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Do I need Professional Indemnity Insurance?

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Professional Indemnity Insurance

... not found liable, the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...

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Help Protect your small business' reputation

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What is Professional Indemnity Insurance?

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BizCover & NZTA

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Insurance for Allied Health Professionals

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Insurance for Shop Owners

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Insurance for Personal Trainers

... right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote to get you covered in no time. ; Did you know? Your professional indemnity policy ...

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How much does Public Liability Insurance cost?

... Public Liability insurance policy can cost for a small business, by ... Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company ...

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BizCover and Boost Your Business

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Insurance for IT Professionals

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Insurance for Bookkeepers

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Insurance for Recruitment Consultants

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Insurance for Architects & Designers

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Insurance for Consultants

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Insurance for Travel Agents and Tour Operators

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Insurance for Immigration Advisers

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Insurance for Accountants & Tax Agents

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Insurance for Mortgage Brokers

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Insurance for Engineers

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Understanding the risks for Real Estate Agents

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Insurance for Beauty Salons

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Insurance for Real Estate Agents

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Insurance by Industry

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Bizcover and Nutrition Society of NZ

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BizCover and n3

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5 Money Saving tips for Small Business in NZ

... 5. Shop Around for your Financial Services As a small business, you need to ensure that your finances are in ... a new loan, credit card, bank account or insurance for their business. It may be that the provider of your ...

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Retailer Insurance

... and vandalism are just some of the factors that can damage valuable assets in your retail outlet. Business insurance can cover you for: Contents and stock : Protects the contents and stock in your shop against ...

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Cyber Insurance - Is it worth it?

... So why are hackers interested in small business? To start small business websites are often used as “watering ... and fines. Is cover pricey? Like most insurance, premiums vary by insurer, the type of cover ...

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What does Public Liability Insurance Cover?

... you out of business. With the right Public Liability cover in place, the insurance company will provide the ... of dollars), and could be enough to put a small business out of business! This is general advice only.

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Tips On How To Better Your Business This Year

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Insurance for Handyman

... suffered by someone or accidental damage to property due to your work. Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to a ...

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Insurance Options for Retailers

... insurance package (also known as BizPack), provides cover for money belonging to your business that may be lost, stolen or damaged whilst in your store or whilst in transit to or from your store or in your professional ...

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Do I need Public Liability Insurance?

... by the Accident Compensation Commoission) as a result of your negligent business activities. Understanding how Public Liability insurance can protect your small business doesn't need to be difficult, we've put together ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Insurance for Photographer

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What does business insurance cover

... is an important form of cover to consider when insuring the things that keep your business running. Property (Contents) insurance c overs physical loss or damage to your insured contents as a result of an ...

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Do I need Business Insurance

... so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you ...

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Insurance for Hairdressers

... other cosmetic services. While every hairdressing professional seeks to provide the most competent services ... on you having public liability insurance. Business Insurance Your business assets are as critical as ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the ...

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7 Ways to Grow Sales in a Café Business

... chocolate powder in milk, we bought a small countertop Bain Marie, and melted down couverture Lindt ... a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people ...

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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Reviews related to Small Business Professional Indemnity Insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology


    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

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Independent feedback from our customers rated our service at excellent.

Get the cover that is right for you

BizCover offers Professional Indemnity policies from a range of insurers with cover limits from $250K to $10M. When determining how much cover you need, consider the following:

  • Are there any statutory requirements for your profession?
  • Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have?
  • Do any of your work contracts specify that you must hold a certain level of PI insurance?
  • What is the value of the jobs that you perform?
  • What are the potential risks (i.e. what could go wrong?) and what are the potential costs to rectify any mistakes?
  • What would the legal and investigation costs add up to if any action was taken against you?

Ensure you review your insurance regularly to assess your exposure risk and increase your level of cover accordingly.