0508 249 268 Call

How much does Public Liability Insurance cost?

... business owners can expect to pay around $49 per month for Public Liability insurance. Also known as General Liability or Broadform Liability, Public Liability ... of claims each insurance company has received for each ...

read more

Public Liability Insurance

... costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for ...

read more

What is Public Liability Insurance?

... members of the public visit ALL business that have interaction with customers or the general public should have Public Liability insurance ; Could this happen to your business? Accidents can happen at any time ...

read more

What does Public Liability Insurance Cover?

... out of business. With the right Public Liability cover in place, the insurance company will provide the ... of dollars), and could be enough to put a small business out of business! This is general advice only.

read more

Do I need Public Liability Insurance?

... and legal fees. Without having Public Liability insurance, your business is at risk of having to pay ... wording. The information contained on this web page is general only and should not be relied upon as advice ...

read more

Insurance Options for Retailers

... responsible, at the insured premises. Cyber Liability* Like most small businesses, there's a high chance you ... The information contained on this web page is general only and should not be relied upon as advice ...

read more

What does Public Liability Insurance Cover?

... of mind for claims for third party property damage or personal injury. Public Liability insurance protects your business by providing compensation for property damage and personal injury or death in circumstances not ...

read more

Insurance for Photographer

... you were directing their movements? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member ...

read more

Bizcover and Nutrition Society of NZ

... result of business related activities. Statutory Liability – protects ... General) Liability $1 Million (each occurrence) $250 Statutory Liability $500,000 $500 Employers Liability ...

read more

BizCover and Reflexology NZ

... result of business related activities. ; Professional Liability Package for ... Monthly: $24.05 all inclusive Public (General) Liability $1 Million $250 Alternatively, if you prefer ...

read more

Help Protect your small business' reputation

... alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by ... .business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice ...

read more

BizCover and NZ Retail

... business activities. Statutory Liability Statutory Liability** insurance protects you, your retail business ... wording. The information contained on this web page is general only and should not be relied upon as advice. ...

read more

Insurance For Cafés and Restaurants

... of income and increased costs of operating your food business caused by a specified insured event (such as ... impairment injuries). Statutory Liability : covers the company, senior management and employees ...

read more

Insurance for Architects & Designers

... and the general public, then the short answer is yes. Public Liability insurance is an ... business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...

read more

Insurance for Cleaners

... Business Insurance for Cleaners Public Liability Insurance* Public Liability ... the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

read more

Insurance for Plumbers

... Statutory Liability Statutory Liability insurance* protects you, your plumbing business and ... in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

read more

Insurance for Engineers

... on your premises or where you conduct your business. Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that ...

read more

Insurance for Shop Owners

... Whether it's protection for your business assets or getting your Public Liability sorted, we've got shop ... wording. The information contained on this web page is general only and should not be relied upon as advice. ...

read more

Understanding the risks for Real Estate Agents

... should cover all individuals and agents in the business. Given this requirement it is worthwhile looking ... it as soon as the information arises or face possible liability for any issues. For example, if the agent was ...

read more

Cyber Insurance - Is it worth it?

... pockets to pay ransom demands. But in fact small business is just as vulnerable to cyber crime, with over 108 ... the exclusions—and you'll likely find that your other business cover won't respond to a cyber or data breach ...

read more

It's Time for an Insurance Health Check!

... business is growing and your level of exposure increases you may need to consider increasing the level of public liability ... business is insurance fit for the upcoming challenges your business faces! This is general ...

read more

7 Ways to Grow Sales in a Café Business

... even for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for coffee is a reflection on themselves. Of course ...

read more

BizCover and Boost Your Business

... business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies ... . Cyber Liability Insurance Protects your business against the ...

read more

Employers Liability Insurance

... Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects ...

read more

Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...

read more

Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

read more

What does business insurance cover

... * Porta ble Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and ...

read more

5 Money Saving tips for Small Business in NZ

... you use. This allows your technology to grow with your business without your having to invest a lot of money upfront. ... having the right financial services for your business. Many business owners will often just go to the ...

read more

Do I need Business Insurance

... help protect your business *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and ...

read more

What is Business Insurance

... Disaster cover. This is to help protect your business against the loss or damage caused by earthquakes ... policy wording.  The information contained on this web page is general only and should not be relied upon as advice.

read more

6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

read more

Tips On How To Better Your Business This Year

... are many different channels to choose from, so pick a few channels that you think will suit the style of your business and focus on managing these well instead of lots of accounts which can be hard to keep in control of ...

read more

Business Insurance FAQs

... insurance easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand ...

read more

Business Insurance

... , storm, theft and accidental damage. The type of cover and the amount you need will depend on the nature of your business and the various risks it faces – a tradesman or a tax agent, you can tailor a policy to suit your ...

read more

Insurance for IT Professionals

... of your business but could also take a toll on your business' reputation. Cyber Liability Insurance covers ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...

read more

Insurance for Mortgage Brokers

... . These could lead to a loss of both profits and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer hacking, and other forms of cybercrime covered under your ...

read more

Retailer Insurance

... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some ...

read more

Insurance for Hairdressers

... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Your business assets are as critical as your customers to maintain the cash flow. That's ...

read more

Insurance for Consultants

... not to mention the potential irreparable damage it can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the costs and legal expenses if your network is hacked ...

read more

BizCover and n3

... damage or personal injury (not covered by ACC) that arises due to your business operations. Statutory Liability protects your business against the costs of any inadvertent breaches of New Zealand Acts of ...

read more

Customer Spotlight: TwoBlackLabs

... their business' unique security and privacy risk needs easier. They also specialise in providing General Data ... asking for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ...

read more

Insurance for Accountants & Tax Agents

... Auditing Business valuations Company secretarial Forensic accounting Receivership/liquidations Mortgage/finance broking Management/business consulting Accounting software programs Public Liability Do ...

read more

Customer Spotlight - Pirate & Queen

... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...

read more

Customer Spotlight: The Goat Farm

... Vaughn also had some sage advice to offer to those who might be looking to start their own business: “There's never been a better time. Client companies - even big ones - are more open than ever to working with small ...

read more

Customer Spotlight: Mosh

... 's a lot to like. “As the General Manager of Mosh , I enjoy the multi-faceted nature of the job. In one day, I could be conversing with clients, creating proposals for new business, motivating staff, writing copy, and ...

read more

BizCover and PriceMe

... business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies ... business. Public Liability Insurance Protects you and your business ...

read more

Customer Spotlight - Two Sides

... . Two Sides works with businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies to produce: website content ...

read more

Insurance for Personal Trainers

... when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover ... they may be. Having a combined Professional Liability package provides the financial protection you need ...

read more

Insurance by Industry

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of occupations. You ...

read more

Insurance for Handyman

... . A few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools, some of which ...

read more

Insurance for Tradesmen

... stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury ...

read more

Insurance for Painters

... or otherwise. Defending against such claims can prove expensive. Public Liability Insurance protects your business against such claims. Business Insurance As a painter, your tools are essential to your job ...

read more

Bizcover and Massage NZ

... goes wrong you could be held liable. A Professional Liability Package provides important financial protection in the event of a claim being made against your business. BizCover is proud to be the preferred insurance ...

read more

Insurance for Allied Health Professionals

... or members of the public to visit your home or business, or if you visit their premises, you should seriously consider taking out public liability insurance for your protection. ; Claim example A yoga instructor ...

read more

The Art of Celebrating a Win this Winter

... fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a ... You can, though! Make celebrating the good things in your business a part of your routine. And when the bad things ...

read more

Reviews related to Business General Liability

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

Get instant quotes



Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?