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Understanding Insurance, Part 4: Cyber Liability Insurance

... of our Understanding Insurance series we explore how Cyber Liability insurance can protect your ... be anything from a hacked website [] ... Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes to attacks, companies ... Types of Cyber Liability claims Website hijacked and ...

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How to protect your small business from cybercrime

... 's no off season for cyber criminals who are always on ... small business immune especially when it comes to obtaining financial data ... and shared ... your own IT systems or do you outsource it to a professional IT consultant or company? What ... Cyber Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber ...

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Cyber Insurance - Is it worth it?

... small to attract cyber criminals. Yet, when it comes to cyber theft, size ... . Businesses are increasingly vulnerable to cyber-attacks ... hackers interested in small business? To start small business websites are often used as “watering holes” or loopholes ... why cyber insurance should be an important part of your risk management plan, as it provides ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially ... from hacking or theft… including the ones that haven't been released yet. While Cyber Liability insurance won't prevent an attack, it will help businesses to manage the event and get back on their feet. Benefits ...

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Cyber Liability Insurance

... the possibility of being targeted by hackers. Whether your website is hijacked and defaced, or your sensitive data and ... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect ...

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Help Protect your small business' reputation

... small business, your brand and its reputation are priceless. No doubt ... your customers and clients, but it can take just one small ... . As Warren ... investigation, data recovery and even extortion costs. In addition, another great benefit of Cyber Liability insurance is that it includes cover for the reasonable costs and expenses for receiving advice and support ...

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7 Ways You Can Protect Your Business and Personal Information Online

... at your fingertips to discover, it also means that your business ... ... important in making sure your Company Facebook page isn't hacked. ... It's great to think about all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance ...

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Key things to look out for when Growing Your Small Business

... ditch the baby steps, put it all on the line, and ... management, however, and a tailored insurance [] ... the asset that people are paying for? In other words, is it feasible to operate on a much larger scale? Not every business has ... Consider Cyber Liability insurance, especially if your business relies on a website or ...

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Business Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... fail to understand what it does protect you against, and ... (that's ... what's in your policy is great (that's why you bought it, right?), but being aware of what isn't covered should also ... to the business. Cyber Liability Insurance - Cyber Liability Insurance protects against the ...

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Types of small business insurance in New Zealand

... is Small Business Insurance. But what kind of insurance do you actually ... 'one-size-fits-all' when it comes to insuring a business ... ... or laptops, you should think about holding a Cyber Liability policy. Cyber Liability Insurance protects your business in the event of a cyber attack. Whether your website is hijacked and defaced, or your sensitive data ...

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Insurance Options for Retailers

... wrong. Having the appropriate retailers insurance in place to protect your ... ... , pesky thieves can still strike when you least expect it, wreaking havoc and causing a financial loss to your ... the daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail ...

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Insurance for Real Estate Agents

... the transaction between home buyers and sellers. Be it residential or commercial, you are legally held responsible ... breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your ...

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Preparing your store for the holiday season ahead

... important time for retail businesses. It can provide a much needed ... , but on the flip side it can also mean an increase ... ... shoppers turn to online shopping it's time to think about increasing your website security measures if you have ... access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ...

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Insurance for Accountants & Tax Agents

... a potential error to occur when it comes to doing the checks and balances. Don't leave it up to chance! Make a ... hackers or an inadvertent error with Cyber Liability insurance, which provides coverage for expenses like ...

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Insurance for Architects & Designers

... ? Not having the right cover in place could cost your company more than a pretty penny, creating a whole host of unwanted ... cyber attacks and data breaches. Reinforce your cybersphere with Cyber Liability insurance., ...

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Insurance for IT Professionals

... more companies that hire independent IT contractors insist their contractors hold PI insurance before ... take a toll on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred following ...

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What Photographers Need to Know About Business Insurance

... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... perform your creative profession as a photographer and without them it's hard to take on any jobs. Even if you operate ... of a cyber-attack is something to consider. Cyber Liability Insurance protects your ...

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Insurance for Consultants

... in very expensive costs, not to mention the potential irreparable damage it can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the costs and legal expenses ...

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Insurance for Mortgage Brokers

... it is crucial to safeguard your operations and processes. If you are found negligent and don t have an insurance ... of both profits and confidence in your company. Cyber liability helps you safeguard your business against ...

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Insurance by Professions

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

... your customers with Public Liability insurance is one of the most ... important aspects. It offers protection should a customer ... ... all of the features you need leaving you high and dry when it comes time to make a claim. The most effective way to ... for small business owners when it comes to shopping and choosing insurance policies. Gone are the days ...

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The difference between public liability and professional indemnity insurance

It's important to understand the difference ... Professional Indemnity and Public Liability insurance as the two types of ... . Public Liability Insurance ... in any way or form then you need it. For example: Consultants/Contractors/ Tradespeople who ... right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... right Public Liability cover in place, the insurance company will provide the funds to cover your legal ... of his customers in a bag to keep them secure. It was dawn and the participants were too focused on their activities ...

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How much does Public Liability Insurance cost?

... between $40 and $59 per month for their Public Liability insurance, and only six percent pay $100 or more. Below is ... more competitive premiums. It is also important to note that each insurance company assesses risk in ...

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What is Public Liability Insurance?

... . With the right Public Liability cover, your insurance company will provide much needed funds to cover your ... . Whilst operating the machine he accidentally lost control of it damaging the side of his client's house. The ...

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BizCover expands its insurance offer and launches a new look

BizCover launches a new website making it easier for Australian customers to ... buy professional indemnity and business insurance online Sydney ... online professional indemnity insurance, has announced today the launch of its new website. Blank notepad ... time is for our customers, that's why our new website has enhanced our already well-known features, such as ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Professional Indemnity Insurance

... potential claims being made against you is very real. It costs time and money to defend yourself against such claims ... could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you ...

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Public Liability Insurance

... costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives ... covered by the Accident Compensation Commission (ACC). It also covers any legal defence costs you incur ...

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Statutory Liability Insurance

... for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, ... breaches of New Zealand Acts of Parliament. It covers the costs of representation in investigations for ...

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What do you need to know about Professional indemnity insurance?

... explain what professional indemnity insurance is and why it might be important ... for your business. What is Professional Indemnity Insurance ... this article, we explain what professional indemnity insurance is and why it might be important for your business. What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... home is a small price to pay even if it is unlikely you will have a million dollar claim. ... It's wise to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance ...

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Business Insurance

... accidental damage - every business faces its own set of risks. What it typically covers a) Material damage loss ... No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... you may be, all it takes is one dissatisfied client ... dealing with a lawsuit or insurance claim. Fortunately, this is ... Professional Indemnity ... for you to potentially be dealing with a lawsuit or insurance claim. Fortunately, this is where Professional Indemnity insurance can provide protection when you need it most. In part two of our Understanding ...

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Understanding Insurance, Part 3: Business Insurance

... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover available and how it can ... , the different kinds of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other ...

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It's Time for an Insurance Health Check!

... the new financial year ahead. It's also a great time for ... ... While you're doing this it's a great time to review your insurances to ensure your cover also still ... of work, you may be over insured! And finally, it's worth doing a quick review of your policy to understand ...

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Massage Therapy Insurance: here's why you need it!

... to build your business, so it only makes sense to protect ... it. Below are the top 5 ... and maintain a Professional Liability Insurance ... worked hard to build your business, so it only makes sense to protect it. Below are the top 5 reasons Massage New ... to in doing so, it's important to hold Employers Liability insurance. It protects you and your ...

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4 Areas You May Not Have Thought Business Insurance Covers

... to build your business. So it's vital to protect your business ... ... and note down serial numbers as proof of ownership. It's also a good idea to take photos of these ... Business Interruption as part of your Business Insurance package. It's important to remember that your business will ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... end up facing multiple claims at once. Highly unlikely, but it could happen! If you want to get an accurate idea of how much a Professional Indemnity Insurance policy might cost you, the best way is to compare ...

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Insurance options to protect your cleaning business

... business, you know how important it is to have an eye ... results. It's also important that your business has the right insurances in ... ... universal blanket cover option when it comes to Public Liability insurance. While some businesses may ... cleaning chemicals to laptops and mobile phones, without these, it would be hard for you to get the job ...

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Understanding Insurance, Part One: Public Liability Insurance

... running your own business. Whether its balancing the books, creating ... list goes on. But when it comes to protecting your business ... , it ... about when running your own business. Whether it’s balancing the books, creating marketing plans ... it comes to protecting your business, it ‘ s crucial to understand the importance of business insurance ...

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Tear and Share: Our customers get even with their old insurance policies

We recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... and we quote, “spend 5 hours lecturing it on its many flaws and generally criticise it.” After that ordeal Andre still wouldn't be done with it, saying he'd then treat it to the company of his parents. His lovely 83-year ...

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Insurance for Recruitment Consultants

Why do Recruitment Consultants need it? Recruiting the right employees for your clients is your expertise and getting you the right insurance is ours. With just a few clicks or a single phone call, you'll get multiple ...

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Insurance for Allied Health Professionals

... it? Your clients rely on you to look after them; you can rely on us to look after your business insurance ... worries. Did you Know? BizCover is the preferred insurance partner of Podiatry NZ, Massage NZ, Nutrition Society ...

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Insurance for Bookkeepers

... helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and ... and could potentially benefit from PI. PI insurance generally indemnifies the insured for a claim that ...

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Insurance for Immigration Advisers

... advisers need it? Grow your business with peace of mind. Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers ...

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Insurance for Travel Agents and Tour Operators

Why do Travel Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from ...

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What is Professional Indemnity Insurance?

... make sure it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If ... re all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you ...

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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard ... and will require its own level of Public Liability insurance to suit its specific needs. BizCover ...

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Insurance for Painters

... the Accident Compensation Commission. Taking out insurance means safeguarding your business against incidents ... to another painter who has his or her own insurance, it is likely you are not covered by their policy. ...

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Insurance for Engineers

Why do Engineers need it? Insurance for engineers is all about safeguarding you against professional risk. ... being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need ...

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Insurance for Personal Trainers

... against you for a combination of reasons. It includes Professional Indemnity and Public Liability cover to ... and property. In addition, it's likely a requirement to provide your own insurance if you are contracted to a ...

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Insurance for Tradesmen

... hard place by not having Public Liability insurance. It's a crucial form of cover to protect ... re the best in business, accidents can and do happen - it could be knocking down the wrong wall or accidentally damaging an ...

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Insurance for Beauty Salons

... Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty ... only has the potential to financially devastate your business, but it can turn your reputation into an ugly mess - and ...

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Insurance for Hairdressers

... equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need to be ... to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of ...

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What does Professional Indemnity Insurance cover?

... regardless of how big or small it is. Professional Liability insurance is designed to protect your business ... without having to stress about the damage it may cause to your business. When it comes to the risk of a claim ...

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Tips On How To Better Your Business This Year

With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... your marketing efforts: Subscribe : many marketing websites, such as Hubspot, Backlinko and Social Media ... right business insurance policies in place to protect it from unexpected risks. Reviewing your insurance is an ...

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The Art of Small Business Branding in the Digital Age

... owners who want to leverage its power need to familiarise themselves ... ... pitch. You can call them cynical, but it works. The company regularly makes the news cycle by leaning ... . That story begins with the visual appeal of your website, the consistency of your brand cues and the quality ...

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Customer Spotlight - Two Sides

... . This involves working with these companies to produce: website [] ... . This involves working with these companies to produce: website content & blogs, email marketing & ... that we were both exceptionally proud of. You can check it out here .” For all the aspiring business owners out ...

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Customer Spotlight: Mosh

... of customers we serve. Whether it's your local butcher shop, your ... , we can look after their insurance needs. Today we're looking ... ... , we can look after their insurance needs. Today we're looking ... it took a lot of perseverance, trust and a hell of a lot of hope that social media was a bet worth sticking with.” Learn more about Mosh on their Website ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... ... Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... to spend a lot of time working at it!” Visit their Website Like them on Facebook Follow them on Instagram ...

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7 Ways to Grow Sales in a Café Business

... with advertising, in my opinion, it's the wrong place to start ... ... 're not a massive retail chain or a multinational company, but how you present your business matters. Why? ... your Facebook page, Instagram & website (if you have one) It's also worth claiming other specialty listings ...

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World Chocolate Day Customer Spotlight - The Cookie Project

... customers are, we'll take it. With today being World Chocolate ... ... delicious chocolate drink in our edible cookie cup or have it with chocolate ice cream with our edible cookie spoon.” Finally ... product-category/cookie-online/ Visit their Website (and buy some cookies!) Like ...

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International Cookie Day Customer Spotlight - The Cookie Project

... customers are, we'll take it. With today being International Cookie ... ... using the best butter in NZ by Lewis Road Creamery. It is free of preservatives, additives or colouring.” To date, ... value to themselves and to society. Visit their Website (and buy some cookies!) Like them on ...

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10 Amazing Facts About Small Businesses in New Zealand

... Doing Business Report this year, it has proven to be an ... in New Zealand. How easy it is for a Kiwi to ... ... facts about small businesses in New Zealand. How easy it is for a Kiwi to start a small business: ... great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... professional indemnity insurance, has announced today the ... online professional indemnity insurance, has announced today the launch of its New Zealand business and ... “Eighty per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover's ...

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Introducing our newest cover option: Personal Perishables Cover

... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... my turkey sandwich,” ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the past it has been only for larger claims and never at a micro level. This means that ...

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Professional Indemnity Claims: when should I notify my insurer?

... clients, your Professional Indemnity (PI) insurance is no doubt one of ... 't quite go to plan it can provide much needed financial ... ... even if you are at fault. Let your insurer take care of it - that's why you pay an annual or monthly premium to them ... insurers consent, or disclose how much PI insurance you have. It might result in them trying to claim ...

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Reviews related to cyber insurance companies

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • made it very easy to renew excellent

    Maryanne Hooper
    Allied Health

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

Get instant quotes

What is covered?

  • Investigation and data recovery costs
  • Business interruptions costs
  • Fines and penalties
  • Extortion costs
  • PR and crisis management costs

 

Claims Examples

  • Website hijacked and defaced
  • Computers infected with viruses/malware
  • Data held to ransom
  • Wrong email attachments
  • Lost or stolen devices