If you’re a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It offers protection should a customer, supplier, or even member of the public, sue your business for damage to their property. And whilst you probably take every care not to damage their property, it doesn’t mean you won’t be found negligent should an unwanted accident occur, or someone attempts to make a claim against you. As cliché as it sounds, accidents happen. If you don’t have Public Liability insurance you face the risk of being out of pocket for hefty legal and compensation costs that can potentially cripple your business.

Professional Indemnity insurance may not be the most obvious type of business insurance for tradies in New Zealand, yet in reality it can be relevant and very handy given the fact that many tradies provide professional advice to their customers for a fee.

For those that work for themselves as a tradie, you would already have an idea of just how important it is to have the right business insurances in place for when things don’t go exactly to plan. Sometimes it can be easy to just buy the easiest option without doing too much research,

Auckland, New Zealand – February 8, 2011. BizCover, the pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance, has announced today the launch of its New Zealand business and online platform: www.BizCover.co.nz.

Tradies guide to Business Insurance packages

Public Liability insurance* is something you’re probably familiar with as a tradie and it was more than likely one of the first types of insurances you may have taken out. The last thing you want to be faced with is a Public Liability claim, so we’ve created a guide on how to manage your risks as a tradie.

One of the things that makes New Zealand one of the safer countries for workers in the world is that there is a robust occupational health and safety regulatory system, backed up with numerous Acts of Parliament, to ensure that workers are kept safe as they go about their daily occupations. The legislation in place has fines or other penalties attached for breaches of regulations, and in many instances business owners or directors can be personally liable for these.

If you own a small business, there’s no denying one of the most important things you need to protect is your business assets with Small Business Insurance. But what kind of insurance do you actually need?

Looking to save a spare dollar here and there? Well, you’re not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you’re flying solo as a sole trader or run a team of sparkies, we understand the importance of saving time, money while having peace of mind that you have adequate cover in place.

When it comes to business insurance and tradie insurance, there can be a lot that tradies and subcontractors can benefit from understanding. The sheer number of unique risks that tradies are required to manage may seem overwhelming, which is why many tradies choose to reduce their risk via trade insurance.