Affordable Professional Indemnity Insurance Handyman

Affordable Professional Indemnity Insurance Handyman

    • Compare Public Liability and Tool cover
    • Easy online purchase – no paperwork
    • Policy documents emailed instantly

Insurance for Handyman

... , we are here for you with comprehensive handyman insurance cover that protects you and your business against ... to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

read more

Insurance for Real Estate Agents

... open houses and inspections! Understanding insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance/ Ever wanted to understand the ...

read more

Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

read more

What is Public Liability Insurance?

... small business needs. The difference between public liability and professional indemnity insurance - Public Liability and Professional Indemnity insurance provide different forms of protection to small businesses that ...

read more

How much does Public Liability Insurance cost?

... Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance ... can cost thousands of dollars. Handymen, Tilers, Gardeners and Domestic ...

read more

What is Professional Indemnity Insurance?

... the most common in this article. The difference between public liability and professional indemnity insurance - Public Liability and PI insurance are both common forms of cover that small businesses often consider. Learn ...

read more

Tradie Guide to Professional Indemnity Insurance

... occur as a result of your work, Professional Indemnity insurance covers you for the consequences of the ... this is where Professional Indemnity insurance can reduce your risk. Professional Indemnity insurance protects you ...

read more

What does Professional Indemnity Insurance Cover?

... Professional Indemnity Cover? What does Professional Indemnity Insurance cover? What does Professional Indemnity Insurance cover? Professional Indemnity (PI) insurance ... protection of the right insurance. What actions could ...

read more

Professional Indemnity

... What is Professional Indemnity insurance? Professional Indemnity insurance is designed for professionals who provide advice ... Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important ...

read more

No Dramas

... Handyman Immigration Advisers IT Professionals Marketing & Multimedia Professionals ... you think. These are some insurance options you might want to consider: Professional Indemnity Insurance* Covers you for losses claimed ...

read more

Insurance for Mortgage Brokers

... these risks and protect your bank accounts and professional reputation. Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and services ...

read more

Insurance for Immigration Advisers

... to consider is Professional Indemnity insurance. Professional Indemnity (PI) insurance is an ... third parties when not covered by the ACC. Professional Indemnity insurance protects you against claims that may arise from a ...

read more

Insurance for Consultants

... you may also need to have a certain level of Professional Indemnity insurance in place. It is always a wise idea to ... without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential ...

read more

Insurance for Bookkeepers

... in minutes Opportunity to compare and buy PI policies from NZ leading insurers Insurance for Bookkeepers Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and ...

read more

Insurance for Architects & Designers

... and Designer insurance today ... professional indemnity insurance to cover themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance ...

read more

Insurance for Engineers

... and breaching the Engineers' Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal ...

read more

Insurance for Allied Health Professionals

... & Public Liability cover with our exclusive member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...

read more

Insurance for Accountants & Tax Agents

... are located can impact how much you pay for insurance. Who is being covered - Are all members of ... bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from ...

read more

Insurance for Travel Agents and Tour Operators

... is where Professional Indemnity insurance comes into play. Professional Indemnity (PI) insurance is an ... ins and outs on some of the typical kinds of business insurance and how they can help protect your business. * This ...

read more

Insurance for Recruitment Consultants

... services employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a claim that ...

read more

Insurance for Personal Trainers

... Professional Indemnity insurance becomes an important cover to consider. Professional Indemnity (PI) insurance ... to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

read more

Insurance for Beauty Salons

... ? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being a beauty ...

read more

Insurance for Counsellors

... you may need to consider when working as a counsellor. Professional Indemnity insurance* Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...

read more

Understanding the risks for Real Estate Agents

... you are managing Having the right kind of business insurance in place for your real estate business could protect you ... at risk of a claim occurring. Professional Indemnity Insurance can protect you against the risks ...

read more

Insurance for IT Professionals

... respond to the claim. Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising ...

read more

How Accountancy Insurance Protects Your Business

... reducing the risks to your accounting firm via the following types of business insurance. Professional Indemnity insurance : Business insurance designed to protect you and your business from any losses which may arise ...

read more

How Insurance Can Protect Landscape Architect

... work. A real-life example of Professional Indemnity insurance in action Take this example of a ... considerably less - only $7,000. Without Professional Indemnity insurance, this landscape architect could have been liable ...

read more

Insurance for Sole Traders

... mind knowing that your valuable tools are protected. What Insurances Do Sole Traders Need? Professional Indemnity insurance* Professional Indemnity (PI) insurance is something that sole traders may need to consider when ...

read more

Insurance for Contractors

... check the contract to see if there's an insurance obligation that you must meet. Insurance for Contractors Professional Indemnity* Professional Indemnity (PI) insurance is an important form of protection for contractors ...

read more

Insurance for Psychologists

... you might consider these types of insurance: Professional Indemnity* Clients trust you to provide them ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self- ...

read more

Insurance for Carpenters

... your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What is covered? A Professional Indemnity policy ...

read more

Insurance for Designers

... don't exactly pan out as they should. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide: specialist services or professional advice. It is designed to respond to claims ...

read more

Insurance for Education Consultants

... claim. This is where it is important to consider how Professional Indemnity insurance can safeguard your business. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

BizCover and NSNZ

... Details of Cover COVER LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any one claim, $2M ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...

read more

Business Insurance FAQs

... Do I need public liability insurance? What is Professional Indemnity Insurance? What does professional indemnity insurance cover? Do I need professional indemnity insurance? What is Business Insurance ? What is Business ...

read more

BizCover and Reflexology NZ

... cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against financial ... to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

read more

How To Start a Psychology Practice

... own psychology practice in New Zealand. Two common types of psychologist insurance include: Professional Indemnity*: Professional Indemnity insurance covers claims against your business for losses that result from actual ...

read more

What Risks Do Psychologists Face?

... But it's important to remember that medical and health professionals are mere humans just like the rest of us. And ... their psychology practice. Professional Indemnity* Professional Indemnity insurance covers claims against ...

read more

What are the Risks in Running a Yoga Studio?

... liable. Professional indemnity incidents Professional indemnity incidents are incidents directly related to the professional services or advice that you provide to your clients. Professional Indemnity insurance for Yoga ...

read more

What Insurance Policies do Yoga Studios Need?

... even an unfounded one). Professional Indemnity insurance offers important protections for ... A yoga studio in a nice part of town may pay less for yoga insurance than one in an area with a higher crime rate. You may also ...

read more

What Insurance do Beauty Salons Need?

... Registered Beauty Professionals (or want to be), you must have Professional Indemnity insurance. Other forms ... is located can also impact how much you'll pay for insurance. If you're in a neighbourhood with a high crime ...

read more

Do Hypnotherapists need Business Insurance?

... you vulnerable to claims of negligence or professional wrongdoing. You may also store sensitive information ... you acted negligently while treating them. Professional Indemnity insurance covers you for losses claimed by a ...

read more

Insurance for Mechanics

... could backfire, resulting in a costly claim. This is where Professional Indemnity insurance can provide protection. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

Insurance for Shop Owners

... 't a stock-standard price of business insurance for shop owners. When calculating the price ... professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI) insurance ...

read more

Public Liability Insurance

... a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip ... (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important ...

read more

Turn your side hustle into a small business

... may need to consider Public Liability insurance* . Public Liability Insurance, often referred to as General ... professional advice or services is Professional Indemnity insurance*. Professional Indemnity Insurance (PI ...

read more

Work Smarter as a Massage Therapist

... therapist. From massaging techniques to massage therapist insurance, this short guide can help you build a ... to have a claim made against you. Professional Indemnity insurance can protect you against losses claimed by a ...

read more

Hair Salon Business Tips

... of insurance for beauty salons is Professional Indemnity insurance *. Professional Indemnity cover ... small business owner to minimise risk. But having Professional Indemnity cover is essential to protect your salon and ...

read more

Business Insurance Health Check Part 2

... property damage as a result of your negligent business activities. Professional Indemnity insurance* : Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...

read more

Insurance for Yoga Teachers

... negligence, no matter how unfounded. Professional Indemnity insurance covers losses claimed by a third party ... as delivery people or an onlooker. Business Insurance* Business Insurance is a convenient way to provide cover ...

read more

Help Protect your small business' reputation

... reputation too. And let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should you or your staff make an error, omission, or, breach ...

read more

Statutory Liability Insurance

... Indemnity insurance is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance ...

read more

What does Public Liability Insurance Cover?

... potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to ... Accident Compensation Commission (ACC). Professional Indemnity (PI) insurance is an important form of ...

read more

BizCover and Massage New Zealand

... Professional Indemnity , Public Liability , Statutory Liability and Employers Liability . Professional Indemnity ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...

read more

BizCover & NZTA

... during checkout. Protect your business today. Professional Indemnity Insurance for Tutors We're not trying to ... omissions involving a breach of your professional duty. Having the right PI cover offers you peace of mind ...

read more

Why You Should Review Your Business Insurance

... of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing ...

read more

How to Market Your Hair Salon Business

... You should be seen as a hair and beauty professional by your customers and always strive for that positive ... must hold an active Professional Indemnity insurance* policy. Professional Indemnity cover is designed to ...

read more

4 Tips For Starting An Online Business

... perhaps even more essential. Having small business insurance in place can help protect your online business ... professional advice, you have a duty of care to your clients. This is where a Professional Indemnity policy ...

read more

How to Start a Sole Trader Business

... s no one size fits all when it comes to business insurance, so take some time to understand what kind of risks ... business insurance include: Public Liability insurance* Professional Indemnity insurance* Business Insurance* ...

read more

How To Start An Engineering Firm

... own Professional Indemnity insurance* policy. To get an accurate idea of how much insurance for ... , with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get ...

read more

Insurance for Massage Therapy

... business and ruin your reputation. Professional Indemnity (PI) insurance covers you for losses claimed by ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self- ...

read more

BizCover and Boost Your Business

... and choosing the types of policies relevant to your business. Protect your business today. Professional Indemnity insurance* Protects your business and your staff against any financial losses or legal action taken ...

read more

Guide To Setting Up A Massage Business At Home

... are two types of insurance products you may want to consider. Professional Indemnity insurance * is a ... a claim made against you. This is where Public Liability insurance comes in as it's designed to provide protection for ...

read more

Reviews related to Affordable Professional Indemnity Insurance Handyman

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

Why does a Handyman need it?

As a handyman, you are there every time your client needs you for maintenance and repairs. From carpentry to installing flooring, you are skilled at taking on a wide range of small to big jobs.

While you attend to fixing other people’s problems, there can be minor to major risks or liabilities that you are exposed to daily. These risks could be in the form of damage to your client’s property, someone’s injury, or even death.

At BizCover, we are here for you with comprehensive handyman insurance cover that protects you and your business against risks. We remove the confusion in choosing the right insurance policy by offering multiple quotes from top insurers. Compare and choose the best policy that meets your business’s needs. Get covered against wide-ranging risks in minutes.

An easier way to get the right insurance cover is just to give us a call – and we will do the rest.

Did you know?

Your level of exposure is not based on your job fee or annual turnover. A relatively small and quick job could still result in many thousands of dollars damage.

Insurance for Handyman

Public Liability*

Running your handyman business is challenging. You’re constantly juggling your reputation, growing your business, cutting costs, and earning a decent profit. Nobody wants to make mistakes, but unfortunately, they tend to happen.

At times a minor error can lead to hundreds of dollars of property damage or injury. However, the last thing you need is the added burden of having to pay for injuries suffered by someone or accidental damage to property due to your work.

Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to a third party.

The cost of public liability insurance depends on the extent of insurance cover you require, the size, location and nature of your business. When comparing the quotes, it is important to also look at the benefits and other features offered by each policy.

BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind.

What is typically covered?

Public Liability insurance can help protect your handyman business by providing cover for events such as:

  • Third-party property damage
  • Financial loss resulting from damage to property
  • Financial loss resulting from damage caused by a faulty or defective product that you have manufactured or sold
  • Inappropriate equipment installation causing property damage
  • Injury, illness or death not covered by the ACC that is caused by your negligence

What is not typically covered?

A Public Liability policy can help shield handymen against claims of negligence, but there are limits to your cover. Taking steps to ensure that you and your business are operating in a professional manner may be advisable.

The following are typically not covered by Public Liability insurance:

  • Injury to you or your employees
  • Damage to your own property, including tools
  • Personal injury compensation that is covered by the ACC

Business Insurance*

Beyond general liability claims, a handyman may face other hazards to their business that have the potential to be financially devastating. Business Insurance could help you confront these head on and create a safety net for your livelihood.

Business Insurance is an insurance package that includes cover for your business contents, stock, tools and commercial premises when a fire, storm, theft or other insured event occurs. A Business Insurance policy can also cover your portable equipment, accidental damage and loss of revenue due to business interruption in specified circumstances.

A handyman might consider including these types of cover in their Business Insurance package:

Protect your business today.

Portable Equipment Insurance

The success of your handyman business depends as much on your skills as your tools, some of which can be expensive. It is quite common for portable tools to get misplaced or lost, while there are also chances that they could get stolen or damaged. Paying out of your pocket to replace them is a setback that you cannot afford.

Portable Equipment insurance covers damage to your contents and stock, due to fire and other events listed within the policy wording. Portable Equipment policies typically include tool insurance cover that replaces your tools if they get lost, damaged, or stolen anywhere in New Zealand. With tool insurance cover, you won’t break the bank replacing the tools that are so vital to your everyday business.

Business Interruption

Accidents happen, and they can cause major headaches if you need to temporarily shut up shop to fix them. Business interruptions could quickly drain your bank accounts while you wait to resume work.

Business Interruption insurance covers the loss of income and increased costs of running your business caused by property damage, fire, or another specified insured event. It is also designed to help your business recover from an insured event by paying wages, rent, or other ongoing expenses.

Property (Contents)*

As a handyman, you might rent commercial space or have a designated place where you store important information relating to your small business. Whether that’s tiles waiting to be installed in a client’s bathroom or payment invoices needed for your tax filing, you’d potentially be out a lot of money if these items were damaged and needed replacing.

Property (Contents) covers you for loss of or damage to items belonging to you at the insured location, such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture.

Visit BizCover to compare affordable Business Insurance packages built with your handyman business in mind.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

Popular Searches