Compare Insurance For Real Estate Agent
Estate Agents
- Instant Professional Indemnity insurance tailored specifically for your business
- Opportunity to compare and select policies from NZ leading insurers
- Quick and easy online process, no forms to fill in, get covered in minutes
Insurance for Real Estate Agents
... in, get covered in minutes Opportunity to compare and select policies from NZ leading insurers Insurance for Real Estate Agents Instant Professional Indemnity insurance tailored specifically for your business Opportunity ...
read moreUnderstanding the risks for Real Estate Agents
... that you have the right level of business insurance in place as part of your overall risk management strategy. Still not convinced? Here are some of the risks real estate agents encounter in their day-to-day operations ...
read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... with responding to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... with responding to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or ...
read moreDo I need Professional Indemnity Insurance Insurance?
... Insurance? Do I need Professional Indemnity Insurance? Need business insurance? Compare ... insurance listed as a condition of the contract. Common professions which require Professional Indemnity include real estate agents ...
read moreWhat does business insurance cover
... Bakers Grocery stores Convivence stores Showrooms for tradie businesses Manufacturers Real estate agents If you feel unsure of the types of business insurance your business may need, jump online or give our friendly ...
read moreSurprising Ways That Business Insurance Can Help Your Business
... like to consider Portable Equipment insurance*. Whether you're a real estate agent, a tradie, a baker ... changing online platform to easily shop around and compare business insurance quotes from multiple NZ Insurer's all ...
read moreWhat is Professional Indemnity Insurance?
... Policies Sold What Is Professional Indemnity Insurance? Need business insurance? Compare quotes from NZ insurers, then ... cover. Management Consultants Accountants & Tax Agents Real Estate Agents And many more! Even if your ...
read moreTool and Portable Equipment Insurance
... job done. Tool and Portable Equipment insurance can help provide so much needed protection for your expensive electronic IT equipment that gets lost or damaged. Real Estate Agents Without business assets like your laptop ...
read moreBusiness Interruption Insurance
... Sold Business Interruption Insurance Compare the Quotes ... insurance include: Shop Owners Retailers Cafés and Restaurants Tradespeople and Landscapers Real Estate Agents Cleaners Beauty Salons Mortgage Brokers Travel Agents ...
read moreWhat is Business Insurance
... various risks that businesses face. From dog groomers to personal trainers, IT specialists and real estate agents, Business Insurance provides coverage for many different types of small businesses. Why do I need Business ...
read moreWhat does Professional Indemnity Insurance Cover?
... insurance and these include: Registered Migration Agents Architects and Draftsmen Real Estate Agents ... PI insurance is to compare quotes from multiple insurers. BizCover makes this process easy, so you can quickly compare ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... . Some of the typical professions which may require Professional Indemnity insurance include: consultants, accountants, real estate agents and health practitioners. Types of Professional Indemnity claims These are ...
read moreHow much does Professional Indemnity Insurance cost?
... insurance premium will most likely be. As you can see from the below graph, Real Estate Agents and ... opted for $750K cover, i.e. they have a higher risk compared to those who took out $1M cover. When deciding on how much ...
read more6 Essential Types of Business Insurance in New Zealand
... 's important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to name a few ...
read moreWhat does Professional Indemnity Insurance cover?
... professionals to hold and maintain Professional Indemnity insurance and these include: Registered Migration Agents Architects and Draftsmen Real Estate Agents Finance and Mortgage Brokers Accountants Bookkeepers/ BAS ...
read moreWhat is Public Liability Insurance?
... Insurance? GET QUOTES & BUY What is Public Liability Insurance? What Is Public Liability Insurance? Need business insurance? Compare ... Real Estate Agents - As well as Realtors and Mortgage Brokers. Real estate agents ...
read moreInsurance by Industry
... Real Estate Agents Recruitment Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your business today. * * As with any insurance ... of our business insurance professionals. You ...
read moreThe difference between public liability and professional indemnity insurance
... to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and real estate agents. If you are found ...
read more4 Tips For Starting An Online Business
... con sultants, accountants and real estate agents , among many others. BizCover provides multiple quotes from some of New Zealand’s most trusted insurers across a range of small business insurance products. If you are ...
read moreHelp Protect your small business' reputation
... are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent or beauty therapist, you have a big responsibility ...
read more10 Amazing Facts About Small Businesses in New Zealand
... the largest share in property rental, hiring and real estate, making up the largest share of small businesses ... insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a phone call! Compare ...
read moreBizSave
... Hair & Beauty Services Handyman Allied Health Professionals Real Estate Agents #Bizsave Just like this small trades business, you too can save big on your business insurance. With our price promise we can help you ...
read moreInsurance for Engineers
... may be a requirement that you have your own Public Liability insurance* cover in place. Be sure to also check the exact ... and never gave up…well done Paul G. Real Estate Agency Service Quick and easy to use service – ...
read moreDo I need Public Liability Insurance?
... as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay ... to our operating requirements. Kim (Mr) F. Real Estate Agency Service Early to know if the service is ...
read moreDigital Marketing Tips For Tradies
... news feed of Facebook both offer digital advertising real estate that tradie businesses can purchase. Maximise your ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow Tradies can use LinkedIn
... network with potential business partners such as real estate agents, builders, and architects. LinkedIn can be ... , don't forget the important role that business insurance can play for the future of your trade business ...
read moreProfessional Indemnity
... simply click on the button below to compare quotes. Compare and Buy Insurance Online No Hassle, No Paperwork, No ... , management consultants , accountants and real estate agents among many others. Professional Indemnity ...
read moreReferral Partners NZ
... Business Service Providers Commercial Real Estate Agents Simple Registration Provide us ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...
read moreNo Dramas
... Mortgage Brokers Painters Personal Trainers Plumbers Real Estate Agents Recruitment Consultants Retailer Tradesmen Travel Agents and Tour Operators Protect your business today. Insurance Options to Consider At BizCover ...
read moreWhat to think about when comparing insurance quotes for your small businesses
... your policy and need to be updated as your business grows. Compare with what you’ve got When you’re looking at insurance quotes, compare your current policy terms & conditions and premium and with other alternatives ...
read moreHow Cyber Insurance Protects Small Businesses
... 't hooded movie villains - they're real people doing real damage across the globe, especially in New ... return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business ...
read moreInsurance for Plumbers
... Insurance for Plumbers GET INSTANT QUOTES Compare Public Liability and Tool cover Easy online purchase Insurance for Plumbers Compare ... are real life risks plumbers are faced with every day. Business insurance for plumbers ...
read moreTradies Guide to Business Insurance Packages
... you may well be surprised by just how much real-world value you have with all those essential tools you ... a spanner gets thrown into the works, that's where tradie insurance can help. You may run a one-man band or have a ...
read moreInsurance for Mechanics
... required Insurance for Mechanics Compare quotes from leading New Zealand insurance providers ... online, runs the real risk of being compromised if a cyber attack were to occur. Cyber Liability insurance is there to ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... an insured event by paying ongoing expenses (such as wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep the process paperwork and jargon-free, saving you time ...
read moreWhat you need to know about Business Interruption Insurance
... and mind and protection this coverage can provide to help get your business back up and going. This type of insurance can also be surprisingly simple to arrange and doesn't need to cost a fortune. As with every form of ...
read moreTradie Guide to Public Liability Insurance
... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...
read moreHow Are Business Insurance Premiums Calculated?
... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...
read moreManaging Your Business Insurance During Inflation
... tip of most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of inflation, and in our quick guide we take a look ...
read moreTradie Guide to Professional Indemnity Insurance
... as an additional layer of risk reduction. BizCover enables individuals in trade occupations to compare competitive Professional Indemnity insurance quotes online and get covered in 10 minutes Professional Indemnity ...
read moreHow much does Public Liability Insurance cost?
... Instantly – No Paperwork Over 42,000 Policies Sold How Much Does Public Liability Insurance Cost? Need business insurance? Compare quotes from NZ insurers, then buy online in minutes. How much does Public Liability ...
read moreWhat Insurance do Beauty Salons Need?
... your premium. Often, the best way to know how much you'll pay for beauty salon insurance is to compare quotes from different insurance companies. This can also help you find cover that works for your small business at a ...
read moreInsurance for Tradies
... & Tool Cover Policy documents emailed instantly Easy online purchase - no paperwork Tradesman Insurance Compare Public Liability & Tool Cover Easy online purchase – no paperwork Policy documents emailed instantly ...
read moreInsurance for Travel Agents and Tour Operators
... , get covered in minutes Opportunity to compare and select policies from NZ leading insurers Insurance for Travel Agents and Tour Operator Instant Professional Indemnity insurance tailored specifically for your business ...
read moreA Graphic Designers Guide To Professional Indemnity Insurance
... your Product Disclosure Statement or chat with your insurance agent. These are some of the things you may ... with perceived or actual claims from clients are very real situations you may encounter as a graphic designer. ...
read moreInsurance for Accountants & Tax Agents
... a calculated decision to let BizCover look after your Accounting and Tax Agent insurance. Compare quotes from some of the most competitive insurance providers in the market, so you can start protecting your accounting ...
read moreBusiness Insurance
... No Paperwork, No Delays Compare And Buy Online The Business of Business Insurance Whether you have just ... own business needs whether you're a tradesperson, a tax agent or anything in between. From covering the cost of your ...
read moreAn Accountants Guide to Understanding Cyber Liability Insurance
... policy? If you are unsure of what your specific Cyber Liability insurance policy covers check your Product Disclosure Statement or contact your insurance agent to obtain the details. Investigation and data recovery costs ...
read moreUnderstanding Cyber Liability Insurance – A Guide For Engineers
... does To get an accurate idea as to how much a Cyber Liability insurance policy may cost your engineering business, have a chat with an insurance agent, like BizCover. This is where we can help. By asking a few simple ...
read moreWhat Photographers Need to Know About Business Insurance
... and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the ... from the theft or loss of client information. A real-life claim example A crew were on a film shoot, ...
read moreDo I need Business Insurance
... kind of risk you need to think about when not having an insurance policy in place. The scale of the financial impact can range ... can happen so easily. There's also the real risk of causing damage to your customers property ...
read moreWhat is Tool Insurance and why do Tradies need it?
... without your job, there's no income and you've a real problem on your hands. Like any small business owner, you ... in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work ...
read moreInsurance for Marketing and Multimedia Professionals
... professional, we don't need to convince you that comparing insurance from multiple leading insurers in the one online marketplace ... businesses such as: Advertising Agents Broadcasters Advertising Consultants Fundraising ( ...
read moreA Designer's Guide To Understanding Cyber Liability Insurance
... your clients peace of mind knowing they are dealing with a trusted and secure webpage. Get your Cyber Liability insurance sorted- having your policy in place will help you sleep at night knowing that you have that extra ...
read moreIntroducing Work From Home Insurance
... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... after being hacked or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance ? A common misconception is that hackers only go after the big fish but when it comes to attacks ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... cover any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance ? While you may take all the care in the world to create a safe environment, the reality is accidents ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreThings to consider when purchasing business insurance
... boring bits! Let's start with the basic areas to look at when figuring out the type of business insurance you need to consider to protect your business. Know your risks Have a think about the kind of business activities ...
read moreCyber Liability Insurance Explained
... 't believe in making things difficult, so there's no paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help protect your business . * The information provided on this ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... to send some accountants out of business for good If you are renting your business premises, Public Liability insurance may be a requirement of your rental agreement. When you are out and about visiting client's Public ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... add up to if any action was taken against you? Factors that may impact the cost of a Professional Indemnity insurance policy It's a bit difficult to provide an exact cost as to what your Professional Indemnity policy may ...
read moreWhat Is Inside A Business Insurance Pack?
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreBusiness Insurance FAQs
... business Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit our Contact Us page, where you can find out ...
read moreDo Hypnotherapists need Business Insurance?
... worry about the types of risks that Public Liability insurance covers. However, a patient can be injured or ... with BizCover, you can find cover right now! Compare quotes from leading NZ insurers and buy online instantly— ...
read moreHow To Avoid These Mistakes When Buying Business Insurance
... exclude could be a costly mistake if you needed to make a claim. When shopping around for your business insurance and comparing policies, you may want to weight up the pro's and cons of different policies when it comes ...
read moreInsurance for Yoga Teachers
... Yoga Teachers GET INSTANT QUOTES Compare quotes from leading New Zealand insurance providers Tailored policies to suit your profession needs Buy online instantly- no paperwork required Insurance for Yoga Teachers Your ...
read moreThings you didn't know about small business insurance
... can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business . But there are a few things you may not know about small business insurance - which may help you choose your ...
read moreCyber Liability Insurance
... NZ insurers No hassle, no paperwork, no delays Compare and buy online Cyber Liability Insurance Multiple quotes from leading NZ insurers No hassle, no paperwork, no delays Compare and buy online What’s covered? What is ...
read moreInsurance for IT Professionals
... as an IT professional? At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more ...
read moreInsurance for Immigration Advisers
... due to theft, fire and other perils listed in the wording, anywhere in New Zealand. FAQs How much does insurance cost for immigration advisors? There isn't a one price fits all when it comes to immigration advisors and ...
read moreInsurance for Bookkeepers
... and buy PI policies from NZ leading insurers Insurance for Bookkeepers Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and buy PI policies from NZ leading ...
read moreInsurance for Sole Traders
... Sole Traders Answer a few questions about your business Compare multiple quotes Buy online and get coverage immediately Why Do Sole Traders Need To Consider Insurance? Being your own boss and running your own business ...
read moreHow Insurance Can Protect Landscape Architect
... omissions in their work. A real-life example of Professional Indemnity insurance in action Take this example ... ever before to find, compare and buy insurance. In just minutes, you can compare multiple quotes from selected ...
read moreBusiness Insurance Health Check Part 2
... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...
read moreInsurance for Designers
... when not covered by the ACC) could end up costing you more than an arm and a leg without Public Liability insurance in place. Even if you are out working at a client's site and cause damage to their property through your ...
read moreWhat does Public Liability Insurance Cover?
GET QUOTES & BUY What does Public Liability Insurance cover? What does Public Liability Insurance cover? Need business insurance? Compare quotes from NZ insurers, then buy online in minutes. What is Covered? When would I ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... business activities. It is one of the main types of insurances that you may need to consider as a tradie. This ... your business then receive multiple quotes to compare from selected leading New Zealand insurers. Get ...
read moreHow Accountancy Insurance Protects Your Business
... New Zealand to reduce the risks to their business via accountancy insurance made easy. Visit our accountancy insurance online portal to compare competitive quotes from leading insurers online, enjoy a drama-free business ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... reduce the risks to their bookkeeping business via Professional Indemnity insurance simplified. Visit our insurance for bookkeepers portal online to compare competitive quotes from leading insurers online, enjoy a drama ...
read moreInsurance for Hairdressers
... Liability package Instant online purchase - no paperwork Compare quotes instantly from leading insurers Insurance for Hairdressers Combined Liability package Compare quotes instantly from leading insurers Instant online ...
read moreInsurance for Contractors
... suit your profession needs Buy online instantly- no paperwork required Insurance for Contractors Compare quotes from leading New Zealand insurance providers Buy online instantly- no paperwork required Tailored policies ...
read moreInsurance for Psychologists
... suit your profession needs Buy online instantly- no paperwork required Insurance for Psychologists Compare quotes from leading New Zealand insurance providers Buy online instantly- no paperwork required Tailored policies ...
read moreInsurance for Carpenters
... suit your profession needs Buy online instantly- no paperwork required Insurance for Carpenters Compare quotes from leading New Zealand insurance providers Buy online instantly- no paperwork required Tailored policies to ...
read moreInsurance for Counsellors
... suit your profession needs Buy online instantly- no paperwork required Insurance for Counsellors Compare quotes from leading New Zealand insurance providers Buy online instantly- no paperwork required Tailored policies ...
read moreInsurance for Handyman
... Liability and Tool cover Policy documents emailed instantly Easy online purchase - no paperwork Insurance for Handyman Compare Public Liability and Tool cover Easy online purchase - no paperwork Policy documents emailed ...
read moreEmployers Liability Insurance
... Multiple quotes from leading NZ insurers No hassle, no paperwork, no delays Compare and buy online What is Employers Liability Insurance*? Being a good boss is all about ensuring your employees are safe during their ...
read moreIncrease Your Business Insurance Confidence With These Tips
... Umm liability something? Fear not, you are not alone when it comes to not having a complete grip on what business insurance policies you might have in place. You might have bought them on the fly and haven't given them a ...
read moreReviews related to Compare Insurance For Real Estate Agent
-
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology -
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services -
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Simple, effective, quick, liked the compare feature
Andy Dick
Consultancy Occupations -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
Why do Real Estate Agents need it?
No matter how much pride and care you may take in your role as a real estate agent, there is always that exposure to some element of risk. The real estate world is competitive, and you’ve worked hard to build your business and its reputation, the last thing you want is a claim to send it all crashing down.
These are some of the reasons why, as a real estate agent you may need to consider business insurance:
- To join certain industry boards and become a member, you may be required to hold a certain level of Professional Indemnity insurance*
- Giving advice you your clients about property and estates could land you in hot water if things don’t follow the expected blueprint!
- If a client, member of the public or another third-party was to slip, trip or fall for example on your business premises you may be held liable for any injuries caused (when not covered by the ACC)- this is where Public Liability insurance* can help
- When you’re out on the road visiting and showing clients around, it is important you have some protection in place for things like your laptop, mobile phones etc with Portable Equipment cover*
Did you Know?
Real estate agents providing incorrect or misleading information topped the consumer complaints and inquiries to the Real Estate Agents Authority (REAA).
Insurance for Real Estate Agents
Professional Indemnity
Professional Indemnity insurance is designed to protect your business against legal claims and costs by third parties for damage arising from acts, error, omissions, and breaches in your professional duty. This may include the sale of real estate, poor property management, allegations of misleading or misrepresentation or a breach of statutory rules.
What is covered?
- Damages and claimant costs awarded against the insured
- Legal and defence costs
- Claims investigation costs
- Inquiry attendance costs
- Public relations costs
What is NOT covered?
- Intentional damage
- Known claims and circumstances
- Fraud and dishonesty
- Bodily injury / property damage
Public Liability
This insurance is an essential component of any business’ insurances. It covers your liability to third parties for any property damage and or injury or death arising out of your work where ACC does not respond. Typical claims for Real Estate Agents might include leaving a property unlocked and a theft occurs or by causing damages to a property or its contents during an open home. It is relatively cheap cover for the amount of protection afforded.
What is covered?
- Compensation for accidental damage to third party property
- Compensation for personal injury or death to third parties where the ACC does not provide cover
- Legal and defence costs
What is typically NOT covered?
- Injury to your employees
- Damage to your own property
- Compensation for personal injury whereby cover is provided by the ACC
- Known claims and circumstances
Protect your business today.
Business Insurance
While your clients are essential to your real estate business, take a moment to think about the other elements that help you close the deal. There are things like the bricks and mortar of your real estate premises (if you own it), your office furniture and equipment, and your vital sales tools like your phone, tablet, laptop etc.
Without them, doing business would be next to impossible, and that’s why it’s important to have some forms of protection in place if an unpredictable challenge were to disrupt your business activities.
Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.
Let’s take a look at these different types of coverages and how they can help your real estate business.
Building*– Covers you for loss and damage to buildings you own, as a result of an insured event, e.g., fire, malicious damage.
Contents*-Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.
Business Interruption*– Business interruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as property damage or fire). It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent).
Portable Equipment cover*– Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.
Cyber Liability
Working as a real estate agent, you will have sensitive and important documentation that you will need to protect from data breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your business in the event of:
• Forensic investigation costs
• Data restoration costs
• Security failure claims
• Public relation costs
• Cyber-extortion costs
• Fines, penalties, and loss due to defamation
• Privacy and intellectual property claims
• Identity theft
• Ransom and extortion
Statutory Liability
With the ever-changing statutory landscape for the Real Estate industry, it is becoming more and more crucial for Real Estate Agents to have protection for any inadvertent breaches of New Zealand statutes. This will cover legal defence costs as well as, in some cases, cover for fines incurred.
Want to know more?
Get your fix on all things business and insurance with our blogs. Perfect reading for in between open houses and inspections!
Understanding insurance-part 2: Professional Indemnity insurance
https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance/
Ever wanted to understand the nitty gritty of Professional Indemnity insurance? This simple guide breaks down some of the key facts and information, jargon free.
* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.