Commercial Insurance Comparison

Commercial Insurance Comparison

GET INSTANT QUOTES Multiple quotes from leading NZ insurers Compare and buy online No hassle, no paperwork, no delays

Business Insurance FAQs

... ? Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit our Contact Us page, where you can find out how to get ...

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What is Business Insurance

GET BUSINESS INSURANCE What Is Business Insurance? What is Business Insurance? Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...

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Business Insurance

... to check on coverage. How do I make a claim on my insurance policy? If you need to make a claim, don't stress! ... for Customer Experience Very easy to do. Kristen C. Commercial Cleaning Services Was easy to do and quick to ...

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BizCover and n3

... may be considered 'small', but it's big to you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to focus on running your business. That's why we ...

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BizSave

... on a policy that protects your business. With our price promise, we can guarantee that you will #BizSave on insurance for your small business. Get a quote today, it only takes a few minutes. So you can focus on getting ...

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BizCover and Boost Your Business

... teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare ...

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Priceme

... . We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare ...

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Insurance Options for Retailers

... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...

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What does business insurance cover

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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It's Time for an Insurance Health Check!

... where you want the business to be? Any changes in your business mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of cover? For example, if your business ...

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Understanding Employers Liability Insurance

... and to be in business for the long run. Things like Public Liability, Professional Indemnity and other Business Insurance options*, help protect different areas of your business. There isn't a one size fits all when it ...

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Why You Should Review Your Business Insurance

... campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that you ...

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Do I need Business Insurance

... , so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you own it ...

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10 Ways To Help Protect Your Small Business

... t believe in making things difficult, so there's no paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help protect your business. * This information is a general guide ...

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Frequently Asked Questions

... either pay online or over the phone.Quotes are valid for 30 days. If you don't wish to purchase the insurance policy straight away, you'll be provided with a username and password, where you can retrieve your quotes at a ...

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Statutory Liability Insurance

... are some of the key areas that Statutory Liability insurance covers: Defence costs associated with alleged breaches of statutory acts affecting commercial activities The costs of representation at an investigation or ...

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Insurance for Shop Owners

... your inbox, without the queues or paperwork. Did you Know? Commercial leases often require tenants to maintain Public Liability insurance and Glass insurance. There may also be a requirement that your landlord is noted ...

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Insurance for Immigration Advisers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Professional Indemnity Insurance

... they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks (i.e. what could go wrong ...

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Public Liability Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for IT Professionals

... 't always go to plan, and sometimes there is no easy fix for that 404 error! Fear not! Having insurance will protect your business and give you peace of mind should the unexpected happen and the fingers start pointing at ...

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Tool and Portable Equipment Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Cleaners

... vase while cleaning their home. Business Insurance* Business insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Insurance For Cafes and Restaurants

... is protected. Did you know? Many commercial landlords require the tenant to have both Public Liability insurance and Glass insurance before signing a lease. Insurance for Cafes and Restaurants Public Liability* Public ...

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Retailer Insurance

... cover does the rest. Did you know? Many commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease. Insurance for Retailers Public Liability* If you are in ...

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How much does Public Liability Insurance cost?

... cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ... if you fail to do so. Andrea A. Commercial Cleaning Services very easy to deal with excellent site ...

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Insurance for Mortgage Brokers

... in investigations for alleged violations affecting commercial businesses, along with defense costs, ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our self- ...

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Insurance for Real Estate Agents

... home buyers and sellers. Be it residential or commercial, you are legally held responsible for your day ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

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Cyber Liability Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Employers Liability Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Bookkeepers

... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...

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Introducing Work From Home Insurance

... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...

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Insurance for Accountants & Tax Agents

... processes. Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions ...

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Insurance for Travel Agents and Tour Operators

... were helpful and appreciated Mike De R . Thank you for you excellent service. It is much easier to organise insurance with you over the phone. Joelle W . Appreciate the hard work helping me find the right policy. Harry ...

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Insurance for Photographers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Recruitment Consultants

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Personal Trainers

... Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...

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Insurance for Beauty Salons

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Hairdressers

... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...

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Insurance for Plumbers

... of a plumber's association you may be required to hold a minimum level of Public Liability insurance. Insurance for Plumbers Public Liability* Don't risk letting an expensive claim for property damage flush your business ...

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Insurance for Handyman

... policy that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. Did you know? Your level of ...

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Insurance for Painters

... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...

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Insurance for Consultants

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Architects & Designers

... let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a policy is as easy as the click of a button ...

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Insurance for Engineers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Allied Health Professionals

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Tradesmen

... no two days on the job are the same, and when a spanner gets thrown into the works, that's where business insurance can help save the day. Maybe you're running a one-man band or have a hive of workers helping you get ...

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BizCover and NZ Retail

... options for retailers below: Business Insurance* Business Insurance** is an insurance package designed to provide cover for your retail business' contents, stock, tools and commercial premises when an insured event ...

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How Cyber Insurance Protects Small Businesses

... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...

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Insurance by Industry

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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What does Public Liability Insurance Cover?

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Cyber Insurance - Is it worth it?

... or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the exclusions—and you'll likely ...

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What does Public Liability Insurance Cover?

... illness or death caused by your negligence that is not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies they may have to have a certain level of Public ...

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What is Public Liability Insurance?

... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...

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Do I need Public Liability Insurance?

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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What is Professional Indemnity Insurance?

... the judge, make sure it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your clients ...

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How To Start A Small Business

... order and understanding what you can and cannot claim will keep your business on track. Protect your business with insurance After all that hard work to get your business up and running, it makes sense to have the right ...

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How to Open Your Own Retail Business

... true value of your stock can affect your tax return and is required when insuring your stock with business insurance . Sales process Before you start selling your stock like hotcakes, you need to make sure all your point ...

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Why do brilliant business ideas sometimes fail?

... , the one thing we can do to help make your business dream a reality is provide hassle-free business insurance options to protect your business from unwanted challenges. Visit us online or give us a call to receive ...

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Turn your side hustle into a small business

... – If your side hustle business interacts with the public you may need to consider Public Liability insurance* . Public Liability Insurance, often referred to as General Liability, gives you peace of mind . It is designed ...

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Reviews related to Commercial Insurance Comparison

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

Independent feedback from our customers rated our service at excellent.

What it typically covers

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Claims arising from damage to third party property or personal injury
  • Known claims and circumstances

Protect your business today.

Cover Explained

Select the cover options needed for your business:

Building

Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils. Automatically includes cover for:

  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • Money
  • Theft
  • Equipment breakdown
  • Seasonal stock increase
  • Theft
  • Optional cover for natural disasters, including earthquake*

Business Interruption

  • Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
  • Optional cover for natural disasters, including earthquake*
  • *Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
    #Sub-limits and conditions apply. Refer to the policy wording.

Portable Equipment

  • Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.
  • Select your own cover limit
    Covers loss or damage of laptops and mobile phones anywhere in the world

FAQs

Is Business Insurance Mandatory?

While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.

For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.

Does Personal Insurance Cover Business Insurance?

It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.

How do I make a claim on my insurance policy?

If you need to make a claim, don’t stress!

We’re here to help you through the process and get you back to business.

Simply download, complete the Claim Notification Form and return to [email protected]

We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way.

Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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