Good Professional Indemnity Town Planning

Good Professional Indemnity Town Planning

At BizCover, we will get you sorted

No Hassle, No Paperwork, No Delay

Multiple quotes from leading NZ trusted insurance partners

Independent feedback from our customers rated our service at excellent.

Rated 4.5/5 for Customer experience

What is Professional Indemnity Insurance?

... of the most common in this article. The difference between public liability and professional indemnity insurance - Public Liability and PI insurance are both common forms of cover that small businesses often consider ...

read more

Professional Indemnity

... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services ...

read more

BizCover & NZTA

... to teach you any lessons here, but without Professional Indemnity insurance in place, you could, err, learn ... or omissions involving a breach of your professional duty. Having the right PI cover offers you peace of mind, ...

read more

Understanding the risks for Real Estate Agents

... real estate agent can cover with a professional indemnity policy such as allegations of misrepresentations, giving ... you're running an open house in a popular part of town, it is likely that a large number of people will ...

read more

Turn your side hustle into a small business

... own fitness classes, crafting the best tasting coffee in town or setting up your own digital marketing agency, ... professional advice or services is Professional Indemnity insurance*. Professional Indemnity Insurance (PI ...

read more

Insurance for Shop Owners

... needs. And for a full comprehensive protection plan, Business Interruption cover can help ensure you ... professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI ...

read more

Tradie Guide to Professional Indemnity Insurance

... in handy and may be something to consider if you do have customers that rely on your advice. Professional Indemnity claims may also arise from instances where you don't do something, such as failing to meet a deadline ...

read more

Insurance for Mortgage Brokers

... cost of any claim made against you. Professional indemnity cover allows your business to operate with ... business insurance claims in the past? Your risk management plan - How will you help prevent future business insurance ...

read more

Insurance for Immigration Advisers

... ? Helping your clients with their migration and immigration plans is an involved process which requires a great eye ... needs to consider is Professional Indemnity insurance. Professional Indemnity (PI) insurance is an ...

read more

Insurance for Consultants

... come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential ... planning Title / Legal Searchers Translator Workflow processes & procedures What is covered? Professional Indemnity ...

read more

Insurance for Bookkeepers

... from NZ leading insurers Insurance for Bookkeepers Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and buy PI policies from NZ leading insurers Quick and ...

read more

Insurance for Architects & Designers

... your architectural skills should be part of your business master plan. Don't let the worry of a building blunder keep ... Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides ...

read more

Insurance for Real Estate Agents

... join certain industry boards and become a member, you may be required to hold a certain level of Professional Indemnity insurance* Giving advice you your clients about property and estates could land you in hot water if ...

read more

Insurance for Engineers

... projects. From those vital initial stages of the planning and designing to overseeing your creations come to life ... for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and ...

read more

Insurance for Allied Health Professionals

... member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals for claims made against them in ...

read more

Insurance for Accountants & Tax Agents

... and/or tender processes. Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and ...

read more

Insurance for Travel Agents and Tour Operators

... to all things travel. They trust your guidance and plans when it comes to creating their dream holiday, something ... This is where Professional Indemnity insurance comes into play. Professional Indemnity (PI) insurance is ...

read more

Insurance for Recruitment Consultants

... services employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a claim ...

read more

Insurance for Personal Trainers

... is to work with your clients by providing exercise plans and programs to help them achieve their fitness goals. ... why Professional Indemnity insurance becomes an important cover to consider. Professional Indemnity (PI) ...

read more

Insurance for Beauty Salons

... customers and clients, and other part of their business. Nail salon and mobile salon owners might consider: Professional Indemnity - This covers you for third-party claims of alleged or actual negligence related to your ...

read more

Insurance for IT Professionals

... , IT projects don't always go to plan, and sometimes there is no easy fix ... Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals ...

read more

BizCover and NSNZ

... a workplace illness or injury not covered by the ACC. Details of Cover COVER LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any one claim, $2M in the annual aggregate $1,000 $294 all inclusive ...

read more

BizCover and NZ Qualified Bookkeepers Association

... AIG at a heavily discounted rate for NZQBA members. If you purchase online through BizCover a AIG Professional Indemnity, Public Liability and Statutory Liability policies with a $1 million limit for each, the total cost ...

read more

BizCover and Reflexology NZ

... field, Dual Reflex . What is covered? The package includes cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against financial loss for claims arising from negligent acts, errors or ...

read more

How To Start a Psychology Practice

... it a long-term success. Create a business plan A business plan is a roadmap that will help you to define ... of psychologist insurance include: Professional Indemnity*: Professional Indemnity insurance covers claims against ...

read more

What Risks Do Psychologists Face?

... business insurance as part of the risk management strategy for their psychology practice. Professional Indemnity* Professional Indemnity insurance covers claims against your business for losses that result from actual or ...

read more

What are the Risks in Running a Yoga Studio?

... as the yoga studio owner/operator may be liable. Professional indemnity incidents Professional indemnity incidents are incidents directly related to the professional services or advice that you provide to your clients ...

read more

What Insurance Policies do Yoga Studios Need?

... on your studio's needs, you might get: Professional Indemnity* Your students value your yoga knowledge and may ask ... ): Your location A yoga studio in a nice part of town may pay less for yoga insurance than one in an area ...

read more

What Insurance do Beauty Salons Need?

... people you hire can impact the premiums for some types of insurance. Typically, Public Liability and Professional Indemnity premiums are higher for salons with a larger staff. This is because more employees increase the ...

read more

How Accountancy Insurance Protects Your Business

... to financial planning and financial advising. You also know that your accounting practice can be exposed to risk - and that you want to actively reduce your exposure to risk. The case for Professional Indemnity Insurance ...

read more

How Insurance Can Protect Landscape Architect

... is growing. A profession that involves designing and planning outdoor spaces, such as parks, gardens, and public ... in their work. A real-life example of Professional Indemnity insurance in action Take this example of a ...

read more

Insurance for Sole Traders

... of what to do when things don't go to plan and a claim against your business potentially occurs. This is ... Do Sole Traders Need? Professional Indemnity insurance* Professional Indemnity (PI) insurance is something that ...

read more

Insurance for Contractors

... if there's an insurance obligation that you must meet. Insurance for Contractors Professional Indemnity* Professional Indemnity (PI) insurance is an important form of protection for contractors that provide specialist ...

read more

Insurance for Psychologists

... misleading advice, breaches of privacy, and loss or damage of documents. What is covered? A Professional Indemnity policy will typically pay for: Your legal and defence costs Investigating claims Inquiry attendance costs ...

read more

Insurance for Carpenters

... your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What is covered? A Professional Indemnity policy ...

read more

Insurance for Counsellors

... business insurances you may need to consider when working as a counsellor. Professional Indemnity insurance* Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...

read more

Insurance for Designers

... always the risk that things may go quite to plan. Protecting your design business with Public Liability insurance* ... exactly pan out as they should. Professional Indemnity (PI) insurance is an important form of protection ...

read more

Insurance for Mechanics

... could backfire, resulting in a costly claim. This is where Professional Indemnity insurance can provide protection. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

Insurance for Education Consultants

... claim. This is where it is important to consider how Professional Indemnity insurance can safeguard your business. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

Help Protect your small business' reputation

... all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should ... environment, and no matter how much we plan, accidents do occur. Employers Liability insurance ...

read more

What does Public Liability Insurance Cover?

... , or cause illness or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...

read more

Public Liability Insurance

... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services ...

read more

BizCover and Massage New Zealand

... . What it covers The package includes cover for Professional Indemnity , Public Liability , Statutory Liability and Employers Liability . Professional Indemnity Protects against financial loss for claims arising from ...

read more

Business Insurance FAQs

... crafty carpenter, owner of the best fish and chip store in town or an IT guru, whatever you do for a crust, your ... the ins and outs of your Public Liability, Professional Indemnity or Business Insurance policy our FAQ's can ...

read more

Why You Should Review Your Business Insurance

... of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing ...

read more

Work Smarter as a Massage Therapist

... in financial damage to the client, you could be liable to have a claim made against you. Professional Indemnity insurance can protect you against losses claimed by a third party due to alleged or actual negligence or ...

read more

Hair Salon Business Tips

... the ladies will bring in the big bucks. Planning to go from jet black to platinum blonde requires ... small business owner to minimise risk. But having Professional Indemnity cover is essential to protect your salon and ...

read more

How to Market Your Hair Salon Business

... spent, making it an essential component of your marketing plan. Get your business fundamentals sorted While you may be ... hold an active Professional Indemnity insurance* policy. Professional Indemnity cover is designed ...

read more

Do Hypnotherapists need Business Insurance?

... financial loss if that advice is misinterpreted, or they feel you acted negligently while treating them. Professional Indemnity insurance covers you for losses claimed by a third party due to alleged or actual negligence ...

read more

4 Tips For Starting An Online Business

... or other disruptions. Develop a business plan Creating a business plan for a new online business is an ... providing professional advice, you have a duty of care to your clients. This is where a Professional Indemnity policy ...

read more

Business Insurance Health Check Part 2

... ACC)) or sustain property damage as a result of your negligent business activities. Professional Indemnity insurance* : Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

Insurance for Yoga Teachers

... their businesses strong and flexible. You might consider policies such as these for your yoga business: Professional Indemnity* Your students and clients value your expansive yoga knowledge and may ask you for advice on ...

read more

Insurance for Massage Therapy

... you open to negligence claims that could potentially cripple your small business and ruin your reputation. Professional Indemnity (PI) insurance covers you for losses claimed by a third party due to actual or alleged ...

read more

How much does Public Liability Insurance cost?

... policies, as opposed to the Liability packages that we have negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to ...

read more

What is Public Liability Insurance?

... small business needs. The difference between public liability and professional indemnity insurance - Public Liability and Professional Indemnity insurance provide different forms of protection to small businesses that ...

read more

Statutory Liability Insurance

... plan ... Indemnity insurance is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI ...

read more

Tips To Find Your First Clients As A Contractor!

... to back your business and work up with the protection provided by different types of policies, like Professional Indemnity and Public Liability insurance. From a potential client's point of view, it also means that you ...

read more

How to Start a Sole Trader Business

... that matter is with a solid business plan. Think of it as your grand plan, your roadmap of where you want ... For some industries insurances like Public Liability and Professional Indemnity* may be a required to be in place ...

read more

How To Start An Engineering Firm

... to our next step…you guessed it…budget and planning! Budget and planning In engineering you're use to working with blueprints ... may be required to have your own Professional Indemnity insurance* policy. To get an accurate ...

read more

Do I need Business Insurance

... there is always a risk of things not going to plan. Accidents like a customers tripping over a box of stock ... examples: Professional Indemnity insurance* may be a requirement to join certain professional memberships and ...

read more

Insurance by Industry

... Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance ...

read more

BizCover and Boost Your Business

... and choosing the types of policies relevant to your business. Protect your business today. Professional Indemnity insurance* Protects your business and your staff against any financial losses or legal action taken ...

read more

Reviews related to Good Professional Indemnity Town Planning

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

What does insurance for
Professional Indemnity cover?

  • Damages and claimant costs
    awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Inquiry attendance costs
  • Public relations costs
  • Intentional damage
  • Known claims and circumstances
  • Fraud and dishonesty
  • Bodily injury / property damage

Compare and Buy Insurance Online

No Hassle, No Paperwork, No Delay

A quantity surveyor went to an onsite meeting and misunderstood the verbal description and specifications of the building project. When the time came to pay, the estimate was out by many thousands of dollars.

The Project Manager looked to the quantity surveyor who had made the error and asked him to pay for the variation of cost. The surveyor’s insurer and made a quick settlement offer.

The potential liability in this case was greater than the fees actually earned for the job. Remember, a $1,000 fee contract can potentially generate millions in liability if something goes wrong.**

Could this happen to your business?
While we may strive for perfection, making mistakes is a part of the human condition. But since your clients rely on your advice, a mistake in your line of work could be costly. Professional Indemnity Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations.

BizCover offers Professional Indemnity policies from a range of insurers with cover limits from $250K to $10M.
When determining how much cover you need, consider the following:

Are there any statutory requirements for your profession?

Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have?

Do any of your work contracts specify that you must hold a certain level of PI insurance?

What is the value of the jobs that you perform?

What are the potential risks (i.e. what could go wrong?) and what are the potential costs to rectify any mistakes?

What would the legal and investigation costs
add up to if any action was taken against you?

Ensure you review your insurance regularly to assess your exposure risk and increase your level of cover accordingly.

Why choose BizCover?

As one of New Zealand’s leading online SME business insurance platform, our task is to make Professional Indemnity insurance a stress-free experience. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your PI Insurance.


10,000 Small Businesses
We have helped already… and counting.


Compare Quotes
Our platform is designed to help you compare quotes and get the right cover you need


Built for Small Business
We know insurance and what makes small businesses tick.


No Jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English.

Hear from our customers

How it works?

4 easy steps to get covered and secure your business at BizCover

Select your occupation

Enter your business details

Compare & select quote

Get covered In 5 minutes

Frequently asked questions

It’s a common misconception that Professional Indemnity insurance is only for accountants or, lawyers.. While these professions often do require PI cover, there are many fields that may need the protection Professional Indemnity insurance provides. If your job directly involves providing your professional advice or service, you have a duty of care to your customers.
An example of some professions that may require PI cover are: health practitioners, IT contractors, management consultants, accountants and real estate agents among many others.

Professional Indemnity cover may be necessary for:

  • Anyone who provides paid professional advice or services to any business or individual
  • Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract

The cost of Professional Indemnity insurance depends on a number of key factors including:

  • The type of business you operate
  • Your business size and turnover
  • The amount of insurance cover you require
  • The individuals being covered – are they qualified for the job they are performing
  • Previous claims history

The simplest and most accurate way to find out how much a Professional Indemnity policy would cost for your business is to compare quotes to cover your business and its unique insurance needs.

Public Liability insurance protects you and your business against the financial implications if you are found liable for loss or damage to other people’s property, or cause illness or injury that is not covered by the Accident Compensation Commission (ACC).

Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Like other insurance policies there are a number of important conditions and obligations under your insurance contract that you need to understand.

Professional Indemnity insurance is issued on a ‘claims made and notified’ basis, meaning the policy responds to claims first made against the insured during the active policy period, and notified to the insurer during the policy period. In a nutshell for a claim to be considered, your policy must have been active at the time the allegation was made against you, and when the claim is lodged.

One of the vital conditions of a Professional Indemnity policy is that you may be required to give information around any circumstances that may give rise to a claim to your insurer. You have an obligation to inform your insurer as soon as practically possible once you become aware of any situation which could possibly result in a claim.

Failure to notify your insurer as soon as reasonably possible could lead to your claim being denied. So, even if you’re unsure whether it’s worthy of letting them know or not, it’s in your best interests to do so.

Have a question? Here to help

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.

Sales Team Enquiry
0800 249 268
Regular Hours:
Mon – Fri 9:00 AM – 9:00 PM | Sat 11:00 AM – 7:00 PM

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)*

* The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this article is general only. Coverage for claims on the policy will be determined by the insurer, not BizCover, and will depend on the specific facts and circumstances involved.

Compare and Buy Insurance Online No Hassle, No Paperwork, No Delays!

Compare and Buy Insurance Online
No Hassle, No Paperwork, No Delays!

Popular Searches