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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! While ... Public Liability insurance could help save the day! Find out how Public Liability and business insurance ... the long haul. What is Public Liability Insurance? Public Liability insurance is designed to provide protection ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... responsibility for the keys. Is Public Liability Insurance mandatory for your business? If ... cover. Every business should consider Public Liability Insurance - even home-based businesses ...

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Public Liability Insurance

... should an unwanted accident occur. Public Liability Insurance, often referred to as General ... membership? Does your business or trade license require a minimum amount ...

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What is Public Liability Insurance?

... purchasing the right amount of Public Liability insurance, or worse, didn't have ... customers or the general public should have Public Liability insurance Could this happen to ...

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The difference between public liability and professional indemnity insurance

... difference between Professional Indemnity and Public Liability insurance as the two types of ... forms of protection. Public Liability Insurance ... forms of protection. Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance protects you and your ... customers or the general public should have Public Liability insurance Do I really ...

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Types of small business insurance in New Zealand

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Insurance Options for Retailers

... wrong. Having the appropriate retailers insurance in place to protect your ... ... help protect your retail business. Public Liability insurance* This is one of the ... ) caused by your products Some Public Liability insurance policies include cover for Product ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and data. Therefore, a Cyber Liability insurance policy can act as your ...

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Business Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability- This protects against ... you're covered for. Using Professional Liability as an example again, you ...

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Insurance for Consultants

... ://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional ... processes & procedures Public Liability Public Liability insurance is a no ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. I first experienced yoga ... studio.” “The current popularity of yoga and my conviction about how ... daily lives.” The leap from yoga teacher to business owner has been ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

At long last, the wider public is starting to realise that ... this year that cybercrime over NZ computers and networks has more ... ... harmful. This is where Cyber Liability insurance provides a crucial safety net ... ://blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice only ...

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Statutory Liability Insurance

... actions in the workplace. Statutory Liability Insurance protects you, your business and ... unintentional discharge of waste into public watercourse

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we ... plan, accidents do occur. Employers Liability insurance protects you against settlements or ...

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Massage Therapy Insurance: here's why you need it!

... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... a breach of your general liability. Public Liability insurance protects you against claims from ... of professional misconduct. Maintaining a Professional Liability Insurance package is not only a ...

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Insurance options to protect your cleaning business

... your business has the right insurances in place for when things ... ... for Public Liability insurance –$1 million, $5million, $10 million and $20 million. Sole trader? Even ... about means your tools of trade are often out on the ...

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BizCover expands its insurance offer and launches a new look

... buy professional indemnity and business insurance online Sydney, Australia - December ... , 2010. BizCover, the pioneer online insurance marketplace ... easy online professional indemnity and public liability insurance for over 200 professions. The ... small businesses and trades the option of buying business insurance online. “We ...

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Business Insurance

... assets. And you can include Public Liability Insurance to ensure you are left ... , mobiles or laptops anywhere within NZ. Glass Covers the costs to ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... investing in the right business insurances can save your business when ... ... and reassurance. Other business insurance options to consider Public Liability insurance* If you have ... you may need to consider Public Liability insurance. Public Liability insurance is designed to provide protection ...

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Insurance by Professions

... comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... consider increasing the level of public liability insurance that you hold. Are there ... make sure your business is insurance fit for the upcoming challenges ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... BizCover, the pioneer online insurance marketplace in Australia and leading ... of online professional indemnity insurance, has announced today the ... online platform: www.BizCover.co.nz. Following on from the already ... add in Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance products ...

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Insurance for Allied Health Professionals

... is the preferred insurance partner of Podiatry NZ, Massage NZ, Nutrition Society and ... Weight Loss Centres Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied ...

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Insurance for IT Professionals

... can compare quotes from leading NZ insurers and find the coverage ... injury caused to others. Public and Product Liability insurance offers important cover for ...

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Insurance for Tradesmen

... hard place by not having Public Liability insurance. It's a crucial form ... are a member of a trade association, make sure you check ...

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Insurance for Architects & Designers

... the short answer is yes. Public Liability insurance is an important form of ... . Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs ...

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Insurance for Painters

... their employees, not subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most ... important insurance option for painters to ...

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Insurance for Hairdressers

... operation of your business. A Public Liability policy will cover third party ... likely insist on you having public liability insurance. Business Insurance Your business assets are ...

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Insurance for Engineers

... responding to a disciplinary investigation. Public Liability As an engineer, you may ... various reasons. You may need public liability insurance to protect yourself against any ...

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Insurance for Mortgage Brokers

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Insurance for Personal Trainers

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Insurance for Beauty Salons

... compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity ... can be expensive to fix. Public Liability Insurance provides peace of mind against ...

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Insurance for Real Estate Agents

... breach of statutory rules. Public Liability This insurance is an essential component of ... of protection afforded. Business Insurance Business Insurance provides cover for your business ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... , tablets, mobile phones, photographic equipment, trade person's tools, and sporting ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...

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Things you didn't know about small business insurance

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Professional Indemnity Insurance

... affect your business.Professional Indemnity Insurance (PI) is designed to protect ... investigation costs Inquiry attendance costs Public relations costs What is NOT ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity Insurance ... . What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ... covered). Misconceptions Around Professional Indemnity Insurance A common misconception professional indemnity ...

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How the cost of Professional Indemnity insurance is calculated

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing that ... back in 2010, BizCover NZ, an online insurance service for small businesses ... winner will be determined by public voting via the BizCover Facebook ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year ... /kavitaskitchennz/ Follow Kavita's Kitchen NZ on Twitter: https://twitter.com ... Connect with Kavita's Kitchen NZ on LinkedIn: https://nz.linkedin.com/in/kavitas-kitchen-nz

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... are the jack-of-all-trades, however as your business grows ... , credit card, bank account or insurance for their business. It may ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... System Repair Notification Public Relations Business Interruption Cyber insurance is available for ... (non public) information, you need it. Isn't my other insurance cover ...

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Insurance for Bookkeepers

... being sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for ... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity ... Insurance Professional Indemnity (PI) insurance provides essential financial ...

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Insurance for Recruitment Consultants

... your placement's cv thoroughly. Insurance for Recruitment Consultants covers a ... induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to ...

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10 Amazing Facts About Small Businesses in New Zealand

With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put together ... : 3. 70% of all NZ Enterprises are sole traders and therefore have no ... . There are 410,109 self employed small businesses in NZ, with 45% over ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... plan, accidents do occur. Employers Liability insurance protects you against settlements or ... ://blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice only ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... What is Cyber Liability insurance cover? Cyber Liability is designed to ... www.trendmicro.com/vinfo/nz/security/news/cyber-attacks/equifax-reveals-extent-of-2017-data-breach-number-of-stolen-records This is general advise ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... to ensure that he has insurances in place to protect his ... want to be protected from public liability, selling food and drink to ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... information arises or face possible liability for any issues. For example ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking ... ... , we can look after their insurance needs. Today we're looking ...

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Reviews related to sole trader public liability insurance nz

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

  • Awesome very easy to use and not complicated to use

    Ross and Jenny Fletcher
    Trades & Services

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Easy very grateful thankyou

    Chas Pourau
    Trades & Services

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • have referred a work mate to BizCover, overall happy

    Doug Fowler
    Trades & Services

  • Would recommend to anyone ...cheers

    Mike Liuaga
    Trades & Services

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Very pleased with the helpful service

    Richard Evans
    Trades & Services

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • Great service easy process

    Michael Price
    Trades & Services

Get instant quotes

Get the cover that's right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?