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How much does Public Liability Insurance cost?

... Liability or Broadform Liability, Public Liability insurance is an essential form of cover for almost every type of business, from trades ... something going wrong compared to a sole trader electrician who may only visit a ...

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What is Public Liability Insurance?

... empty pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would ...

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Public Liability Insurance

... Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much ... of cover for membership? Does your business or trade license require a minimum amount of cover? Do ...

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What does Public Liability Insurance Cover?

... another venue and you accidentally cause property damage, you face the risk of legal action. Public Liability Insurance protects you against claims from any third parties by covering any compensation awarded against you ...

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Insurance Options for Retailers

... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... products Some Public Liability insurance policies include cover for Product Liability cover. Money ...

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Types of small business insurance in New Zealand

... Your insurance needs will vary depending on a variety of factors, such as, the industry you operate in, your trade, ... liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - ...

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Insurance for Cleaners

... Did you know? If you are operating as a sole-trader and a claim were to occur against your business, ... Insurance for Cleaners Public Liability Insurance* Public Liability insurance ...

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Insurance for Consultants

... trade or profession. You will also need to advise Inland Revenue that you've become a sole trader ... costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can ...

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What does Public Liability Insurance Cover?

... ; When would I need Public Liability insurance? Public Liability insurance is designed to protect ... liability to their landlords and landlords will often insist on public liability cover being in place. Trade ...

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Insurance for Shop Owners

... many shop owners choose to take out Public Liability insurance to protect themselves from financial harm should ... that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide ...

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Insurance for Photographer

... Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance ... of your negligent business activities. Public Liability insurance also picks up legal costs ...

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Insurance for Handyman

... and other features offered by each policy. BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best ...

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Insurance for Painters

... only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you ...

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Insurance for Plumbers

... plumber's association you may be required to hold a minimum level of Public Liability insurance. ; Insurance for Plumbers Public Liability Don't risk letting an expensive claim for property damage flush your ...

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Insurance for Tradesmen

... can result in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance For Cafés and Restaurants

... P ublic L iability insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to ...

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Insurance for Allied Health Professionals

... you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance ...

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Insurance for Personal Trainers

... ; Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ... of reasons. It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury ...

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BizCover and NZ Retail

... , glass and for loss of revenue due to business interruption in specified circumstances. Public Liability Public Liability insurance** is designed to provide protection for your retail business in the event a ...

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Retailer Insurance

... ? Many commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease. ; Insurance for Retailers Public Liability If you are in business you have a ...

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Insurance for Mortgage Brokers

... against your business. Public Liability Public liability insurance helps protect your business ... could put you out of business. The right public liability cover can defend you against compensation claims and legal ...

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Insurance for Engineers

... public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ... can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...

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Bizcover and Nutrition Society of NZ

... Professional Liability Package for Nutritionists The NSNZ Liability package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability ... business insurance Specialists on ...

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Insurance for Hairdressers

... insist on you having public liability insurance. Business Insurance Your business assets are as ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...

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BizCover and Reflexology NZ

... Public Liability Protects against damages arising from a claim for third party property damage or bodily injury that occurs as a result of business related activities. ; Professional Liability ...

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Insurance for IT Professionals

... Public and Product Liability insurance offers important cover for IT Professionals and their legal liability ... Contents – if you have an office, do you have insurance in place for your contents or any buildings you own ...

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Insurance for Architects & Designers

... night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out ... and the general public, then the short answer is yes. Public Liability insurance is an important ...

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Insurance for Real Estate Agents

... Public Liability This insurance is an essential component of any business' insurances. It covers your liability ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will ...

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Insurance for Beauty Salons

... damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ... landlord requires you to have a particular level of Public Liability cover. How much would it cost to replace ...

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Bizcover and Massage NZ

... you could be held liable. A Professional Liability Package provides important financial protection in the ... involving a breach of professional duty Public Liability Protects against damages arising from a ...

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Insurance for Accountants & Tax Agents

... ? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against ... not able to operate and work with clients. Cyber Insurance As an Accountant, you work and rely on sensitive ...

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About Us

... lengths to simplify the process of purchasing insurance for small businesses by creating an online platform ... the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get ...

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BizCover and Boost Your Business

... t have to do the research or the calling around to different insurance companies - we've done that for you. With just a few ... or advice you have provided. Public Liability Insurance Protects you and your business from ...

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BizCover and PriceMe

... 't have to do the research or the calling around to different insurance companies - we've done that for you. With just a few ... relevant to your business. Public Liability Insurance Protects you and your business ...

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BizCover and n3

... you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time ... or advice you have provided. Public Liability protects you and your business ...

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It's Time for an Insurance Health Check!

... is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have ...

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Customer Spotlight: Scotchbox

... motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Cyber Liability Insurance

... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...

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What does Professional Indemnity Insurance Cover?

... , libel or slander – resulting in public relations and reputation management costs Damages for ... legal fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for ...

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Cyber Insurance - Is it worth it?

... business has customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the ...

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Do I need Business Insurance

... without your tools of trade can have a significant impact on how you go about your business every day. With different businesses having different needs, the flexibility of Business Insurance allows for policies to ...

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What is Professional Indemnity Insurance?

... a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly ...

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What does business insurance cover

... (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock anywhere in New Zealand ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Business Insurance

... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...

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Insurance for Bookkeepers

... arrange your business insurance - just ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...

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Insurance for Recruitment Consultants

... clients is your expertise and getting you the right insurance is ours. With just a few clicks or a ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ' ...

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Insurance for Travel Agents and Tour Operators

... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

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Professional Indemnity Insurance

... or association with a set requirement to hold PI insurance? If so, how much cover do they require ... contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? ...

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Introducing Work From Home Insurance

... Work From Home Reputational Risk Insurance* Work From Home Reputational Risk Insurance* is there to turn ... never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st ...

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What is Business Insurance

... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...

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Do I need Professional Indemnity Insurance?

... I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form ... your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a ...

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Reviews related to sole trader public liability insurance nz

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?