Whether it’s selling the house of someone’s dream, or making that rental a reality, the world of real estate involves keeping your finger on the property market pulse and strong industry knowledge. People seek your advice and want to know what steps they should take with some of the biggest decisions and financial transactions of their life.

Professional Indemnity insurance* is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance could also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Professional Indemnity insurance may not be the most obvious type of business insurance for tradies in New Zealand, yet in reality it can be relevant and very handy given the fact that many tradies provide professional advice to their customers for a fee.

Engineers are responsible for designing and implementing complex systems, infrastructure and machinery that can significantly impact public safety across New Zealand.

Crunching numbers and helping your clients with their accounting queries is all in a day’s work as an accountant. But even with all the years of experience, training and education, mistakes can happen when you least expect them. While there are many types of accounting insurances on the market, Professional Indemnity insurance* is something to consider when looking at ways to protect your accounting business with business insurance.

If you are a professional who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don’t quite go to plan it can provide much needed financial assistance for legal and compensation costs in the event of action taken against your business.

Professional Indemnity insurance* is something that you may have heard of as an engineer. We’re going to break down the basics, without the jargon and explain the ins and outs of what this kind of insurance provides cover for, what it doesn’t cover and some interesting things you may not be aware of with this kind of policy.

Your clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don’t go to plan and accusations fly, you need to have protection in place to look after your business’s finances and reputation. This is where investing in the right business insurances can save your business when unexpected incidents occur.

There’s a great deal of responsibility and care required when you provide specialist advice and services for a living. No matter how professional you may be, all it takes is one dissatisfied client for you to potentially be dealing with a lawsuit or insurance claim. Fortunately, this is where Professional Indemnity insurance can provide protection when you need it most.

As a busy bookkeeper, you have your finger on the pulse when it comes to the financial state of play of your clients’ businesses. You are intimately involved in your client’s financial management – and that is a role that does not come without risk.