Affordable Insurance For IT Consultant

Affordable Insurance For IT Consultant

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Insurance for IT Professionals

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Cyber Insurance - Is it worth it?

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Insurance for Recruitment Consultants

... insurance may also be a requirement as recruitment consultant. Here are a few of examples of when you may need it ... business Anna-Rita S. Information Technology (IT) / Computer Consulting Service Need Help? Visit our ...

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Insurance for Consultants

... measures in the world to keep it safe. Insurance for management consultants* Management consultancy is a growing area ... – love your work! Melonie C. Computer Education (Except That Provided By Educational Institutions ...

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Insurance for Education Consultants

... Buy online instantly- no paperwork required Why do Education Consultants Need insurance? Your client's put their trust in your knowledge and experience when it comes to looking after their educational journey. You're ...

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What is Business Insurance

... Consultant Easy to use and easy to understand! Highly recommended. Emma C. Information Technology (IT) / Computer ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Insurance for Tradies

... right from your computer. Built for small business At BizCover we know what insurance tradies need. We ... with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. ...

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What is Professional Indemnity Insurance?

... all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you ... as I am a sole trader. Christina M. IT / Computer Consulting Service. I got recommended from a colleague ...

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Complete Guide to Business Insurance

... to hairdressers, marketing consultants and personal trainers, there are business insurance options to protect ... Equipment Portable electronic equipment insurance covers portable computer equipment and cell phones ...

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What does Public Liability Insurance Cover?

... Public Liability insurance also does not apply to being compensated for personal injury if it is covered ... the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively ...

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What is Public Liability Insurance?

... Insurance? The short answer. Yes. The long answer. Absolutely yes. If you or your employees interact with other people while doing business in any way or form then you need it. For example: Consultants/Contractors ...

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Do I need Public Liability Insurance?

... it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance ... to speak to someone promptly. Both consultants I talked to were extremely helpful and ...

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How much does Public Liability Insurance cost?

... risk professional occupations, such as IT consultants, engineers and other consultancy occupations ... cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ...

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Employers Liability Insurance

... defence costs cover. Is Employers Liability Insurance mandatory? It is always wise to check with ... with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively ...

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Business Insurance

... to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here ... items entered Martin B. Information Technology (IT) / Computer Consulting Service I had Lokesh help me and ...

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Insurance for Allied Health Professionals

... and circumstances Protect your business today. Business Insurance* It's important to take the time to consider ... and quick. Thank you. Kharli H. Education Consultant Easy instructions and customer friendly Johnnie F. ...

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Insurance by Industry

... Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your business today. * * As with any insurance ... you Phoebe A. Parks And Gardens Operation It all came down to price to be ...

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Tool and Portable Equipment Insurance

... cleaning products Consultants From ... computers and other specialised tools and equipment are all vital to performing your professional skills and is something Tool and Portable Equipment insurance can help safeguard. IT ...

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Do Hypnotherapists need Business Insurance?

... mistake, extreme weather, or accidentally downloading a computer virus could all impact how well you can do ... financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be ...

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Insurance for Psychologists

... could do more than just bruise your ego. It could drain your bank accounts and damage your professional ... accept payments. Portable electronic equipment insurance covers portable computer equipment and cell phones anywhere ...

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Do I need Business Insurance

... . While your retail business will have its own unique business insurance needs, we've highlighted some of ... the call is valid rather than a scammer. Roopal P. Computer Maintenance Service Hi, Just a question I am a Event ...

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Insurance for Engineers

... isn't a uniformed price when it comes to business insurance for your engineering business, with the ... pleasantly surprised. Gavin B. Information Technology (IT) / Computer Consulting Service Great support from Lokesh. ...

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What Insurance do Beauty Salons Need?

... private residence. Portable Equipment – Covers portable computer equipment and cell phones anywhere in the world ... sort your beauty salon insurance needs. BizCover makes it easy to compare insurance for beauty salons for ...

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How Cyber Insurance Protects Small Businesses

... . Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some ... Cyber Liability claim. Website hijacked and defaced Computers infected with viruses/malware Data held to ...

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Business Insurance Health Check Part 2

... only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in ...

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Tradie Guide to Professional Indemnity Insurance

... only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in ...

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Tradies Guide to Business Insurance Packages

... in, and the amount of cover required can vary from one business to another. And it's worth noting that Public Liability insurance doesn't provide cover for an employee getting injured on the job (see Employers Liability ...

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Insurance for Contractors

... only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in ...

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Insurance for Mechanics

... your business protected when you need it most. From Public Liability insurance when dealing with third-parties to Professional Indemnity insurance for when you give professional advice, it's important to take the time to ...

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Do Dog Walkers Need Insurance?

... could help establish you as the leader of the pack. Dog walking liability insurance shows you are responsible and professional. It can signal to a potential client that you take your job and their pet's wellbeing ...

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How Accountancy Insurance Protects Your Business

... growth, or worse. As such, when deciding how to protect your company, it can be important to consider risk-reducing measures, including business insurance that is tailored to the specific risks of your industry, such as ...

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What Is Inside A Business Insurance Pack?

... online world We know how busy things get when you're running your own business, so when it comes to getting your insurance for your business sorted get in touch with BizCover today. Leave the shopping around to us! We ...

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Insurance for Designers

... , going back or their contract with you and making a claim. That's why it is important to consider Professional Indemnity insurance*. Chances are you may work with expensive equipment and other business assets that help ...

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How Are Business Insurance Premiums Calculated?

... . How much you insure your building / business contents for If you have Building insurance and Contents insurance* in place for your business, it doesn't hurt to review these at renewal time. The amount of contents that ...

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Managing Your Business Insurance During Inflation

... most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of inflation, and in our quick guide we take a look at how ...

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Introducing Work From Home Insurance

... and should not be relied upon as advice. Customer Reviews Rated 4.6/5 for Customer Experience IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE Janette W. The website was v easy to use ...

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How Insurance Can Protect Landscape Architect

... puts you at immediate risk of cyber-attacks and data breaches. Cyber Liability Insurance will strengthen your cyber-sphere. It provides protection against extortion, fines, penalties and investigation costs. How do I buy ...

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Insurance for Counsellors

... to ensure your counselling business is being looked after too. That's why it is vital to spend time understanding what kinds of business insurances can help safeguard your business for the long run, and which ones may ...

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Insurance for Plumbers

... for your smoko break. How to protect your plumbing business with Public Liability insurance It's one of the fundamental types of insurances you need to think about when protecting your plumbing business, and we've ...

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Tradie Guide to Public Liability Insurance

... . Compensation for accidental damage to third party property. When will Public Liability Insurance won't help your trade business? It's worth noting that the following events are generally not covered by Public Liability ...

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What does business insurance cover

... are most likely one of your most valuable assets that you will want to insure. Building insurance covers your building if it is damaged as a result of a fire, storm, malicious activity or another defined event listed ...

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Cyber Liability Insurance

... as well as your networks capacity taking a beating. It isn't just the financial destruction that a cybercrime can ... may need to consider Cyber Liability insurance. If your business uses computers, phones, or any other ...

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How Much Does It Cost To Recover Lost Data?

... can’t be retrieved unless they are connected to another computer and scanned in read only mode. This is not ... insurance Cyber Liability insurance is a type of insurance policy that could cover data recovery costs. It ...

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Insurance for Accountants & Tax Agents

... offices are located can impact how much you pay for insurance. Who is being covered - Are all members of ... good follow up. Bret R. Information Technology (IT) / Computer Consulting Service That was easy thank you! Tina ...

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Insurance for Photographers

... , tripod, and filters), backdrops and a powerful computer for editing. Your portable equipment may cost thousands ... your photographer's insurance, videographer's insurance, or wedding photography insurance. It may help to ...

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What Insurance Policies do Yoga Studios Need?

... proof of insurance before signing the lease. Your students might expect it Knowledge and ... computer equipment and cell phones anywhere in the world for loss or damage, subject to policy sub-limits. How much does insurance ...

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Cyber Liability Insurance Explained

... small business* operators, it is worth considering Cyber Liability insurance and how it can protect your ... Cyber Liability insurance protects your business from: Website hijacked and defaced Computers infected with ...

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Insurance For Cafes and Restaurants

... diner, every food business is different. That's why there isn't a blanket price when it comes to business insurance for restaurants and cafes. When calculating the price of your policy, there are some factors which ...

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Insurance for Sole Traders

... quotes Buy online and get coverage immediately Why Do Sole Traders Need To Consider Insurance? Being your own boss and running your own business is exciting. It gives you the freedom to do what you love for a living and ...

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Insurance for Yoga Teachers

... with a costly bill. You may even have stock that could be a large revenue loss if it were damaged. Property (Contents) insurance covers loss of or damage to items such as business equipment, stock, fixtures and fittings ...

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Reviews related to Affordable Insurance For IT Consultant

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • great support!

    Faustin Roman
    Information Technology

  • Seamless - everything done online with no intervention required.

    Information Technology

  • Great, easy process.

    Etienne Kruger
    Information Technology

  • Online, easy and cost effective

    David Ball
    Information Technology

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Definitely a good tele-support for an email query.

    Scorpio fibre optics limited Mt Eden
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it’s wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales – Customised/Own Developed
  • Software Sales – Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

If a third party were to suffer an injury or property damage because of your negligent business activities you could be held liable for any of the financial costs including defence costs.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that’s where Business Insurance offers a suite of options to cater to your individual business needs.

Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

As an IT professional, below are some of the coverages you may want to consider to keep your business as ‘all systems running’:

  • Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business’ reputation.

Cyber Liability insurance is a type of business insurance product which protects your IT business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents.

It typically covers the costs which can be incurred following a data breach or having your system hacked as well as investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.

Protect your business today.

Why choose BizCover for your Business Insurance as an IT professional?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your IT business. But if you are still not sure, here are a few other reasons why you should choose BizCover for your PI insurance.

New Zealand’s number one online insurance company

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right there on your screen.

Built for small business

We know insurance and what makes small businesses tick. And we understand what cover IT professionals need. So it’s really a no-brainer!

We won’t confuse you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Having the right insurance pays off

A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch of government owned vehicles. Within six months it became apparent that the calibration on the devices was incorrect following a minor traffic incident. The company’s Professional Indemnity policy responded and covered the cost for devices to be fixed by another firm, as well as the resulting damage from the error.

How do I make a claim on my insurance policy?

Need to make a claim? Too easy! We’re here to assist you through the process and get you back to IT business. Simply download, complete the Claim Notification Form and return to We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 


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