... business and your customers with Public Liability insurance is one of the most ... , or even member of the public, sue your business for damage . ... sounds, accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket ... covered. A lot of contracts also have requirements for Public Liability insurance. For example, most ...
read morePublic Liability Insurance protects you and your business ... ... for the keys. Is Public Liability Insurance mandatory for your business? If you rent your premises, public liability may be a requirement from your landlord. Or if you take out a contract with a large organisation ...
read more... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... Public Liabil i ty Insurance. What is Public Liability I nsurance * ? Public Liability Insurance, often referred to as General Liability Insurance ... consider: Any contracts that require ...
read more... unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace ... , consider the following factors: Do any of your contracts require a minimum level of cover? Has your industry ...
read more... for Public Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance is ... based industries. For example, an electrical contracting business with 10 employees, each visiting ...
read more... difference between Professional Indemnity and Public Liability insurance as the two types of ... forms of protection. Public Liability Insurance ... legal action they offer different forms of protection. Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance protects you and your business against the financial implications ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... a professional board or association or required by a contract you enter into with a landlord or a customer ... your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ...
read moreYou shouldn't think of insurance just as an expense, instead ... ... public liability may be a requirement from your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance ... line. Having a Employers Liability policy in place can ...
read more... management, however, and a tailored insurance [] ... , build a website or take on a whopping big contract. You'll also need working capital to pay the bills ... care of themselves, but the primary insurances - public liability and professional indemnity - are crucial. Ignore ...
read more... most common issues with Business Insurance is that policy owners often ... ... the type of your insurance. Read the below carefully: Public Liability - This protects against ... familiar with how much you're covered for. Using Professional Liability as an example again, you could be covered for ...
read more... empty pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... can help protect your plumbing business for the long haul. What is Public Liability Insurance ? Public Liability insurance is designed to provide protection for you and your business in the ...
read more... wrong. Having the appropriate retailers insurance in place to protect your ... ... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... products Some Public Liability insurance policies include cover for Product Liability cover. Money ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you and your business against a public liability claim. Reduce shoplifting The busier your ...
read more... your business has the right insurances in place for when things ... ... to have. This is typical in corporate and government contracts. BizCover has four levels of cover to select from for Public Liability insurance – $1 million, $5million, $10 million and $20 million ...
read moreThe end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have minimum levels to meet)? Does your landlord ...
read more... PI insurance before considering them for a contract. Professional Indemnity insurance for ... to others. Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the ...
read more... negligence against you and not just the settlement amount. Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package Getting people into shape and feeling great is your ...
read more... ; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance ...
read more... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... of a breach of your general liability. Public Liability insurance protects you against claims from customers ... of professional misconduct. Maintaining a Professional Liability Insurance package is not only a best ...
read more... Workflow processes & procedures Public Liability Public Liability insurance is a no-brainer when ... up costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which ...
read more... public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ... can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...
read more... made against your business. Public Liability Public liability insurance helps protect your business ... could put you out of business. The right public liability cover can defend you against compensation claims and legal ...
read more... investing in the right business insurances can [] ... if not years . Having Professional Indemnity insurance means you can focus on getting back ... you may need to consider Public Liability insurance. Public Liability insurance is designed to provide protection ...
read more... investing in the right business insurances can save your business when ... ... if not years . Having Professional Indemnity insurance means you can focus on getting back ... you may need to consider Public Liability insurance. Public Liability insurance is designed to provide protection ...
read more... cover only the insured and their employees, not subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you in ...
read more... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... Public Liability insurance * One of the most common forms of insurance is Public Liability . S ometimes referred to as General Liability insurance ... Business Insurance * ...
read more... night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out ... and the general public, then the short answer is yes. Public Liability insurance is an important ...
read more... likely insist on you having public liability insurance. Business Insurance Your business assets are as ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...
read more... can result in many thousands of dollars damage. Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect ...
read more... and damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ... landlord requires you to have a particular level of Public Liability cover. How much would it cost to replace your ...
read more... day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any ... ? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against ...
read more... Public Liability This insurance is an essential component of any business insurances. It covers your liability ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will have ...
read more... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has announced ... per cent of the New Zealand professional insurance market is concentrated amongst three insurers. ... Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...
read more... buy professional indemnity and business insurance online Sydney, Australia - December ... , 2010. BizCover, the pioneer online insurance marketplace ... quick and easy online professional indemnity and public liability insurance for over 200 professions. The new website ... its motto of providing quick and easy online insurance is still a very fundamental part of the ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read moreScotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and ...
read more... your business needs and provide protection for your contents, stock and other assets. And you can include Public Liability Insurance to ensure you are left financially sound for the costs of a legal claim should a third ...
read moreYou work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... include Business Interruption as part of your Business Insurance package. It's important to remember that your ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... tradie, showed no mercy when he subjected his old public liability policy to his bandsaw. Jill, the café owner ... there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you ...
read more... we explore how Cyber Liability insurance can protect your business from ... ... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes ...
read moreYoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. I first experienced yoga ... and open a studio.” “The current popularity of yoga and my conviction about how valuable these practices are, ... in their daily lives.” The leap from yoga teacher to business owner has been an interesting one ...
read moreAt long last, the wider public is starting to realise that ... At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they' ... could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ, ...
read more... for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees ... workplace injuries Environmental breaches, such as unintentional discharge of waste into public watercourse
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read more... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...
read more... Defamation, libel or slander resulting in public relations and reputation management costs Damages for ... fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... don't understand the technical terms, speak to an insurance professional who can help you understand the meaning. ... to employee's dishonesty), Public Relations Costs, Statutory Liability (cover for unintentional ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... organisation which requires Professional Indemnity insurance as a condition of the contract. Some of the typical ... Public relations costs What is typically not covered by Professional Indemnity insurance ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... home, your home and contents insurance policy might not cover all the liabilities related to your business. As ... sometimes it is a requirement to take up a contract. For example if you are providing professional services ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk ... for some types of occupations The size of the contracts you accept - think of how much you could be ...
read moreProfessional Indemnity Insurance (PI) can be ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity contract or the level of risk involved. Businesses or consultants whose insurance coverage is not ... that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may ...
read more... yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your ... Claims investigation costs Inquiry attendance costs Public relations costs What is NOT covered? ...
read more... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... your business. What is Business Insurance*? Business Insurance is designed to protect your ... rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, ...
read more... other organisations whereby insurance is mandatory as a condition of the contract An example of ... variation of cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, the ...
read more... $74 per month. The cost of Professional Indemnity insurance depends on a number of key factors including: ... could also indicate that you take on high value contracts which would mean expensive settlements if things don't ...
read moreMany businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for ... business has customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the ...
read more... leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being ... Public Relations Consultants Publishers SEO Consultants Sign Writers Professional Indemnity Insurance ...
read more... out your business insurance. We know you ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...
read more... ,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... clients is your expertise and getting you the right insurance is ours. With just a few clicks or ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ' ...
read more... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... public relations expenses to help prevent or minimise reputational damage whilst your business is under scrutiny. Employers Liability Insurance ... of a cyber attack, Cyber Liability insurance is there to help by providing ...
read moreUnfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business against the expenses and legal costs associated with data breaches ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... insurance policies, there are several important conditions and obligations under your insurance contract ... that you have complied with the requirements Never admit liability or attempt to resolve a complaint on your own ...
read more... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... of property details, breach of contract, errors in transaction documentation, ... must communicate it as soon as the information arises or face possible liability for any issues. For example, if the agent was aware ...
read moreIn the insurance world, we focus on loss ... ... know it matters. Give them kudos & make it public) TALK (Let people know about your wins, let ... don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the ...
read more... , we can look after their insurance needs. Today we're looking ... ... social media agency, we can look after their insurance needs. Today we're looking at one of ... with us because they like us. We don't lock them into contracts - they stay as long as they like the service they receive, ...
read more... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... quickly as possible. Making an insurance claim can be stressful - ... ... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...
read more... could to help defer their insurance payments and keep their livelihoods ... ... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read more... an organisation with insurance listed as a condition of the contract. Common professions which ... destroy your business for good. That s where Professional Indemnity insurance comes in to play. If a client makes a claim ...
read moreThe world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... send. For this same reason, if your business offers public wi-fi, you should not use it for any of ... it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success ... and from there the winner will be determined by public voting via the BizCover Facebook page. You can enter ...
read moreToday we're looking at one of our customers who are responsible for elevating the arts and culture scene in Wellington to new heights. Directors Claire Mabey and Andrew ... the LitCrawl festival in Wellington - a festival of literature set in local bars, cafes, venues, book stores, and public spaces. It began as 14 events and has since grown to over 50 events, with 150 artists and over 5 ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... has over 10years experience in both the public and private sectors with previous experience which ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain ...
read moreIt's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies ... are opting for a digital method with p rograms like DocuSign that allow for documents like contracts to be securely signed for online with an e-signature . This online process helps ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there ... “But now the same bakers have strong self-confidence, the ability to socialise within the team and even with the public with no reservation. As a result, some of the bakers are now our top cookie cutters with the ability ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there ... “But now the same bakers have strong self-confidence, the ability to socialise within the team and even with the public with no reservation. As a result, some of the bakers are now our top cookie cutters with the ability ...
read moreWith New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
read moreWith 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... a phone call away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...
read moreTime. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...
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It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.
Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:
