... management, however, and a tailored insurance [] ... phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out the other side of its growth spurt ...
read moreGetting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... the move It's wise to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy ...
read more... or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can ...
read more... the most common issues with Business Insurance is that policy owners often ... ... your processes or taking on considerable stock. Whatever the case, whenever there is a significant change in the business, the insurance shouldn't policy shouldn't be too far behind. You don't need to think about your ...
read moreYou shouldn't think of insurance just as an expense, instead ... and claims that a small business could come up against vary ... ... & penalties and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size ...
read more... work hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your ... policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public ...
read more... or operate a small cleaning business, you know how important it ... also important that your business has the right insurances in place for ... 10 million and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a ...
read more... a photographer and how business insurance can protect your business. Why do photographers ... need to consider insurance? Working with .. ... , knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done ...
read more... to understanding insurance, we take a look at Business Insurance, the ... help protect your business. What is Business Insurance*? Business ... cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like fire ...
read more... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... or so and you're at that stage of where you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...
read more... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... ask yourself could it survive if you had to shut up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for the loss of income and increased costs of operating your ...
read more... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... protection in place to look after your business's finances and reputation. This is where investing in the right business insurances can save your business when unexpected incidents occur. In this article ...
read moreIf you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... Liability Insurance Employers Liability Insurance protects the company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business - ...
read more... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! Invest ...
read morePublic Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...
read more... , it also means that your business' information [] ... This can be especially important in making sure your Company Facebook page isn't hacked. If all these ... cyber insurance for your business. Most cyber insurance policies will not only cover your business financially ...
read more... World Bank's 2017 Doing Business Report this year, it has ... an attractive place for small business owners. We have put together ... amazing key ... in NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few ...
read more... for that 404 error! Fear not! Having insurance will protect your business and give you peace of mind should the ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...
read more... often due to the number of claims each insurance company has received for each specified occupation. Below ... on average, compared to $56 to $72 on average for businesses turning over between $100,001 to >$500,000. Does the ...
read more... Business Insurance Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...
read more... could put you out of business, and then there's the cost of settlements, whether agreed out of court or awarded by the court. With the right Public Liability cover, your insurance company will provide much needed funds ...
read more... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously ... with it, saying he'd then treat it to the company of his parents. His lovely 83-year-old mother would give ... insurance, online, with all your documents emailed to you instantly. Switch & save on your business insurance ...
read more... the prowl, leaving no small business immune especially when it comes ... ... do you outsource it to a professional IT consultant or company? What security measures have you put in place to ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance ...
read more... bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting ... going about your business. Business Insurance When it comes to protecting your business assets, Business Insurance has a variety ...
read more... property damage should they arise. Business Insurance Business Insurance is designed to safeguard your ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer ...
read more... by managing and making their business' unique security and privacy risk ... ... asking for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ... the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my ...
read moreAsk any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business ... business themselves back in 2010, BizCover NZ, an online insurance service for small businesses ... -man band. Have a valid NZ company number - to validate that you are an actual business. Wish for an item or service - ...
read more... , we can look after their insurance needs. Today we're looking ... ... we can look after their insurance needs. Today we're looking ... businesses and organisation to be able to talk directly to their target audience, without shouting at them, without spamming them. We wanted to help companies ...
read more... explore how Cyber Liability insurance can protect your business from online threats ... ... the big fish but when it comes to attacks, companies big and small are a target . Even when you ... Not sure if Cyber Liability insurance will be beneficial to your business? Consider the following: How ...
read more... communication tool ever devised but business owners who want to leverage ... digital branding. Branding your small business requires attention to ... ?” Every business has an origin story — and your customers want to know what it is. This isn’t something you’ll have to repeat ad nauseam or paste across everything you publish online, but your company’s story ...
read more... ! JAW Maintenance is in the business of getting the job done ... ... and strength to take on such a task, without her the company wouldn't exist.” Just like most small businesses starting off can be costly, and as the business grows so can the wish list for extra funds to help get ...
read moreFor many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... even for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for coffee is a reflection on themselves. Of course ...
read more... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... if its reputation is on the line. Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent ...
read moreMost small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...
read moreYoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... these practices are, gave me the confidence to sign the lease and get started.” At 4 months in the business is flourishing, already with such a strong and dedicated community behind her that she was able to beat the ...
read more... , protecting your business and your customers with Public Liability insurance is one ... of the public, sue your business for damage to their ... can compare the premiums and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days ...
read moreOwning your small business can feel a bit like ... ... tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are ... this again? Take the time to reflect on why you got into business in the first place. What was it that drove that passion ...
read more... business back up and running as quickly as possible. Making an insurance ... ... , providing that peace of mind when you need it most. You can find out more about Business Interruption insurance here . When Disaster Strikes Call for Help When you find yourself in the unfortunate situation ...
read more... is there to whip your business into shape for a successful ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...
read more... and spark? As a small business owner, you're not alone ... asked a mix of small business owners to share their insights ... ... To help get through those rough patches when you're feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps keep them motivated. From focusing on the bigger picture to ...
read more... to consider protecting your plumbing business. When there's an overflow ... ... comes into play, providing cover for those messy situations when you need a helping hand. Other Business Insurance options to consider To get the job done, you need your tools, they are one of ...
read moreIt's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...
read more... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... ... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...
read moreHere at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... Vaughn also had some sage advice to offer to those who might be looking to start their own business: “There's never been a better time. Client companies - even big ones - are more open than ever to working with small ...
read more... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... policy should cover all individuals and agents in the business. Given this requirement it is worthwhile looking at ...
read moreEmployers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you ...
read more... need it? Grow your business with peace of mind. Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional ...
read more... As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't need to convince you that ...
read moreThis week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation ... .” As for any nuggets of advice he might offer to those who are looking to start their own business, Gabriel had this to share: Start something that is positive - Something that will benefit others. Do something ...
read more... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...
read more... Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read more... of a breach of professional duty in respect of the conduct of the professional business in the Recruitment Industry. This class of insurance is written on a 'claims-made basis'. This means that the policy provides cover ...
read more... Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 per month. *Conditionals ...
read more... critical skill for any small business owner or employee looking to ... Networking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...
read more... who provides paid professional advice or services to any business or individual Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract An example ...
read moreIn the insurance world, we focus on loss ... ... . THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus on the positives all ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed ...
read more... Zealand and especially to small businesses. Microsoft reported earlier this year ... ... business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and in the future. https://blogs.business.microsoft.com/en-nz/2017/02/27 ...
read more... best for you and your business in 2018. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...
read more... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... payment for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you and your business against a public liability claim. Reduce shoplifting The busier ...
read more... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an employee suffering a ...
read more... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... indemnity insurance, has announced today the launch of its ... goal is to provide clients with greater choice and convenience when obtaining their insurance policies. We are confident that BizCover's business model of a contestable platform will challenge the status quo and provide ...
read more... if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...
read more... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...
read more... it? Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...
read more... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read more... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out ... ... that inventory lists are not the kind of thing that gets business owners excited, that is until something happens and the time comes to claim on your insurance. When you're filling out your claim form, you'll probably ...
read moreToday is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love ... up on tricycles (the cafe’s namesake). So, what inspired Tom and Emma to start the business? Coffee and bikes of course! The business then was the culmination of an idea to combine the two. First starting out as a ...
read moreWe are all about small business here at BizCover. We love ... the form of a new business. Our way of giving back ... to the small business community ... station, The MOST FM. When asked what words of wisdom they would give to those looking to start their own business, Joe and Sarah had this to share: “The highs will be higher and the lows will be lower, but ...
read more... was inspired to start her business [] ... to Oamaru 4 years ago. “There were no vegan options in any of the local cafes, so I started my business to provide some.” “We've built [ourselves] up from the weekly farmers market and a rented kitchen, to our own ...
read moreThe winner of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner of Ninja Fitness! For a little over a year now, in the small township of Ruakaka, in ... at events they organise. “I get to be up close and personal with the front end and back end of my business. This makes me feel I am apart of all the wins my clients achieve - providing a personal experience for them ...
read more... best for you and your business in 2019. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...
read more... and content writing business. Two Sides works with businesses, agencies and non ... . This involves working with these companies to produce ... . Two Sides works with businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies to produce: website content ...
read more... the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at ... ... owners was simple yet effective: “Just do it. Don't be afraid to fail. There is nothing wrong in starting the business and failing. Just don't stop and do it again. It will become successful one day.” You can like 7 ...
read more... own GIB stopping and plastering business out of their home. The ... ... did not have the capacity to purchase it. We asked Helen and Jonathan what they love about being a small business owner. For them it was simple, they love the people they meet and work with, and are thankful they work ...
read more... Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation ... are delighted! Thank you so much.” Damian, Christchurch We asked Louise if she had any sage advice to offer aspiring business owners. “Check that there is a demand for what you want to offer - then just do it! And ...
read more... . Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need protection in the event of fire, theft or natural ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there ... happy to reward you with. Because making money alone is just not good enough of a reason to start a business these days.” 1 in 4 Kiwis are disabled, and the employment rate for the disabled people is only 22% compared ...
read more... overall productivity as a small business owner. Here are some of ... . As the owner of the business, you have more responsibilities than ... ... your tools and consider whether you have the right tools to do your job as the owner of the business. Sometimes this might not be as obvious as it seems. Upgrading your hardware and updating software could make a ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there ... happy to reward you with. Because making money alone is just not good enough of a reason to start a business these days.” 1 in 4 Kiwis are disabled, and the employment rate for the disabled people is only 22% compared ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... or using jargon. We want to make buying business insurance a stress-free process without the hassle. Jump online to experience insurance made easy today. *As with any insurance, cover will be subject to the terms ...
read more... best for you and your business in 2021. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...
read moreScotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... of valuable bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food ...
read moreProfessional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... time to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a ...
read moreMany businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the ... less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... next thing to consider, after looking at what is required of you, is the risks your business faces. Even with the minimum required insurance, you may also have a number of unique risks that could seriously affect your ...
read more... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having choice ...
read more... should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for property ...
read more... earn over $60,000 a year. Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional Indemnity Giving advice or providing ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... premium is likely to be Your business size and turnover The individuals being covered - qualifications for the job they are performing The amount of insurance cover you require Previous claims history Your ...
read more... to reflect on how your business impacts on the environment and ... ... on where they can be found and what items can be recycled To find out more about what your business can do to improve its recycling efforts check out recycle.co.nz for more details. Make the switch ...
read more... form of cover for all types of consultants. Out of those who purchased their insurance through BizCover, Management Consultants and Business Analysts tend to pay higher premiums than other types of consultants, such as ...
read more... 's also a likely requirement by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own ...
read more... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...
read more... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Your business assets are as critical as your customers to maintain the cash flow. That s why ...
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Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
| Building & Contents | Covers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils. |
| Theft | Covers your for loss or damage to contents through theft or attempted theft at your premises. |
| General Property | Covers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ. |
| Glass | Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain. |
| Electronic Equipment | Covers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy. |
| Money | Covers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody. |
| Goods in Transit | Covers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire. |
| Employee Dishonesty | Covers your business against losses incurred through fraudulent or dishonest acts by your employees. |
| Business Interruption | Covers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy. |
| Natural Disaster | Covers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events. |
