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Insurance for Tradesmen

... many thousands of dollars damage. Insurance for Tradesmen Public Liability Don ... are a member of a trade association, make sure you check ...

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Insurance for Consultants

... or registrations for your trade or profession. You ... Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional Indemnity ...

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Types of small business insurance in New Zealand

... is Small Business Insurance. But what kind of insurance do you actually ... ... industry you operate in, your trade, and the type of business ... Free Quotes Employers Liability Insurance Employers Liability Insurance protects the company and ...

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Public Liability Insurance

... unwanted accident occur. Public Liability Insurance, often referred to as General ... membership? Does your business or trade license require a minimum amount ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it’s vital to protect your business assets and revenue against potential risks that may impact your business, such as fire ... , tablets, mobile phones, photographic equipment, trade person’s tools, and sporting ...  Public Liability and Professional Indemnity insurance to ensure you are not ...

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Massage Therapy Insurance: here’s why you need it!

... and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... of professional misconduct. Professional Indemnity insurance provides essential protection against financial ... , Fair Trading Act, Privacy Act, Resource Management Act. Statutory Liability insurance protects ...

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BizCover expands its insurance offer and launches a new look

... buy professional indemnity and business insurance online Sydney, Australia – December 17 ... , 2010. BizCover, the pioneer online insurance marketplace ... buy professional indemnity and business insurance online Sydney, Australia – December 17 ... small businesses and trades the option of buying business insurance online. “We ...

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10 Amazing Facts About Small Businesses in New Zealand

With New Zealand ranking #1 in the World Bank’s 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... all NZ Enterprises are sole traders and therefore have no employees. ... ensure you review your insurance cover regularly. Getting insurance has never been ...

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The difference between public liability and professional indemnity insurance

... Professional Indemnity and Public Liability insurance as the two types of ... protection. Public Liability Insurance VS Professional Indemnity Insurance VS Professional Indemnity Insurance Public Liability insurance protects you ... Compensation Commission (ACC). Professional Indemnity insurance is designed for professionals who ...

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It’s Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It’s also a great time for business owners to take stock and do a bit of planning ... are a few considerations around insurance you may want to consider ... make sure your business is insurance fit for the upcoming challenges ...

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Help Protect your small business’ reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you’ve spent countless hours establishing your name by building strong ... do happen. Fortunately, Professional Indemnity insurance is designed to protect your ... , accidents do occur. Employers Liability insurance protects you against settlements or ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity ... What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of ... covered). Misconceptions Around Professional Indemnity Insurance A common misconception professional indemnity ...

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Things you didn’t know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... , compare quotes and buy the insurance that suits your business. But ... your current policy. Your personal insurance doesn’t cover your business ...

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Cyber Insurance – Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn’t matter. Hackers are on the lookout for ... Public Relations Business Interruption Cyber insurance is available for first-and third-party ... or data breach alone. Cyber insurance will also provide coverage for ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... of legal action. Public Liability Insurance protects you against claims from ... business should consider Public Liability Insurance – even home-based businesses. It covers ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has ... years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions ... to quickly access information and insurance coverage specifically designed for their ...

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Insurance by Professions

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance ...

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Insurance for Accountants & Tax Agents

... Tax Agents require professional indemnity insurance to comply with professional association ... inadvertent error with Cyber Liability insurance, which provides coverage for expenses ...

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Insurance for Architects & Designers

... Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for ... your cybersphere with Cyber Liability insurance., providing protection covering extortion costs ...

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Insurance for Bookkeepers

... being sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for ... Bookkeepers generally require professional indemnity insurance for a number of reasons ...

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Insurance for IT Professionals

... should respond to the claim. Insurance for IT Professionals Professional Indemnity ... Insurance Professional Indemnity (PI) insurance provides essential financial ...

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Insurance for Recruitment Consultants

... your placement?s cv thoroughly. Insurance for Recruitment Consultants covers a ... induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to ...

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Business Risk: What Isn’t Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... to stay engaged in the insurance process. Insurance isn’t a ‘set ... the business. Cyber Liability Insurance– Cyber Liability Insurance protects against the expenses ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... are performing The amount of insurance cover you require Previous claims ...

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Cyber Liability Insurance – the Safety Net Small Businesses Need

At long last, the wider public is starting to realise that hackers aren’t hooded movie villains – they’re real people doing real damage across the globe, especially ... This is where Cyber Liability insurance provides a crucial safety net ... released yet. While Cyber Liability insurance won’t prevent an attack ...

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Business Insurance

... you?re in, Small Business Insurance can be tailored to suit ... you can include Public Liability Insurance to ensure you are left ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we ... , accidents do occur. Employers Liability insurance protects you against settlements or ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity ... Insurance Professional Indemnity (PI) insurance provides essential financial ...

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Insurance for Personal Trainers

... not just the settlement amount. Insurance for Personal Trainers and Fitness ... in public outdoor areas. Business Insurance Being a personal trainer often ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you’ll most likely get a range of answers. However, there is common one thing ... 2010, BizCover NZ, an online insurance service for small businesses, knows ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...

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How to protect your small business from cybercrime

Unfortunately, there’s no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... that’s where Cyber Liability insurance can be a valuable tool ... business. What is Cyber Liability insurance cover? Cyber Liability is designed ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... expenses. Ensure your Public Liability insurance policy has adequate cover to ... data. Therefore, a Cyber Liability insurance policy can act as your ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business’ unique security and privacy risk needs easier. They also specialise in ... my family are not impacted. Insurance allows me to meet my ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you’ll want to make sure every dollar ... , credit card, bank account or insurance for their business.  It may ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren’t easy to find, or, you perhaps wanted to try but didn’t want to buy a bottle. With Scotchbox you ... to ensure that he has insurances in place to protect his ...

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Reviews related to affordable trade insurance

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cove

    Quentin Duff
    Trades & Services

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

  • Awesome very easy to use and not complicated to use

    Ross and Jenny Fletcher
    Trades & Services

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Easy very grateful thankyou

    Chas Pourau
    Trades & Services

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • have referred a work mate to BizCover, overall happy

    Doug Fowler
    Trades & Services

  • Would recommend to anyone ...cheers

    Mike Liuaga
    Trades & Services

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Very pleased with the helpful service

    Richard Evans
    Trades & Services

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Great service easy process

    Michael Price
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

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Did you Know?

Your exposure is not your job fee or annual turnover. A relatively small and quick job can result in many thousands of dollars damage.

Claim examples

A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client's house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured's business activity and settled with the homeowner's own insurer within a week. Importantly though, the insured has continued to do business for that customer.