Affordable Insurance Company For Business

Affordable Insurance Company For Business

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Business Insurance FAQs

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Business Insurance

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Do I need Business Insurance

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BizCover and Boost Your Business

... you time to really focus on running your business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you ...

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Priceme

... , leaving you time to concentrate on running your business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With ...

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BizCover and n3

... anyone . Was waiting for a call back from another company when you guys called back right after going onto your ... how to get in touch with one of our business insurance professionals. You can also access quick links to ...

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What is Business Insurance

GET BUSINESS INSURANCE What Is Business Insurance? What Is Business Insurance? What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...

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What does business insurance cover

... a chat to our friendly team to get a quote. Get more information Find out more about all thing business and insurance with our blog. These are some articles that may help provide some tips and tricks when it comes to ...

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Frequently Asked Questions

... on the lookout to add new insurers to our range to ensure we continue to be the No. 1 online business insurance service.We quote in New Zealand Dollars and all transactions will be in New Zealand Dollars.To retrieve your ...

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BizSave

... by Industry At BizCover we understand there is no “one size fits all” solution for small business insurance, each business is unique so we provide different cover options for over 6,000 occupations across Australia. Find ...

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How Accountancy Insurance Protects Your Business

... growth, or worse. As such, when deciding how to protect your company, it can be important to consider risk-reducing measures, including business insurance that is tailored to the specific risks of your industry, such as ...

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Am I Ready To Start A Trade Business?

... there will be for you to focus on. These can include: hiring and managing staff; processing payroll; company vehicles; business insurance ; and multi-tasking on multiple jobs at the same time. If you have a clear vision ...

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Does your small business need an IT solution?

... and the cost slashed.” To sort out your business insurance including your cyber policy visit us at www.bizcover ... nz/ https://www.linkedin.com/company/independent-it-consulting-services-ltd/ * This information is general ...

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10 Tips to Run a Dog Walking Business

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How To Start A Small Business On Etsy

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How To Market Your Accounting Business Online

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How to Start a Dog Walking Business

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How To Grow Your Trade Business In 2023

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How To Start A Small Business

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How To Start Your Own Trade Business in NZ

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4 Tips For Starting An Online Business

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Tips for How to Start a Carpentry Business

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How to Open Your Own Retail Business

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How to Start a Hair Salon Business

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Guide To Setting Up A Massage Business At Home

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What Is Inside A Business Insurance Pack?

... ) • Legal costs from any ensuing civil action taken against you or your company Business Interruption insurance: Business interruption insurance provides cover for the loss of income and increased costs of operating your ...

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How Cyber Insurance Protects Small Businesses

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Insurance for IT Professionals

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How much does Public Liability Insurance cost?

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Insurance for Architects & Designers

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Public Liability Insurance

... why you should choose BizCover for your Public Liability insurance. New Zealand's number one online insurance company We take more pride in the 10,000 small businesses we have helped already… and counting. Clear and ...

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Insurance for Tradies

... other reasons why you should choose BizCover for your insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses we have helped already… and counting. Clear and competitive ...

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What is Public Liability Insurance?

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What is Professional Indemnity Insurance?

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Cyber Liability Insurance Explained

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Employers Liability Insurance

... why you should choose BizCover for your Employers Liability insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses we have helped already… and counting. Clear and ...

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Cyber Liability Insurance

... data or network security breach against your company Almost every business is dependent on their data to ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Insurance for Accountants & Tax Agents

... bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting ... Protect your business today. Business Insurance When it comes to protecting your business assets, Business Insurance has a ...

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Public Liability Insurance Explained

... court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! Most public ...

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Insurance for Mechanics

... businesses reputation resulting from a cyber event) Loss and Legal costs, including fines and penalties resulting from a third party claim for data or network security breach against your company ... business insurance ...

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Insurance For Cafes and Restaurants

... to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going on, so we ...

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Tradie Guide to Public Liability Insurance

... for tradies in New Zealand, choosing to reduce your risk via business insurance may make good business sense if you intend to operate your trade company for the long-term. Mistakes can happen, but Public Liability ...

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Digital Marketing Tips For Tradies

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How To Start Your Own Accounting Business

... financing and running numbers. When running a business, you may experience hiccups that could negatively impact your company. Let's not take the risk! With small business insurance, your accounting firm may be able to ...

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How to protect your small business from cybercrime

... you outsource it to a professional IT consultant or company? What security measures have you put in place to ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? ...

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7 Ways to Grow Sales in a Café Business

... massive retail chain or a multinational company, but how you present your business matters. Why? Because where people ... in the digital world. Think differently about your insurance , visit our website to get a quote. ...

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6 ways your business can go paperless

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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Help Protect your small business' reputation

... not only hit your bottom line as well as diminish your good name. Cyber Liability Insurance Can you imagine trying to run a business without the internet? Pretty much impossible right? Think about all the ways you use it ...

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How To Stay Motivated As A Small Business Owner

... trainers, grocery store owners and plumbers, we understand the types of risks different businesses are faced with. Insurance products purchased through BizCover span from the basics like Public Liability and Professional ...

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Turn your side hustle into a small business

... to buy and do you have the spare space to store it? Insurance -Have you got your business insurance policies sorted to financially protect your business from potential risks? Protecting your hustle You could take all the ...

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Reviews related to Affordable Insurance Company For Business

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

Did You Know?

Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.

What it typically covers

  • Material damage loss for your physical assets
  • Financial loss due to Business Interruption

 

Choose cover options below!

What is NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Claims arising from damage to third party property or personal injury
  • Known claims and circumstances

Protect your business today.

Cover Explained

Select the cover options needed for your business:

Building*

Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.

Contents*

Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.

It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.

You can also get optional cover for natural disasters, including earthquake cover**.

Cyber Liability*

Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.

It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.

Business Interruption*

Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

You can also get optional cover for natural disasters, including earthquake cover**.

Portable Equipment

Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.

How much does Business insurance cost?

No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.

Some of these may include:

  • The size of your business
  • How many staff you have
  • The type of small business you are running
  • The type of coverage you take out
  • Your excess
  • The level of cover
  • Your claims history
  • Your shop’s location

Why choose BizCover for your business insurance?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.

New Zealands’s number one online insurance business

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

You can compare and choose from a range of competitive prices right there on your screen.  Seriously.

Built for small business

We know insurance and what makes small businesses tick.

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Frequently Asked Questions

Is Business Insurance Mandatory?

While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.

For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.

Does Personal Insurance Cover Business Insurance?

It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.

How do I make a claim on my insurance policy?

Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
Sub-limits and conditions apply. Refer to the policy wording.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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