...

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What is Business Insurance

... . * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.  The information contained on this web page is general only and should not be ...

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Insurance for Real Estate Agents

... Liability This insurance is an essential component of any business' insurances. It covers your liability to ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will have ...

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What is Professional Indemnity Insurance?

... a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly ...

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Business Insurance FAQs

... Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading insurers today. Get Free ...

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Insurance for Bookkeepers

... arrange your business insurance - just ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...

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Professional Indemnity Insurance

... or association with a set requirement to hold PI insurance? If so, how much cover do they require ... contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? ...

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Do I need Professional Indemnity Insurance?

... I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form ... your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

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Bizcover and Massage NZ

... take care of your clients; we'll provide the insurance. Massage therapists are in a unique position of trust ... you could be held liable. A Professional Liability Package provides important financial protection in the ...

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BizCover and Boost Your Business

... a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you ... due to an insured event. Statutory Liability Insurance Protects you and your business against the ...

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BizCover and PriceMe

... a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you ... due to an insured event. Statutory Liability Insurance Protects you and your business against the ...

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About Us

... insurance for small businesses by creating an online platform that allows you to instantly compare ... the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get the best ...

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BizSave

... promise, we can guarantee that you will #BizSave on insurance for your small business. Get a quote today, it ... options for your business and #BizSave on an insurance policy in the process. Start looking at your options ...

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Customer Spotlight: TwoBlackLabs

... easier. They also specialise in providing General Data Protection Regulation (GDPR) privacy related ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain ...

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Reviews related to compare general liability insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Simple, effective, quick, liked the compare feature

    Andy Dick
    Consultancy Occupations

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

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Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?