... information or misrepresentation and breaching the Engineers Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly ...
read more... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... losses arising out of acts, errors and omissions ... the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional services provided. The REINZ ...
read more... with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions which may happen across a wide variety of accounting ...
read more... customers to compare and buy professional indemnity and business insurance online Sydney, ... the pioneer online insurance marketplace BizCover launches a new website making it easier for Australian customers to compare and buy professional indemnity and business insurance online Sydney, Australia - December 17, 2010 . BizCover, the pioneer online ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to name a few ...
read more... guide to understanding insurance, we take a ... Insurance, the different kinds of cover available and ... how it can help protect your business ... act, error or omission in the provision of your professional services Claims arising from damage to third party property or personal injury Known claims and circumstances Business Insurance ...
read moreProfessional Indemnity Insurance (PI) can ... what professional indemnity insurance is and why it might ... is Professional Indemnity Insurance ... a private consultant you made an error in numbers causing your client a financial loss and putting you in the hot seat ... their own pockets and that is never a good thing. With professional indemnity insurance you do not ...
read more... all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a ...
read moreGetting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business ... not ... update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business for now. You ...
read more... great deal of responsibility and care required when you ... provide specialist advice and services for a living. ... dealing with a lawsuit or insurance typically cover? Damages and claimant costs awarded against the insured Legal / defence costs Claims ...
read more... Part 4 of our Understanding Insurance series we explore how Cyber ... Liability insurance can protect your business from online threats and ... it can protect your business. What is Cyber Liability insurance? Cyber Liability Insurance protects your business against the expense and legal costs arising from data breaches which may occur after ...
read more... your business and your customers with Public Liability insurance is one of ... for damage to their property. And whilst you probably take ... . There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get back to you. A comparison ...
read moreYou shouldn't think of insurance just as an expense, instead ... your livelihood should an unforeseen (and rather costly) event occur. It ... will also ... attack they can be an easy target for things like customer data, intellectual property and bank account information. Cyber insurance is an important part of your risk management plan as it provides protection against the ...
read more... studio or you're out and about shooting on location, photography ... face as a photographer and how business insurance can protect your business ... from the threat of a cyber-attack is something to consider. Cyber Liability Insurance protects your business against the expense and legal costs arising from data breaches which may occur after being hacked or ...
read more... , and sometimes there is no easy fix for that 404 error! Fear not! Having insurance will protect your business and give ... acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual ...
read more... negligence claim made against you and provides coverage for acts, errors or omissions that may result in your client suffering a financial loss. Without professional indemnity insurance coverage, you could find yourself ...
read more... omissions in the provisions of your service Regardless of the merit of such claims, your Professional Indemnity insurance will pay for your legal and ... quantity surveyor who had made the error and asked him to pay for the ...
read more... professions in New Zealand to require professional indemnity insurance to cover themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI ...
read more... (PI) insurance provides essential financial protection for Travel Agents and Tour Operators against potential threats, such as claims for alleged negligence or breach of duty arising from an act, error or omission in the ...
read more... insurance is designed to protect your business from legal claims for alleged negligence or a breach of duty arising from an act, error or omission ... claim could happen to any business, and no matter how qualified you are or ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... having to pay from your own hip-pocket. Business Insurance Your clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... business for the long haul. What is Public Liability Insurance ? Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or ...
read more... difference between Professional Indemnity and Public Liability insurance as the two types ... Liability Insurance VS Professional Indemnity ... Any omissions in the provisions of your service Do I really need Public Liability Insurance? ... of defending yourself alone could put you out of business, and then there's the cost of settlements, whether agreed out ...
read more... you for your marketing expertise and advice to help increase their ... leads and increase their profits. But ... don't go to plan and accusations ... omissions in the provision of your professional service or advice. P rofessional Indemnity Insurance ... Liability insurance. Public Liability insurance is designed to provide protection for you and your ...
read more... you for your marketing expertise and advice to help increase their ... leads and increase their profits. But ... don't go to plan and accusations ... omissions in the provision of your professional service or advice. P rofessional Indemnity Insurance ... Liability insurance. Public Liability insurance is designed to provide protection for you and your ...
read more... Professional Indemnity (PI) insurance policy is calculated and why one profession can ... Indemnity insurance. Insurance policy pricing is ... Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply ... to small-scale firms or a structural engineer consulting on multi-million dollar developments? Do ...
read more... dissatisfied with your service and they may incur a loss or suffer damage which arises from an act, omission or a breach of ... business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by ...
read more... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain ... ... who provide advice or a service against legal costs and claims for damages arising from any act, omission, or breach of duty in the delivery of a service. Business Insurance - This can cover your work premises ...
read morePublic Liability Insurance protects you and your business against the financial ... ... will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential liabilities to third parties if ...
read more... for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional breaches of New Zealand ...
read more... and provide protection for your contents, stock and other assets. And you can include Public Liability Insurance ... out Natural Disaster cover to protect your assets and revenue against loss or damage caused by earthquakes. ...
read more... costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for ...
read moreBuying any insurance, can be a confusing and time consuming process. And when it ... comes to getting your Professional Indemnity Insurance ... of Chartered Accountants ANZ you are required to provide information on your professional indemnity insurance . Investigate and make sure to look into what is required of your business by the relevant associations ...
read more... , the pioneer online insurance marketplace in Australia and leading provider of online ... professional indemnity insurance, has announced ... amongst three insurers. BizCover's goal is to provide clients with greater choice and convenience when obtaining their insurance policies. We are confident that BizCover's business model of a contestable platform ...
read more... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked, or ...
read more... understand the importance of business insurance and the different kinds of products ... off our series of Understanding Insurance [] ... w hen it comes to protecting your business, it ‘ s crucial to understand the importance of business insurance and the different kinds of products that are available. We kick off our series of Understanding ...
read more... business owners to take stock and do a bit of planning ... the business, including the goals and the direction of the business ... and ensuring ... mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is growing and your level of exposure increases you may need ...
read more... globe, especially in New Zealand and especially to small businesses. Microsoft ... that cybercrime over NZ computers and networks has more than doubled ... to infiltration. However, a good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now ...
read more... customer data they can steal and sell on the black market ... ... the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general advice only.
read more... a rewarding yet challenging career, and there's no doubt you ... members should hold and maintain a Professional Liability Insurance package ... of the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an employee ...
read more... something happens and the time comes to claim on your insurance. When ... the big things, computers, machinery and the like, but what about ... are not the kind of thing that gets business owners excited, that is until something happens and the time comes to claim on your insurance. When you're filling out your claim form, you'll probably remember the big things ...
read more... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the ...
read more... about their expensive, archaic policies and encouraged them to get them ... ... did not disappoint. First up is Pat, from Land and Sea Health and Safety Systems , who - in a very dramatic ... there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you ...
read more... two days ever the same and many different potential challenges. Regardless ... wrong. Having the appropriate retailers insurance in place to protect ... business to recover from an insured event by paying ongoing expenses (such as wages or rent). Building Insurance and Glass cover* If you own your retail business premises you are going to want to protect your ...
read more... your business has the right insurances in place for when things ... messy. You've worked long and hard to build [] ... . It's also important that your business has the right insurances in place for when things get messy. You've worked long and hard to build your business and that's why it pays to have protection in place – so ...
read more... -ordering your groceries for delivery and even ordering your morning coffee ... ... for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval of information, restoration of systems and even ransom negotiations for information ...
read moreStress and overworking can affect your overall ... ... hours could take a toll on your health. One way to address this is to manage your time more effectively and work smarter rather than harder. Nowadays, it is hard to escape the world of social media, which is why it ...
read more... insurance premium will most likely be. As you can see from the below graph, Real Estate Agents and Engineering ... that might occur if an engineer made an error in the design of a bridge and it subsequently collapsed, or ...
read more... Indemnity Professional Indemnity insurance is designed to protect your business against legal claims and costs by third parties for damage arising from acts, error, omissions, and breaches in your professional ...
read more... your business, the inclusions and exclusions of your policy, and the insurance provider you select. To give ... professional occupations, such as IT consultants, engineers and other consultancy occupations, coming in with ...
read more... Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides ... specifically designed to meet the law requirements and cover the risks associated with their occupation ...
read more
Awesome very easy to use and not complicated to use
Ross and Jenny Fletcher
Trades & Services
Simple process and easy to execute
Kim Palsenbarg
Multimedia and Marketing
The man who phoned and chatted to me was super knowledgeable and very friendly. He was able to answer every question I had on the spot without delay or referring me to anyone else - this never happens!
Donna Swart
Finance and Mortgage Broking
Very easy to get a quote and get cover. Great pricing and easy to understand.
Ann-Maree Ozanne
Accounting and Taxation
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
It was easy and fast to attain.
Jason Te Kare
Consultancy Occupations
excellent and quick
LALESHNI DEVI
Trades & Services
Was an easy experience to update and re new policy
Jamie Ewen
Information Technology
Quick and easy renewal. Thanks
Ray Gesta
Allied Health
Very good and it is helpful
Rafey Shamas
Television Antennae Installation
quick and easy.
George Curach
Trades & Services
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services
Easy renewal process and very quick.
Odette Wood
Allied Health
Very quick polite and easy to deal with. Happy with service provided
gary smith
Trades & Services
Easy to understand and purchase, great experience
Greg Campbell
Consultancy Occupations
Answered all my questions, helpful, and followed up my online enquiry efficiently.
Jan Broadley
Consultancy Occupations
Fast efficient and user friendly
Brett Stansfield
Consultancy Occupations
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology
It was grate and on timings,fast,good customer services.
David Tabar
Trades & Services
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
David Crockett
Trades & Services
Great service, easy to follow and easy to purchase
Briana Nathan
Allied Health
I was impressed with the quick service and how able they could ask my questions
Tony Bailey
Trades & Services
Easy to purchase. Good follow up and email reminder. Price Is good.
Gabriel Molina
Other
Thanks so much for the clear information and for making it so easy amd hassle-free!
Alanna Clerkin
Allied Health
Very easy process, prompt and competitive quote, would recommend to associates
Wayne Smith
Architecture & Surveying
Very helpful and friendly service
David Slater
Allied Health
Prompt response to my initial enquiry and subsequent questions about the policy.
Carol Freebairn
Trades & Services
Fast friendly and very good service thank you
Gerald Eaton
Allied Health
I recommend bizcovers simple and straightforward system for obtaining professional insurace online
Alison Davies
Consultancy Occupations
Great service, quick and easy to apply
Fiona Morrison
Retail
Prompt and efficient
Helena Coolen
Entertainment
Easy and affordable. Friendly customer service rep.
Ian Leader
Consultancy Occupations
The person assisting me was helpful and called back when he said he would
LINDA BLUM
Consultancy Occupations
Online, easy and cost effective
David Ball
Information Technology
Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.
Ness Macdonald
Allied Health
So darn easy to set up and at a reasonable price
Kirsty McIntosh
Information Technology
Informative and timely.
Nicola Dunham
Allied Health
Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.
Stephen Hutchins
Information Technology
Helpful and friendly
Doreen O'Sullivan
Allied Health
Excellent so far, Sam was very good with providing the details and doing the follow-up.
The sale was closed by someone else as he was not available. but 100/100 for Sam
Amita Sethi
Information Technology
Excellent and efficient
Angela Paul
Allied Health
Complaints about engineers typically include negligence, misleading information or misrepresentation and breaching the Engineers Code of Ethics.
Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs and cover for any awards or settlements in the event of a claim being made against you. Whilst all claims scenarios will be subject to policy terms and conditions, it is essential that as a professional engineer, you buy a policy specifically designed for engineers. Some miscellaneous professional indemnity policies might exclude engineering activity. Typical claims might include specification errors, certification errors and design oversight. The policy also typically provides cover for the costs of responding to a disciplinary investigation.
As an engineer, you may have to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or injury caused to someone on your premises or where you conduct your business. Some large projects might insist on Public Liability being in place before you go on site.
Most businesses will have assets of some sort that need protection in the event of fire, theft or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection for loss of revenue as a result of any insured peril. It can also provide financial assistance in carrying out a disaster recovery plan such as setting up business at a new location with new equipment.
Engineers are increasingly vulnerable to changing legislation and any inadvertent breach of New Zealand Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence costs as well as, in some cases, any fines incurred.
