Insurance Coverage For Personal Trainers

Insurance Coverage For Personal Trainers

    • Combined Professional Indemnity and Public Liablity Insurance
    • Broad Cover
    • Quick and easy online process, no paperwork, get covered in minutes

Insurance for Personal Trainers

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Insurance for Allied Health Professionals

... coverage immediately Why Do Allied Health Professionals Need Business Insurance? Operating as an allied health professional means assisting a wide mix of clients, each with their own personal ... Osteopaths Personal Trainer ...

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Managing Your Business Insurance During Inflation

... your business insurance policies is also an opportunity to see if the type of coverages you have ... insurance* for your warehouse or Portable Equipment cover* for your personal trainer gear, we've got business insurance ...

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Complete Guide to Business Insurance

... types of business insurance coverages and how they can help to keep your business protected. From tradies to hairdressers, marketing consultants and personal trainers, there are business insurance options to protect ...

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What does business insurance cover

... insurance needs and exposures to risk. From coverage for stock to shop front windows and everything in between, Business insurance ... professional hair and beauty products Personal trainers and yoga teachers- insures items ...

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Insurance by Industry

... NZ Find your occupation below Get Cover like No Other Insurance Coverage by Profession We cover 900+ occupations across NZ Find your ... Mortgage Brokers Painters Personal Trainers Photographers Plumbers Psychologist ...

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What is Business Insurance

... protect the various risks that businesses face. From dog groomers to personal trainers, IT specialists and real estate agents, Business Insurance provides coverage for many different types of small businesses. Why do I ...

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What does Public Liability Insurance Cover?

... personal trainers. Let's take a look at what is typically covered and excluded from a Public Liability insurance ... Liability coverage in place before they even step on site to start work. Public Liability insurance is ...

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What Is Inside A Business Insurance Pack?

... that may consider the different types of coverages. Building insurance: Covers physical loss or damage to your ... cover can provide a safeguard. Mobile businesses- Personal Trainers and mobile make-up artists are just a ...

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Insurance for Real Estate Agents

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What is Public Liability Insurance?

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Do I need Business Insurance

... Do I Need Business Insurance? Do I need Business Insurance ? From accountants to tradies, hairdressers and personal trainers, no matter what kind of business you run, there is always some element of risk for a potential ...

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What is Professional Indemnity Insurance?

... whereby insurance is mandatory as a condition of the contract Examples of some professions that require PI cover are: Health Practitioners - Including Allied Health professionals and personal trainers Information ...

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Tool and Portable Equipment Insurance

... Equipment insurance to help protect their business: Allied Health Professionals Mobile beauticians and hairdressers- beauty and hair products, hair straighteners, curlers, make-up tools Personal Trainers- sporting ...

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Tradie Guide to Public Liability Insurance

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Insurance for Psychologists

... Damage to your own property Compensation for personal injuries covered by the ACC Known claims ... policy. Psychologists may build a Business Insurance package that includes coverage for: Business Interruption* Anything can ...

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Insurance for Bookkeepers

... Professional Indemnity insurance, Public Liability insurance and various Business Insurance coverage options. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses ...

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Insurance for Immigration Advisers

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Insurance for Carpenters

... damaged property Compensation for personal injury or death not covered by the ACC Legal and defence costs What is typically NOT covered? Public Liability insurance can provide important coverage for your small business ...

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Insurance for Mortgage Brokers

... financial loss. Without professional indemnity insurance coverage, you could find yourself personally ... covered by Public Liability insurance: Employee injuries Damage to your own property Personal injuries that are ...

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Insurance for Designers

... starting the job. Insurance for Designers These are some of the types of insurance coverages you may need ... Public Liability insurance? Injury to your employees Damage to your own property Compensation for personal injury ...

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Insurance for Cleaners

... accidental damage to third party property Compensation for personal injury or death to third parties where the ... a few of the main types of Business Insurance coverages to consider for your cleaning business: Contents*: ...

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What Insurance do Beauty Salons Need?

... weather, or prone to flooding, you should expect to pay more for your beauty salon insurance. Your coverage amounts The amount of insurance coverage you seek will also partly determine how much you'll pay for it. If you ...

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What Insurance Policies do Yoga Studios Need?

... might also want protection against break-ins, theft, and unplanned business interruptions. Business Insurance is a coverage package designed to provide cover for your commercial premises and business contents, stock, and ...

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Insurance for Travel Agents and Tour Operators

... accidental damage to third party property Compensation for personal injury or death to third parties where the ... These are some of the typical types of business insurance coverages you may need to consider when it comes to ...

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Insurance for Education Consultants

... plan. There are a variety of different business insurance coverages available for educational consultants like Public Liability, Professional Indemnity, Business Insurance and Cyber Liability for example. Did you know ...

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Cyber Liability Insurance Explained

... insurance is a type of business insurance which protects your business against both the legal costs and expenses related to cybercrime incidents. Your coverage ... into account your personal objectives, financial situation ...

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Business Insurance

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Public Liability Insurance

... for injury claims- Public Liability insurance typically provides compensation for personal injury or death to third ... contained in this article is general only. Coverage for claims on the policy will be determined ...

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Insurance for Dog Walkers

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Insurance for Consultants

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Insurance for Sole Traders

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Cyber Insurance - Is it worth it?

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Insurance for Shop Owners

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Insurance for Contractors

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Insurance for Yoga Teachers

... studio, you may be required to have Public Liability* coverage and show proof of insurance when you sign a lease. What Insurance do Yoga Teachers need? Insurance can help yoga teachers keep their businesses strong and ...

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Insurance for Painters

... the job done, so consider protecting them with coverage options like Tool and Portable Equipment cover and ... property or personal injury Known claims and circumstances Protect your business today. Tool insurance (Portable ...

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Insurance For Cafes and Restaurants

... type of food business you are running The type of coverage you take out Your excess The level of cover Your claims ... insurance protects your business against claims by third parties relating to property damage or personal ...

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Insurance for Engineers

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Insurance for Mechanics

... and defence costs What is typically NOT covered by Public Liability insurance? Injury to your employees Damage to your own property Compensation for personal injury whereby cover is provided by the ACC Known claims and ...

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How much does Public Liability Insurance cost?

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Insurance for Accountants & Tax Agents

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How Insurance Can Protect Landscape Architect

... personal injury (not covered by the ACC). This includes defence costs cover. Cyber Liability insurance ... to how any potential claim will be assessed or accepted. Coverage for claims on the policy will be determined by the ...

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Introducing Work From Home Insurance

... * LEARN MORE Stop screen sharing unwanted content Coverage for flights away from the situation Rebuild your brand with PR support Introducing Work From Home Insurance Working from home became the new normal in 2020 ...

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Understanding Employers Liability Insurance

... of what is typically included in an Employers Liability insurance policy: What is typically covered? Costs of settlement or damages arising from claims for personal injury to employees in the course of employment Legal ...

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Tradies Guide to Business Insurance Packages

... risk profile, will determine the types of business insurance you require and the amount of coverage you may select for your business. Tool and Portable Equipment Insurance As a well-equipped and busy trade professional ...

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Insurance for Massage Therapy

... insurance covers you for third-party claims alleging that your negligent business activities caused them personal ... . You can customise your Business Insurance package to include coverage that fits the unique needs of ...

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Insurance for Tradies

... personal injury (not covered by the ACC). This includes defence costs cover. How much does business insurance ... information contained in this page is general only. Coverage for claims on the policy will be determined by ...

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How Are Business Insurance Premiums Calculated?

... select, the limit and any additional extras are also impacting factors when calculating a business insurance premium. The higher amount of coverage you select, the higher your premium will be. While it may be tempting to ...

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What does Public Liability Insurance Cover?

... an injury were to occur to employees, require a different type of cover. Public Liability insurance also does not apply to being compensated for personal injury if it is covered by the ACC. And while PL covers claims of ...

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Insurance for Photographers

... Instant online purchase - no paperwork Compare quotes instantly from leading insurers Insurance for Photographers Coverage for photography equipment Compare quotes instantly from leading insurers Instant online purchase ...

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Why You Should Review Your Business Insurance

... disclosure statement or talk to your insurer for the specific details of your business insurance policy. The first step to knowing what your coverage includes is to understand its purpose. This will depend on the type of ...

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Public Liability Insurance Explained

... your employees Damage to your own property Compensation for personal injury whereby cover is provided by the ACC Known claims and circumstances Why do I need Public Liability Insurance? While you may take all the care in ...

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How Accountancy Insurance Protects Your Business

... management strategies for accountants. Indeed, New Zealand-based CPAs are required to hold Professional Indemnity insurance with coverage of $1 million with an insurer licensed by the Reserve Bank of New Zealand. For ...

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Insurance for Plumbers

... protect your plumbing business. These are some examples of when business insurance can help: Protection against claims from third parties for accidental personal injury or damage to their property (when not covered by ...

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Do Hypnotherapists need Business Insurance?

... a home office and may not worry about the types of risks that Public Liability insurance covers. However, a patient can be injured or have their personal belongings damaged in a home office just as they can in any public ...

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Reviews related to Insurance Coverage For Personal Trainers

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

Did you Know?

Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount.

Insurance for Personal Trainers and Fitness Professionals

Working as a personal trainer means your business is faced with a variety of different risks every day. Business insurance for personal trainers is designed to cover potential claims for things like injury (when not covered by the ACC) or damage to a third-party’s property, misleading or negligent advice to safeguarding things like your business assets^.

Professional Indemnity Insurance*

You work closely with your clients, helping them to create specialised exercise plans that are tailored to their lifestyle needs. The truth is, life doesn’t always go to plan, mistakes no matter how unintentional can still happen, accusations get thrown around leading to a potential situation where you are faced with a claim.
That’s why Professional Indemnity insurance becomes an important cover to consider.

Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also help with the legal costs associated with responding to or managing claims which are covered by the policy.

Protect your business today.

Public Liability insurance*

Another basic insurance coverage you may need to consider for your personal training business is Public Liability insurance. Often this kind of insurance is a requirement if you work as a contractor to a gym, a fitness studio or work within a public space like a council park for example.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) or sustain property damage as a result of your negligent business activities.

Combined Professional Liability package

Having a combined Professional Liability package provides the financial protection you need against losses which may be incurred for any action taken against you for a combination of reasons.

It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from tuition instructions or advice given by you, as well as cover for accidental injury or damage to third party people and property.

Business Insurance*

If you take a moment to look at all the fitness equipment you own, it adds up pretty quickly. You rely on these tools of trade to help train your clients and without them, you may not be able to get the job done.

These are some types of business insurance coverages to consider:

Portable Equipment cover*: Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.

Contents*: Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

^ The provision of the claim’s examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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