... under a Professional Indemnity or Public Liability policy, so it's wise ... IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals ...
read more... . And when it comes to getting your Professional Indemnity Insurance, it can be even ... to consider when it comes time to get their ... and time consuming process. And when it comes to getting your Professional Indemnity Insurance, it can be even more so. Here are 7 tips for Accountants to consider when it comes time to get their PI sorted. 1. Are you ...
read moreYour clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional advice, like marketing consultants. It is ...
read moreYour clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional advice, like marketing consultants. It is ...
read more... service to your clients, your Professional Indemnity (PI) insurance is no doubt one ... 't quite go to plan it can provide much needed financial ... Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it ... at fault. Let your insurer take care of it - that's why you pay an annual or ...
read more... how the cost of a Professional Indemnity (PI) insurance policy is calculated and ... that impact the cost of Professional Indemnity insurance. Insurance Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one ... but it could happen! If you want to get an accurate idea of how much a Professional Indemnity Insurance ...
read moreProfessional Indemnity Insurance (PI) can be difficult to comprehend, ... why it might be important for your business. What is Professional ... Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it ... thing. With professional indemnity insurance you ...
read moreIt's important to understand the difference between Professional Indemnity and Public Liability insurance as ... protection. Public Liability Insurance ... Occupations who are required to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and ...
read more... . No matter how professional you may be, all it takes is one ... claim. Fortunately, this is where Professional Indemnity insurance can provide ... be dealing with a lawsuit or insurance claim. Fortunately, this is where Professional Indemnity insurance can provide protection when you need it most. In part two of our Understanding Insurance series, we focus ...
read more... Traditionally, Professional Indemnity, also known as PI insurance, was ... it's important to shop around and compare quotes before purchasing a policy. How much do Consultancy occupations pay for Professional Indemnity ...
read more... potential claims being made against you is very real. It costs time and money to defend yourself against such ... yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you ...
read more... it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... that require PI cover are: health practitioners, IT contractors, management ...
read more... listed as a condition of the contract. Common professions which require Professional Indemnity include real estate agents, accountants, IT contractors and management consultants. Some occupations are required by law to ...
read more... the long run, providing financial protection when your business needs it most. Whether the allegation is real or alleged, your Professional Indemnity insurance policy is there to protect your business s finances, your ...
read more... making it easier for Australian customers to compare and buy professional indemnity and ... and leading provider of online professional indemnity ... provider of online professional indemnity insurance, has announced today the launch of its new website. ... Although BizCover is constantly evolving and enhancing its services, its motto of providing quick and easy online ...
read more... often fail to understand what it does protect you against, and ... (that's why you bought it, right?), but being aware of ... ... boils down to knowing what's in it, and what's not. For insurers, it's in their best interest for clients to ... in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're ...
read more... to build your business, so it only makes sense to protect ... it. Below are the top 5 ... should hold and maintain a Professional Liability ... #5 Maintain a professional standard and protect your ... its members the best possible insurance protection from QBE Insurance, which meets the specific needs of massage therapists. The package includes Professional Indemnity ...
read more... & Public Liability cover with our exclusive member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...
read moreWhy do Marketing and Multimedia Professionals need it? As you help your clients increase their leads, sales and ... Professional Indemnity Insurance for Marketing and Multimedia professionals Professional Indemnity (PI ...
read more... and leading provider of online professional indemnity insurance, has announced today the ... launch of its New Zealand business and online ... years ... pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance, has announced today the launch of its New Zealand business and online platform: www.BizCover.co.nz . ...
read moreIn the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection ... acts, errors and omissions from professional ... estate agent can cover with a professional indemnity policy such as allegations of misrepresentations, ... outcome of the sale of property the agent must communicate it as soon as the information arises or face possible ...
read more... 'one-size-fits-all' when it comes to insuring a business ... ... advice, then Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability for ... or you store sensitive customer information on your computers or laptops, you should think about holding a ...
read more... ditch the baby steps, put it all on the line, and ... ... asset that people are paying for? In other words, is it feasible to operate on a much larger scale? Not every business ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss from ...
read more... small business, your brand and its reputation are priceless. No doubt ... your customers and clients, but it can take just one small ... . As Warren ... let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is ... In fact, Microsoft reported that cybercrime over NZ computers and networks has more than doubled over the last ...
read more... to build your business. So it's vital to protect your business ... ... to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity ...
read more... an expense, instead think of it as a protection plan, protecting ... (and rather costly) event occur. It will also provide some comfort ... ... example you'll find Professional Indemnity might be compulsory if you are part of a professional association. If you rent ... part of your risk management plan as it provides protection against the expenses and legal ...
read more... can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any ... Management/business consulting Accounting software programs Public Liability Do clients ...
read moreThe photography industry is an exciting one with no two days ever the same. Whether you work in a studio or you're out and about shooting on location, photography is ... it takes is for a dissatisfied client to be unhappy with your product or an accusation that you have copied someone else's work for a claim to occur. Professional Indemnity i nsurance (PI ... portable computer ...
read moreWhy do Recruitment Consultants need it? Recruiting the right employees for your clients is your expertise and getting you the right ... induction Professional Indemnity Insurance for Recruitment Professionals PI insurance ...
read more... you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a ... Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals ...
read more... it not be protected. Did you Know? An approved Mortgage Broker must have at least $1 million of cover. Insurance for Mortgage Brokers Professional Indemnity Insurance Professional indemnity ... breaches, computer hacking, ...
read more... Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard their businesses for claims made against them in carrying out their professional services or advice. It ...
read more... require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection ...
read moreWhy do Travel Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your ... Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI ...
read more... t come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential ... Liability Public Liability insurance is a no-brainer when it comes to offering consultancy services. When you are ...
read more... for any action taken against you for a combination of reasons. It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from an tuition instruction ...
read more... Engineers Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs and cover for any ...
read more... ? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being a beauty ...
read more... the transaction between home buyers and sellers. Be it residential or commercial, you are legally held responsible ... Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to ...
read moreGetting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there ... corporation or the government, they may require you to have Professional Indemnity cover. Make sure your policy stays relevant and on the move It's wise to review and update your coverage every year. No doubt ...
read more... in is one of the biggest determining factors when it comes to calculating the cost of your Public Liability ... combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is ...
read more... Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance ...
read more... the new financial year ahead. It's also a great time for ... ... restored and to make a new claim.. But if your policy has 1 reinstatement it means that after your two claims, your Limit of Indemnity will be restored once more, allowing for future claims. Policies vary and may offer ...
read more... probably remember the big things, computers, machinery and the like, but ... ... claim form, you'll probably remember the big things, computers, machinery and the like, but what about the ... office to get the original list or it is destroyed). The best way to store it online is on the cloud such as ...
read more... attract cyber criminals. Yet, when it comes to cyber theft, size ... ... demands costs small businesses millions of dollars per year. But cyber risk is not just about hackers. It also covers staff who accidentally make public confidential information, insider theft as well as theft or loss ...
read more... owners who want to leverage its power need to familiarise themselves ... ... efforts as anything else. When Apple had little competition in the high-end telephone and laptop computer markets, it was enough that they could tout the luxuriousness and thoughtful design of their hardware. In recent ...
read moreIt's no secret that businesses are ... operate their business, especially when it comes to using the wonders ... ... data and programs over the internet , replacing the need to save them on your computer hard-drive ... e paperless by introducing digital receipts. Not only will it help cut paper and printing costs , b ut digital ...
read more... at your fingertips to discover, it also means that your business ... ... s important to make sure that the site link is HTTPS; a secure connection. This means that any data that you send through is encrypted and cannot be easily viewed. There are many easy to obtain programs ... so it's important ...
read more... of customers we serve. Whether it's your local butcher shop, your ... ... off their shoulders! “ “We've had a saying at Mosh since 2009: 'Social Media is easy until you do it properly' and it's so true. It's a beast, and we've built a team to take a lot of the hassle away from our clients ...
read more... marketing channel, email marketing has its own set of best practices ... ... right images for your brand . If you're unsure about what kind of image to put in an email, it's best to go with photos featuring faces. A recent study revealed that photos on Instagram featuring faces received 30 ...
read moreWith 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... to date, especially anti-virus programs. If your business has IT policies and procedures, it is also a good time to ... to your small business can have a big impact. It's all about working smarter, not harder, so go on ...
read more... small business immune especially when it comes to obtaining financial data ... ... click on a link which then enables the scammers to infect your computer with a virus and malware. This is one of the popular ... manage your own IT systems or do you outsource it to a professional IT consultant or company? ...
read more... of cover available and how it can help protect your business ... ... or omission in the provision of your professional services Claims arising from damage to third ... insured event (such as property damage or fire). It is also designed to assist your business to recover from ...
read more... list goes on! And unfortunately, it is often our lifestyles which ... ... If you're near a park go for a walk, give your eyes a break from the computer screen and start filling those lungs with fresh air. Even if it's just for 10minutes, the break outside will do you a world of good. Go the ...
read more... environmental issues across the globe. It's a great opportunity to reflect ... ... much-needed awareness of environmental issues across the globe. It's a great opportunity to reflect on how your business ... off electrical devices when not needed Set computer screens to sleep mode when not being ...
read more... year that cybercrime over NZ computers and networks has more than ... ... reported earlier this year that cybercrime over NZ computers and networks has more than doubled over the ... While Cyber Liability insurance won't prevent an attack, it will help businesses to manage the event and get ...
read more... of the most important aspects. It offers protection should a customer ... ... it in the long run should someone make a claim against you. 3. Check the requirements of your industry association, professional ... features you need leaving you high and dry when it comes time to make a claim. The most ...
read moreFeel like it's all work, no play? Lost ... , you're not alone when it comes to experiencing motivational burnout ... ... Motivational tip s ? I don't drink anything that has caffeine in it! My other secret is that I go to bed at 7 pm and ... professional development. Make a commitment to life-long learning- whether it's ...
read moreTime. It's something we could all do ... ... voice chat with each other via mobiles, tablets, computers and smart watches so long as they are connected ... anywhere without the use of a printer, fax or scanner. It also has the function to capture photo ID's and an ...
read more... + years of practising and teaching, it felt like the right time ... ... explains Jessica, “and after 20+ years of practising and teaching, it felt like the right time to take a leap of faith and ... heroes' put into their work and the BizGiver program aims to remove some of the simple barriers to ...
read more... BizGiver Grant. Can they fix it? Yes, they can! JAW Maintenance ... ... he discovered a niche in the market for the small jobs people sometimes struggle to find someone to do. He states “It also gives me the opportunity to get out in my community, meeting new people and doing the work I love ...
read more... important time for retail businesses. It can provide a much needed ... , but on the flip side it can also mean an increase ... ... your digital assets, but to protect your customers too. It's up to you to ensure the safety of your ... wind your business down and take a much need break, it's essential to have a plan in place to protect your business ...
read more... Doing Business Report this year, it has proven to be an ... in New Zealand. How easy it is for a Kiwi to ... ... World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business ... key facts about small businesses in New Zealand. How easy it is for a Kiwi to start a small business: 1 ...
read more... event, we understand how important it is to get your business ... can be stressful - but it doesn't need to be ... ... central place, so that these can be accessed when required. It's a good idea to have a backup of these stored ... assist when it comes to claim time. If you can, store these images on a secured cloud-based program which can ...
read more... with advertising, in my opinion, it's the wrong place to start ... ... identified your customer segments and got the basics organised, it's time to give them something to rave about. Now ... discounts, 'buy-one-get-one-free' or loyalty programs is really hard. What people love is something for ...
read more... developing a network of contacts, it is easy to overlook the ... ... rushing out to make new contacts through mentor programs or other venues , consider the benefits ... only way to learn about this singular skill is to practice it frequently. After all, if you can’t trust yourself, who ...
read more... customers are, we'll take it. With today being World Chocolate ... ... the best butter in NZ by Lewis Road Creamery. It is free of preservatives, additives or colouring.” To date ... chocolate drink in our edible cookie cup or have it with chocolate ice cream with our edible cookie spoon.” ...
read more... business, you know how important it is to have an eye ... happy with squeakyclean results. It's also important that your business ... ... your clients happy with squeaky – clean results. It's also important that your business has the right ... long and hard to build your business and that's why it pays to have protection in place – so you can stay in ...
read more... customers are, we'll take it. With today being International Cookie ... ... about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time ... the best butter in NZ by Lewis Road Creamery. It is free of preservatives, additives or colouring.” To ...
read more... running your own business. Whether its balancing the books, creating ... list goes on. But when it comes to protecting your business ... , it ... a small business owner , there is a lot to think about when running your own business. Whether it’s balancing the books, creating marketing plans or connecting with customers, the list goes on. But w ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... Use the Cloud Rather than investing in expensive computer hardware, consider cloud computing for your business. ... card, bank account or insurance for their business. It may be that the provider of your personal finance ...
read more... significant impact on your business, not to mention the damage it can cause to your reputation. More than half of SME' ... Claims Examples Website hijacked and defaced Computers infected with viruses/malware Data held ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... 's basically a cost to us' and there for 'tick in the box compliance' are often statements we hear.” Caroline is a Privacy and Security Risk professional who has over 10years experience in both the public and private ...
read more... damage - every business faces its own set of risks. What it typically covers a) Material damage ... or porcelain. Electronic Equipment Covers your insured computers or other insured electronic equipment against loss ...
read more... other cosmetic services. While every hairdressing professional seeks to provide the most competent services ... equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need to be ...
read moreIn Part 4 of our Understanding Insurance series we explore how Cyber Liability insurance can protect your business from online threats and attacks. Most SMEs rely on ... is that hackers only go after the big fish but when it comes to attacks, companies big and small are a target ... Website hijacked and defaced Computers infected with viruses/malware Data ...
read moreStress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress ... about it. Seek support : Whether it’s talking to your partner, friends, or even a professional coach, ... team. Either way, find something you enjoy doing, whether it’s a group activity or something you can do on ...
read moreRunning a retail store can be a complicated business, with no two days ever the same and many different potential challenges. Regardless if you a have gift store or ... protect your retail store is a smart move when it comes to managing the risk of your business. You ... whilst in transit to or from your store or in your professional custody. While you may take all the right measures to ...
read morePublic Liability Insurance protects you and your business against the financial risk of being found liable to a third party for loss or damage to property. Whilst operating ... operator, working in a public park, placed all the keys of his customers in a bag to keep them secure. It was dawn and the participants were too focused on their activities to notice the bag being stolen by some thieves ...
read more... , and personal injury or death in circumstances that are not covered by the Accident Compensation Commission (ACC). It also covers any legal defence costs you incur as a result of defending yourself. What is covered ...
read more... directors, trustees and managers, against certain unintentional breaches of New Zealand Acts of Parliament. It covers the costs of representation in investigations for alleged breaches affecting commercial businesses, as ...
read more... that goes into a day at the office! So when it comes down to the nuts and bolts of getting your business ... best in business, accidents can and do happen - it could be knocking down the wrong wall or accidentally damaging ...
read more
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
Chris Boyce
Information Technology
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology
The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks
First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.
Virginia McCabe
Information Technology
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
I recommend bizcovers simple and straightforward system for obtaining professional insurace online
Alison Davies
Consultancy Occupations
It was easy and fast to attain.
Jason Te Kare
Consultancy Occupations
Very good and it is helpful
Rafey Shamas
Television Antennae Installation
It was a very sttaightforward process
Knut Stoyl
Consultancy Occupations
made it very easy to renew excellent
Maryanne Hooper
Allied Health
It was quick & I had my questions answered promptly
The only issue was understanding the accent of the person I was speaking to
Jane Gresham
Consultancy Occupations
It was grate and on timings,fast,good customer services.
David Tabar
Trades & Services
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Thanks so much for the clear information and for making it so easy amd hassle-free!
Alanna Clerkin
Allied Health
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it's wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.
Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.
IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.
Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:
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Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.
Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..
Each and every business is different, and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business interruption.
As an IT professional, below are some of the coverages you may want to consider to keep your business as 'all systems running':
Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business' reputation.
Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.
