The photography industry is an exciting one with no two days ever the same. Whether you work in a studio or you’re out and about shooting on location, photography is a profession that comes with risks.

Running your own mobile business gives you a great sense of freedom, an ever changing office, being your own boss, what’s not to love? But like any small business, there is an element of risk for things to go wrong.

If you own a small business, there’s no denying one of the most important things you need to protect is your business assets with Small Business Insurance. But what kind of insurance do you actually need?

In part three of our guide to understanding insurance, we take a look at Business Insurance, the different kinds of cover available and how it can help protect your business.

If you’re a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It offers protection should a customer, supplier, or even member of the public, sue your business for damage to their property. And whilst you probably take every care not to damage their property, it doesn’t mean you won’t be found negligent should an unwanted accident occur, or someone attempts to make a claim against you. As cliché as it sounds, accidents happen. If you don’t have Public Liability insurance you face the risk of being out of pocket for hefty legal and compensation costs that can potentially cripple your business.

Looking to save a spare dollar here and there? Well, you’re not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you’re flying solo as a sole trader or run a team of sparkies, we understand the importance of saving time, money while having peace of mind that you have adequate cover in place.

Getting your business insurance sorted is one of those things that no matter if you’re a plumber, plasterer or handyman, needs to be ticked off that to-do list. While at times it may seem a bit overwhelming, knowing which policies cover what and the type of coverage you need, we’ve done the leg work to come up with a simple guide that explains how business insurance can protect your tradie business.

Things can get pretty hectic when you run your own small business, so our quick and easy to follow guide is here to help you navigate your business insurance. In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check.

Crunching numbers and helping your clients with their accounting queries is all in a day’s work as an accountant. But even with all the years of experience, training and education, mistakes can happen when you least expect them. While there are many types of accounting insurances on the market, Professional Indemnity insurance* is something to consider when looking at ways to protect your accounting business with business insurance.

Working as a graphic design there are plenty of things you need to plan and have in place to keep your business running. With things like copyright laws, the risk of things going wrong with a client’s project, protecting your graphic design business for the long haul is probably up there as one of your priorities.