Affordable Insurance For Yoga Teachers

Affordable Insurance For Yoga Teachers

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    • Comprehensive industry specific policy wording
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Insurance for Allied Health Professionals

Allied Health Professional Insurance Trusted by over 1000 Health Professionals Comprehensive industry specific policy wording $1m Professional Indemnity cover Allied Health Professional Insurance Trusted by over 1000 ...

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BizCover and Reflexology NZ

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BizCover and NSNZ

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What are the Risks in Running a Yoga Studio?

In recent decades yoga has become one of New Zealand's most popular forms of exercise , with figures showing its practice grew by more than 500 per cent from 2007 to 2017. While it is far from an action sport for ...

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How to Open a Yoga Studio

So, you've completed a yoga teacher training program and are now ready to start teaching yoga to yoga disciples at your own dedicated yoga studio. It's a very exciting time for two reasons. Not only are you starting your ...

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What Insurance Policies do Yoga Studios Need?

As a yoga teacher, it's your job to help your students leave refreshed, relaxed, and reinvigorated. However, running a yoga studio may leave you feeling the exact opposite! There's probably a lot on your mind, including ...

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Insurance for Yoga Teachers

Insurance for Yoga Teachers GET INSTANT QUOTES Compare quotes from leading New Zealand insurance providers Tailored policies to suit your profession needs Buy online instantly- no paperwork required Insurance for Yoga ...

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Business Tips for Yoga Studios

If you are dreaming of opening your own yoga studio in New Zealand, it's important to bear in mind that succeeding long-term as a yoga small business owner requires that you possess two keenly developed skill sets. It ...

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What is Public Liability Insurance?

GET QUOTES & BUY What is Public Liability Insurance? GET QUOTES & BUY What is Public Liability Insurance? What Is Public Liability Insurance? Need business insurance? Compare quotes from NZ insurers, then buy online in ...

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What does Public Liability Insurance Cover?

No matter how big or small your business is, accidents can and do happen. Public Liability insurance* provides peace of mind for claims for third party property damage or personal injury. If you deal with people in any ...

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What does Public Liability Insurance Cover?

GET QUOTES & BUY What does Public Liability Insurance cover? What is Covered? When would I need Public Liability insurance? What could cause a claim? What is typically NOT covered by Public Liability insurance? What does ...

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Employers Liability Insurance

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Statutory Liability Insurance

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Cyber Liability Insurance

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Public Liability Insurance

Public Liability Insurance Need business insurance? Compare quotes from NZ insurers, then buy online in minutes. Public Liability Insurance Answer a few questions about your business Compare multiple quotes Buy online, ...

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Public Liability Insurance Explained

As a small business owner, there is a lot to think about when running your own business. Whether it's balancing the books, creating marketing plans or connecting with customers, the list goes on. But when it comes to ...

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Cyber Liability Insurance Explained

It's hard to imagine being able to do business without the help of the digital world. Many SME's rely on some part of their business being online, unfortunately creating the risk for cyber criminals to attack. That's ...

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Insurance for Personal Trainers

Insurance for Personal Trainers GET INSTANT QUOTES Combined Professional Indemnity and Public Liablity Insurance Quick and easy online process, no paperwork, get covered in minutes Broad Cover Insurance for Personal ...

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Understanding Employers Liability Insurance

Your employees are essential to the running of your business, so it makes sense to have all the right measures and insurances in place to help keep them safe and protected. While there are many different types of ...

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How much does Public Liability Insurance cost?

GET PUBLIC LIABILITY INSURANCE How much does Public Liability Insurance cost? How Much Does Public Liability Insurance Cost? On Average Small Businesses Pay $49 A Month* Buy Online Instantly – No Paperwork Over 42,000 ...

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Do I need Public Liability Insurance?

GET QUOTES & BUY Do I need Public Liability Insurance? Protecting your back pocket How Much Public Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability ...

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Tradie Guide to Public Liability Insurance

When it comes to business insurance and tradie insurance , there can be a lot that tradies and subcontractors can benefit from understanding. The sheer number of unique risks that tradies are required to manage may seem ...

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Tradies Guide to Business Insurance Packages

Tradies guide to Business Insurance packages As a busy trade small business owner you very well may already have enough to worry about when it comes to successfully running your business day in and day out. You may feel ...

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Insurance by Industry

Insurance Coverage by Profession We cover 900+ occupations across NZ Find your occupation below Get Cover like No Other Insurance Coverage by Profession We cover 900+ occupations across NZ Find your occupation below Get ...

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Complete Guide to Business Insurance

There are many moving parts that help to keep your business running. Things like your office furniture, portable equipment, stock and even your business premises are all things you rely on and being without them is a ...

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What Is Inside A Business Insurance Pack?

We'll give you a hint, it's not fish and chips! A Business Insurance* pack offers a variety of different insurance options for the unique needs of small business owners out there. To help you get a better understanding ...

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How Cyber Insurance Protects Small Businesses

At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially in New Zealand and especially to small businesses. ...

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Insurance For Cafes and Restaurants

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Insurance for Photographers

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Insurance for Painters

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Insurance for Cleaners

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Insurance for Sole Traders

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Insurance for Designers

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Insurance for Tradies

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What is Professional Indemnity Insurance?

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What does business insurance cover

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Tool and Portable Equipment Insurance

Tool and Portable Equipment Insurance Multiple quotes from some of NZ’s leading insurers Public Liability and Tool Insurance Easy online purchase-no paperwork required Tool and Portable Equipment Insurance Multiple ...

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What is Business Insurance

GET BUSINESS INSURANCE What Is Business Insurance? What Is Business Insurance? What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...

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Do I need Business Insurance

GET BUSINESS INSURANCE Do I Need Business Insurance? Do I need Business Insurance ? From accountants to tradies, hairdressers and personal trainers, no matter what kind of business you run, there is always some element ...

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Business Insurance FAQs

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Insurance for Beauty Salons

Insurance for Beauty Salons GET INSTANT QUOTES Combined Liability Package Instant online purchase - no paperwork Meets requirements of NZ Association of Registered Beauty Professionals Insurance for Beauty Salons ...

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Do Hypnotherapists need Business Insurance?

Caring for your patients may be your number one priority as a hypnotherapist. But while you help guide them to greater health and peace of mind, the risks of your job may always be on your mind. Hypnotherapists face many ...

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Insurance for Psychologists

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Why You Should Review Your Business Insurance

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Insurance for Counsellors

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Insurance Options for Retailers

Running a retail store can be a complicated business, with no two days ever the same and many different potential challenges. Regardless if you a have gift store or a bakery, there is always the potential risk for things ...

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Insurance for Shop Owners

Insurance for Shop Owners GET INSTANT QUOTES Multiple quotes from some of NZ's leading insurers Easy online purchase-no paperwork required Public Liability and Glass Cover Insurance for Shop Owners Multiple quotes from ...

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Insurance for Mortgage Brokers

Insurance for Mortgage Brokers GET INSTANT QUOTES Professional Indemnity insurance specifically designed for your occupation Quick and easy online process, no forms to fill in, get covered in minutes Extremely ...

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Insurance for Engineers

Insurance for Engineers GET INSTANT QUOTES Comprehensive industry specific policy wording Buy now and get your certificate immediately Best prices from leading insurers Insurance for Engineers Comprehensive industry ...

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Business Insurance

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Retailer Insurance

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Insurance for Hairdressers

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Insurance for Plumbers

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Insurance for Handyman

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What Insurance do Beauty Salons Need?

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Do Dog Walkers Need Insurance?

We Kiwis love our pets! Nearly 35% of New Zealanders have a dog, according to a recent report published by Companion Animals NZ . That's a lot of potential clients for your dog walking business. But a booming business ...

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Reviews related to Affordable Insurance For Yoga Teachers

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Quick and easy to use both to sign up and renewal

    Rod Corban
    Allied Health

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • All questions answered Options of various policies explained thoroughly

    Rangi Monga
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Super easy in every way. All done online.

    Sonya Horne
    Allied Health

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Excellent and efficient

    Angela Paul
    Allied Health

Did You Know?

BizCover is the preferred insurance partner of Podiatry NZ, Massage NZ, Nutrition Society and Reflexology NZ. If you’re a member you’ll save on your Professional Indemnity & Public Liability cover with our exclusive member rates.

Insurance for Allied Health Professionals

Professional Indemnity

Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals for claims made against them in carrying out their professional services or treatments.

Allied Health Professionals generally require professional indemnity to comply with professional association requirements, professional standards legislation or to meet the requirements of many clients.

What is covered?

  • Damages and claimant costs awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Inquiry attendance costs
  • Public relations costs

What is NOT covered?

  • Intentional damage
  • Known claims and circumstances
  • Fraud and dishonesty
  • Bodily injury / property damage

Allied Health covers a broad range of modalities, including:

  • Acupuncture
  • Beautician
  • Bowen therapy
  • Chiropractors
  • Counsellor
  • Dietician (Nutritionist)
  • Homeopaths
  • Homoeopathy
  • Hypnotherapy
  • Kinesiology
  • Life Coach
  • Massage Therapists
  • Medicine – Chinese
  • Medicine – Herbal
  • Meditation
  • Natural Therapists
  • Neurohealth Chiropractor
  • Occupational Therapists
  • Optometrists
  • Osteopaths
  • Personal Trainer
  • Physiotherapy
  • Pilates
  • Podiatry
  • Psychological
  • Psychotherapy
  • Reflexology
  • Speech Therapy
  • Traditional Therapists
  • Weight Loss Centres
  • Yoga Instructors

Public Liability and Product Liability

Public and Product Liability Insurance covers Allied Health Professionals for their legal liability in the event of personal injury or damage to property of others during the course of normal business operations or as a result of a product defect.

If your business/practice requires your customers or members of the public to visit your home or business, or if you visit their premises, you should seriously consider taking out public liability insurance for your protection.

What is covered?

  • Compensation for accidental damage to third party property
  • Compensation for personal injury or death to third parties where the ACC does not provide cover
  • Legal and defence costs

What is typically NOT covered?

  • Injury to your employees
  • Damage to your own property
  • Compensation for personal injury whereby cover is provided by the ACC
  • Known claims and circumstances

Protect your business today.

Business Insurance*

It’s important to take the time to consider protecting the assets that help to keep your business running.

There are a variety of different types of business insurance options to help keep your allied health business protected, these are a few to consider:

Contents: Covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy

Building: Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind).

Portable Equipment: Portable Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock.

Claim example

A yoga instructor hired premises in a busy centre to run a studio. From the time of occupation, she complained to the landlord about the air conditioning in the premises. Despite numerous complaints and heated discussions, nothing was ever rectified by the landlord. The yoga instructor then left the premises prematurely and she left a note on the door explaining that she had moved premises and what she thought of the landlord. She followed this up with an interview in a local newspaper whilst promoting her new location. The landlord sued the yoga instructor for defamation. The professional indemnity policy responded and paid for significant legal costs (equivalent to one years revenue) before the matter went away.

FAQ’s

As an allied health professional do I need both Professional Indemnity and Public Liability insurance?

Professional Indemnity insurance and Public Liability insurance both cover very different risks that may impact your allied health business.

Working on site or having clients visit you at your place of business makes Public Liability insurance an important form of cover to protect you against injuries or damage to third parties when not covered by the ACC.

Professional Indemnity insurance protects you against claims that may arise from a client who experiences a financial loss as a result of your allied health advice or services. For example, these could be claims for things like advising an inappropriate form of treatment.

When may I need Public Liability insurance?

As an allied health professional, Public Liability insurance may be required in a few instances. These are some typical ones when it may be needed:

  • If you are working on a contract, you may be required to have a minimum amount of cover in place
  • If you are leasing a property as your business premises it may be part of your rental agreement
  • If you are working from home, you may need to consider taking out cover to protect yourself
  • It may be a requirement to become a registered provider for certain health funds
  • To become a member of certain professional membership bodies, you may need to have Public Liability insurance in place

Get more information

Find out more about all things business insurance and running your own small business with our blog articles

5 Long term money saving tips for your small business

https://www.bizcover.co.nz/5-long-term-money-saving-tips-for-your-small-business/

Saving a dollar here and there can quickly add up, and when you operate your own small business, every bit helps! Find out more about you could help save your business money for the long haul

* This information is a general guide only and does not take into account your objectives, financial situation or needs.  As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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