Affordable Personal Trainer Liability Insurance

Affordable Personal Trainer Liability Insurance

    • Combined Professional Indemnity and Public Liablity Insurance
    • Broad Cover
    • Quick and easy online process, no paperwork, get covered in minutes

Insurance for Personal Trainers

... and other fitness facilities, it may be a requirement that you have Public Liability insurance in place If you offer mobile personal training services, consider protecting your expensive equipment and sporting aids with ...

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What is Public Liability Insurance?

... Liability insurance, ... Fitness Professionals - Personal trainers, yoga instructors and others working in the fitness industry. Client injuries due to a trainer or instructor's negligence could trigger a Public Liability ...

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What does Public Liability Insurance Cover?

... personal trainers. Let's take a look at what is typically covered and excluded from a Public Liability insurance policy. Public Liability ... ACC For some businesses, Public Liability insurance may be a requirement. For ...

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Insurance for Allied Health Professionals

... Weight Loss Centres Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health Professionals for their legal liability in the event of personal injury or damage ...

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Managing Your Business Insurance During Inflation

... like your Professional Indemnity insurance* and Public Liability insurance*. Review the terms and ... insurance* for your warehouse or Portable Equipment cover* for your personal trainer gear, we've got business insurance ...

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What are the Risks in Running a Yoga Studio?

... expose yoga studio operators to risk and where business insurance could help protect against the risks involved in being a yoga teacher who runs their own yoga studio as a small business owner. Public liability incidents ...

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How to Open a Yoga Studio

... their own yoga studio in New Zealand can enjoy peace of mind by reducing the risks to their business via business insurance such as yoga insurance. And a great way to do that is with insurance for yoga teachers * . ...

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Business Tips for Yoga Studios

... do that is to invest in business insurance such as insurance for yoga teachers *. BizCover works with yoga instructors throughout New Zealand to help them secure their yoga insurance quickly and easily, without the drama ...

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Cyber Insurance - Is it worth it?

... your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. ... when it comes to privacy and security of personal information and data so you don't find ...

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Marketing Tips for Yoga Instructors

... and soul form of meditative exercise, such as yoga - may take a little ... insurance such as insurance for yoga teachers *. BizCover works with yoga instructors throughout New Zealand to help them secure their yoga insurance ...

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Insurance for Real Estate Agents

... insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance ... work ? Daniel W. Personal Fitness Trainer/Service easy process Murray S. ...

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What does business insurance cover

... beauty products Personal trainers and yoga teachers- insures items like your sporting equipment if ... more information Find out more about all thing business and insurance with our blog. These are some articles that may ...

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Insurance by Industry

... Mortgage Brokers Painters Personal Trainers Photographers Plumbers Psychologist Real Estate Agents Recruitment Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your ...

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Tool and Portable Equipment Insurance

... tools Personal Trainers- sporting equipment and products Yoga instructors- specialised yoga equipment ... tips to understanding the nitty gritty of Public Liability insurance, we've got your smoko break entertainment covered ...

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What is Business Insurance

... groomers to personal trainers, IT specialists and real estate agents, Business Insurance provides coverage ... Insurance cover and Public Liability insurance? The different kinds of coverage options that Business Insurance ...

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Do I need Business Insurance

... protecting their business and how business insurance can help your business. Public Liability insurance: Provides protection against claims from third parties for accidental personal injury or damage to their property ...

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Complete Guide to Business Insurance

... to hairdressers, marketing consultants and personal trainers, there are business insurance options to protect all kinds ... of business insurance coverages available include: Building/ property (Public Liability) Property ( ...

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What is Professional Indemnity Insurance?

... you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when ... personal trainers Information Technology (IT) contractors - IT professionals may seek Technology Liability ...

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What Is Inside A Business Insurance Pack?

... cover can provide a safeguard. Mobile businesses- Personal Trainers and mobile make-up artists are just a ... to being a victim of a cyber-attack, Cyber Liability insurance is there to provide an extra layer of protection ...

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Cyber Liability Insurance

... What is Cyber Liability Insurance? Cyber liability insurance is a type of business insurance which protects ... Business Need To Consider Cyber Liability Insurance? Cyber Liability insurance is designed to help safeguard ...

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Statutory Liability Insurance

... Liability insurance in place can potentially create added risk, worry and stress as business owner. If a claim were to occur, your personal ... Liability insurance and Public Liability insurance? Public Liability insurance ...

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Public Liability Insurance

... mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you ... claims- Public Liability insurance typically provides compensation for personal injury or death ...

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Do I need Public Liability Insurance?

... Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is ... articulate. Dennis M. Counselling Service – Personal Thank you for following up and getting ...

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Understanding Employers Liability Insurance

... having this type of business insurance in place. What is Employers Liability insurance ? You may take ... Liability insurance policy: What is typically covered? Costs of settlement or damages arising from claims for personal ...

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Cyber Liability Insurance Explained

... There isn't a one size fits all Cyber Liability insurance policy, so the actual cost will depend your business ... only and does not take into account your personal objectives, financial situation or needs. This information ...

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How much does Public Liability Insurance cost?

... Liability insurance. Businesses that are considered to have a higher risk exposure of causing personal ... cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option ...

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Employers Liability Insurance

... personal injury (not covered by the ACC). This includes defence costs cover. Is Employers Liability Insurance ... 't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If ...

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What does Public Liability Insurance Cover?

... type of cover. Public Liability insurance also does not apply to being compensated for personal injury if it is ... cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here ...

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Public Liability Insurance Explained

... your employees Damage to your own property Compensation for personal injury whereby cover is provided by the ACC Known claims and circumstances Why do I need Public Liability Insurance? While you may take all the care in ...

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Tradie Guide to Public Liability Insurance

... or operate as a sole trader , Public Liability insurance can be a critical strategy for reducing the ... business but also jeopardise your personal finances as well. Public Liability insurance can have your back when ...

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New Plymouth Physio Pilates Wins BizGiver Grant!

... for being the most recent recipient of the BizGiver grant. Emma has had Professional Indemnity and Public Liability insurance with BizCover since she started her small business in May 2021. We are proud to support Emma ...

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How to protect your small business from cybercrime

... channels that spammers use to gain access to personal information. So how do you get cyber- ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability ...

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The Cyber Threat to NZ Tradies

... , cybercriminals are always looking for new ways to slip past your defences. This is where Cyber Liability insurance can be significant, as it could protect your business from the consequences of an attack. Your coverage ...

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Seven Tips To Keeping Your Data Secure

... an important safeguard to have that'll help protect your business. Cyber Liability insurance is a type of small business insurance policy designed to protect small businesses from the legal costs and expenses associated ...

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How To Protect Against Network Breaches

... such as dates of birth, credit details, and personal email addresses. The breach ended up costing $3. ... of an attack. Cyber Liability insurance is a type of data protection insurance that could safeguard your business ...

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Digital Marketing Tips For Tradies

... the risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your accounting small business without drama ...

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How To Get More Accounting Clients

... insurance , including Professional Indemnity, Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance ... upon as advice. As with any insurance, cover will be subject to the ...

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How To Start Your Own Accounting Business

... stand out amongst the others from the customisation and personal touches you might want to add. This may be ... errors and omissions that may arise. Public Liability Insurance could also benefit your business by protecting it ...

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How Tradies Can Use Social Media To Get Quotes

... goes wrong. One of the most important types of insurance for tradies is Public Liability insurance. It provides compensation for property damage and personal injury, and death, in situations that are not covered ...

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Tips For Following Up On Trade Quotes

... the work going. Consider disclosing your tradie insurance Insurance for tradies is an essential part of ... property. Disclosing that you have Public Liability insurance, which can provide protection in both situations ...

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How to Grow Your Mechanic Business

... ensure you have the appropriate levels of mechanic business insurance in place to protect your business*. From Public Liability insurance* to getting your tools covers, insurance for mechanics is there for when you need ...

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Top Digital Marketing Tips For Contractors

... protecting your business for the long run. Business insurance is something that doesn't need to be ... s Public Liability insurance* or protection for words of advice with Professional Indemnity insurance*, BizCover is ...

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Hair Salon Business Tips

... . Public Liability insurance is an essential form of insurance for beauty salons as it provides peace of mind against claims made against you by third parties for property damage, and personal injury or death, in ...

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10 Tips to Run a Dog Walking Business

... any lawsuits or expensive claims. Receiving insurance such as dog walking liability insurance covers your newest dog business from legal and defence costs, compensation for third-party personal injury (and not covered by ...

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How To Start A Small Business On Etsy

... due to your business activities, you could be held liable. Public Liability insurance protects your business by providing compensation for property damage and personal injury or death in circumstances not covered by the ...

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How To Market Your Accounting Business Online

... insurance , including Public Liability insurance , Professional Indemnity insurance and small business insurance. ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

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How Trust Can Boost Sales For Tradie Businesses

... , your clients risk not being properly compensated for a claim. This is why disclosing your Public Liability insurance, which protects your business from such claims, builds trust and could be the difference between ...

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How To Start A Small Business

... always a good idea to keep your business and personal banking sperate. Depending on the type of business ... insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability ...

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10 Ways To Help Protect Your Small Business

... is the data you store? Do you store personal or commercially sensitive information? Do you have a ... your business is with Cyber Liability insurance* . Cyber Liability Insurance protects your business against both ...

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Does your small business need an IT solution?

... protect your business' data but makes you more efficient in the long run,” says Louise. Cyber Liability insurance * is another important safeguard that is designed to protect your business from cybercrime. It's designed ...

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Tips and Tricks for Massage Therapists

... specialise in a particular area such as remedial massage or sports therapy. Working smarter not harder One trick that will ... financially damaging to your business. Public Liability insurance is designed to cover this risk, ...

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How to Start a Dog Walking Business

... how this career path might work around your personal life. This could include thinking about how many ... walker, you might consider insurance as a safety net. Dog walking liability insurance has also been designed to ...

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How Tradies Can Save Money During Inflation

... your supply chain to reducing your exposure to risk via small business insurance such as business insurance and Public Liability insurance here are five steps you may consider implementing in your business to help ...

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How Is A Contractor Different From An Employee?

... it simple to compare and buy liability insurance, like Public Liability and Professional Indemnity. Plus, you ... other popular types of business insurance, such as Cyber Liability and Employer Liability, at the same time! ...

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Digital Marketing Mistakes Tradies Make

... Liability insurance. Often referred to as General Liability, it gives you - and your customers – peace of mind, protecting you and your business against claims by providing compensation for property damage, and personal ...

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A Contractors Guide to Saving Money at EOFY

... insurance options, save time and swing by BizCover. From Public Liability insurance* to Tool Cover* and Business Insurance ... business. Visit bizcover.co.nz and get insurance for contractor business without drama so you can ...

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How To Start An Engineering Firm

... clients. Here are two examples: Public Liability insurance* may be required before you can visit ... , with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get ...

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What Risks Do Psychologists Face?

... The changing standards in the profession. Coping with personal stress and the demands of the job. How ... people, that could be similarly hurt. Public Liability insurance provides protection for you and your business if a ...

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Work Smarter as a Massage Therapist

... massage therapist. From massaging techniques to massage therapist insurance, this short guide can help you build a ... particularly exposed to this risk. Public Liability insurance is designed to provide protection for your ...

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Guide To Setting Up A Massage Business At Home

... which can take you into specific areas from sports training to movement therapy. Become a member of ... a claim made against you. This is where Public Liability insurance comes in as it's designed to provide protection for ...

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How Much Does It Cost To Recover Lost Data?

... happen. Consider Cyber Liability insurance Cyber Liability insurance is a type of insurance policy that could ... should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

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What Is Forensic Cyber Analysis?

... the expense may want to consider data protection insurance. Steps to reduce the risk of an attack ... cost alone may make this not an option. Cyber Liability insurance could provide the essential resources you may need if ...

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Am I Ready To Start A Trade Business?

... 't come cheaply. From tools, vehicle expenses, licence fees, rent, wages, business insurance (including Public Liability insurance and Tool and Portable Equipment Insurance ), there can be a lot of up-front expenses and ...

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How To Increase Your Profit As A Tradie

... do just that is by investing in business insurance for New Zealand tradies. Risk is simply ... insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance ...

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How To Grow Your Trade Business In 2023

... control how you manage and reduce your risk. Some types of business insurance that tradie small business owners may consider include: Public Liability insurance : A crucial form of cover to protect you and your business ...

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What Are Independent Agreements For Contractors?

... Liability — Covers you if a third-party claims that your negligent business activities caused them injury or property damage or personal injury (not covered by the ACC). Business Insurance — An insurance ... s insurance ...

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Reviews related to Affordable Personal Trainer Liability Insurance

  • Prompt, professional, ease of purchase…and competitive pricing

    Viraj M.

  • I have already given feedback. Really easy and have referred several colleagues to you over the years

    Judy O.

  • Quick and hassle free insurance cover for small businesses.

    Kelvin C.

  • I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having all my personal detail and having to wait for someone to call me back! Thanks.

    Sharon

  • Easy process with reminders coming through on when to renew insurances by.

    Brett S.

Did you Know?

Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount.

Insurance for Personal Trainers and Fitness Professionals

Working as a personal trainer means your business is faced with a variety of different risks every day. Business insurance for personal trainers is designed to cover potential claims for things like injury (when not covered by the ACC) or damage to a third-party’s property, misleading or negligent advice to safeguarding things like your business assets^.

Professional Indemnity Insurance*

You work closely with your clients, helping them to create specialised exercise plans that are tailored to their lifestyle needs. The truth is, life doesn’t always go to plan, mistakes no matter how unintentional can still happen, accusations get thrown around leading to a potential situation where you are faced with a claim.
That’s why Professional Indemnity insurance becomes an important cover to consider.

Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also help with the legal costs associated with responding to or managing claims which are covered by the policy.

Protect your business today.

Public Liability insurance*

Another basic insurance coverage you may need to consider for your personal training business is Public Liability insurance. Often this kind of insurance is a requirement if you work as a contractor to a gym, a fitness studio or work within a public space like a council park for example.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) or sustain property damage as a result of your negligent business activities.

Combined Professional Liability package

Having a combined Professional Liability package provides the financial protection you need against losses which may be incurred for any action taken against you for a combination of reasons.

It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from tuition instructions or advice given by you, as well as cover for accidental injury or damage to third party people and property.

Business Insurance*

If you take a moment to look at all the fitness equipment you own, it adds up pretty quickly. You rely on these tools of trade to help train your clients and without them, you may not be able to get the job done.

These are some types of business insurance coverages to consider:

Portable Equipment cover*: Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.

Contents*: Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

^ The provision of the claim’s examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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