0508 249 268 Call

Key things to look out for when Growing Your Small Business

There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions ... take on a whopping big contract. You'll also need working capital ... advice or services. Consider Cyber Liability insurance, especially if your business relies ...

read more

The difference between public liability and professional indemnity insurance

... difference between Professional Indemnity and Public Liability insurance as the two types of ... forms of protection. Public Liability Insurance ... forms of protection. Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance protects you and ... as a condition of the contract Occupations who are required to ...

read more

What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... if you take out a contract with a large organisation they ... cover. Every business should consider Public Liability Insurance - even home-based businesses. It ...

read more

Types of small business insurance in New Zealand

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... association or required by a contract you enter into with a ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based ...

read more

Public Liability Insurance

... should an unwanted accident occur. Public Liability Insurance, often referred to as General ... factors: Do any of your contracts require a minimum level of ...

read more

What is Public Liability Insurance?

... purchasing the right amount of Public Liability insurance, or worse, didn't have any ... the general public should have Public Liability insurance Could this happen to your ...

read more

Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners often fail to understand what it does protect you against, and the risks that still remain ... interruption to the business. Cyber Liability Insurance- Cyber Liability Insurance protects against the expenses ... much you're covered for. Using Professional Liability as an example again, you ...

read more

Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and data. Therefore, a Cyber Liability insurance policy can act as your ...

read more

Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. "I first experienced yoga ... studio.” “The current popularity of yoga and my conviction about how ... daily lives.” The leap from yoga teacher to business owner has been ...

read more

Insurance for Allied Health Professionals

... on your Professional Indemnity & Public Liability cover with our exclusive member ... Loss Centres Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers ...

read more

Insurance for IT Professionals

... before considering them for a contract. Professional Indemnity insurance for IT ... on your business' reputation. Cyber Liability Insurance covers the costs which can ...

read more

Massage Therapy Insurance: here's why you need it!

... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... breach of your general liability. Public Liability insurance protects you against claims from ... of professional misconduct. Maintaining a Professional Liability Insurance package is not only a ...

read more

Insurance for Architects & Designers

... the short answer is yes. Public Liability insurance is an important form of ... Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs ...

read more

Insurance for Consultants

... Translator Workflow processes & procedures Public Liability Public Liability insurance is a no-brainer when it ... a couple of thousand dollars. Public Liability insurance will protect you from any ...

read more

Insurance for Painters

... , not subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most important ... such claims can prove expensive. Public Liability Insurance protects your business against such ...

read more

Insurance for Hairdressers

... operation of your business. A Public Liability policy will cover third party ... likely insist on you having public liability insurance. Business Insurance Your business assets ...

read more

Insurance for Engineers

... responding to a disciplinary investigation. Public Liability As an engineer, you may ... various reasons. You may need public liability insurance to protect yourself against any ...

read more

Insurance for Mortgage Brokers

... be made against your business. Public Liability Public liability insurance helps protect your business against ... your policy. Statutory Liability Statutory liability insurance helps defend your business and ...

read more

Insurance for Personal Trainers

... Trainers and Fitness Professionals Combined Professional Liability Package Getting people into shape ... own insurance if you are contracted to a gym or fitness ...

read more

It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... consider increasing the level of public liability insurance that you hold. Are there ... you need to meet (certain contracts may have minimum levels to ...

read more

Insurance for Accountants & Tax Agents

... Management/business consulting Accounting software programs Public Liability Do clients visit your office ... in-home service? If yes, then Public Liability Insurance is a vital type of ...

read more

Insurance for Tradesmen

... hard place by not having Public Liability insurance. It's a crucial form of ... house. Fortunately, the landscaper had Public Liability cover and his insurer quickly ...

read more

Insurance for Beauty Salons

... and defence costs PR costs Public Liability When you picture a beauty ... can be expensive to fix. Public Liability Insurance provides peace of mind against ...

read more

BizCover expands its insurance offer and launches a new look

BizCover launches a new website making it easier for Australian customers to compare and buy professional indemnity and business insurance online Sydney, Australia - ... easy online professional indemnity and public liability insurance for over 200 professions. The ... a quote for professional indemnity, public liability or business insurance, and get ...

read more

Insurance by Professions

... Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety ...

read more

Understanding the risks for Real Estate Agents

In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions ... of property details, breach of contract, errors in transaction documentation, conflicts ...

read more

Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... want to be protected from public liability, selling food and drink to ...

read more

4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... other essential covers such as Public Liability and Professional Indemnity insurance to ...

read more

How the cost of Professional Indemnity insurance is calculated

Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the ... occupations The size of the contracts you accept - think of ... dollar developments? Do you have contracts with customers who require you ...

read more

Customer Spotlight: Mosh

One of the things we're really proud of here at BizCover is the diverse range of customers we serve. Whether it's your local butcher shop, your favourite caf or the nation ... We don't lock them into contracts - they stay as long ...

read more

Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... business is under scrutiny. Employers Liability Insurance Being the director or part ... plan, accidents do occur. Employers Liability insurance protects you against settlements or ...

read more

Cyber Liability Insurance - the Safety Net Small Businesses Need

At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially in ... harmful. This is where Cyber Liability insurance provides a crucial safety net ... been released yet. While Cyber Liability insurance won't prevent an attack, it ...

read more

Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand ... actions in the workplace. Statutory Liability Insurance protects you, your business and ...

read more

Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we ... plan, accidents do occur. Employers Liability insurance protects you against settlements or ...

read more

How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... cure, and that's where Cyber Liability insurance can be a valuable tool ... your business. What is Cyber Liability insurance cover? Cyber Liability is designed ...

read more

Reviews related to contracting public liability insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

Get instant quotes

Get the cover that's right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?