Beauty Salon Insurance Provider

Insurance for Hairdressers and Beauty Salons

Beauty Salon Insurance Provider

GET INSTANT QUOTES Combined Liability Package Instant online purchase – no paperwork Meets requirements of NZ Association of Registered Beauty Professionals

Insurance for Beauty Salons

Insurance for Beauty Salons GET INSTANT QUOTES Combined Liability Package Instant online purchase - no paperwork Meets requirements of NZ Association of Registered Beauty Professionals Why do Beauty Salons need it? While ...

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Reviews related to Beauty Salon Insurance Provider

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Quick and easy to use both to sign up and renewal

    Rod Corban
    Allied Health

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • All questions answered Options of various policies explained thoroughly

    Rangi Monga
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Super easy in every way. All done online.

    Sonya Horne
    Allied Health

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Excellent and efficient

    Angela Paul
    Allied Health

Did you Know?

To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance.

Insurance for Beauty Salons

Professional Indemnity

The joys of being a beauty professional are having your clients seek your expert advice and treatments, expecting nothing but the best. As careful and vigilant you may be, the unfortunate reality is that things can and do go wrong.

A compensation claim made against you not only has the potential to financially devastate your business, but it can turn your reputation into an ugly mess – and not the type a tad of concealer can fix.

Professional Indemnity Insurance is designed to protect your business against claims for negligence or professional misconduct. It protects businesses against the following financial losses:

  • Settlements and court costs
  • Legal and defence costs
  • PR costs

Public Liability

When you picture a beauty salon, a zone of relaxation and rejuvenation is normally what comes to mind – not a place for potential accidents and property damage to occur. The unfortunate reality is that accidents do happen, and damage can be expensive to fix.

Public Liability Insurance provides peace of mind against claims made against you by third parties for property damage, and personal injury or death, in circumstances that are not covered by the Accident Compensation Commission (ACC)). It’s also a likely requirement by your landlord if you lease your business premises.

Business Insurance

Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting the important things, like your beauty equipment, against any unforeseen events means you can get back to business in the wave of a mascara wand.

Business Insurance can include cover for the following:

Contents and Stock: protect your salon’s contents and stock from events such as burglary, theft and loss or damage caused by fire and other perils.

Building– consider Building cover when you own the building which your salon operates from. Wake up free of dark circles knowing your building is insured for repairs to damage or rebuilding if you were to suffer an insured event, like a fire, storm or earthquake (if you have taken out the earthquake option).

Portable Equipment: if you operate your beauty salon on the run, Portable Equipment cover provides protection for your equipment and stock if it is lost, stolen or damaged anywhere in New Zealand.

Business Interruption: how would your business survive if it had to close your salon doors for a few days or even longer due to an insurable event? Without client appointments, that’s a lot of lost income you need to makeup.

Business Interruption covers lost income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

Protect your business today.

3 things to ask yourself when buying insurance

  1. Does the policy cover all your areas of work? Make sure you check your policy for any exclusions or limitations. Your policy many not cover all of your business activities if they are not standard, for example, piercings, tattoo removal and Botox injections.
  2. What kinds of risks does my salon present? If you are renting your beauty salon space, check if your landlord requires you to have a particular level of Public Liability cover.
  3. How much would it cost to replace your stock, contents and salon equipment if it was lost, damaged or stolen? Take the time to calculate the value of the crucial things you rely on every day to keep your salon in the beauty game. It usually amounts to more than you think.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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