Hair Stylist Insurance Quotes

Hair Stylist Insurance Quotes

    • Combined Liability package
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  2. Insurance for Hairdressers
  3. Hair Stylist Insurance Quotes

Insurance for Hairdressers

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Reviews related to Hair Stylist Insurance Quotes

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Very easy to get a quote and get cover. Great pricing and easy to understand.

    Ann-Maree Ozanne
    Accounting and Taxation

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

Did you know?

Adverse reactions to hair products and treatments are some of the most common forms of cited complaints against hairdressers.

Insurance for Hairdressers

At BizCover, we offer an extensive range of insurance products to cover many types of risks and liabilities, meaning that you can focus on running your business without the worries of what could happen if an unexpected event strikes.

So, whether you have your own shop-front salon, operate a home-based business or offer a mobile service to your clients, we can tailor a policy to suit your needs.

Public Liability*

If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.

What is covered?

  • Compensation for accidental damage to third party property
  • Compensation for personal injury or death to third parties where the ACC does not provide cover
  • Legal and defence costs

What is typically NOT covered?

  • Injury to your employees
  • Damage to your own property
  • Compensation for personal injury whereby cover is provided by the ACC
  • Known claims and circumstances

Protect your business today.

GET INSTANT QUOTES

Business Insurance*

Your business assets are as critical as your customers to maintain the cash flow. That’s why Business Insurance is an important form of cover to protect your contents, stock and other assets against unexpected events, like fire, storm, earthquake (if you have taken out the earthquake option), theft and accidental damage.

Choose the cover options to suit your needs:

Property (Contents) – covers loss or damage to your contents, stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need to be mobile.

Building – if you are the owner of the building where your salon is located, protecting it against damage from disasters such as fire, flooding or storm damage is critical.

Business Interruption – while a fire or storm damage can damage your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

Why do hairdressers need business insurance?

Business insurance is there to provide protection for hairdressers and the risks they may face daily. From salon specialists to mobile hairdressers, the types of claims you possibly face include anything from a customer injuring themselves on your business premises to the theft or damage of your expensive hair styling equipment.

These are few examples of how business insurance can help to protect your hairdressing business:

  • Claims from an annoyed client for the professional services or advice you may have provided. E.g., a hair colouring or treatment that goes horribly wrong^
  • Protection for accidental injuries or property damage caused by your business activities to a third party
  • It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover.

FAQ’s

How much does business insurance cost for hairdressers?

The hairdressing industry is varied and includes a mix of different types of hairdressing business. Like every small business, they have their own unique features and exposures to risks, so there isn’t a blanket policy that covers all hairdressers the same.

The actual cost of your business insurance policy will depend on a mix of different factors. These factors include things like the number of staff you have, where your business is located, the level of cover you take out, the type of cover you take out and your claims history.

To receive an accurate idea of how much business insurance will cost for your hairdressing business click here to get a quote or have a chat to our friendly team.

If I am a mobile hairdresser are my tools of trade still insured?

Portable Equipment cover can protect your hairdressing tools and equipment like your dryers, curlers, straighteners and other hair dressing products anywhere in New Zealand, giving you peace of mind knowing that you have protection in place.

Get more information

Find out more about all thing business insurance with our blog. These are some articles worth checking out on your coffee break!

10 Ways to help protect your small business– https://www.bizcover.co.nz/10-ways-to-help-protect-your-small-business/

As a small business there are a variety of different risks that could pose a threat to your business. Our guide looks at some of these risks and how you can better prepare your business.

How to stay motivated as a small business owner– https://www.bizcover.co.nz/how-to-stay-motivated-as-a-small-business-owner/

Let’s face it, as a small business owner, there is a lot going on. We share some tips and tricks to help refuel that fire and motivation that made you want to start your own business in the first place.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

^ The provision of the claim’s examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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