Nail Salon Insurance

- Combined Liability Package
- Meets requirements of NZ Association of Registered Beauty Professionals
- Instant online purchase – no paperwork

Insurance for Beauty Salons

... if unforeseen events threaten to close your beauty business. What insurance do nail salons need? Nail salons may need different types of insurance to protect their professional reputation, customers and clients, and ...

What Insurance do Beauty Salons Need?

... as Public Liability, may be a requirement to lease salon space. Your clients might expect it Most people won't trust their hair, nails, or skin to just anyone. Business insurance is one way to show clients that you are ...

What is Public Liability Insurance?

... a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to ... Professionals - Including hairdressers, nail professionals, salon owners and more. These ...

How to Market Your Hair Salon Business

... as it can protect you from various risks. Luckily, BizCover is the one-stop shop for providing beauty salon insurance in New Zealand. Jump online and compare quotes from some of New Zealand’s leading insurers today. The ...

Hair Salon Business Tips

... prudent to have a safeguard in place in the form of beauty salon insurance. Public Liability insurance is an essential form of insurance for beauty salons as it provides peace of mind against claims made against you by ...

How to Start a Hair Salon Business

... and current hairdressing customers. Protecting your business with the right insurance Insurance for beauty salons and beauty professionals might want insurance to protect their small businesses. If you are just starting ...

What are the Risks in Running a Hair and Beauty Salon?

... of risks. Some can be easily sorted out by yourself, while others you might consider needing a beauty salon insurance policy to offer protection. This short business guide talks about some of the common risks hair and ...

Insurance for Hairdressers

... of cash or assets among others. Whether you are a freelance hairdresser or own a hairdressing salon, you will need tailored insurance products to cover specific risks. Did you know? Adverse reactions to hair products and ...

Insurance for Tradies

... you check to see if there's a minimum level of cover required. Business Insurance* Your tools are essential to your business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and ...

6 Essential Types of Business Insurance in New Zealand

... -based hairdresser will have varying needs to those of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in ...

Insurance by Industry

... Architects & Designers Beauty Salons Bookkeepers Cafes and Restaurants Carpenters ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...

Business Interruption Insurance

... Businesses that often consider this type of insurance include: Shop Owners Retailers Cafés and Restaurants Tradespeople and Landscapers Real Estate Agents Cleaners Beauty Salons Mortgage Brokers Travel Agents and Tour ...

What does business insurance cover

... Salons Butchers Bakers Grocery stores Convivence stores Showrooms for tradie businesses Manufacturers Real estate agents If you feel unsure of the types of business insurance ... thing business and insurance with our blog. ...

Do I need Business Insurance

... many different types of businesses from cafes to gift shops, beauty salons and pet groomers. While your retail business will have its own unique business insurance needs, we've highlighted some of the typical reasons why ...

Tear and Share: Our customers get even with their old insurance policies

... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance , online, with all your documents emailed to you instantly. Switch & save on your business ...

4 Areas You May Not Have Thought Business Insurance Covers

... 't reviewed your current policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers ...

It's Time for an Insurance Health Check!

... where you want the business to be? Any changes in your business mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of cover? For example, if your business ...

Public Liability Insurance: 5 Tips for choosing the best policy for your business

... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...

Cyber Liability Insurance

... cybercrime event were to occur. Get more information If you would like to learn more about all things business insurance or perhaps brush up on some tips to help your small business save time and money, head to our blog ...

Why businesses in New Zealand need to consider Statutory Liability insurance

... . In far too many cases where companies have neglected to include adequate, or indeed any Statutory Liability insurance as part of their health and safety strategy, the financial blow from just a single breach of health ...

Introducing Work From Home Insurance

... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...

What Photographers Need to Know About Business Insurance

... mind, knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done professionally , ...

Insurance options to protect your cleaning business

... you make your clients happy with squeaky – clean results. It's also important that your business has the right insurances in place for when things get messy. You've worked long and hard to build your business and that's ...

How Plumbers Can Protect their Business with Public Liability Insurance*

... the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What are ...

Insurance Options for Retailers

... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...

Why Do Marketing Consultants need Professional Indemnity Insurance?

... that is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only limited ...

How the cost of Professional Indemnity insurance is calculated

... than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...

Small Business Insurance: Why you might want to ensure you're covered!

... from your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your business going if the worst was to happen? If your ...

The difference between public liability and professional indemnity insurance

... Making mistakes or oversights Any omissions in the provisions of your service Do I really need Public Liability Insurance? If you or your employees interact with other people while doing business in any way or form then ...

What do you need to know about Professional indemnity insurance?

... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...

Things you didn't know about small business insurance

... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

How Cyber Insurance Protects Small Businesses

... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...

Cyber Insurance - Is it worth it?

... employee with a grudge, you may not be coveredby your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make sure you have the right cover in place We live ...

5 Things for Accountants to Consider When Applying for Professional Indemnity Insurance

... many different risks your business may be exposed to, and there are a variety of different business insurance coverages to help provide you and your business peace of mind and protection. At BizCover we offer accountants ...

What does Public Liability Insurance Cover?

... illness or death caused by your negligence that is not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies they may have to have a certain level of Public ...

Massage Therapy Insurance: here's why you need it!

... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance . It protects you and your business against settlements or damages, including defence costs, as a result of ...

BizCover expands its insurance offer and launches a new look

... the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having choice and ...

What does Professional Indemnity Insurance Cover?

... even millions of dollars. A hefty bill like that is very difficult to cover without the protection of the right insurance. What actions could result in a claim? All it takes for a claim to arise is for one unhappy client ...

Insurance for Shop Owners

... or lollipops, no two shops are the same. That's why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your policy, there are a variety of factors which are taken into ...

Insurance For Cafes and Restaurants

... a moment to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going ...

Employers Liability Insurance

... businesses tick. It's a match made in heaven! We won't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere. How do ...

Statutory Liability Insurance

... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...

Insurance for IT Professionals

... to be fixed by another firm, as well as the resulting damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here to assist you through the process and get you back to ...

Insurance for Engineers

... * in place If you are working out on site, it may be a requirement that you have your own Public Liability insurance* cover in place. Be sure to also check the exact level of cover that you need too When you are out ...

Business Insurance

... to your business. You should check your policy details to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back ...

What does Public Liability Insurance Cover?

... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...

Public Liability Insurance

... clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents can ...

Do I need Public Liability Insurance?

... help provide much needed protection against unforeseen costs, such as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay in full damages in the event it is ...

Insurance for Photographers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

Insurance for Personal Trainers

... Equipment cover* Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...

Retailer Insurance

Insurance for Handyman

... policy that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. Did you know? Your level of ...

A Tradies Guide To Getting Your Business Insurance Sorted

... or sustain property damage as a result of your negligent business activities. It is one of the main types of insurances that you may need to consider as a tradie. This is an overview of what is typically covered and not ...

Understanding Employers Liability Insurance

... and to be in business for the long run. Things like Public Liability, Professional Indemnity and other Business Insurance options*, help protect different areas of your business. There isn't a one size fits all when it ...

Why You Should Review Your Business Insurance

... campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that you ...

What to think about when comparing insurance quotes for your small businesses

... could end up costing you in the long term. Check where you have cover and where you don’t Every insurance policy will have things that are included and things that aren’t, with certain events being covered and some being ...

What does Professional Indemnity Insurance cover?

... they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks (i.e. what could go wrong ...

How To Protect Your Plumbing Business With Public Liability Insurance

... hard-earned reputation. As a plumber, it may be a legal requirement to have a certain level of Public Liability insurance in place before you can step foot on certain sites. It is always important to check this and the ...

Cyber Liability Insurance Explained

... 't believe in making things difficult, so there's no paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help protect your business . * The information provided on this ...

What every New Zealand tradie needs to know about insurance

... for themselves as a tradie, you would already have an idea of just how important it is to have the right business insurance s in place for when things don't go exactly to plan. Sometimes it can be easy to just buy the ...

What is Tool Insurance and why do Tradies need it?

... theft, fire and other perils listed in the wording, anywhere in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work comes to a quick halt, meaning you can't work on ...

BizCover adds Ando Insurance to its NZ business insurance platform

... and Business Interruption (MDBI) cover on the BizCover platform. “Ando is a fantastic addition to our SME insurance platform,” says Jane Mason, BizCover's Head of Product, Channels & Risk. “Their initial offering adds a ...

Do Dog Walkers Need Insurance?

... can help foot the bill for you. Now running your business is truly a walk in the park! Does looking for insurance make you feel like you're chasing your own tail? Let BizCover help! We make it quick and easy to find ...

Do Hypnotherapists need Business Insurance?

... hypnotherapists work from a home office and may not worry about the types of risks that Public Liability insurance covers. However, a patient can be injured or have their personal belongings damaged in a home office just ...

Is it time to give your retail business an insurance health check?

... worse if a claim were made against you. Even if you do have cover in place, doing a review of your insurance could help you save on your premium. *This information is a general guide only and does not take into account ...

Online service saves SMEs hundreds on their business insurance

... he switched through BizCover. 1 Peter is an IT consultant near Hamilton. He saved $2000 on his IT Liability insurance when he switched through BizCover. 2 Gamini is a handyman in Botany Downs. He saved $500 on his Public ...

Professional Indemnity Insurance- a Guide for Real Estate Agents

... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...

An Accountants Guide to Understanding Cyber Liability Insurance

... for your next policy with us, while you get back to helping your clients. Visit bizcover.co.nz and get insurance for contractor business without the hassles so you can get on with your day. If you'd prefer to pick up ...

A Contractors Guide To Understanding Product Liability Insurance

... result of a product defect can cost your business a lot of money, and without the appropriate Product Liability insurance you could find yourself in a spot of bother. If you operate as a sole trader, you will potentially ...

A Contractors Guide To Understanding Public Liability Insurance

... making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your contractor business without the stress so you can get on with your day. If you'd prefer to pick ...

Portable Equipment Insurance, A Guide For Contractors

... statement to understand what your policy covers and excludes. If you are ever unsure double check with your insurance agent about your level of coverage and the details. Typically include cover for Loss or damage that is ...

How Insurance Can Protect Landscape Architect

... architects put safeguards in place to protect their businesses. One way to do this is through business insurance. Insurance is essential for any business, and landscape architecture is no exception. Here are some of the ...

Professional Indemnity Insurance – A Guide For Real Estate Agents

An Engineers Guide To Understanding Public Liability Insurance

... sites and work with contracts, it may also be a legal requirement for you to have your own Public Liability insurance policy in place, even before you pick up your tools. Make sure you also check if there is a minimum ...

An Engineers Guide To Understanding Professional Indemnity Insurance

... going to break down the basics, without the jargon and explain the ins and outs of what this kind of insurance provides cover for, what it doesn't cover and some interesting things you may not be aware of with this kind ...

A Designer's Guide To Understanding Cyber Liability Insurance

... your clients peace of mind knowing they are dealing with a trusted and secure webpage. Get your Cyber Liability insurance sorted- having your policy in place will help you sleep at night knowing that you have that extra ...

Understanding Cyber Liability Insurance – A Guide For Engineers

... business against the nasties of the online world. Our quick guide is here to break down what Cyber Liability insurance is and some tips and tricks to remember when it comes to your engineering business and the reality of ...

A Designers Guide To Understanding Portable Equipment Insurance

... without having the right tools in place to help you complete the task at hand. How much does Portable Equipment insurance cost designers? How long is a piece of sewing thread? There's no one size fits all pricing when it ...

A Graphic Designers Guide To Professional Indemnity Insurance

... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get on with your day. If you'd prefer to ...

Surprising Ways That Business Insurance Can Help Your Business

... or claim with a third-party like a client, supplier or member of the public. That's where Public Liability insurance* can provide some peace of mind. It can happen in an instant, a customer experiencing a slip or trip at ...

Disaster Planning – Business Insurance And Preventive Measures To Help

... get your business back up and running if it is impacted by a disaster? Protect your business with business insurance When you have worked so hard to get your business established, the last thing you want is for a threat ...

Managing Your Business Insurance During Inflation

... tip of most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of inflation, and in our quick guide we take a look ...

Saving Hacks- Business Insurance For Tradies

... to save a spare dollar here and there? Well, you're not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you're flying solo as a sole trader or run a team ...

5 Things To Consider About Public Liability Insurance For Your Small Business

... phone call away if you have any questions and need some help with your policy. Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...

Business On The Go? Be In The Know About Business Insurance

... to go wrong. And because you've already got a 101 other things to be thinking about, stressing over business insurance to protect your mobile business doesn't need to be one of them. We've created a simple guide of some ...

What Is The Difference Between Public Liability And Professional Indemnity Insurance?

... BizCover, and sort it online in 5 minutes, so you can get on with your day. Rather chat to a Business Insurance Specialist? Call us on 0800 249 268 and get cover today.   Try BizCover - NZ's #1 Comparison and Buy Site ...

Tradie insurance- how to get a quote quicker than a smoko

... quote sorted Now that you have a bit of an understanding of what you may require for your tradie business insurance quote it's time to make it happen! At BizCover, we offer cover like no other, making the process quick ...

Insurance for Sole Traders

Insurance for Contractors

... , you're not considered an employee. This means that you may not be fully covered by your client's insurance policies while you're on the job. This is why many clients require the contractors and subcontractors they hire ...

Insurance for Yoga Teachers

... take the joy out of being a business owner. At their worst, they could even put you out of business. Insurance for yoga teachers can make it easier to go with the flow when something goes wrong. Whether it's handling a ...

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Reviews related to Nail Salon Insurance

Highly recommended way of doing business insurance with out hassles and cost effective

Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

Tina Buckler
Allied Health
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

Layla Dowthwaite
Consultancy Occupations
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.

Charles Brooks
Consultancy Occupations
Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

Monique Princen
Information Technology
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

Quentin Duff
Trades & Services

Why do Beauty Salons need it?

While you’re in the business of making clients look and feel their best, BizCover is in the business of providing the foundations of your insurance. Access competitive insurance quotes with the click of a mouse or a quick phone call away. Purchasing insurance doesn’t need to be time consuming or complicated. Simply select your preferred policy and in the bat of an eyelash you can be covered instantly.

Did you Know?

To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance.

Insurance for Beauty Salons

Professional Indemnity

The joys of being a beauty professional are having your clients seek your expert advice and treatments, expecting nothing but the best. As careful and vigilant you may be, the unfortunate reality is that things can and do go wrong.

A compensation claim made against you not only has the potential to financially devastate your business, but it can turn your reputation into an ugly mess – and not the type a tad of concealer can fix.

Professional Indemnity Insurance is designed to protect your business against claims for negligence or professional misconduct. It protects businesses against the following financial losses:

Settlements and court costs
Legal and defence costs
PR costs

Public Liability

When you picture a beauty salon, a zone of relaxation and rejuvenation is normally what comes to mind – not a place for potential accidents and property damage to occur. The unfortunate reality is that accidents do happen, and damage can be expensive to fix.

Public Liability Insurance provides peace of mind against claims made against you by third parties for property damage, and personal injury or death, in circumstances that are not covered by the Accident Compensation Commission (ACC)). It’s also a likely requirement by your landlord if you lease your business premises.

Business Insurance

Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting the important things, like your beauty equipment, against any unforeseen events means you can get back to business in the wave of a mascara wand.

Business Insurance can include cover for the following:

Contents and Stock: protect your salon’s contents and stock from events such as burglary, theft and loss or damage caused by fire and other perils.

Building– consider Building cover when you own the building which your salon operates from. Wake up free of dark circles knowing your building is insured for repairs to damage or rebuilding if you were to suffer an insured event, like a fire, storm or earthquake (if you have taken out the earthquake option).

Portable Equipment: if you operate your beauty salon on the run, Portable Equipment cover provides protection for your equipment and stock if it is lost, stolen or damaged anywhere in New Zealand.

Business Interruption: how would your business survive if it had to close your salon doors for a few days or even longer due to an insurable event? Without client appointments, that’s a lot of lost income you need to makeup.

Business Interruption covers lost income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

Who needs Insurance for Beauty Salons?

Beauty professionals of all types may need insurance to protect their beauty salon, nail salon, day spas, mobile salon and other beauty business. This includes but it’s not limited to:

Hairstylists and Barbers – Your work is a cut above the rest, but mistakes and accidents can happen to the best of us. Business insurance can help hairstylists and barbers protect their professional reputation and livelihood.
Colourists – Insurance cover is available to help you prepare for the many shades of risk you might face as a professional colourist.
Nail Technicians – Worried about protecting your small business? Nail technicians can file their troubles away thanks to the peace of mind that insurance can bring.
Make Up Artists – Let’s face it—anything can happen when you’re running a small business! The right insurance cover can help make up artists manage common risks they might face as a beauty professional.
And many more!

Protect your business today.

GET INSTANT QUOTES

3 things to ask yourself when buying insurance

Does the policy cover all your areas of work? Make sure you check your policy for any exclusions or limitations. Your policy many not cover all of your business activities if they are not standard, for example, piercings, tattoo removal and Botox injections.
What kinds of risks does my salon present? If you are renting your beauty salon space, check if your landlord requires you to have a particular level of Public Liability cover.
How much would it cost to replace your stock, contents and salon equipment if it was lost, damaged or stolen? Take the time to calculate the value of the crucial things you rely on every day to keep your salon in the beauty game. It usually amounts to more than you think.

FAQ

Is insurance required for beauty professionals?

Some types of insurance are mandatory for beauty professionals, such hairstylists, nail salon owners, and make up artists. Others might not be required, but could still be nice to have—just in case.

Professional Indemnity insurance is compulsory for all members of the New Zealand Association of Registered Beauty Professionals. This type of insurance policy helps protect your professional reputation against claims of negligence or professional misconduct made by clients.

Public Liability insurance may be required by your commercial landlord to lease your business premises. In these cases, you’ll likely be asked to provide proof of insurance before signing a lease.

Even if a type of insurance is not required to do business, if you are at risk, it might be good to have protection in place. Insurance for your stock, portable equipment for mobile salons, and the other things you need to run your business smoothly can be helpful if unforeseen events threaten to close your beauty business.

What insurance do nail salons need?

Nail salons may need different types of insurance to protect their professional reputation, customers and clients, and other part of their business.
Nail salon and mobile salon owners might consider:

Professional Indemnity – This covers you for third-party claims of alleged or actual negligence related to your professional services or advice.
Public Liability – This covers you if a client or customer alleges that an injury or property damage or personal injury (not covered by the ACC) was caused by your negligent business activities.
Business Insurance – This is an insurance package that can include different types of cover to help shield your small business from everyday risks. Business Interruption, Equipment Breakdown, and Theft are examples of the types of cover that can be included.

How much does insurance for beauty salons cost?

Just like the haircuts, manicures, and looks you create, every beauty salon is unique. Your insurance premiums will probably differ from other salons and beauty businesses, even those just down the road.
Some factors that can influence your insurance premiums include (but are not limited to):

The work you do
Where your salon is located (or the area where you work, for mobile salons)
Who is being covered (i.e., just you, or you and your employees?)
Your business’ annual revenue and turnover
How much cover you need or want
Your history of past insurance claims

These factors (and others) are used to help calculate how much you’ll pay for insurance. To better understand the amount you can expect to pay, it may be wise to compare quotes from two or more insurers. This can also help you find cover that fits your unique needs as a beauty professional.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.

Nail Salon Insurance

Nail Salon Insurance

Reviews related to Nail Salon Insurance

Why do Beauty Salons need it?

Did you Know?

Insurance for Beauty Salons

Who needs Insurance for Beauty Salons?

Protect your business today.

3 things to ask yourself when buying insurance

FAQ

Is insurance required for beauty professionals?

What insurance do nail salons need?

How much does insurance for beauty salons cost?

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