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Key things to look out for when Growing Your Small Business

There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions you make will determine whether the next phase ...

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What Photographers Need to Know About Business Insurance

... a photographer and how business insurance can protect your business. Why do photographers ... need to consider insurance? Working with .. The photography industry is an exciting one with no two days ever the same. Whether you work in a studio or you're out and about shooting on location, photography is a profession that come s with risks ...

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Insurance Options for Retailers

... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... Running a retail store can be a complicated business, with no two days ever the same and many different potential challenges. Regardless if you a have gift store or a bakery, there is always the potential risk for ...

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Insurance options to protect your cleaning business

If you work as a cleaning contractor or operate a small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy If you work as a cleaning contractor or operate a small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy with squeaky – clean results. It's also ...

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Business Insurance

You've put tremendous effort into building your business, so it's important to protect your livelihood from unexpected events. Fire, theft, storm, and accidental damage - every business faces its own set of risks. What ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms, theft and accidental damage. When insuring ...

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Understanding Insurance, Part 3: Business Insurance

In part three of our guide to understanding insurance, we take a look at Business Insurance, the different kinds of cover available and how it can help protect your In part three of our guide to understanding insurance, we take a look at Business Insurance , the different kinds of cover available and how it can help protect your business. What is Business Insurance*? ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there are a few things you may not know about small ...

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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead think of it as a protection plan, protecting your livelihood should an unforeseen (and rather costly) event You shouldn't think of insurance just as an expense, instead think of it as a protection plan, protecting your livelihood should an unforeseen (and rather costly) event occur. It will also provide some comfort and peace ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at Auckland-based advertising agency, The Goat Farm. ...

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Insurance for Real Estate Agents

Why do Real Estate Agents need it? As a real estate agent, you play a crucial role in facilitating the transaction between home buyers and sellers. Be it residential or commercial, you are legally held responsible for ...

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The difference between public liability and professional indemnity insurance

It's important to understand the difference between Professional Indemnity and Public Liability insurance as the two types of cover can often cause confusion. Whilst It's important to understand the difference between Professional Indemnity and Public Liability insurance as the two types of cover can often cause confusion. Whilst both covers protect your business against legal ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

If you're a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It If you're a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It offers protection should a customer, supplier, ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are Public Liability Insurance protects you and your business against the financial risk of being found liable to a third party for loss or damage to property. Whilst operating your business you are always at risk of ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

There's a great deal of responsibility and care required when you provide specialist advice and services for a living. No matter how professional you may be, all it There's a great deal of responsibility and care required when you provide specialist advice and services for a living . N o matter how professional you may be, all it takes is one dissatisfied ...

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Understanding Insurance, Part 4: Cyber Liability Insurance

... we explore how Cyber Liability insurance can protect your business from online threats and ... In P art 4 of our Understanding Insurance series we explore how Cyber Liability insurance can protect your business from online threats and attacks. Most SME s rely on their data to perform a range of ...

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7 Things for Accountants to Consider When Applying for Professional Indemnity Insurance

Buying any insurance, can be a confusing and time consuming process. And when it comes to getting your Professional Indemnity Insurance, it can be even more so. Here Buying any insurance, can be a confusing and time consuming process. And when it comes to getting your Professional Indemnity Insurance, it can be even more so. Here are 7 tips for Accountants to consider when it comes ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... that impact the cost of Professional Indemnity insurance. Insurance policy Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you ...

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Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to statutory fines and penalties handed down for breaches of legislation, with businesses, directors, and those in ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

... Zealand and especially to small businesses. Microsoft reported earlier this year ... At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially in New Zealand and especially to small businesses. ...

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Professional Indemnity Insurance

Professional Indemnity Insurance For Your Business When operating a business, your primary goal is to provide a positive impression to your customers. However, there may come a time when a client is dissatisfied with ...

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Cyber Liability Insurance

Almost every business is dependent on their data to operate. The moment you connect to the internet you open your business up to the possibility of being targeted by hackers. Whether your website is hijacked and defaced, ...

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Public Liability Insurance

Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry you operate in, as a business owner you are liable for property damage and personal ...

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Understanding Insurance, Part One: Public Liability Insurance

As a small business owner, there is a lot to think about when running your own business. Whether its balancing the books, creating marketing plans or connecting with As a small business owner , there is a lot to think about when running your own business. Whether it’s balancing the books, creating marketing plans or connecting with customers, the list goes on. ...

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How much does Public Liability Insurance cost?

How much does Public Liability Insurance cost? On average, small business owners can expect to pay around $49 per month for Public Liability insurance. Also known as General Liability or Broadform Liability, Public ...

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What is Public Liability Insurance?

Public Liability insurance protects you and your business against the financial implications if you are found liable for loss or damage to other people's property, or cause illness or injury that is not covered by the ...

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What is Professional Indemnity Insurance?

What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to their clients. If someone alleges that you've made a mistake, overlooked a ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance . But what kind of insurance do you actually need? There's no 'one-size-fits- ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong relationships with your customers and clients, but ...

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Insurance for Mortgage Brokers

Why do Mortgage Brokers need it? As a Mortgage Broker working in a service-based business, your reputation is vital to your success. Your reputation can take years to build. In the event of an accusation of professional ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial data. With more and more personal information being ...

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Tips On How To Better Your Business This Year

... is there to whip your business into shape for a successful ... With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing processes, implement some new best practices and ...

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Insurance by Professions

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Beauty Salons

Why do Beauty Salons need it? While you're in the business of making clients look and feel their best, BizCover is in the business of providing the foundations of your insurance. Access competitive insurance quotes with ...

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Insurance for Painters

Why do Painters need it? Running a painting business or working as a subcontractor means you are personally responsible for your business. Painters face significant on the job risks, including unexpected damage to ...

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Insurance for Hairdressers

Why do Hairdressers need it? It is your business to make heads turn and ours to ensure you do! Every business comes with its own set of risks and liabilities and it is no different with hairdressing. Hairdressers can ...

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Insurance for Engineers

Why do Engineers need it? Insurance for engineers is all about safeguarding you against professional risk. There is a wide range of circumstances when engineers may face legal liability challenges from their clients. As ...

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Tips for making a Stress-Free Claim for your business

In the aftermath of a disastrous event, we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim In the aftermath of a disastrous event, we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow ...

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The Art of Small Business Branding in the Digital Age

The digital age has provided just about everybody with a platform. The internet is the most sophisticated communication tool ever devised but business owners who want The digital age has provided just about everybody with a platform. The internet is the most sophisticated communication tool ever devised — but business owners who want to leverage its power need to familiarise ...

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Masters of maintenance kick start their new business with BizGiver Grant

Wellington-based new kids on the building block JAW Maintenance, are off to a winning start as receivers of the $2000 BizGiver Grant. Can they fix it? Yes, they can Wellington-based new kids on the building block JAW Maintenance, are off to a winning start as receivers of the $2000 BizGiver Grant. Can they fix it? Yes, they can! JAW Maintenance is in the business of getting ...

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7 Ways You Can Protect Your Business and Personal Information Online

The world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even The world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ordering your morning coffee. While this new digital ...

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10 Amazing Facts About Small Businesses in New Zealand

With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put together for you some amazing key facts about ...

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Tear and Share: Our customers get even with their old insurance policies

... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously We recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies… and encouraged them to get them out of their system! The campaign features small business ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar goes as far as possible. Here are 5 tips to help ...

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Managing the work-life balance see-saw: Secret tips for small business owners.

Owning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle Owning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, looking after family, and commitment to hobbies - the ...

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Find your business motivation this Easter with these tips

Feel like it's all work, no play? Lost that mojo and spark? As a small business owner, you're not alone when it comes to experiencing motivational burnout. To help get Feel like it's all work, no play? Lost that mojo and spark? As a small business owner , you're not alone when it comes to experiencing motivational burnout. To help get through those rough patches when you're ...

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6 ways your business can go paperless

It's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies It's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies within the workplace. With the ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with For many café owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with advertising, in my opinion, it's the wrong place to ...

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Insurance for Personal Trainers

Why do Personal Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay premises. “I first experienced yoga at the age ...

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Understanding the risks for Real Estate Agents

In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional services provided. The ...

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BizCover expands into New Zealand and launches BizCover.co.nz

Auckland, New Zealand - February 8, 2011. BizCover, the pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance Auckland, New Zealand - February 8, 2011. BizCover, the pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance, has announced today the launch of its New ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an increase in safety and security risks. Here are a ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in providing General Data Protection Regulation (GDPR) ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... Today we're looking at one of our customers who are responsible for elevating the arts and culture scene in Wellington to new heights. Directors Claire Mabey and Andrew Laking formed the production company, Pirate & ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing that most discover when venturing down the path ...

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Customer Spotlight: Mosh

One of the things we're really proud of here at BizCover is the diverse range of customers we serve. Whether it's your local butcher shop, your favourite caf or the One of the things we're really proud of here at BizCover is the diverse range of customers we serve. Whether it's your local butcher shop, your favourite café or the nation's leading social media agency, we can look ...

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Customer Spotlight - Two Sides

... and content writing business. Two Sides works with businesses, agencies and non ... . This involves working with these companies to produce Based out of Hamilton, on the banks of the Waikato River, Hannah McCreery runs Two Sides , a boutique copy and content writing business. Two Sides works with businesses, agencies and non-profits, helping them find ...

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The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss ... In the insurance world, we focus on loss prevention. We're experts on the nature of risk and we pride ourselves on the level of protection we give small enterprises when bad things happen. But the bad days aren't all we ...

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Professional Indemnity Claims: when should I notify my insurer?

If you are a professional who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have If you are a professional who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to ...

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Introducing our newest cover option: Personal Perishables Cover

... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... Ever had your lunch or other personal items stolen or accidentally consumed by a co-worker? Have you had to go hungry because you no longer had food? BizCover is once again leading the pack, launching our brand new ...

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Christmas Hours

... best for you and your business in 2018. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love ... the form of a new business. Our way of giving back ... to the small business community We are all about small business here at BizCover. We love getting the chance to witness exciting and unique ideas come to fruition in the form of a new business. Our way of giving back to the small business community is ...

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Customer Spotlight - MOA Bakery, Cakery

... was inspired to start her business [] Today, for our Customer Spotlight, we're looking at MOA Bakery, Cakery, a small retail and wholesale bakery that specialises in vegan, gluten free, and refined sugar free foods with a healthy twist. They make raw ...

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Our Holiday Hours

... best for you and your business in 2019. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Customer Spotlight - 7 glyphs

... the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at ... Here at BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses. Today we're looking at the leading mobile ...

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Provo Plastering Limited wins the 4th BizGiver Competition

... own GIB stopping and plastering business out of their home. The ... Based out of the town of Taupo in the North Island, is Provo Plastering Limited. For 2 and a half years now, Helen and her husband Jonathan have been running their own GIB stopping and plastering business out of their ...

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5 Networking Tips to Help You Leverage Existing Contacts

Networking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. Networking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...

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BizCover Customer Spotlight - Three Gems Natural Skincare

... Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation Three Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers. The founder of Three Gems, Louise Routledge, ...

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A Guide to Going Green This World Environment Day

This June marks 45 years since the United Nations launched World Environment Day, an initiative raising much-needed awareness of environmental issues across the globe This June marks 45 years since the United Nations launched World Environment Day, an initiative raising much-needed awareness of environmental issues across the globe. It's a great opportunity to reflect on how your ...

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Conquering Stress and a Heavy Workload

... overall productivity as a small business owner. Here are some of ... . As the owner of the business, you have more responsibilities than ... Stress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress is normal, but too much stress is ...

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Take Back Your Time With These Apps

Time. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner Time. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner is the ability to wear many hats at once, one ...

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Our Holiday Hours

... best for you and your business in 2021. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get to try Spirits from all over the world, and ...

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International Coffee Day Customer Spotlight: Third Wheel Vending

Today is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love Today is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love and passion for coffee, Third Wheel Vending. ...

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Ninja Fitness wins the 3rd BizGiver Grant

The winner of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner of Ninja Fitness! For a little over a year now, in the small township of Ruakaka, in The winner of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner of Ninja Fitness! For a little over a year now, in the small township of Ruakaka, in the Whangarei District, Elly Rodrigues has been ...

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Customer Spotlight - Krav Maga Wellington

This week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation This week we're shifting our attention from the cafés and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation) and their aim is to teach self-defence ...

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World Chocolate Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to showcase one of our customers who is big in ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year would near, people would close their accounting ...

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International Cookie Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there to showcase one of our customers who is a ...

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Reviews related to cheap company insurance

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.