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BizCover and Boost Your Business

BizCover is proud to be the official insurance partner of Boost Your Business Your business may be considered 'small', but it's big to you and big to us! We believe that getting your business insurance sorted ...

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Insurance Options for Retailers

Running a retail store can be a complicated business, with no two days ever the same and many different potential challenges. Regardless if you a have gift store or a bakery, there is always the potential risk for things ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Do I need Business Insurance

Do I need Business Insurance? Take the time to consider how many different assets your business relies on each day to get the job done. From desks to hammers, coffee machines to hair straighteners, being without your ...

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What is Business Insurance

What is Business Insurance? Business Insurance * is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, ...

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What does business insurance cover

What does business insurance cover? Every business is different, with their own unique insurance needs and exposures to risk. From coverage for stock to shop front windows and everything in between, Business ...

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Business Insurance

The Business of Business Insurance From printers to pencils, it all adds up and costs you time and money to replace. So, it makes perfect sense to protect the things needed to make your business run smoothly every ...

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BizCover and PriceMe

Compare and Save on Your Small Business Insurance Your business may be considered 'small', but it's big to you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, ...

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BizSave on your Business Insurance Being a small business owner can be a rewarding and challenging journey. While time and money are of the essence, you need to consider the unexpected - a possible loss or theft of ...

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BizCover and n3

BizCover & n3 n3 has partnered with BizCover, and you're about to reap the benefits! Receive an exclusive 10% discount off the base premium of every policy you purchase through us, just by being a member of n3. ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at Auckland-based advertising agency, The Goat Farm. ...

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Insurance for Real Estate Agents

Why do Real Estate Agents need it? As a real estate agent, you play a crucial role in facilitating the transaction between home buyers and sellers. Be it residential or commercial, you are legally held responsible ...

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How much does Public Liability Insurance cost?

How much does Public Liability Insurance cost? On average, small business owners can expect to pay around $49 per month for Public Liability insurance. Also known as General Liability or Broadform Liability, Public ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of being found liable to a third party for loss or damage to property. Whilst operating your business you are always at risk of causing ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry ...

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Employers Liability Insurance

... Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects ...

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Statutory Liability Insurance

What’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to statutory fines and penalties handed down for breaches of legislation, with ...

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What is Public Liability Insurance?

Do I need Public Liability Insurance Claim Example What is Public Liability Insurance? Public Liability insurance protects you and your business against the financial implications if you are found liable for ...

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Cyber Liability Insurance

What’s covered? Cyber Liability Insurance For Your Business Almost every business is dependent on their data to operate. The moment you connect to the internet you open your business up to the possibility of being ...

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Do I need Professional Indemnity Insurance?

Why is it important for your business? Is it mandatory for your profession? Minimum Level of Cover What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity ...

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What is Professional Indemnity Insurance?

Do I need professional indemnity insurance? Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to their clients. ...

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Professional Indemnity Insurance

What’s included? Get the right cover Professional Indemnity Insurance cost Professional Indemnity Insurance For Your Business When operating a business, your primary goal is to provide a positive impression to ...

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Do I need Public Liability Insurance?

Protecting your back pocket How Much Public Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability ...

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What does Public Liability Insurance Cover?

What is Covered? When would I need Public Liability insurance? What could cause a claim? What is typically NOT covered by Public Liability insurance? What does Public Liability Insurance cover? No matter how ...

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Insurance for Mortgage Brokers

Why do Mortgage Brokers need it? As a Mortgage Broker working in a service-based business, your reputation is vital to your success. Your reputation can take years to build. In the event of an accusation of ...

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Insurance For Cafés and Restaurants

Why do Cafés and Restaurants need it? Whether it's a hole in the w all serving up morning coffee or that famous take-away with the best fish and chips in town , when you mix food, drinks and ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong relationships with your customers and clients, but ...

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Insurance by Industry

Insurance by Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory ...

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Retailer Insurance

Why do Retailers need it? Your retail business, be it a fashion boutique, grocery or gift shop, caters to your customers needs. No matter how well you secure your retail business, your shop is still vulnerable to ...

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Insurance for Engineers

Why do Engineers need it? Insurance for engineers is all about safeguarding you against professional risk. There is a wide range of circumstances when engineers may face legal liability challenges from their clients. ...

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Insurance for Plumbers

Why do Plumbers need it? Sorting out your business insurance doesn't need to be a drain. At BizCover we take the high-pressure out of arranging your insurance by providing competitive online quotes from leading ...

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Insurance for Hairdressers

Why do Hairdressers need it? It is your business to make heads turn - and ours to ensure you do! Every business comes with its own set of risks and liabilities and it is no different with hairdressing. Hairdressers ...

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Insurance for Beauty Salons

Why do Beauty Salons need it? While you're in the business of making clients look and feel their best, BizCover is in the business of providing the foundations of your insurance. Access competitive insurance quotes ...

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Insurance for Cleaners

Why do Cleaners need it? As a cleaner you are faced with a variety of risks such as causing property damage or personal injury ( when not covered by the Accident Compensation Corporation ) . ...

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Insurance for Handyman

Why does a Handyman need it? As a handyman, you are there every time your client needs you for maintenance and repairs. From carpentry to installing flooring, you are skilled at taking on a wide range of small to big ...

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Insurance for Painters

Why do Painters need it? Running a painting business or working as a subcontractor means you are personally responsible for your business. Painters face significant on the job risks, including unexpected damage to ...

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Insurance for Photographer

Why do Photographers need to look into it? Photography can be an incredibly enjoyable and rewarding career. You may be able to set your own hours, chose your own niche, interact with varied and interesting people, ...

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Insurance for Shop Owners

Why do Shop Owners need it? We know you're busy assisting your customers purchase the things they need, so leave the shopping around for your shop insurance with us. Whether it's protection for your business assets ...

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Tips On How To Better Your Business This Year

With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing processes, implement some new best practices and ...

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Insurance for Personal Trainers

Why do Personal Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing ...

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7 Ways to Grow Sales in a Café Business

For many café owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with advertising, in my opinion, it's the wrong place to ...

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6 ways your business can go paperless

It's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies within the workplace. With the start of ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar goes as far as possible. Here are 5 tips to help you ...

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Introducing Work From Home Insurance

Introducing Work From Home Insurance Working from home became the new normal in 2020, and employees are keen to keep this trend going. A recent survey conducted by Boston Consulting Group found that nearly 50% of ...

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Tool and Portable Equipment Insurance

What's typically NOT covered*? Things to consider Tool and Portable Equipment Insurance? Tool and Portable Equipment Insurance covers you for loss and damage to items of portable equipment associated with your ...

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BizCover and NZ Retail

You take care of your customers; we'll take care of your insurance BizCover is proud to be the preferred business insurance partner of Retail NZ. As part of our partnership, we're offering Retail NZ Members the ...

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BizCover & NZTA

You take care of your students, we'll take care of your insurance Tutoring kids of any age or level isn't easy. Harder still is managing the expectations of their overly-eager parents. Afterall, their child's future ...

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Customer Spotlight - Pirate & Queen

Today we're looking at one of our customers who are responsible for elevating the arts and culture scene in Wellington to new heights. Directors Claire Mabey and Andrew Laking formed the production company, Pirate & ...

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Customer Spotlight - Two Sides

Based out of Hamilton, on the banks of the Waikato River, Hannah McCreery runs Two Sides , a boutique copy and content writing business. Two Sides works with businesses, agencies and non-profits, helping them find the ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in providing General Data Protection Regulation (GDPR) ...

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Our Holiday Hours

... Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year would near, people would close their accounting books ...

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Reviews related to Cheap Company Insurance

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:


Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • Money
  • Theft
  • Transit
  • Equipment breakdown
  • Seasonal stock increase
  • Stolen keys
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world


Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.