... employer has failed to provide a safe workplace Chances are, a scandalous claim could not only hit your bottom line as well as diminish your good name. Cyber Liability Insurance Can you imagine trying to run ...
read more... just how do you make sure your business stays safe from both hacks and breaches but also from ... overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your ...
read more... for Business Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the ...
read more... hacked or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it ...
read more... could do to a business's reputation in the community could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ, as it helps cover businesses against the expenses ...
read more... and scams. The estimated costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising ...
read more... better than cure, and that's where Cyber Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business against ...
read more... and on the road, and Business Interruption to help you get back on your feet. Cyber Liability insurance * When you are dealing with confidential client data, you need to assess the consequences if ...
read more... can be an easy target for things like customer data, intellectual property and bank account information. Cyber insurance is an important part of your risk management plan as it provides protection against the expenses ...
read more... or theft, and guard against financial loss arising from any interruption to the business. Cyber Liability Insurance - Cyber Liability Insurance protects against the expenses and legal costs of data breaches or hacking ...
read more... sophisticated, as are the more traditional hacker weapons like phishing scams, DDOS attacks and session hijacking. Cyber Liability insurance may not prevent an attack, but it will help you deal with it and take care of ...
read more... take all the right measures to ensure your store is safe, pesky thieves can still strike when you least expect it ... daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail ...
read more... insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber ...
read more... the legal costs associated with responding to or managing claims which are covered by the policy. ; Cyber Liability insurance* Did you know that over half of New Zealand SME owners only have average or below average ...
read more... and on the road, and Business Interruption to help you get back on your feet. Cyber Liability insurance * When you are dealing with confidential client data, you need to assess the consequences if ...
read more... protection, you could potentially risk losing not only your business, but your personal assets too. Cyber Liability Insurance If you have a website for your business or you store sensitive customer information on ...
read more... Commission (ACC) does not provide cover (such as gradual impairment injuries)). Cyber Liability Cyber Liability** insurance is designed to help protect your retail store and support your profitability in ...
read more... documentation that you will need to protect from data breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your business in the event of: • Forensic investigation costs • Data ...
read more... you at the insured location. This is a separate policy to your personal home contents insurance. Cyber Liability* R ely ing on your online systems and networks to run your business means ...
read more... your clients . Protecting your precious data from the threat of a cyber-attack is something to consider. Cyber Liability Insurance protects your business against the expense and legal costs arising from data ...
read more... criminals however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data breaches after being hacked or having your ...
read more... can also collect sensitive customer data and credit card details in which case you may be liable for claims. However, with cyber liability insurance in place, you may be covered for legal costs and expenses related to ...
read more... gives you that peace of mind if something were to go wrong, your downtime would be next to none. Cyber Insurance Working within the IT industry, you would be more than mindful of the types of potential malicious ...
read more... online means you are instantly at risk of potential cyber attacks and data breaches. Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties ...
read more... expensive fees, not to mention the down time while you are not able to operate and work with clients. Cyber Insurance As an Accountant, you work and rely on sensitive client information to get the job done. In the ...
read more... If you are found negligent and don't have an insurance policy in place, you may face financial repercussions that ... able to operate due to an insurable event. Cyber Liability Data is an integral part of many business ...
read more... costs, not to mention the potential irreparable damage it can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the costs and legal expenses if your network is ...
read more... 't understand the technical terms, speak to an insurance professional who can help you understand the meaning. ... risk to your business and may need to consider a cyber liability policy. It's important to look at the whole ...
read more... business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability Insurance Protects your business against the expenses and legal costs associated with data breaches; being ...
read more... business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability Insurance Protects your business against the expenses and legal costs associated with data breaches; being ...
read more... and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time ... the ACC does not provide cover. Cyber Liability protects your business against the ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... from circumstances where the employer has failed to provide a safe workplace. #5 Maintain a professional standard and protect your reputation Whilst insurance may not be mandatory, the image we portray sends an ...
read more... we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs ...
read more... away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard ... how much care you take in providing a safe work ing environment, accidents can still happen. You ...
read more... result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is accidents can still happen. Whether you ...
read more... valuable assets that you will want to insure. Building insurance c overs your building if it i s damaged ... business premises. Damage to the building, locks and safes as a result of a covered event will also be ...
read more... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...
read more... want to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business ...
read more... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks (i.e. what could go ...
read more... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... reviewed your current policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers ...
read more... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read more... need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read more... it? As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't need to convince ...
read more... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day ;
read more... another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read more... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is ...
read more... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read more... potential risk for something to go wrong is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to help you suit your unique food business needs ...
read more... While you 're busy cleaning, let us take care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand ...
read more... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...
read more... way, a claim could have a devastating impact on your financial situation. Having the right Public Liability insurance in place is vital for helping you stay in business for the long run. Different types of claims ...
read more... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
read more... could be enough to bankrupt a business, regardless of how big or small it is. Professional Liability insurance is designed to protect your business from legal claims for alleged negligence or a breach of duty arising ...
read more... to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or injury ...
read more... Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims ...
read more... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...
read more... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. ; Did ...
read more... the policy in place at the time. The retroactive date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a 'deductible' or 'excess'. The limit of indemnity is the ...
read more... Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...
read more... the judge, make sure it's not costing you an arm and a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your ...
read more... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...
read more... and break a bone as you were directing their movements? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer ...
read more... portable property is required to be securely stored for it to be covered by your insurance. ; ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...
read more... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... of court or awarded by the court. With the right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your ...
read more... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read more... allows for policies to be customised to suit your business. Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk. Tradesmen on the job Your tools are ...
read more... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...
read more... for pricing, with each business rated according to their risk factors. Below are some of the factors an insurance underwriter will assess to accurately price a policy: The type of business you run and the industry it ...
read more... that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. ; Did you know? Your level ...
read more... you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read more... any unforeseen events means you can get back to business in the wave of a mascara wand. Business Insurance can include cover for the following: Contents and Stock : protect your salon's contents and stock from ...
read more... . To give you an idea, we have put together a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the course of 2017 ...
read more... below graph though, over a third only pay between $45 and $74 per month. The cost of Professional Indemnity insurance depends on a number of key factors including: The type of business you operate - the riskier the ...
read more... to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...
read more... by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online. “We have learned through our interaction with over 10,000 customers, that the online shopping ...
read more... of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like ...
read more... advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know that ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know that ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know that ...
read more... of the most important elements to keeping your business safe is having the right business insurance policies in place to protect it from unexpected risks. Reviewing your insurance is an opportunity to make sure you are ...
read more... you use it is important to ensure you keep your list safe. You can make copies of your inventory list - keeping ... also help you to ensure that when you review your insurance, you have the right level of cover for your ...
read more... to do it!” Having a large supply of valuable bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected ...
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Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Independent feedback from our customers rated our service at excellent.
Almost every business is dependent on their data to operate. The moment you connect to the internet you open your business up to the possibility of being targeted by hackers. Whether your website is hijacked and defaced, or your sensitive data and client information is stolen, the costs of repairing the damage and the legal costs associated with a data breach can have a significant impact on your business, not to mention the damage it can cause to your reputation.
More than half of SME’s in New Zealand have experienced IT security attacks at least once a year, and seventy percent have been affected by viruses, malware and scams. The estimated costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked, or from the theft or loss of client information.