Good Professional Indemnity Programming

Good Professional Indemnity Programming

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Insurance for IT Professionals

... IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals ... Technology (IT) / Computer Consulting Service Website is very good ...

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What is Professional Indemnity Insurance?

... public liability and professional indemnity insurance - Public Liability and PI insurance are both ... as I am a sole trader. Christina M. IT / Computer Consulting Service. I got recommended from a colleague… easy as on ...

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Insurance for Allied Health Professionals

... member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals for claims made against them in ...

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Insurance for Accountants & Tax Agents

... a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from ... . Bret R. Information Technology (IT) / Computer Consulting Service That was easy thank you! Tina L ...

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Insurance for Recruitment Consultants

... S. Information Technology (IT) / Computer Consulting Service Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick ...

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Insurance for Real Estate Agents

... be required to hold a certain level of Professional Indemnity insurance* Giving advice you your clients about property ... Josh W. Information Technology (IT) / Computer Consulting Service Thanks to Emma for the friendly and ...

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Insurance for Engineers

... Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors ... . Gavin B. Information Technology (IT) / Computer Consulting Service Great support from Lokesh. Wouldnt have been ...

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Insurance for Consultants

... risk. That's why Professional Indemnity (PI) insurance is designed to provide ... Programming Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals ...

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Insurance for Personal Trainers

... work with your clients by providing exercise plans and programs to help them achieve their fitness goals. You may ... why Professional Indemnity insurance becomes an important cover to consider. Professional Indemnity (PI) ...

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What does Public Liability Insurance Cover?

... the Accident Compensation Commission (ACC). Professional Indemnity (PI) insurance is an important form ... , made it super easy! Andrei C. IT / Computer Consulting Service Awesome working with Jennie Hamlett. Thank you for ...

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BizCover and Reflexology NZ

... for Professional Indemnity and Public Liability. Professional Indemnity Protects ... Computer Consulting Service Theo was exceptionally helpful and personable to deal with over the phone. Adam C. Allied Health Professionals ...

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Insurance for Education Consultants

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Professional Indemnity

... (ACC). Professional Indemnity Professional Indemnity (PI) insurance is ... find out how to get in touch with one of our business insurance professionals. Sales Team Enquiry 0800 249 268 Regular Hours: Mon – Fri 9:00 ...

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Tradie Guide to Professional Indemnity Insurance

... occur as a result of your work, Professional Indemnity insurance covers you for the consequences of ... you do have customers that rely on your advice. Professional Indemnity claims may also arise from instances where you don ...

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Turn your side hustle into a small business

... you incur as a result of defending yourself. Professional Indemnity Insurance – Another type of insurance you may ... professional advice or services is Professional Indemnity insurance*. Professional Indemnity Insurance (PI ...

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Insurance for Bookkeepers

... Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and buy PI ... to get you inspired. What does Professional Indemnity insurance cover? We break down the nitty ...

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Insurance for Immigration Advisers

... to consider is Professional Indemnity insurance. Professional Indemnity (PI) insurance is ... we've hand-picked to get you started What does Professional Indemnity insurance cover? One of the fundamental types of business ...

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Insurance for Travel Agents and Tour Operators

... This is where Professional Indemnity insurance comes into play. Professional Indemnity (PI) insurance is ... a member of certain industry body or boards, Professional Indemnity insurance may be a requirement If you work on ...

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Insurance for Counsellors

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Insurance for Designers

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Insurance for Contractors

... have their own insurance policies, particularly Professional Indemnity and Public Liability. Before you start ... meet. Insurance for Contractors Professional Indemnity* Professional Indemnity (PI) insurance is an important ...

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Insurance for Mechanics

... is where Professional Indemnity insurance can provide protection. Professional Indemnity (PI) insurance ... to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...

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Public Liability Insurance

... Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...

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Business Insurance Health Check Part 2

... negligent business activities. Professional Indemnity insurance* : Professional Indemnity (PI) insurance is ... simple, with no-dramas! Whether it is Professional Indemnity insurance for your accounting business or Portable ...

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Insurance for Shop Owners

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Insurance for Massage Therapy

... small business and ruin your reputation. Professional Indemnity (PI) insurance covers you for losses claimed ... to get in touch with one of our business insurance professionals. You can also access quick links to our self- ...

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Insurance for Architects & Designers

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Insurance for Sole Traders

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Insurance for Carpenters

... professional ... professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What is covered? A Professional Indemnity ...

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Statutory Liability Insurance

... Indemnity insurance is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI ... professionals. ...

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BizCover & NZTA

... to teach you any lessons here, but without Professional Indemnity insurance in place, you could, err, learn ... or omissions involving a breach of your professional duty. Having the right PI cover offers you peace of mind, ...

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Insurance for Mortgage Brokers

... cost of any claim made against you. Professional indemnity cover allows your business to operate with the ... against your business. What is covered? A Professional Indemnity policy provides important cover for a variety of ...

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Insurance for Beauty Salons

... salon and mobile salon owners might consider: Professional Indemnity - This covers you for third-party claims ... find cover that fits your unique needs as a beauty professional. * * As with any insurance, cover will be ...

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Understanding the risks for Real Estate Agents

... estate agent can cover with a professional indemnity policy such as allegations of misrepresentations ... of ethics violations As a real estate professional, there are professional standards and ethics that you must follow. ...

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BizCover and NZ Qualified Bookkeepers Association

... you purchase online through BizCover a AIG Professional Indemnity, Public Liability and Statutory Liability policies ... get in touch with one of our business insurance professionals. You can also access quick links to our ...

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How Accountancy Insurance Protects Your Business

... , New Zealand-based CPAs are required to hold Professional Indemnity insurance with coverage of $1 million with an ... is just one example of when a Professional Indemnity insurance claim may be bought against an accounting ...

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How Insurance Can Protect Landscape Architect

... their work. A real-life example of Professional Indemnity insurance in action Take this example of a ... considerably less - only $7,000. Without Professional Indemnity insurance, this landscape architect could have been ...

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Insurance for Psychologists

... of documents. What is covered? A Professional Indemnity policy will typically pay for: Your legal ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...

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BizCover and NSNZ

... ll take care of your insurance As a practicing health professional, you are in a unique position of trust. ... Details of Cover COVER LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any one claim, $ ...

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Business Insurance FAQs

... the ins and outs of your Public Liability, Professional Indemnity or Business Insurance policy our FAQ's can ... to get in touch with one of our business insurance professionals. You can also access quick links to our self- ...

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How To Start a Psychology Practice

... advertising; a company website; client referral programs; building relationships with local businesses; ... of psychologist insurance include: Professional Indemnity*: Professional Indemnity insurance covers claims against ...

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What Risks Do Psychologists Face?

... But it's important to remember that medical and health professionals are mere humans just like the rest of us. And ... their psychology practice. Professional Indemnity* Professional Indemnity insurance covers claims against ...

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What are the Risks in Running a Yoga Studio?

... Professional indemnity incidents Professional indemnity incidents are incidents directly related to the professional ... space in a local gym, having a clean, professional environment for your students can make a big ...

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What Insurance Policies do Yoga Studios Need?

... Insurance coverage shows that you value your business and professional reputation and that you've taken steps to ... your studio's needs, you might get: Professional Indemnity* Your students value your yoga knowledge and may ...

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What Insurance do Beauty Salons Need?

... are a true pro. You value your business and professional reputation, and insurance shows that you've taken steps ... of insurance. Typically, Public Liability and Professional Indemnity premiums are higher for salons with a ...

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Do Hypnotherapists need Business Insurance?

... you vulnerable to claims of negligence or professional wrongdoing. You may also store sensitive information ... feel you acted negligently while treating them. Professional Indemnity insurance covers you for losses claimed by ...

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Work Smarter as a Massage Therapist

... liable to have a claim made against you. Professional Indemnity insurance can protect you against losses claimed by a ... or errors in your professional services or advice.  Your Professional Indemnity insurance will meet the ...

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Reviews related to Good Professional Indemnity Programming

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • great support!

    Faustin Roman
    Information Technology

  • Seamless - everything done online with no intervention required.

    RAJAN SHANKER
    Information Technology

  • Great, easy process.

    Etienne Kruger
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Online, easy and cost effective

    David Ball
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Definitely a good tele-support for an email query.

    Scorpio fibre optics limited Mt Eden
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it’s wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales – Customised/Own Developed
  • Software Sales – Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

If a third party were to suffer an injury or property damage because of your negligent business activities you could be held liable for any of the financial costs including defence costs.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that’s where Business Insurance offers a suite of options to cater to your individual business needs.

Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

As an IT professional, below are some of the coverages you may want to consider to keep your business as ‘all systems running’:

  • Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business’ reputation.

Cyber Liability insurance is a type of business insurance product which protects your IT business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents.

It typically covers the costs which can be incurred following a data breach or having your system hacked as well as investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.

Protect your business today.

Why choose BizCover for your Business Insurance as an IT professional?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your IT business. But if you are still not sure, here are a few other reasons why you should choose BizCover for your PI insurance.

New Zealand’s number one online insurance company

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right there on your screen.

Built for small business

We know insurance and what makes small businesses tick. And we understand what cover IT professionals need. So it’s really a no-brainer!

We won’t confuse you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Having the right insurance pays off

A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch of government owned vehicles. Within six months it became apparent that the calibration on the devices was incorrect following a minor traffic incident. The company’s Professional Indemnity policy responded and covered the cost for devices to be fixed by another firm, as well as the resulting damage from the error.

How do I make a claim on my insurance policy?

Need to make a claim? Too easy! We’re here to assist you through the process and get you back to IT business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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