Liability Insurance Graphic Designer

Liability Insurance Graphic Designer

    • Professional Indemnity insurance tailored specifically for your occupation
    • Opportunity to compare and select policies from NZ leading insurers
    • Quick and easy online process, no forms to fill in, get covered in minutes

What does Public Liability Insurance Cover?

... would I need Public Liability insurance? Public Liability insurance is designed to protect businesses ... covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies ...

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Cyber Liability Insurance

... is Cyber Liability Insurance? Cyber liability insurance is a type of business insurance which protects ... Need To Consider Cyber Liability Insurance? Cyber Liability insurance is designed to help safeguard businesses ...

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Statutory Liability Insurance

... Liability insurance and Public Liability insurance? Public Liability insurance is intended to protect against different risks than what Statutory Liability insurance is designed for. Public Liability insurance ... -insurance/ ...

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What does Public Liability Insurance Cover?

... would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from ... cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to ...

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Public Liability Insurance

... of work could be costly. Public Liability Insurance allows you to cover yourself if, and ... Liability Insurance? At BizCover, our task is to make Public Liability insurance a stress-free experience. Our platform is designed ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection ...

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Understanding Employers Liability Insurance

... consider having this type of business insurance in place. What is Employers Liability insurance ? You may take all the ... some claim examples of where Employers Liability insurance may provide cover: Occupational stress and ...

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Cyber Liability Insurance Explained

... incident? Who needs Cyber Liability insurance*? Cyber Liability insurance is designed to assist any business ... There isn't a one size fits all Cyber Liability insurance policy, so the actual cost will depend your business ...

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How much does Public Liability Insurance cost?

... Liability, Public Liability insurance is an essential form of cover for almost every type of business, from trades and services industries to white collar professionals and office based occupations. It is designed ...

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What is Public Liability Insurance?

... bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the ... risks. Fitness Professionals - Personal trainers, yoga instructors and others working in the fitness ...

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Employers Liability Insurance

... where Public Liability insurance comes into play. Public Liability insurance is designed to provide ... won't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If you ...

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Public Liability Insurance Explained

... are renting a business space it may be a condition of your rental agreement to have a certain level of Public Liability insurance in place If a claim were to occur, take a moment to think of the impact it could have not ...

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Tradie Guide to Public Liability Insurance

... employees or operate as a sole trader , Public Liability insurance can be a critical strategy for reducing the risks ... , if you have reduced your risk with Public Liability insurance, you can be in a position to recover ...

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7 Money Saving tips for Small Business in NZ

... an array of skills. Whether it's finding a graphic designer, content marketer or an IT guru, there is ... best of us. Taking the time to get your business insurance * sorted is something that should be part of your business ...

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Tips for How to Start a Carpentry Business

... carpenter insurance policies available that cover different business risks, such as: Public Liability* ... or updating social media profiles. Graphic designer - This pro can help you design a memorable logo and choose brand ...

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How To Market Your Accounting Business Online

... graphic designer, and digital marketer to build your new company website, you may also use template designs ... insurance , including Public Liability insurance , Professional Indemnity insurance and small business insurance ...

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How To Get More Accounting Clients

... web developer, a digital graphic designer, and a digital marketing ... insurance , including Professional Indemnity, Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance ...

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New Plymouth Physio Pilates Wins BizGiver Grant!

... for being the most recent recipient of the BizGiver grant. Emma has had Professional Indemnity and Public Liability insurance with BizCover since she started her small business in May 2021. We are proud to support Emma ...

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The Cyber Threat to NZ Tradies

... , cybercriminals are always looking for new ways to slip past your defences. This is where Cyber Liability insurance can be significant, as it could protect your business from the consequences of an attack. Your coverage ...

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Seven Tips To Keeping Your Data Secure

... an important safeguard to have that'll help protect your business. Cyber Liability insurance is a type of small business insurance policy designed to protect small businesses from the legal costs and expenses associated ...

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How To Protect Against Network Breaches

... line defence for your network security as it's designed to monitor the traffic of your network. A firewall ... of an attack. Cyber Liability insurance is a type of data protection insurance that could safeguard your business ...

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Digital Marketing Tips For Tradies

... website. Your website should be carefully designed to be user-friendly for both desktop ... insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance ...

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How To Start Your Own Accounting Business

... contact you or view your offers. Get Business Insurance As an accountant, you may encounter an error ... errors and omissions that may arise. Public Liability Insurance could also benefit your business by protecting ...

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How Tradies Can Use Social Media To Get Quotes

... action button Different platforms offer unique profile features designed to prompt potential customers to proceed with ... most important types of insurance for tradies is Public Liability insurance. It provides compensation ...

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Tips For Following Up On Trade Quotes

... on top of your quoting process early. This blog is designed to give you ten tips to help you follow up on ... property. Disclosing that you have Public Liability insurance, which can provide protection in both situations ...

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How to Grow Your Mechanic Business

... ensure you have the appropriate levels of mechanic business insurance in place to protect your business*. From Public Liability insurance* to getting your tools covers, insurance for mechanics is there for when you need ...

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Top Digital Marketing Tips For Contractors

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Hair Salon Business Tips

... form of beauty salon insurance. Public Liability insurance is an essential form of insurance for beauty salons as ... insurance for beauty salons is Professional Indemnity insurance *. Professional Indemnity cover is designed ...

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10 Tips to Run a Dog Walking Business

... of as a way to interact with online audiences. Design a website Launching a website for your dog walking business ... or expensive claims. Receiving insurance such as dog walking liability insurance covers your newest dog ...

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How To Start A Small Business On Etsy

... it doesn't provide protection for businesses that export their products. Small business insurance products like Public Liability are designed to help you in these situations to help deal with the massive costs involved ...

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How Trust Can Boost Sales For Tradie Businesses

... , your clients risk not being properly compensated for a claim. This is why disclosing your Public Liability insurance, which protects your business from such claims, builds trust and could be the difference between ...

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How To Start A Small Business

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10 Ways To Help Protect Your Small Business

... business is with Cyber Liability insurance* . Cyber Liability Insurance protects your business against ... no paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help protect ...

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Does your small business need an IT solution?

... efficient in the long run,” says Louise. Cyber Liability insurance * is another important safeguard that is designed to protect your business from cybercrime. It's designed to cover you for losses from claims arising ...

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Tips and Tricks for Massage Therapists

... the risks you face by getting adequate massage therapy insurance, there is plenty to learn. This business guide ... damaging to your business. Public Liability insurance is designed to cover this risk, protecting you ...

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How to Start a Dog Walking Business

... next business journey, including dog walking insurance and getting the right qualifications. Write ... you might consider insurance as a safety net. Dog walking liability insurance has also been designed to give you ...

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How Tradies Can Save Money During Inflation

... your supply chain to reducing your exposure to risk via small business insurance such as business insurance and Public Liability insurance here are five steps you may consider implementing in your business to help ...

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How Is A Contractor Different From An Employee?

... it simple to compare and buy liability insurance, like Public Liability and Professional Indemnity. Plus, you ... other popular types of business insurance, such as Cyber Liability and Employer Liability, at the same time! ...

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Digital Marketing Mistakes Tradies Make

... when it's done right. This blog is designed to help you avoid the biggest digital marketing ... insurance that your customers may want to know about – Public Liability insurance. Often referred to as General Liability ...

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A Contractors Guide to Saving Money at EOFY

... insurance options, save time and swing by BizCover. From Public Liability insurance* to Tool Cover* and Business Insurance ... business. Visit bizcover.co.nz and get insurance for contractor business without drama so you can ...

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How To Start An Engineering Firm

... clients. Here are two examples: Public Liability insurance* may be required before you can visit ... , with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get ...

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What Risks Do Psychologists Face?

... people, that could be similarly hurt. Public Liability insurance provides protection for you and your business if a ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

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Work Smarter as a Massage Therapist

... massage therapist. From massaging techniques to massage therapist insurance, this short guide can help you build a ... exposed to this risk. Public Liability insurance is designed to provide protection for your business ...

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Guide To Setting Up A Massage Business At Home

... you open for claims of negligence. Public Liability Insurance * is another essential type of cover ... against you. This is where Public Liability insurance comes in as it's designed to provide protection for you and your ...

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How Much Does It Cost To Recover Lost Data?

... happen. Consider Cyber Liability insurance Cyber Liability insurance is a type of insurance policy that could ... should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

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What Is Forensic Cyber Analysis?

... absorb the expense may want to consider data protection insurance. Steps to reduce the risk of an attack ... data protection insurance? Data protection insurance is a type of Cyber Liability Insurance designed to protect ...

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Am I Ready To Start A Trade Business?

... 't come cheaply. From tools, vehicle expenses, licence fees, rent, wages, business insurance (including Public Liability insurance and Tool and Portable Equipment Insurance ), there can be a lot of up-front expenses and ...

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How To Increase Your Profit As A Tradie

... do just that is by investing in business insurance for New Zealand tradies. Risk is simply ... insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance ...

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How To Grow Your Trade Business In 2023

... will add true value to them. With a well-designed and easy to navigate website, you can also ... types of business insurance that tradie small business owners may consider include: Public Liability insurance : A crucial ...

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What Are Independent Agreements For Contractors?

... Liability — Covers you if a third-party claims that your negligent business activities caused them injury or property damage or personal injury (not covered by the ACC). Business Insurance — An insurance package designed ...

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Help Protect your small business' reputation

... however, get some peace of mind with insurance policies designed to help protect your business if its ... to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses ...

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Understanding the risks for Real Estate Agents

... it as soon as the information arises or face possible liability for any issues. For example, if the agent was ... to consider protecting your business with Cyber Liability insurance to protect you against the costs related ...

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Why do brilliant business ideas sometimes fail?

... insurance ... Liability insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance ...

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6 Reasons why some small businesses fail

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How to Open Your Own Retail Business

... policies a retail business may need to consider include: Public Liability insurance *-. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or ...

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Reviews related to Liability Insurance Graphic Designer

  • Simple process and easy to execute

    Kim Palsenbarg
    Multimedia and Marketing

  • Great service :)

    Richie Campbell
    Multimedia and Marketing

Did you Know?

Intellectual Property rights are one of the biggest exposures for marketing professionals. Make sure your professional indemnity covers inadvertent breaches of intellectual property or mistaken theft.

Marketing and Multimedia professionals covers a broad range of professions.

We help insure many Marketing and Multimedia professionals and businesses such as:

Advertising AgentsBroadcasters
Advertising ConsultantsFundraising (excl. for investment purposes)
Graphic Marketing and Multimedia ProfessionalsWebsite Marketing and Multimedia Professionals
Market ResearchersMarketing Consultants
PublisherPrinters
SEO ConsultantsSign Writers
Public Relations Consultants

Insurance for Marketing and Multimedia Professionals

Professional Indemnity Insurance

Professional Indemnity insurance is one of the vital types of cover you need to consider as a marketing and multimedia professional. When you work on projects for your clients there is always a risk of things going wrong. Some examples are going above the agreed budget, exceeding deadlines and miscalculations just to name a few. That’s where Professional Indemnity insurance can help.

Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

What is typically covered?

  • Damages and claimant costs awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Inquiry attendance costs
  • Public relations costs

What is typically NOT covered?

  • Intentional damage
  • Known claims and circumstances
  • Fraud and dishonesty
  • Bodily injury / property damage

Protect your business today.

Public Liability insurance

Interacting with third parties like your clients, suppliers and members of the public means there is always a chance for a claim to occur. Being a step ahead of the game and having Public Liability insurance in place means it is one less thing you need to worry about when running your marketing and multimedia business.

Public Liability insurance is designed to provide protection for you and your business in the event acustomer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) ) or sustain property damage as a result of your negligent business activities.

What is typically covered?

  • Compensation for accidental damage to third party property
  • Compensation for personal injury or death to third parties where the ACC does not provide cover
  • Legal and defence costs

What is typically NOT covered?

  • Injury to your employees
  • Damage to your own property
  • Compensation for personal injury whereby cover is provided by the ACC
  • Known claims and circumstances

Business Insurance*

Your clients are your bread and butter when it comes to keeping your marketing and multimedia business going, but take a moment to consider how much you rely on your business assets to help get the job done.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

There are a few different types of Business Insurance options to consider when protecting your marketing and multimedia business, these may include cover like:

Contents*: Covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy

Building*: Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind).

Business Interruption*: Business interruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as property damage or fire). It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent).

FAQs

How much does marketing and multimedia insurance cost?

Just like when you quote your clients for projects, no two jobs are ever the same price. Each come with their own unique requirements and scope, which is a lot like the process when it comes to calculating the cost of a business insurance policy. There are various factors which are taken into consideration, these are some of the main ones.

  • The size of your business
  • How many staff you have?
  • The type of marketing and multimedia business you are running
  • The type of coverage you take out
  • Your excess
  • The level of cover
  • Your claims history
  • Location of your business

Claim example

A marketing firm were appointed on a promotion campaign for a national product. They employed a freelance artist to do some design work for them. About six months after the campaign, they received a letter from an aggrieved party who claimed they had stolen his artwork. The professional indemnity policy assisted in the legal defence of the matter and ultimately paid for a relatively small settlement.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.