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Insurance Options for Retailers

... other equipment decides to quit working. An available Business insurance package option, this insurance can ... at the insured premises. Cyber Liability* Like most small businesses, there's a high chance you rely on ...

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... Insurance Being a small business owner can be a rewarding and challenging journey. While time and money are of the essence, you need to consider the unexpected - a possible loss or theft of your portable equipment ...

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BizCover and n3

... Business Your business may be considered 'small', but it's big to you and big to us! We believe that getting your business insurance ... your business, including any buildings you own, your contents, stock and equipment ...

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What does business insurance cover

... * Portable Equipment * Porta ble Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These ...

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Business Insurance

... the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents ... damage to your contents, stock and equipment caused by fire and other perils. Automatically ...

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Do I need Business Insurance

... portable equipment associated with your business. These can include tools of trade and items of stock, so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is ...

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What is Business Insurance

... premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of revenue due to ...

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BizCover and Boost Your Business

... hassles of filling out complicated paperwork. ; ; Get the Right Cover for Your Business There's no “one size fits all” solution for small business insurance. That's why we offer a host of cover options to suit a ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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It's Time for an Insurance Health Check!

... or so and you're at that stage of where you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...

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BizCover and PriceMe

... business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies ... Business There's no “one size fits all” solution for small business insurance ...

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5 Money Saving tips for Small Business in NZ

... equipment being sold as part of a liquidation, or an oversupply of inventory - savings can be found easily. 2 . Smart Website Design For most small businesses ... bank account or insurance for their business. It may be ...

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Insurance for Shop Owners

... , resulting in a claim. Of course, all small businesses have their own inherent risks. Customers, suppliers, ... Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business ...

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Insurance for Handyman

... your work. Public liability insurance is designed to protect small business owners against risks that arise ... is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't ...

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7 Ways to Grow Sales in a Café Business

... less > Counter Service > Automated equipment > Limit menu options to increase ... not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for ...

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Insurance for Personal Trainers

... Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let ... fitness equipment. That's why it is worth considering Portable Equipment cover, to protection your equipment ...

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Insurance for Tradesmen

... when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team ... at a private residence needed to hire a small item of plant to complete the job. ...

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What does Public Liability Insurance Cover?

... insurance? What does Public Liability Insurance cover? No matter how big or small your business is ... have manufactured or sold Inappropriate installation of equipment causing damage to property Injury, illness ...

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Tool and Portable Equipment Insurance

... to consider Tool and Portable Equipment Insurance? Tool and Portable Equipment Insurance covers you for loss and damage to items of portable equipment associated with your business. These can include tools of ...

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Insurance for Photographer

... , photography is not without its own unique risks. Safeguarding your business and expensive photographic equipment with the appropriate business insurance provides peace of mind and protection. Let us take care of ...

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Ninja Fitness wins the 3rd BizGiver Grant

... For a little over a year now, in the small township of Ruakaka, in the Whangarei District, Elly ... how the BizGiver grant will help her business, Elly says that by having more equipment she will be able to have bigger ...

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Insurance for Cleaners

... loss and damage to specified items such as tools, business equipment or electronic items , or unspecified items of lower value .  *As with any insurance, cover will be subject to the terms, conditions ...

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Insurance for Beauty Salons

... by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting ...

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Insurance for IT Professionals

... Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business ... . The company's Professional Indemnity ...

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Insurance For Cafés and Restaurants

... fittings, equipment, stock and furniture. A Business Insurance policy ... company, senior management and employees for allegations of wrongful breaches of key legislation in the course of the Insured’s business ...

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Insurance for Hairdressers

... on you having public liability insurance. Business Insurance Your business assets are as critical as ... stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you ...

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Insurance for Painters

... of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a fire and other ...

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Insurance for Engineers

... . A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection ...

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BizCover and NZ Retail

... , theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. Public Liability Public ...

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Insurance for Plumbers

... extensive and expensive damage to their property. Business Insurance As a plumber your tools are your ... , when a spanner gets thrown in the works, Portable Equipment cover can deliver peace of mind making sure you're ...

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Insurance for Architects & Designers

... Business Insurance Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...

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Insurance for Accountants & Tax Agents

... your business. Business Insurance When it comes to protecting your business assets, Business Insurance has ... destroy it all? Could your business keep operating if your computing equipment was to breakdown or suffer ...

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What is Public Liability Insurance?

... insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business ... or sold Incorrect installation of equipment resulting in damage to property Injury ...

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Types of small business insurance in New Zealand

... there's no denying one the most important things you need to protect your assets is Small Business Insurance . But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring ...

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Help Protect your small business' reputation

... but it can take just one small mistake to destroy your business in minutes. As Warren Buffet famously ... few to consider: Professional Indemnity Insurance If your business provides a professional service or advice ...

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Professional Indemnity Insurance

... you are not found liable, the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...

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Cyber Insurance - Is it worth it?

... So why are hackers interested in small business? To start small business websites are often used as “watering ... and fines. Is cover pricey? Like most insurance, premiums vary by insurer, the type of cover ...

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How much does Public Liability Insurance cost?

... much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from BizCover ... It is also important to note that each insurance company assesses risk in different ways, and as ...

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What does Public Liability Insurance Cover?

... out of business. With the right Public Liability cover in place, the insurance company will provide the ... of dollars), and could be enough to put a small business out of business! This is general advice only.

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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Do I need Public Liability Insurance?

... by the Accident Compensation Commoission) as a result of your negligent business activities. Understanding how Public Liability insurance can protect your small business doesn't need to be difficult, we've put together ...

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Do I need Professional Indemnity Insurance?

... and its reputation. The importance of having Professional Indemnity insurance is often underestimated by small businesses, especially when it comes to adding up the legal cost associated with defending a claim. Even ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry ...

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Insurance for Allied Health Professionals

... rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks online or just a ...

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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Insurance for Mortgage Brokers

... damage should they arise. Business Insurance Business Insurance is designed to safeguard your ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer ...

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Employers Liability Insurance

What’s covered? Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability ...

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Statutory Liability Insurance

... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...

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Reviews related to Small Business Equipment Insurance

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology


    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:


Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • Money
  • Theft
  • Transit
  • Equipment breakdown
  • Seasonal stock increase
  • Stolen keys
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world


Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.