Insurance IT Consultant

Insurance IT Consultant

    • Comprehensive industry specific policy wording
    • Best prices from leading insurers
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Insurance for IT Professionals

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Insurance for Recruitment Consultants

... insurance may also be a requirement as recruitment consultant. Here are a few of examples of when you may need it ... business Anna-Rita S. Information Technology (IT) / Computer Consulting Service Need Help? Visit our ...

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What is Business Insurance

... Consultant Easy to use and easy to understand! Highly recommended. Emma C. Information Technology (IT) / Computer ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Insurance for Tradies

... right from your computer. Built for small business At BizCover we know what insurance tradies need. We ... with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. ...

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Employers Liability Insurance

... defence costs cover. Is Employers Liability Insurance mandatory? It is always wise to check with ... with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively ...

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Complete Guide to Business Insurance

... to hairdressers, marketing consultants and personal trainers, there are business insurance options to protect ... Equipment Portable electronic equipment insurance covers portable computer equipment and cell phones ...

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How much does Public Liability Insurance cost?

... risk professional occupations, such as IT consultants, engineers and other consultancy occupations ... cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ...

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Insurance for Consultants

... measures in the world to keep it safe. Insurance for management consultants* Management consultancy is a growing area ... – love your work! Melonie C. Computer Education (Except That Provided By Educational Institutions ...

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Insurance for Education Consultants

... Buy online instantly- no paperwork required Why do Education Consultants Need insurance? Your client's put their trust in your knowledge and experience when it comes to looking after their educational journey. You're ...

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Cyber Insurance - Is it worth it?

... . Like the Australian case of the sports drug testing consultant who left his laptop at a sports ground. He ... you have solid cyber liability insurance in place to cover your business in the eventuality it is hit. * This ...

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Public Liability Insurance

... right from your computer. Built for small business We know Public Liability insurance. We also know ... with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively ...

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What is Professional Indemnity Insurance?

... all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you ... as I am a sole trader. Christina M. IT / Computer Consulting Service. I got recommended from a colleague ...

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What does Public Liability Insurance Cover?

... Public Liability insurance also does not apply to being compensated for personal injury if it is covered ... the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively ...

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Business Insurance

... to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here ... items entered Martin B. Information Technology (IT) / Computer Consulting Service I had Lokesh help me and ...

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Insurance for Allied Health Professionals

... and circumstances Protect your business today. Business Insurance* It's important to take the time to consider ... and quick. Thank you. Kharli H. Education Consultant Easy instructions and customer friendly Johnnie F. ...

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Insurance by Industry

... Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your business today. * * As with any insurance ... you Phoebe A. Parks And Gardens Operation It all came down to price to be ...

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Tool and Portable Equipment Insurance

... cleaning products Consultants From ... computers and other specialised tools and equipment are all vital to performing your professional skills and is something Tool and Portable Equipment insurance can help safeguard. IT ...

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What is Public Liability Insurance?

... Insurance? The short answer. Yes. The long answer. Absolutely yes. If you or your employees interact with other people while doing business in any way or form then you need it. For example: Consultants/Contractors ...

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Insurance for Photographers

... , tripod, and filters), backdrops and a powerful computer for editing. Your portable equipment may cost thousands ... your photographer's insurance, videographer's insurance, or wedding photography insurance. It may help to ...

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Insurance for Accountants & Tax Agents

... offices are located can impact how much you pay for insurance. Who is being covered - Are all members of ... good follow up. Bret R. Information Technology (IT) / Computer Consulting Service That was easy thank you! Tina ...

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Why You Should Review Your Business Insurance

... and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that you needed ...

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Do Hypnotherapists need Business Insurance?

... mistake, extreme weather, or accidentally downloading a computer virus could all impact how well you can do ... financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be ...

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Cyber Liability Insurance

... as well as your networks capacity taking a beating. It isn't just the financial destruction that a cybercrime can ... may need to consider Cyber Liability insurance. If your business uses computers, phones, or any other ...

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How Much Does It Cost To Recover Lost Data?

... can’t be retrieved unless they are connected to another computer and scanned in read only mode. This is not ... insurance Cyber Liability insurance is a type of insurance policy that could cover data recovery costs. It ...

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Insurance for Psychologists

... could do more than just bruise your ego. It could drain your bank accounts and damage your professional ... accept payments. Portable electronic equipment insurance covers portable computer equipment and cell phones anywhere ...

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Insurance for Engineers

... isn't a uniformed price when it comes to business insurance for your engineering business, with the ... pleasantly surprised. Gavin B. Information Technology (IT) / Computer Consulting Service Great support from Lokesh. ...

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Do I need Business Insurance

... . While your retail business will have its own unique business insurance needs, we've highlighted some of ... the call is valid rather than a scammer. Roopal P. Computer Maintenance Service Hi, Just a question I am a Event ...

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Insurance for Mortgage Brokers

... covered in minutes What is mortgage broker insurance? As a mortgage broker it is important to have the right cover ... safeguard your business against data breaches, computer hacking, and other forms of cybercrime covered ...

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Insurance for Real Estate Agents

... insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance ... Josh W. Information Technology (IT) / Computer Consulting Service Thanks to ...

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What Insurance Policies do Yoga Studios Need?

... proof of insurance before signing the lease. Your students might expect it Knowledge and ... computer equipment and cell phones anywhere in the world for loss or damage, subject to policy sub-limits. How much does insurance ...

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What Insurance do Beauty Salons Need?

... private residence. Portable Equipment – Covers portable computer equipment and cell phones anywhere in the world ... sort your beauty salon insurance needs. BizCover makes it easy to compare insurance for beauty salons for ...

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How Cyber Insurance Protects Small Businesses

... . Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some ... Cyber Liability claim. Website hijacked and defaced Computers infected with viruses/malware Data held to ...

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Reviews related to Insurance IT Consultant

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • great support!

    Faustin Roman
    Information Technology

  • Seamless - everything done online with no intervention required.

    RAJAN SHANKER
    Information Technology

  • Great, easy process.

    Etienne Kruger
    Information Technology

  • Online, easy and cost effective

    David Ball
    Information Technology

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Definitely a good tele-support for an email query.

    Scorpio fibre optics limited Mt Eden
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • made it very easy to renew excellent

    Maryanne Hooper
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it’s wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales – Customised/Own Developed
  • Software Sales – Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

If a third party were to suffer an injury or property damage because of your negligent business activities you could be held liable for any of the financial costs including defence costs.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that’s where Business Insurance offers a suite of options to cater to your individual business needs.

Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

As an IT professional, below are some of the coverages you may want to consider to keep your business as ‘all systems running’:

  • Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business’ reputation.

Cyber Liability insurance is a type of business insurance product which protects your IT business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents.

It typically covers the costs which can be incurred following a data breach or having your system hacked as well as investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.

Protect your business today.

Why choose BizCover for your Business Insurance as an IT professional?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your IT business. But if you are still not sure, here are a few other reasons why you should choose BizCover for your PI insurance.

New Zealand’s number one online insurance company

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right there on your screen.

Built for small business

We know insurance and what makes small businesses tick. And we understand what cover IT professionals need. So it’s really a no-brainer!

We won’t confuse you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Having the right insurance pays off

A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch of government owned vehicles. Within six months it became apparent that the calibration on the devices was incorrect following a minor traffic incident. The company’s Professional Indemnity policy responded and covered the cost for devices to be fixed by another firm, as well as the resulting damage from the error.

How do I make a claim on my insurance policy?

Need to make a claim? Too easy! We’re here to assist you through the process and get you back to IT business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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