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Business Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often fail to ... ... learn. Business owners also need to stay engaged in the insurance process. Insurance isn't ... smaller amount than the standard limit. For example, while your PI insurance ...

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It's Time for an Insurance Health Check!

... also a great time for business owners to take stock and do ... bit of planning for the business, including the goals and the ... direction of the ... also a great time for business owners to take stock and do ... above can make sure your business is insurance fit for the upcoming ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... you may not know about small business insurance - which may help you ... own, you should insure it.” Getting the right cover for your business ...

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Business Insurance

... matter what industry you're in, Small Business Insurance can be tailored to suit ... repairing or reconstructing buildings your business owns and/or your contents or contents ...

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4 Areas You May Not Have Thought Business Insurance Covers

... hard to build your business. So it's vital to protect ... your business assets and revenue against ... risks that may impact your business< ... You can cover portable items owned by you, such as laptops ... as part of your Business Insurance package. It's important to remember ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and ... venturing down the path of business ownership: the never ... small business themselves back in 2010, BizCover NZ, an online insurance service for small businesses ... to growth that business owners face every day. Any small business owner or employee can ...

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The Art of Small Business Branding in the Digital Age

... communication tool ever devised - but business owners who want to leverage its ... of digital branding. Branding your small business requires attention ... design trends that your small business can put its own spin on. If ... appeal — particularly among younger consumers. Companies that don’t take the ...

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10 Amazing Facts About Small Businesses in New Zealand

... the World Bank's 2017 Doing Business Report this year, it has ... be an attractive place for small business owners. We have put together for ... ... in great company! As a small business owner ensure you review your insurance cover regularly. ... Getting insurance has never ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the ... your assets is Small Business Insurance. But what kind of insurance do you actually ... your assets is Small Business Insurance. But what kind of insurance do you actually ... Quotes Employers Liability Insurance Employers Liability Insurance protects the company and the people ...

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Customer Spotlight: TwoBlackLabs

... by managing and making their business' unique security and privacy risk ... ... whole lot of innovation, the company now successfully provides a consultancy ... recent customer experience: “A recent small business owner called me after receiving multiple ...

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Find your business motivation this Easter with these tips

... mojo and spark? As a small business owner, you're not alone when it ... , we asked a mix of small business owners to share their insights and ... ... to recommend to my fellow small business owners are: Gary Vaynerchuk's book “ Thank ... I'm taking care of my own professional development as well as ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ... ... in milk, we bought a small countertop Bain Marie, and melted ... or a multinational company, but how you present your business matters. Why ...

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How to protect your small business from cybercrime

... on the prowl, leaving no small business immune especially when it comes ... ... refund Common scams that target small business owners Phishing emails: Keep an out ... in protecting your business. What is Cyber Liability insurance cover? Cyber Liability ...

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Conquering Stress and a Heavy Workload

... your overall productivity as a small business owner. Here are some of the ... health impacts. As the owner of the business, you have more ... you can do on your own. Eat healthfully: Your diet can ... daily lives, but as a small business owner, you're dealing with more responsibilities ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014. ... ... Andrew Laking formed the production company, Pirate & Queen, in 2014. ... have to offer to aspiring business owners, they had this to offer ...

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Customer Spotlight - MOA Bakery, Cakery

... at MOA Bakery, Cakery, a small retail and wholesale bakery that ... , the owner of MOA Bakery, Cakery was inspired to start her business [ ... might be considering starting their own business: “Go for it – but check ... Monkey and other sites). Start small and manageable and expand as ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash ... out or have been in business a while, you'll want to ... make the most of your business Most small business owners are conscious of their cash ... card, bank account or insurance for their business. It may be that ...

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Tips On How To Better Your Business This Year

... is there to whip your business into shape for a successful ... ... or 35 employees, as a small business owner there are a few effective ... sorting out your business insurance. A few small changes to your small business can have ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... start their own business: “There's never been a better time. Client companies - ... ever to working with small businesses. While legacy businesses steam along in their ...

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Ninja Fitness wins the 3rd BizGiver Grant

... , is Elly Rodrigues - the owner of Ninja Fitness! For a ... a year now, in the small township of Ruakaka, in the ... ... , is Elly Rodrigues - the owner of Ninja Fitness! For a ... profit, expansion, or winning a business grant. However, her biggest win ...

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Insurance for IT Professionals

... defects.. Business Insurance Each and every business is different, and that's where Business Insurance offers ... the right insurance pays off A software and hardware design company won ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... of business. With the right Public Liability cover in place, the insurance company ... enough to put a small business out of business! This is general advice ...

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Christmas Hours

... best for you and your business in 2018. We'd also like ... year. We know that many Small Business owners don't have the luxury of ... ... best for you and your business in 2018. We'd also like ... year. We know that many Small Business owners don't have the luxury of ...

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Our Holiday Hours

... best for you and your business in 2019. We'd also like ... year. We know that many Small Business owners don't have the luxury of ... ... best for you and your business in 2019. We'd also like ... year. We know that many Small Business owners don't have the luxury of ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... individuals and agents in the business. Given this requirement it is ...

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BizCover Customer Spotlight - Three Gems Natural Skincare

... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation ... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... sage advice to offer aspiring business owners. “Check that there is a ...

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Customer Spotlight: Scotchbox

... you like the best! Scotchbox owner and creator […] ... to start their own business. “Keeping good relationships with business partners, regulators is ... to ensure that he has insurances in place to protect his ...

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Insurance for Accountants & Tax Agents

... / bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting ... your business. Business Insurance When it comes to protecting your business assets, Business Insurance has ...

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Tips for making a Stress-Free Claim for your business

... business back up and running as quickly as possible. Making an insurance ... ... Measure the Impact Something that small business owners often forget, is how much ... another location? This is where Business Interruption insurance is essential, providing that ...

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What is Public Liability Insurance?

... right Public Liability cover, your insurance company will provide much needed funds ... insured's business activity. They settled the claim with the homeowner's own insurer ...

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Insurance for Mortgage Brokers

... property damage should they arise. Business Insurance Business Insurance is designed to safeguard your ... in your company. Cyber liability helps you safeguard your business against data ...

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Insurance for Hairdressers

... on you having public liability insurance. Business Insurance Your business assets are as critical ... Building if you are the owner of the building where your ...

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Customer Spotlight - Two Sides

... and content writing business. Two Sides works with businesses, agencies and non-profits ... This involves working with these companies to ... This involves working with these companies to produce: website content & ... here.” For all the aspiring business owners out there, Hannah had these ...

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Customer Spotlight - 7 glyphs

... with the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at the .. ... with the diverse range of small businesses we serve. As a result ... PDT Igor's advice to aspiring business owners was simple yet effective: “Just ...

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The difference between public liability and professional indemnity insurance

... Professional Indemnity and Public Liability insurance as the two types of ... Whilst both covers protect your business against legal action they ... Professional Indemnity Insurance Public Liability insurance protects you and your business against the ... or Professional Indemnity cover, your insurance company will provide much needed funds ...

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Professional Indemnity Claims: when should I notify my insurer?

... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite go ... ... action taken against your business. Like all insurance policies, there are several ... disputes yourself, no matter how small the problem is, as you ...

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Help Protect your small business' reputation

... it comes to running a small business, your brand and its reputation ... take just one small mistake to destroy your business in minutes. As ... to consider: Professional Indemnity Insurance If your business provides a professional service ... have devastating effects on a small business. Some of the examples that ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, ... are on the lookout for businesses of any size with ... are hackers interested in small business? To start small business websites are often used ... Repair Notification Public Relations Business Interruption Cyber insurance is available for first-and ...

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Insurance for Tradesmen

... or annual turnover. A relatively small and quick job can result ... minimum level of cover required. Business Insurance Your tools are essential to ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love ... of giving back to the small business community is by highlighting and ... ... of giving back to the small business community is by highlighting and ... those looking to start their own business, Joe and Sarah had this ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking at ... ... , we can look after their insurance needs. Today we're looking at ... those looking to start their own business, Jon was kind enough to ...

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The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss ... level of protection we give small enterprises when bad things happen. ... ... level of protection we give small enterprises when bad things happen. ... see insurance as a hugely positive part of your business plan. But ...

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BizCover expands its insurance offer and launches a new look

... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... base of small businesses and trades the option of buying business insurance online. “We ... professional indemnity, public liability or business insurance, and get instant coverage, please ...

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Insurance for Allied Health Professionals

... look after your business insurance. As an allied health professional, small mistakes can ... Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... hackers constantly looking to exploit small businesses there's a number of steps ... data. Therefore, a Cyber Liability insurance policy can act as your ...

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Customer Spotlight - Krav Maga Wellington

This week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation ... collaborate with schools, organisations, other small businesses, and NGOs. Gabriel understands the ... are looking to start their own business, Gabriel had this to share ...

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Insurance for Painters

... who has his or her own insurance, it is likely you are ... expensive. Public Liability Insurance protects your business against such claims. Business Insurance As a ...

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Insurance for Beauty Salons

... landlord if you lease your business premises. Business Insurance Whilst your customers are ... and your building if you own it. Protecting the important things ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business. ... What ... business. What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance ... to draw funds from their own pockets and that is never ...

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Insurance for Consultants

... having to pay from your own hip-pocket. Business Insurance Your clients are your ... would you be without your business assets? Business Insurance allows you to select ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... The size of your business As your business grows, so can things ...

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A Guide to Going Green This World Environment Day

... to reflect on how your business impacts on the environment and ... ... way to economically support other businesses within your community. Environmental Choice ... friendly business can be achievable, no matter how big or small, by ...

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Massage Therapy Insurance: here's why you need it!

... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... of professional misconduct. Professional Indemnity insurance provides essential protection against financial ... hold Employers Liability insurance. It protects you and your business against settlements ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... indemnity insurance, has announced today the launch of its ... obtaining their insurance policies. We are confident that BizCover's business model of ... information and insurance coverage specifically designed for their occupation or business”, says ...

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Insurance by Professions

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance ...

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Insurance for Bookkeepers

... focus on sorting out your business insurance. We know you are always ... sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and ...

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Insurance for Recruitment Consultants

... thoroughly. Insurance for Recruitment Consultants covers a broad range of business activities ... the professional business in the Recruitment Industry. This class of insurance is ...

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Insurance for Engineers

... before you go on site. Business Insurance Most businesses will have assets of ... portable equipment. A business insurance policy for an engineering business will include protection ...

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Insurance for Real Estate Agents

... an essential component of any business insurances. It covers your liability to ... of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils ...

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World Chocolate Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to ... to build a purpose driven business (social enterprise). Graeme was at ... to start their own business. “Anyone can start a business,” he said, “but ...

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Professional Indemnity Insurance

Professional Indemnity Insurance For Your Business When operating a business, your primary goal is ... seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect ...

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Cyber Liability Insurance

... * Cyber Liability Insurance is designed to protect your business against the expense ... ? Investigation and data recovery costs Business interruptions costs Fines and penalties ...

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Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to ... the workplace. Statutory Liability Insurance protects you, your business and your employees ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to ... , accidents do occur. Employers Liability insurance protects you against settlements or ...

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Insurance for Immigration Advisers

... advisers need it? Grow your business with peace of mind. Did ... Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial ...

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Reviews related to good insurance for small business owners

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Good reminders easy to renew online

    Rob Small
    Other

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.