... photographer and how business insurance can protect your business. Why do photographers need to consider insurance ... ... that you may face as a photographer and how business insurance can protect your business .
Why do photographers need to consider insurance?
Working with clients, visiting spots for ...
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Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... the move
It's wise to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy ...
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... or revenue
Increase in cost of working
No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can ...
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... work hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your ... policy in a while, now is the time to do it.
BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public ...
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... to understanding insurance, we take a look at Business Insurance, the ... help protect your business. What is Business Insurance*? Business ... cover available and how it can help protect your business.
What is Business Insurance*?
Business Insurance is designed to protect your business contents, stock and other assets against events like fire ...
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... the most common issues with Business Insurance is that policy owners often ... ... your processes or taking on considerable stock. Whatever the case, whenever there is a significant change in the business, the insurance shouldn't policy shouldn't be too far behind.
You don't need to think about your ...
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You shouldn't think of insurance just as an expense, instead ... and claims that a small business could come up against vary ... ... & penalties and even investigation costs.
Cyber crime is on the rise, cyber insurance may be required
Many small businesses think their business is too small to attract cyber criminals yet in today's world size ...
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... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... ask yourself could it survive if you had to shut up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for the loss of income and increased costs of operating your ...
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... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... protection in place to look after your business's finances and reputation. This is where investing in the right business insurances can save your business when unexpected incidents occur.
In this article ...
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... or operate a small cleaning business, you know how important it ... also important that your business has the right insurances in place for ... 10 million and $20 million.
Sole trader?
Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a ...
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... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... or so and you're at that stage of where you want the business to be?
Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...
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... management, however, and a tailored insurance [] ... phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out the other side of its growth spurt ...
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If you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... Liability Insurance
Employers Liability Insurance protects the company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business - ...
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... Trainers need it?
Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
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... Agents and Tour Operators need it?
Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
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... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... or using jargon. We want to make buying business insurance a stress-free process without the hassle. Jump online to experience insurance made easy today.
*As with any insurance, cover will be subject to the terms ...
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Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... time to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a ...
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... Zealand and especially to small businesses. Microsoft reported earlier this year ... ... business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and in the future.
https://blogs.business.microsoft.com/en-nz/2017/02/27 ...
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... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner.
“We understand how important having choice ...
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... bookkeeping
Taxation
Auditing
Business valuations
Company secretarial
Forensic accounting
... going about your business.
Business Insurance
When it comes to protecting your business assets, Business Insurance has a variety ...
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... it?
Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...
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...
Business Insurance
Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...
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... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox.
Did ...
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... earn over $60,000 a year.
Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/
Insurance for Consultants
Professional Indemnity
Giving advice or providing ...
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... for that 404 error!
Fear not! Having insurance will protect your business and give you peace of mind should the ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...
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... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
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... is there to whip your business into shape for a successful ... ... away. They can help put you on the right path when it comes to sorting out your business insurance.
A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...
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... 's also a likely requirement by your landlord if you lease your business premises.
Business Insurance
Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own ...
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... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings.
Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...
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... your premises, then your landlord will more than likely insist on you having public liability insurance.
Business Insurance
Your business assets are as critical as your customers to maintain the cash flow. That s why ...
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... . Some large projects might insist on Public Liability being in place before you go on site.
Business Insurance
Most businesses will have assets of some sort that need protection in the event of fire, theft or natural ...
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... open home. It is relatively cheap cover for the amount of protection afforded.
Business Insurance
Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also ...
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... property damage should they arise.
Business Insurance
Business Insurance is designed to safeguard your ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer ...
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... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously ... with it, saying he'd then treat it to the company of his parents. His lovely 83-year-old mother would give ... insurance, online, with all your documents emailed to you instantly. Switch & save on your business insurance ...
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... business's finances and reputation. This is where investing in the right business insurances ... ... protection in place to look after your business's finances and reputation. This is where investing in the right business insurances can save your business when unexpected incidents occur.
In this article ...
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... to consider protecting your plumbing business. When there's an overflow ... ... comes into play, providing cover for those messy situations when you need a helping hand.
Other Business Insurance options to consider
To get the job done, you need your tools, they are one of ...
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As a small business owner, there is a lot ... about when running your own business. Whether its balancing the ... to understand the importance of business insurance today.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the ...
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... explore how Cyber Liability insurance can protect your business from online threats ... ... the big fish but when it comes to attacks, companies big and small are a target . Even when you ... Not sure if Cyber Liability insurance will be beneficial to your business? Consider the following:
How ...
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... when you run your own business. One of the biggest skills ... you gain as a small business owner is the ability to ... ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand ...
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... , protecting your business and your customers with Public Liability insurance is one ... of the public, sue your business for damage to their ... can compare the premiums and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days ...
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Many businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the ... less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan.
This is general ...
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... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... the lengths you go to in doing so, it's important to hold Employers Liability insurance.
It protects you and your business against settlements or damages, including defence costs, as a result of an employee suffering a ...
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... business back up and running as quickly as possible. Making an insurance ... ... , providing that peace of mind when you need it most. You can find out more about Business Interruption insurance here .
When Disaster Strikes
Call for Help
When you find yourself in the unfortunate situation ...
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... could put you out of business, and then there's the cost of settlements, whether agreed out of court or awarded by the court. With the right Public Liability cover, your insurance company will provide much needed funds ...
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... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
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... communication tool ever devised but business owners who want to leverage ... digital branding. Branding your small business requires attention to ... ?”
Every business has an origin story — and your customers want to know what it is. This isn’t something you’ll have to repeat ad nauseam or paste across everything you publish online, but your company’s story ...
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... ! JAW Maintenance is in the business of getting the job done ... ... and strength to take on such a task, without her the company wouldn't exist.”
Just like most small businesses starting off can be costly, and as the business grows so can the wish list for extra funds to help get ...
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... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew!
Invest ...
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Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... considers the legal defence costs alone, these could put you out of business.
With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...
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... the prowl, leaving no small business immune especially when it comes ... ... do you outsource it to a professional IT consultant or company? What security measures have you put in place to ... Liability insurance can be a valuable tool in protecting your business.
What is Cyber Liability insurance ...
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... , it also means that your business' information [] ... This can be especially important in making sure your Company Facebook page isn't hacked.
If all these ... cyber insurance for your business. Most cyber insurance policies will not only cover your business financially ...
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... World Bank's 2017 Doing Business Report this year, it has ... an attractive place for small business owners. We have put together ... amazing key ... in NZ, you can see you are in great company!
As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few ...
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Employers Liability Insurance For Your Business
Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur.
Employers Liability insurance protects you ...
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... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... if its reputation is on the line.
Here are a few to consider:
Professional Indemnity Insurance
If your business provides a professional service or advice, such as an accountant, architect, real estate agent ...
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Buying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... next thing to consider, after looking at what is required of you, is the risks your business faces. Even with the minimum required insurance, you may also have a number of unique risks that could seriously affect your ...
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... if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...
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... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...
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... should an unwanted accident occur.
Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for property ...
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... accountable and responsible for their actions in the workplace.
Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...
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... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... premium is likely to be
Your business size and turnover
The individuals being covered - qualifications for the job they are performing
The amount of insurance cover you require
Previous claims history
Your ...
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Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...
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Owning your small business can feel a bit like ... ... tasks, like reminding you when is your insurance up for renewal again.
Intrigued? These are ... this again?
Take the time to reflect on why you got into business in the first place.
What was it that drove that passion ...
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... and spark? As a small business owner, you're not alone ... asked a mix of small business owners to share their insights ... ... To help get through those rough patches when you're feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps keep them motivated. From focusing on the bigger picture to ...
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It's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper.
Get your head in the cloud
When it comes to cloud – based ...
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... often due to the number of claims each insurance company has received for each specified occupation.
Below ... on average, compared to $56 to $72 on average for businesses turning over between $100,001 to >$500,000.
Does the ...
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For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... even for a local cafe
No, you're not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for coffee is a reflection on themselves.
Of course ...
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... need it?
Grow your business with peace of mind.
Did you Know?
To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017).
Insurance for Immigration Advisers
Professional ...
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...
As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't need to convince you that ...
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... of a breach of professional duty in respect of the conduct of the professional business in the Recruitment Industry.
This class of insurance is written on a 'claims-made basis'. This means that the policy provides cover ...
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... who provides paid professional advice or services to any business or individual
Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract
An example ...
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... form of cover for all types of consultants.
Out of those who purchased their insurance through BizCover, Management Consultants and Business Analysts tend to pay higher premiums than other types of consultants, such as ...
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... needs it most.
Whether the allegation is real or alleged, your Professional Indemnity insurance policy is there to protect your business s finances, your reputation, and personal assets too. With cover that allows you ...
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Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... these practices are, gave me the confidence to sign the lease and get started.”
At 4 months in the business is flourishing, already with such a strong and dedicated community behind her that she was able to beat the ...
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... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... ... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014.
In a ... go out on their own and start their own event business.
Unsurprisingly, their favourite part of the job is getting ...
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... by managing and making their business' unique security and privacy risk ... ... asking for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ... the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my ...
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Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business ... business themselves back in 2010, BizCover NZ, an online insurance service for small businesses ... -man band.
Have a valid NZ company number - to validate that you are an actual business.
Wish for an item or service - ...
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... and content writing business. Two Sides works with businesses, agencies and non ... . This involves working with these companies to produce ... . Two Sides works with businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies to produce: website content ...
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... , we can look after their insurance needs. Today we're looking ... ... we can look after their insurance needs.
Today we're looking ... businesses and organisation to be able to talk directly to their target audience, without shouting at them, without spamming them. We wanted to help companies ...
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... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed ...
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... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... policy should cover all individuals and agents in the business.
Given this requirement it is worthwhile looking at ...
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... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... indemnity insurance, has announced today the launch of its ... goal is to provide clients with greater choice and convenience when obtaining their insurance policies. We are confident that BizCover's business model of a contestable platform will challenge the status quo and provide ...
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... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it.
Cover starts from as little as $85 per month.
*Conditionals ...
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In the insurance world, we focus on loss ... ... .
THE UPS AND DOWNS
Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus on the positives all ...
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... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out ... ... that inventory lists are not the kind of thing that gets business owners excited, that is until something happens and the time comes to claim on your insurance. When you're filling out your claim form, you'll probably ...
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... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... payment for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you and your business against a public liability claim.
Reduce shoplifting
The busier ...
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... could to help defer their insurance payments and keep their livelihoods ... continued our long-running small business grant competition, BizGiver ... what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small business grant competition, BizGiver .
Twice a year ...
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... critical skill for any small business owner or employee looking to ... Networking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...
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... best for you and your business in 2018. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2018.
We'd also like to thank you for your business and support this year.
We know that many Small Business owners don't have the luxury of shutting down ...
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