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Types of small business insurance in New Zealand

... is Small Business Insurance. But what kind of insurance do you actually ... ... your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance – ... even home-based businesses. It covers you and your employees for potential liabilities ...

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The difference between public liability and professional indemnity insurance

... difference between Professional Indemnity and Public Liability insurance as the two types of ... different forms of protection. Public Liability Insurance ... forms of protection. Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance protects you and ... I really need Public Liability Insurance? If you or your employees interact with other ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... cover. Every business should consider Public Liability Insurance – even home-based businesses. It covers ... the actions of your employees for potential liabilities to third parties if ...

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Public Liability Insurance

... should an unwanted accident occur. Public Liability Insurance, often referred to as General ... NOT covered? Injury to your employees Damage to your own property ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... behaviour from co-workers Ensure your employees are aware of the security ...

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Business Risk: What Isn’t Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... type of your insurance. Read the below carefully: Public Liability– This protects against ... interruption to the business. Cyber Liability Insurance– Cyber Liability Insurance protects against the expenses ...

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Insurance for Consultants

... you Know? To become a sole trader in New Zealand, you must ... Translator Workflow processes & procedures Public Liability Public Liability insurance is a no-brainer when it ...

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10 Amazing Facts About Small Businesses in New Zealand

With New Zealand ranking #1 in the World Bank’s 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... NZ Enterprises are sole traders and therefore have no employees. That’s over ... ensure you review your insurance cover regularly. Getting insurance has never been ...

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Massage Therapy Insurance: here’s why you need it!

... hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... a breach of your general liability. Public Liability insurance protects you against claims from ... includes Professional Indemnity, Public Liability, Statutory Liability and Employers Liability coverage. To obtain your ...

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Help Protect your small business’ reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you’ve spent countless hours establishing your name by building strong ... , it also offers coverage for public relations expenses to help prevent ... we plan, accidents do occur. Employers Liability insurance protects you against settlements or ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has ... add in Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance products. To ...

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Insurance by Professions

... includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Allied Health Professionals

... Centres Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health ... should seriously consider taking out public liability insurance for your protection. Claim ...

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Things you didn’t know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... that your personal insurance may not cover your business liabilities or property. ... , for example if you have employed more staff, you may need ...

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Insurance for Architects & Designers

... the short answer is yes. Public Liability insurance is an important form of ... Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs ...

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Insurance for IT Professionals

... made by you or your employees; loss of documents or data ... injury caused to others. Public and Product Liability insurance offers important cover for ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we ... we plan, accidents do occur. Employers Liability insurance protects you against settlements or ...

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Insurance for Tradesmen

... thousands of dollars damage. Insurance for Tradesmen Public Liability Don?t get stuck ... hard place by not having Public Liability insurance. It?s a crucial form ...

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Insurance for Personal Trainers

... It includes Professional Indemnity and Public Liability cover to provide you indemnity ... requirement to provide your own insurance if you are contracted to ...

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BizCover expands its insurance offer and launches a new look

... buy professional indemnity and business insurance online Sydney, Australia – December 17 ... , 2010. BizCover, the pioneer online insurance marketplace ... easy online professional indemnity and public liability insurance for over 200 professions. The ... quote for professional indemnity, public liability or business insurance, and get instant coverage ...

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Statutory Liability Insurance

... workplace. Statutory Liability Insurance protects you, your business and your employees, including directors ... unintentional discharge of waste into public watercourse

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It’s Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It’s also a great time for business owners to take stock and do a bit of planning ... consider increasing the level of public liability insurance that you hold. Are there ... make sure your business is insurance fit for the upcoming challenges ...

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Business Insurance

... assets. And you can include Public Liability Insurance to ensure you are left ... or dishonest acts by your employees. Business Interruption Covers your for ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren’t easy to find, or, you perhaps wanted to try but didn’t want to buy a bottle. With Scotchbox you ... to ensure that he has insurances in place to protect his ... want to be protected from public liability, selling food and drink to ...

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How to protect your small business from cybercrime

Unfortunately, there’s no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... risks: are you and your employees adequately trained on what to ... business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover ...

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Cyber Insurance – Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn’t matter. Hackers are on the lookout for ... System Repair Notification Public Relations Business Interruption Cyber insurance is available for ... (non public) information, you need it. Isn’t my other insurance cover ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... information arises or face possible liability for any issues. For example ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business’ unique security and privacy risk needs easier. They also specialise in ... 10years experience in both the public and private sectors with previous ... my family are not impacted. Insurance allows me to meet my ...

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7 Ways You Can Protect Your Business and Personal Information Online

The world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... reason, if your business offers public wi-fi, you should not use ... it’s worth considering cyber insurance for your business.  Most cyber ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you’ll want to make sure every dollar ... This doesn’t necessarily mean employing staff and adding payroll costs ... , credit card, bank account or insurance for their business.  It may ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you’ll most likely get a range of answers. However, there is common one thing ... more traditional methods of buying insurance,” said BizCover Founder and Managing ... winner will be determined by public voting via the BizCover Facebook ...

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Insurance for Bookkeepers

... being sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for ... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity ... What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ... covered). Misconceptions Around Professional Indemnity Insurance A common misconception professional indemnity ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity ... Insurance Professional Indemnity (PI) insurance provides essential financial ...

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Reviews related to public liability insurance for self employed

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitel

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cove

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

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Get the cover that's right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?