Fitness Instructor Insurance
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- Combined Professional Indemnity and Public Liablity Insurance
- Broad Cover
- Quick and easy online process, no paperwork, get covered in minutes

Insurance for Personal Trainers
... personal trainer is to work with your clients by providing exercise plans and programs to help them achieve their fitness ... . Insurance for Personal Trainers and Fitness Professionals Working as a personal trainer means ...
read moreWhat is Public Liability Insurance?
... right amount of Public Liability insurance, or worse, didn't have ... Fitness Professionals - Personal trainers, yoga instructors and others working in the fitness industry. Client injuries due to a trainer or instructor's ...
read moreInsurance for Allied Health Professionals
... Therapists Optometrists Osteopaths Personal Trainer Physiotherapy Pilates Podiatry Psychological Psychotherapy Reflexology Speech Therapy Traditional Therapists Weight Loss Centres Yoga Instructors Public Liability and ...
read morePortable Equipment Insurance, A Guide For Contractors
... fitness equipment are a contractor's nightmare. There are many different aspects of your business which you may have business insurance ... contractors Personal trainers- sporting equipment and products Yoga instructors ...
read moreMarketing Tips for Yoga Instructors
... , or a mind, body and soul form of meditative exercise, such as yoga - may take a little more pushing ... in business insurance such as insurance for yoga teachers *. BizCover works with yoga instructors throughout New ...
read moreWant To Start Your Own Business? Here Are Some Ideas!
... your next business path. Getting a qualification for personal trainers can be inexpensive, so once you get one ... should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreThe Winner of BizGiver NZ is Revelation Canterbury Sports!
... benefit her club. Abbey has had Public Liability insurance with BizCover since February 2021. We are proud ... www.facebook.com/pages/category/Sports/Revelation-Canterbury-Sports-191259428303664/ From small business owners ...
read moreNinja Fitness wins the 3rd BizGiver Grant
... run in the new locations.” Elly has big plans for Ninja Fitness, in 5 years time she hopes it will be operating ... happy.” Get your insurance with BizCover ! Visit Ninja Fitness' Website Like Ninja Fitness on Facebook
read moreManaging Your Business Insurance During Inflation
... , with no-dramas! Whether it is Building insurance* for your warehouse or Portable Equipment cover* for your personal trainer gear, we've got business insurance solutions to help safeguard your small business. Visit ...
read moreInsurance for Real Estate Agents
... insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance ... ? Daniel W. Personal Fitness Trainer/Service easy process Murray S. Handyman ...
read moreWhat are the Risks in Running a Yoga Studio?
... exercise , with figures showing its practice grew by more than 500 per cent from 2007 to 2017. While it is far from an action sport ... risk with business insurance for yoga teachers As a yoga instructor, your expert guidance ...
read moreCyber Insurance - Is it worth it?
... sports ground. He was able to claim $70,000 for Business Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance ... where Cyber Liability insurance provides cover. ...
read moreHow to Become a Massage Therapist in New Zealand
... and relaxation, or even a Bachelor of Therapeutic and Sports Massage. Ensure you keep your first aid licence up ... to loss or damage to your supplies. Not only will insurance provide you with peace of mind, but it will also ...
read moreGuide To Setting Up A Massage Business At Home
... which can take you into specific areas from sports training to movement therapy. Become a member of ... a claim made against you. This is where Public Liability insurance comes in as it's designed to provide protection for ...
read moreCustomer Spotlight - 7 glyphs
... available on Apple AppStore and Google Play Store built natively for iOS and Android platforms. StrongHer is a fitness and nutrition tracking app for women that helps them plan their workout sessions in a systemised and ...
read moreConquering Stress and a Heavy Workload
... paragraphs or use bullet points if you find it easier. Exercise: Can help reduce stress , so make an attempt to ... and become even more effective and productive for your team. Protect your business with business insurance !
read more8 Steps to Manage Anxiety for Psychologists
... too. From practising self-care to getting psychologist insurance, here are our top 8 tips to manage ... yoga routine. You might also find meditation or breathing exercises useful. If your anxiety makes it difficult to fall ...
read moreHow to Market your Business
... how your business can become involved with local sports clubs, social groups, or efforts to help others ... objectives, financial situation or needs. As with any insurance , cover will be subject to the terms, conditions ...
read moreTips and Tricks for Massage Therapists
... risks you face by getting adequate massage therapy insurance, there is plenty to learn. This business ... in a particular area such as remedial massage or sports therapy. Working smarter not harder One trick that will ...
read moreMarketing Tips for Psychologists
... professionals across the board, from GPs to sports physios to niche specialists to psychologists, can ... should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow to Open a Yoga Studio
... will also help build your credibility as a yoga instructor. So when you launch your own yoga studio you ... . To find out more, visit our dedicated destination for insurance for yoga teachers in New Zealand for Get a quote ...
read moreKey things to look out for when Growing Your Small Business
... your policies. As your business grows you'll require an insurance package that is as robust as the business it protects and ... control. Don't mess up too bad. Exercise fiscal responsibility and manage debt wisely. Nurture ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... work sites require trades people to present a copy of their insurance certificate before they can work onsite, while many gyms and fitness studios require trainers to have their own coverage as part of their contract or ...
read moreUnderstanding the risks for Real Estate Agents
... are many obligations on real estate agents to exercise due diligence and properly research a property before ... are managing Having the right kind of business insurance in place for your real estate business could protect ...
read moreHow To Stay Motivated As A Small Business Owner
... : A new workout, exercise or sport Get a walking buddy and combine the best of socialising and exercising at once Start a ... different insurance products for you to consider.. From accountants to personal trainers, grocery ...
read moreTurn your side hustle into a small business
... that dream a reality. Whether it's running your own fitness classes, crafting the best tasting coffee in town or ... may need to consider Public Liability insurance* . Public Liability Insurance, often referred to as General ...
read moreA Tradies Guide To Protecting Tools
... you had to replace your tools, it can be an expensive exercise, so it pays to take the extra measures and care to ... required or messy forms to fill out. Experience insurance made easy today and see how we can help ...
read moreNZ small businesses at risk of cybercrime despite positive results
... while cyber insurance won't ... insurance designed to protect your business against both the legal costs and other direct expenses related to cybercrime incidents. “Recovering from a cyber-attack can be an expensive exercise ...
read moreSelf-Care Tips for Massage Therapists
... rest to ensuring you are protected with massage therapist insurance, here are our top self-care tips for ... take the time to reset your body. Stretching after exercise has been proven to increase flexibility and limit the ...
read moreWhat does business insurance cover
... beauty products Personal trainers and yoga teachers- insures items like your sporting equipment if ... more information Find out more about all thing business and insurance with our blog. These are some articles that may ...
read moreWhat does Public Liability Insurance Cover?
... businesses from tradies to retailers, accountants and personal trainers. Let's take a look at what is typically covered and excluded from a Public Liability insurance policy. Public Liability typically provides cover for ...
read moreDo I need Business Insurance
... Do I Need Business Insurance? Do I need Business Insurance ? From accountants to tradies, hairdressers and personal trainers, no matter what kind of business you run, there is always some element of risk for a potential ...
read moreInsurance by Industry
... Mortgage Brokers Painters Personal Trainers Photographers Plumbers Psychologist ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal ...
read moreWhat is Business Insurance
... to protect the various risks that businesses face. From dog groomers to personal trainers, IT specialists and real estate agents, Business Insurance provides coverage for many different types of small businesses. Why do ...
read moreComplete Guide to Business Insurance
... they can help to keep your business protected. From tradies to hairdressers, marketing consultants and personal trainers, there are business insurance options to protect all kinds of small businesses. What is Business ...
read moreWhat is Professional Indemnity Insurance?
... whereby insurance is mandatory as a condition of the contract Examples of some professions that require PI cover are: Health Practitioners - Including Allied Health professionals and personal trainers Information ...
read moreWhat Is Inside A Business Insurance Pack?
... can provide a safeguard. Mobile businesses- Personal Trainers and mobile make-up artists are just ... simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... phones, photographic equipment, trade person's tools, and sporting equipment. It's important to keep an up-to ... time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a ...
read moreTear and Share: Our customers get even with their old insurance policies
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read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... information. Why do I need to consider Cyber Liability insurance ? A common misconception is that hackers only go ... attacking systems. Not sure if Cyber Liability insurance will be beneficial to your business? Consider ...
read moreWhat Photographers Need to Know About Business Insurance
... and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the ... to policy sub-limits Property (Contents)* Property insurance provides coverage for loss or damage to your ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... result of defending yourself. Why do I need Public Liability Insurance ? While you may take all the care in the ... resulting from your business activities. Public Liabil i ty insurance covers you: If y ou work from a home- ...
read moreInsurance options to protect your cleaning business
... s also important that your business has the right insurances in place for when things get messy. You' ... are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What are ...
read moreInsurance Options for Retailers
... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart ... throwing money away, but fear not, there's insurance for that! Machinery Breakdown cover takes away the ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... months if not years . Having Professional Indemnity insurance means you can focus on getting back to ... may need to consider Public Liability insurance . Public Liability insurance is designed to provide protection for ...
read moreHow the cost of Professional Indemnity insurance is calculated
... than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... around the need for adequate insurance for your business . Is insurance mandatory for your business? In ... a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your ...
read moreThe difference between public liability and professional indemnity insurance
... of your service Do I really need Public Liability Insurance? If you or your employees interact with other ... Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover ...
read moreIt's Time for an Insurance Health Check!
... where you want the business to be? Any changes in your business mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of cover? For example, if your business ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreThings you didn't know about small business insurance
... a few things you may not know about small business insurance - which may help you choose your next policy or ... your business is on the move and changing and so your insurance needs will also be changing and you'll want to ...
read moreHow Cyber Insurance Protects Small Businesses
... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...
read more5 Things for Accountants to Consider When Applying for Professional Indemnity Insurance
... many different risks your business may be exposed to, and there are a variety of different business insurance coverages to help provide you and your business peace of mind and protection. At BizCover we offer accountants ...
read more6 Essential Types of Business Insurance in New Zealand
... 's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in ... to protect it. Having the right types of business insurances in place not only gives you peace of mind, ...
read moreMassage Therapy Insurance: here's why you need it!
... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance . It protects you and your business against settlements or damages, including defence costs, as a result of ...
read moreBizCover expands its insurance offer and launches a new look
... the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having choice and ...
read moreWhat does Professional Indemnity Insurance Cover?
... very difficult to cover without the protection of the right insurance. What actions could result in a claim? All it ... you take on. How much cover do I need? PI insurance is meant to protect you from third-party claims, and ...
read moreInsurance for Shop Owners
... why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your ... t bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. ...
read moreInsurance For Cafes and Restaurants
... in the wording, anywhere in New Zealand. A Business Insurance policy includes cover for losses to and caused by ... . Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ ...
read moreHow much does Public Liability Insurance cost?
... cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ... get in touch with one of our business insurance professionals. You can also access quick links to ...
read moreEmployers Liability Insurance
... 't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If ... , look elsewhere. How do I make a claim on my insurance policy? Are you an employer that needs to make a claim ...
read moreCyber Liability Insurance
... cybercrime event were to occur. Get more information If you would like to learn more about all things business insurance or perhaps brush up on some tips to help your small business save time and money, head to our blog ...
read moreStatutory Liability Insurance
... . https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let' ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...
read moreInsurance for IT Professionals
... to be fixed by another firm, as well as the resulting damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here to assist you through the process and get you back to ...
read moreInsurance for Mortgage Brokers
... , get covered in minutes What is mortgage broker insurance? As a mortgage broker it is important to ... Mortgage Broker must have at least $1 million of cover. Insurance for Mortgage Brokers As a Mortgage Broker, you face a ...
read moreInsurance for Immigration Advisers
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read moreInsurance for Consultants
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read moreInsurance for Bookkeepers
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read moreInsurance for Architects & Designers
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read moreInsurance for Engineers
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read moreHow much does Professional Indemnity Insurance cost?
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreBusiness Insurance
... should the worst happen. Part of Commercial Insurance, Business Insurance is designed to protect your business today to ... on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're ...
read moreWhat does Public Liability Insurance Cover?
... require a different type of cover. Public Liability insurance also does not apply to being compensated for personal ... of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here ...
read morePublic Liability Insurance
... in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do ... confuse you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. ...
read moreInsurance for Accountants & Tax Agents
... offices are located can impact how much you pay for insurance. Who is being covered - Are all members of staff ... jobs? Your previous claims history - A history of past insurance claims may mean that you'll pay more for a ...
read moreDo I need Public Liability Insurance?
... compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to ... factors. Below are some of the factors an insurance underwriter will assess to accurately price a policy: ...
read moreDo I need Professional Indemnity Insurance Insurance?
... if you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read moreInsurance for Travel Agents and Tour Operators
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read moreInsurance for Photographers
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
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read moreInsurance for Beauty Salons
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read moreRetailer Insurance
... minutes, you can get back to business, while the insurance cover does the rest. Did you know? Many commercial ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...
read moreInsurance for Hairdressers
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read moreInsurance for Plumbers
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read moreInsurance for Handyman
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read moreInsurance for Painters
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read moreInsurance for Cleaners
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read moreReviews related to Fitness Instructor Insurance
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Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Did you Know?
Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount.
Insurance for Personal Trainers and Fitness Professionals
Working as a personal trainer means your business is faced with a variety of different risks every day. Business insurance for personal trainers is designed to cover potential claims for things like injury (when not covered by the ACC) or damage to a third-party’s property, misleading or negligent advice to safeguarding things like your business assets^.
Professional Indemnity Insurance*
You work closely with your clients, helping them to create specialised exercise plans that are tailored to their lifestyle needs. The truth is, life doesn’t always go to plan, mistakes no matter how unintentional can still happen, accusations get thrown around leading to a potential situation where you are faced with a claim.
That’s why Professional Indemnity insurance becomes an important cover to consider.
Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also help with the legal costs associated with responding to or managing claims which are covered by the policy.
Protect your business today.
Public Liability insurance*
Another basic insurance coverage you may need to consider for your personal training business is Public Liability insurance. Often this kind of insurance is a requirement if you work as a contractor to a gym, a fitness studio or work within a public space like a council park for example.
Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) or sustain property damage as a result of your negligent business activities.
Combined Professional Liability package
Having a combined Professional Liability package provides the financial protection you need against losses which may be incurred for any action taken against you for a combination of reasons.
It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from tuition instructions or advice given by you, as well as cover for accidental injury or damage to third party people and property.
Business Insurance*
If you take a moment to look at all the fitness equipment you own, it adds up pretty quickly. You rely on these tools of trade to help train your clients and without them, you may not be able to get the job done.
These are some types of business insurance coverages to consider:
Portable Equipment cover*: Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.
Contents*: Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.
* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
^ The provision of the claim’s examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.