Affordable Graphic Designer Insurance NZ

Affordable Graphic Designer Insurance NZ

& Designers

    • Comprehensive industry specific policy wording
    • Multiple levels of cover to select from
    • Instant paperwork online
GET QUOTES & BUY
  2. Insurance for Architects & Designers
  3. Affordable Graphic Designer Insurance NZ

Insurance for Architects & Designers

Insurance for Architects & Designers GET INSTANT QUOTES Comprehensive industry specific policy wording Instant paperwork online Multiple levels of cover to select from Insurance for Architects & Designers Comprehensive ...

read more

7 Money Saving tips for Small Business in NZ

... an array of skills. Whether it's finding a graphic designer, content marketer or an IT guru, there is ... best of us. Taking the time to get your business insurance * sorted is something that should be part of your business ...

read more

Tips for How to Start a Carpentry Business

... causes you to temporarily close up shop. Without insurance for carpenters, the cost of fixing a bad situation ... or updating social media profiles. Graphic designer - This pro can help you design a memorable logo and choose ...

read more

How To Market Your Accounting Business Online

... developer, graphic designer, and digital marketer to build your new company website, you may also use template designs if ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...

read more

How To Get More Accounting Clients

... and expertise of a web developer, a digital graphic designer, and a digital marketing professional with search ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

read more

How Insurance Can Protect Landscape Architect

... this is through business insurance. Insurance is essential for any business, and landscape architecture is no exception. Here are some of the ways insurance can protect landscape architects in New Zealand. Professional ...

read more

Insurance for Designers

... items anywhere in NZ Insurance solutions tailored for design professionals Insurance for Designers Get covered in minutes with no paperwork Insurance solutions tailored for design professionals Portable Equipment cover ...

read more

Business Insurance FAQs

GET BUSINESS INSURANCE Business Insurance FAQs Business Insurance FAQs Business Insurance FAQs Got questions about Business Insurance? We've got the answers! Check out our library of FAQ's designed to make insurance easy ...

read more

Insurance for Cleaners

Insurance for Cleaners GET INSTANT QUOTES Compare Quotes from Leading NZ Insurers Over 25,000 Policies Sold Buy Online Instantly - No Paperwork Insurance for Cleaners Compare Quotes from Leading NZ Insurers Buy Online ...

read more

What Is Inside A Business Insurance Pack?

... you for a tour of the ins and outs of a Business Insurance pack. What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial ...

read more

9 Ways To Grow Your Design Business in 2023

The world of design is fast paced, and someone is always in demand for a new website, logo or branding for their business. Our guide has hand picked some of the fast ways you can take advantage of your skills and expand ...

read more

Employers Liability Insurance

Employers Liability Insurance Multiple quotes from leading NZ insurers No hassle, no paperwork, no delays Compare and buy online Employers Liability Insurance Multiple quotes from leading NZ insurers No hassle, no ...

read more

Insurance for Bookkeepers

... details with others can result in the Bookkeeper being sued. What Is Bookkeeper Insurance? Insurance for bookkeepers is designed to protect different risks which your business may be faced with. This includes cover ...

read more

Insurance for Photographers

... a bone as you were directing their movements? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...

read more

Insurance for Plumbers

... getting your tools stolen. These are real life risks plumbers are faced with every day. Business insurance for plumbers is designed to give your business the protection it needs and peace of mind knowing that you have a ...

read more

Insurance for Handyman

... for injuries suffered by someone or accidental damage to property due to your work. Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or ...

read more

Insurance for Painters

... a look at some of the important types of business insurances you may need to consider for your painting business. Business Insurance is an insurance package designed to provide cover for your business contents, stock ...

read more

What Insurance do Beauty Salons Need?

... water are just some of the events that could leave you with an expensive claim. Public Liability insurance is designed to provide protection in the event a customer, supplier or a member of the public sustains property ...

read more

Insurance for Mechanics

... can provide protection for the things that keep your mechanical business revving! Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...

read more

Insurance for Tradies

Insurance for Tradesmen GET INSTANT QUOTES Compare Public Liability & Tool Cover Policy documents emailed instantly Easy online purchase - no paperwork Tradesman Insurance Compare Public Liability & Tool Cover Easy ...

read more

Understanding Employers Liability Insurance

Your employees are essential to the running of your business, so it makes sense to have all the right measures and insurances in place to help keep them safe and protected. While there are many different types of ...

read more

Tradies Guide to Business Insurance Packages

... no two days on the job are the same, and when a spanner gets thrown into the works, that's where tradie insurance can help. You may run a one-man band or have a group of tradespeople helping you get the job the done ...

read more

How Are Business Insurance Premiums Calculated?

... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...

read more

What does Public Liability Insurance Cover?

... hearing aids, glasses,pacemakersand gastric bands. ii When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from the financial impact of claims made against you. While ...

read more

Insurance for Shop Owners

Insurance for Shop Owners GET INSTANT QUOTES Multiple quotes from some of NZ's leading insurers Easy online purchase-no paperwork required Public Liability and Glass Cover Insurance for Shop Owners Multiple quotes from ...

read more

What is Business Insurance

GET BUSINESS INSURANCE What Is Business Insurance? What Is Business Insurance? What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...

read more

Business Insurance

Get cover like no other with BizCover Multiple Quotes from Leading NZ Insureres No Hassle, No Paperwork, No Delays Compare And Buy Online Get cover like no other with BizCover Multiple Quotes from Leading NZ Insureres No ...

read more

What is Professional Indemnity Insurance?

GET PROFESSIONAL INDEMNITY INSURANCE What is Professional Indemnity Insurance? What Is Professional Indemnity Insurance? Compare Quotes from Leading NZ Insureres Buy Online Instantly – No Paperwork Over 42,000 Policies ...

read more

Insurance for Personal Trainers

Insurance for Personal Trainers GET INSTANT QUOTES Combined Professional Indemnity and Public Liablity Insurance Quick and easy online process, no paperwork, get covered in minutes Broad Cover Insurance for Personal ...

read more

Why You Should Review Your Business Insurance

As a small business owner there is always something that needs your attention, from looking after your customers to your marketing campaigns and accounting just to name a few. But one thing which shouldn't be forgotten ...

read more

Insurance for Sole Traders

... may be exposed to and the types of policies that are available. Did you know? Portable Equipment insurance* is designed to protect your tools of trade anywhere in New Zealand? From Auckland to Invercargill, you can have ...

read more

Insurance for Dog Walkers

... of the public and also opens you up to injury and property damage claims from them. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of ...

read more

Business Interruption Insurance

Business Interruption Insurance Compare the Quotes from Leading NZ Insurers Buy Online Instantly – No Paperwork Over 42,000 Policies Sold Business Interruption Insurance Compare the Quotes from Leading NZ Insurers Buy ...

read more

What is Public Liability Insurance?

GET QUOTES & BUY What is Public Liability Insurance? GET QUOTES & BUY What is Public Liability Insurance? What Is Public Liability Insurance? Need business insurance? Compare quotes from NZ insurers, then buy online in ...

read more

Do I need Public Liability Insurance?

GET QUOTES & BUY Do I need Public Liability Insurance? Do I need Public Lability Insurance? Protecting your back pocket How Much Public Liability do I need? How much does it cost? Is Public Liability insurance a legal ...

read more

Insurance for Beauty Salons

Insurance for Beauty Salons GET INSTANT QUOTES Combined Liability Package Instant online purchase - no paperwork Meets requirements of NZ Association of Registered Beauty Professionals Insurance for Beauty Salons ...

read more

Tradie Guide to Public Liability Insurance

... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...

read more

Saving Hacks- Business Insurance For Tradies

... to save a spare dollar here and there? Well, you're not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you're flying solo as a sole trader or run a team ...

read more

Insurance by Industry

Insurance Coverage by Profession We cover 900+ occupations across NZ Find your occupation below Get Cover like No Other Insurance Coverage by Profession We cover 900+ occupations across NZ Find your occupation below Get ...

read more

Insurance For Cafes and Restaurants

... tenant to have both Public Liability insurance and Glass insurance before signing a lease. Insurance for Cafes and Restaurants Public Liability* Public Liability insurance  is  designed to provide protection for you and ...

read more

Insurance for IT Professionals

IT Professional Insurance Comprehensive industry specific policy wording Best prices from leading insurers Buy now and get your certificate immediately IT Professional Insurance Comprehensive industry specific policy ...

read more

Insurance for Engineers

... yourself faced with some unwanted challenges. That is where Business Insurance can provide some reprieve. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...

read more

Tradie Guide to Professional Indemnity Insurance

... professional advice directly to your clients for a fee, as engineers and architects typically do. As such, you may not feel that Professional Indemnity insurance can play a role in reducing your risk. However, you may be ...

read more

Insurance Options for Retailers

... , access important documents and get on with the daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail store from claims and to support your profitability in the event of ...

read more

How Cyber Insurance Protects Small Businesses

... you? We explain some of the key ways Cyber Liability insurance is designed to protect you below. Cyber liability insurance is a type of business insurance which protects your business against both the legal costs and ...

read more

How much does Public Liability Insurance cost?

GET PUBLIC LIABILITY INSURANCE How much does Public Liability Insurance cost? How Much Does Public Liability Insurance Cost? On Average Small Businesses Pay $49 A Month* Buy Online Instantly – No Paperwork Over 42,000 ...

read more

What does business insurance cover

GET BUSINESS INSURANCE What Does Business Insurance Cover? What Does Business Insurance Cover? What does business insurance cover? Every business is different, with their own unique insurance needs and exposures to risk. ...

read more

Cyber Liability Insurance

... to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur ...

read more

Statutory Liability Insurance

Statutory Liability Insurance Multiple quotes from Leading NZ insurers No hassle, no paperwork, no delays Compare and buy online Statutory Liability Insurance Multiple quotes from Leading NZ insurers No hassle, no ...

read more

Insurance for Mortgage Brokers

... property Personal injuries that are covered by the ACC Protect your business today. Business Insurance Business Insurance is designed to safeguard your contents and other physical assets (including your building if you ...

read more

What does Public Liability Insurance Cover?

GET QUOTES & BUY What does Public Liability Insurance cover? What does Public Liability Insurance cover? Need business insurance? Compare quotes from NZ insurers, then buy online in minutes. What is Covered? When would I ...

read more

Public Liability Insurance

Public Liability Insurance Need business insurance? Compare quotes from NZ insurers, then buy online in minutes. Public Liability Insurance Answer a few questions about your business Compare multiple quotes Buy online, ...

read more
View all

Reviews related to Affordable Graphic Designer Insurance NZ

  • Good service - a little pushy with the reminders

    Michael Alan Baylis
    Architecture & Surveying

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • Fast and reliable! Good customer service!

    Joem Baldesco
    Architecture & Surveying

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

How much does architect’s insurance cost?

No two buildings are alike, and no two architects are alike either. Insurers use a range of different factors to determine how much you will pay for your insurance policies as an architect, meaning pricing varies based on the specific blueprint of your small business.

Some of the factors used to calculate premiums for Professional Indemnity and other forms of insurance for architects that you may consider include (but are not limited to):

  • The size of contracts your business takes on
  • Your risk management procedures
  • Your history of previous insurance claims
  • The amount of cover you want or need

Comparing quotes from multiple insurers can help you understand the Architect Insurance policies available to you and how much you can expect to pay for cover.

Did you Know?

That registered architects need to comply with strict criteria covering areas like insurance, health and safety and quality management systems.

Architects and Designers are also the first professions in New Zealand to require professional indemnity insurance to cover themselves in person for errors and negligence.

Insurance for Architects and Designers

Professional Indemnity

Professional Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard their businesses for claims made against them in carrying out their professional services or advice.  It provides cover for damages and claimant costs awarded against you, costs incurred such as legal and defence costs, claims investigation costs, inquiry attendance costs as well as public relations costs.

Professional Indemnity insurance may not be mandatory for Architects and Designers. However it may be a requirement to meet the conditions of many clients as well as tender processes.

BizCover’s professional indemnity insurance offer covers occupations such as:

  • Architect
  • Interior designer 

What is typically covered?

A small mistake in an architect’s work can have huge and expensive consequences. Professional Indemnity insurance helps shield architects and designers against a wide range of potential risks that could cripple your small business. These include:

  • Errors, mistakes and omissions in your work or professional advice
  • Missed deadlines and undelivered services
  • Professional negligence
  • Breaches of contract

What is not covered?

While Professional Indemnity insurance can help shield you against many claims resulting from your work, it does not provide protection for:

  • Intentional damage
  • Any circumstances or claims that are known before your insurance period begins
  • Acts of dishonesty and fraud
  • Accidental injury and property damage

Public Liability

Do you need it? If you have regular contact with clients, contractors and the general public, then the short answer is yes. Public Liability insurance is an important form of cover to protect you from financial losses arising from a claim of 3rd party property damage  or accidental injury (not covered by the ACC) as a result of you going about your business, even if you rent your premise.

What is typically covered?

Architects and designers may face many Public Liability claims in their day-to-day work. Public Liability insurance commonly covers:

  • Damage to a third-party’s property
  • Financial loss resulting from damage to a third-party’s property
  • Injury, illness or death (that is not covered by the ACC) that is caused by your negligence

What is not covered?

While Public Liability insurance can protect you against many common claims, it does not provide cover for:

  • Employee injuries
  • Damage to your own property
  • Compensation when a personal injury is covered by the ACC

Protect your business today.

GET INSTANT QUOTES

Business Insurance

Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company more than a pretty penny, creating a whole host of unwanted challenges.

Having some form of cover in place to protect your contents (including IT equipment), and premises from the risk of damage caused by fire, storms, theft, vandalism or even earthquakes, gives you peace of mind so you can sleep at night.

You can even add Business Interruption insurance which is designed to help your business get back into the game by covering the increased costs of running your business and lost revenue whilst it is out of action due to an insurable event.

Cyber Liability

As an architect or designer, your plans, designs are prized intellectual property it is what makes you stand out from the crowd. Unpleasant as it may be, but what would you do if a competitor found a way to steal your original designs?

Storing personal information and client information online means you are instantly at risk of potential cyber attacks and data breaches.

Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties, investigation and data recovery costs, business interruption costs and PR/crisis management costs.

What is typically covered?

Cyber Liability can help your small business bounce back after a cyberattack, hack, or data breach. Policies typically cover:

  • Costs associated with investigating an attack and data recovery
  • Business interruptions costs
  • Fines and penalties
  • Extortion costs
  • Costs associated with PR and crisis management

Could this happen to your business?

An architect designed a house for an elderly couple and miscalculated the size of a cavity for a hidden sliding door. The builder of the house raised the issue early on but to no avail. The architect initially blamed it on poor print quality of the site plans and told the builder to carry on.

Near completion, it was clear that the particular doorway in the house that required access by a mobility scooter was not wide enough whilst the sliding door was “hidden”. The owners asked the architect to pay for all remedial costs that included moving walls and re-modelling an adjacent room. Fortunately, the cost of the professional error was paid for by insurers without having to appoint a legal defence counsel.

FAQ

Why do architects and designers need insurance?

Insurance can help shield architects and designers against a variety of risks, from claims of negligence or damaging a client’s property to equipment breakdowns and cyber-attacks.

Architects and designers face many unique risks that insurance can help protect them against. They regularly give clients advice based on their expert knowledge and training, and often visit clients in their business premises or homes. They may also have their own offices to consider, including any equipment, tools, and client information that may be stored there. There are different insurances to protect against each of these risks. It may be wise as an Architect to explore insurances such as Professional Indemnity, Public Liability and Cyber Liability insurance.

In the event of a claim, without insurance, you could be left holding the bill for costly claims or lawsuits. The out-of-pocket expenses associated with legal action could be financially devastating for small business owners. Insurance could help architects and designers stay in business even if the unexpected comes their way.

How do I buy Insurance for my Architectural business?

Architects and designers are busy people with a lot on their schedule each day. That’s why BizCover has made it quick and simple for them to find, compare, and buy insurance to protect their small businesses.

In just minutes, you can compare multiple quotes from selected leading NZ insurers. There is no complex paperwork to fill in, and you can buy a policy whenever it fits your schedule, day or night. You’ll even receive your policy documents instantly, so you can get right back to work!

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

Popular Searches