Affordable Insurance For Small Businesses
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Business Insurance FAQs
... indemnity insurance? What is Business Insurance ? What is Business Insurance? What does business insurance cover? Do I need Business Insurance? Ready to sort out your Business Insurance? Your small business is ...
read moreBusiness Insurance
... from a range of competitive prices right there on your screen. Seriously. Built for small business We know insurance and what makes small businesses tick. We won't bore you with jargon We're not fans of complicated ...
read moreBizCover and Boost Your Business
... without the hassles of filling out complicated paperwork. Get the Right Cover for Your Business There's no “one size fits all” solution for small business insurance . That's why we offer a host of cover options to suit a ...
read moreDo I need Business Insurance
... insurances in place, you could risk putting your personal finances in jeopardy in order to pay any related claim expenses like compensation or legal fees. This is something no small business owner wants to experience ...
read moreWhat does business insurance cover
... party property or personal injury Known claims and circumstances What kind of businesses need business insurance? The reality is, if you are running a small business, you are going to be exposed to a variety of different ...
read moreWhat is Business Insurance
... with comprehensive coverage. Get more information If you would like to find out more about Business Insurance and all things small business-related check out our blog. It's full of insightful and useful articles to help ...
read moreBizSave
... by Industry At BizCover we understand there is no “one size fits all” solution for small business insurance, each business is unique so we provide different cover options for over 6,000 occupations across Australia. Find ...
read moreBizCover and n3
... 249 268. Get the Right Cover for Your Business Your business may be considered 'small', but it's big to you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving ...
read morePriceme
... Buy Online Instantly - No Paperwork Over 25,000 Policies Sold Compare and Save on Your Small Business Insurance Your business may be considered 'small', but it's big to you and big to us! We believe that getting your ...
read moreFrequently Asked Questions
... ensure we continue to be the No. 1 online business insurance service.We quote in New Zealand Dollars and all ... a problem for small businesses so we provide different payment methods to suit your business: 1.Credit ...
read moreThe Art of Small Business Branding in the Digital Age
... commitment to values and, ultimately, an entertaining and impactful reminder that your small business is first and foremost about people. Make sure your brand and business are protected via a business insurance package.
read moreManaging the work-life balance see-saw: Secret tips for small business owners.
... running the risk of a burnout, while still managing a successful small business. Get that body moving Time is precious, and as much ... tasks, like reminding you when is your insurance up for renewal again. Intrigued? These ...
read moreEmerging Auckland Yoga Studio Wins National Small Business Grant
... and come out on top in BizCover's national small business grant, BizGiver. “I entered in a moment of ... wellness clinic to the studio” Thanks for getting your insurance with BizCover . To see when the next BizGiver is ...
read more10 tips for starting up your small business in New Zealand
... IPONZ: the process costi a small sum for a large amount of protection for your business. Hopefully all of the above ... business. Another thing to consider when setting up your own business is to get your business insurance ...
read moreWhy Small Business Owners Should Consider Getting a Mentor or Life Coach
... Europe, she does offer some words of advice for small business owners. “Have a crystal-clear vision as to what ... great accountant, a social media person, and suitable insurance – which was just so easy through BizCover.” To ...
read moreHow to protect your small business from cybercrime
... can access the money. Small Business in the sights of scammers You may be wondering why small businesses are a prime target ... insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance ...
read more5 Ways your small business can save money at tax time
... that you can put it place to help lower those small business taxes. Get good online accounting software If you haven't ... the important stuff like running your business. *As with any insurance, cover is subject to the ...
read morePlan Your Small Business Marketing For The 2022 Holiday Season!
... other brands engage with their audiences. When running a small business, you wear many hats that could lead to a range of risks, so considering small business insurance may be your next step to protect and cover your ...
read moreInspiring Strategies To Help Power Your Small Business
... your business achieve new heights and ultimately grow. Service with a smile Being a small business puts you ... business insurances* in place. At BizCover we offer a range of business insurance options to keep your business ...
read more6 Apps To Help Boost Small Business Productivity
... an app, at BizCover we know how pressed for time you may be as a small business owner and want to make arranging your business insurance* as drama-free as possible. Let us do the shopping around for you, providing quotes ...
read moreHarness the power of remarketing your small business with these tips
... is a safeguard to protect you for the long haul. Having the appropriate types of business insurances in place is something that every small business owner needs to consider. At BizCover, we provide an easy to use online ...
read moreAccounting Tips and Tricks For Small Business Owners
... hiccups that could negatively impact your company. Let's not take the risk! With small business insurance, your small business may be able to avoid the financial fallout from damage to office computers, tax audits ...
read moreHow To Start A Small Business On Etsy
... you can preview the shipping cost that the buyer will see based on this information. 6. Sort out your small business insurance While it may not be a requirement when operating an Etsy store in New Zealand, there are many ...
read moreReduce your small business operating costs with these 7 tips
... small business involves more than making sales. It involves careful planning and being mindful of your business expenses and operating costs. By r educing your business ... save on is your business insurance. At BizCover we ...
read moreHow To Stay Motivated As A Small Business Owner
... is an issue for many small business owners. While you may not be able to control all the elements, one thing you can do to provide peace of mind is get your insurance sorted. At BizCover, we offer a range of different ...
read more6 Ways your small business can benefit with online marketing
... content in the click of a button. Operating a small business is a juggling act of many elements, and ... plenty to think about, so when it comes to business insurance leave the shopping around to us. Our online platform ...
read more7 Money Saving tips for Small Business in NZ
... across different skillsets, ready to hire for your next project. 7. Get your small business insurance sorted No matter what kind of business you run, unexpected incidents and accidents can happen even to the best of us ...
read more5 Long term money-saving tips for your small business
... - for sharing and storing files in a secure cloud-based program 2.Get your small business insurance sorted No matter what kind of business you run, unexpected incidents and accidents can happen even to the best of us ...
read moreDoes your small business need an IT solution?
... if you're unable to trade for a number of hours or days due to an attack effecting your business.” Sorting out business insurance Being a small business owner often requires you to manage many different aspects of your ...
read moreBoots and All: A Tale of Resilience and Adaptability for Small Business Owners
... as Artificial Intelligence (AI) threatens to decimate entire workforces across multiple industries. Small business insurance expert Sean Craigen says business owners may need to take the lessons learned from the COVID-19 ...
read more10 Ways To Help Protect Your Small Business
... from a variety of risks. At BizCover , we understand many types of small businesses and their unique business insurance needs. Insurance products purchased through BizCover span from the basics like Public Liability and ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
As a small business owner , there is a lot to think about when running your own business. Whether it’s balancing the ... your industry? Find out more Arranging your business insurance has never been easier. At BizCover, we ...
read moreHelp Protect your small business' reputation
... but it can take just one small mistake to destroy your business in minutes. As Warren Buffet famously ... your good name. Cyber Liability Insurance Can you imagine trying to run a business without the internet? Pretty much ...
read moreThings you didn't know about small business insurance
... pretty straightforward, jump online, compare quotes and buy the insurance that suits your business . But there are a few things you may not know about small business insurance - which may help you choose your next policy ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... & penalties and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size doesn't ...
read more5 Things To Consider About Public Liability Insurance For Your Small Business
... call away if you have any questions and need some help with your policy. Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give us a ...
read moreInsurance for Cleaners
... mind as a small business owner. Business insurance is designed to safeguard a variety of different cleaning businesses, to help you stay in business for the long-haul. Business Insurance for Cleaners Public Liability ...
read moreUnderstanding Employers Liability Insurance
... different types of insurances available to cover aspects of your business, Employers Liability insurance* is one which ... . ii Creating a safe workplace As a small business owner, you have a responsibility to ensure your ...
read morePublic Liability Insurance Explained
As a small business owner, there is a lot to think about when running your own business. Whether it's ... And if you are doing business with another business, make sure they have public liability insurance too, so all's well ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... not only financially but also for your reputation. Something no small business owners wants to be faced with. What does Professional Indemnity insurance typically cover? These are some of the things your Professional ...
read moreDo I need Public Liability Insurance?
... by the Accident Compensation Commoission) as a result of your negligent business activities. Understanding how Public Liability insurance can protect your small business doesn't need to be difficult, we've put together ...
read moreWhy businesses in New Zealand need to consider Statutory Liability insurance
... their responsibilities to do the same. As a small business owner it’s your duty to trainyour staff to ... more information about Statutory Liability or other business insurance options visit BizCover . *This information is ...
read moreWhat is Professional Indemnity Insurance?
... Court attendance Public relations What is not covered by Professional Indemnity insurance?* While Professional Indemnity insurance can provide small businesses with many important protections, it typically does not cover ...
read moreHow much does Public Liability Insurance cost?
... an idea, we have put together a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the course of 2017. Our data includes ...
read moreHow Cyber Insurance Protects Small Businesses
... information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online world! What is Cyber Liability ...
read moreWhy Cybersecurity is essential for NZ small businesses in 2023
... policies with BizCover? Their simple-to-use, online platform makes it easy to find and buy small business insurance from selected leading New Zealand insurers. Jump online or give us a call today to receive multiple ...
read more10 Amazing Facts About Small Businesses in New Zealand
... in NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks ...
read moreHow New Zealand Small Businesses Can Prevent Data Breaches
... a number of ways if a data breach occurs to your small business. A popular type of data protection insurance for small business are Cyber Liability policies. Cyber Liability insurance is designed to protect you and your ...
read moreNZ small businesses at risk of cybercrime despite positive results
... .” While there is no magic bullet to beat cybercrime, there are clear ways to protect your small business and safeguard it from the consequences. Cyber insurance can be the cornerstone to build a plan on to ensure your ...
read moreHow To Start A Small Business
... . Some of the typical kinds of business insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability Start your new business journey with peace of mind knowing your ...
read moreAre small businesses complacent about the risks they face?
... . For example, imagine if this New Zealand engineer didn't have Professional Indemnity insurance after a customer alleged the small business negligently laid out boundaries that were set too far apart**. The slabs needed ...
read moreDo I need Professional Indemnity Insurance Insurance?
... and its reputation. The importance of having Professional Indemnity insurance is often underestimated by small businesses, especially when it comes to adding up the legal cost associated with defending a claim. Even ...
read moreWhat NZ small businesses can consider amid disruption
... a dire picture, there is a silver lining when it comes to the insurance of small business owners. “During these turbulent times, small businesses may reduce their workforce or contents, and look to move online,” says ...
read more6 Reasons why some small businesses fail
... you should consider having in place if you want to be in business for the long run. This is where business insurance can play a vital role in safeguarding your small business. If a claim were to occur and you didn't have ...
read moreTurn your side hustle into a small business
... to buy and do you have the spare space to store it? Insurance -Have you got your business insurance policies sorted to financially protect your business from potential risks? Protecting your hustle You could take all the ...
read moreWhat you need to know about Business Interruption Insurance
... to her store. Hopefully all of the above will be helpful to you as you search for a Business Interruption insurance policy that will give you the peace of mind you need when you are dealing with the complexities of ...
read moreHow Accountancy Insurance Protects Your Business
... at BizCover NZ we make it our mission to ensure that business insurance is easy - and fast for small business owners. BizCover NZ helps accounting small business owners throughout New Zealand to reduce the risks to their ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... attacks on small business operators, it is worth considering Cyber Liability insurance and how it can protect your business. What is Cyber Liability insurance? Cyber Liability Insurance protects your business against the ...
read moreIs it time to give your retail business an insurance health check?
... to review to ensure that your insurance adequately covers your business for material risks or any claims that may arise. Your workforce has changed Small businesses are barely ever stagnant, which often influences ...
read moreBusiness Interruption Insurance
... could play an important part in helping you manage potential risks to your small business.How much does Business Interruption insurance cost? Business Interruption cover is optional protection that can be added to a ...
read moreWhat to think about when comparing insurance quotes for your small businesses
... for the best price for your small business insurance* , there are a number of other factors that need to be considered when choosing the most appropriate policy for your small business. Some of the things to think ...
read moreInsurance for Shop Owners
... claims history Your shop's location Why choose BizCover for your shop insurance? Built for NZ small businesses We know insurance and what makes small businesses tick. We cover over 10,000 SMEs in NZ… and counting. Clear ...
read more8 Free Marketing Tips To Help Your Small Business Succeed
... or if you could be getting a better deal at BizCover. We offer a range of business insurance* solutions to help a variety of businesses with their unique needs. Get a quote today without the drama of having to waste time ...
read moreKey things to look out for when Growing Your Small Business
... phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan , your business will be in the best position to come out the other side of its growth spurt ...
read moreA Management Consultants Guide to Professional Indemnity Insurance
... with their management needs. As a small business owner you also have a lot of your own demands that you need to manage and take care of. One of these is Professional Indemnity insurance*, there to help to protect your ...
read moreInsurance for Handyman
... suffered by someone or accidental damage to property due to your work. Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to a ...
read moreSaving Hacks- Business Insurance For Tradies
... time and money. Trusted by over 14,000 NZ small businesses, we're here to help make the lives of small businesses hassle-free when it comes to all things business insurance. *This information is general only and does not ...
read moreInsurance for Beauty Salons
... can bring. Make Up Artists - Let's face it—anything can happen when you're running a small business! The right insurance cover can help make up artists manage common risks they might face as a beauty professional. And ...
read moreTradie Guide to Public Liability Insurance
... more popular types of business insurance for small business owners, Public Liability insurance can benefit just about every kind of trade business. Public Liability insurance protects your business from claims by members ...
read moreThings to consider when purchasing business insurance
... add them up. How much would it cost if you had to replace it all? Buying business insurance Getting your business insurance sorted can be a time-consuming process, but fortunately there are options there to help make it ...
read moreInsurance for Allied Health Professionals
... more information Find out more about all things business insurance and running your own small business with our blog articles 5 Long term money saving tips for your small business https://www.bizcover.co.nz/5-long-term ...
read moreBizCover adds Ando Insurance to its NZ business insurance platform
... 1,000 occupations. Founded on the principle of making business insurance easy, BizCover looks to simplify comparing and buying insurance for small business owners. With its headquarters in Sydney, BizCover has operations ...
read moreFind your business motivation this Easter with these tips
... . To help get through those rough patches when you're feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps keep them motivated. So let us help you get motivated ...
read moreA graphic designer's view on building success in business and life
... I just love it. But ever since I started my small business, I have that same drive for different things now,” ... early on in her business journey who urged her to get her business insurance sorted out through BizCover. ...
read moreHow your tradie businesses can save time and money this EOFY
... small business owners. It's a time of juggling the books, as well as chatting to accountants and tax agents helping manage your business ... upon as advice Public Liability Insurance is a business name of BizCover Pty Ltd ...
read moreTips On How To Better Your Business This Year
... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...
read moreHow To Decrease Trades Business Costs And Risks
... increases that may be on the horizon. BizCover helps tradie small business owners throughout New Zealand to reduce the risks to their business via tradie insurance * . Visit our dedicated online destination for tradie ...
read moreBusiness Tips for Yoga Studios
... as tax accountants, a small business marketing professional, a lawyer, and a business advisor who, among other advice, can help you with your business insurance , including yoga insurance , which is uniquely designed ...
read moreIntroducing Work From Home Insurance
... easy and have referred several colleagues to you over the years. Judy O. Quick and hassle free insurance cover for small businesses. Kelvin C. What more could you ask for - easy to use website, very helpful staff over ...
read moreHow to Open Your Own Retail Business
... business are essential. It's a big commitment starting a business, and a common mistake many small business ... and is required when insuring your stock with business insurance . Sales process Before you start selling your ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... your business could spell disaster, potentially causing you to close the toolbox for good. Many small busines ... situations when you need a helping hand. Other Business Insurance options to consider To get the job done, ...
read moreHow To Grow Your Trade Business In 2023
... risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your accounting small business without drama and ...
read moreInsurance options to protect your cleaning business
... a small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy with squeaky – clean results. It's also important that your business has the right insurances in ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... insurance can help, by providing the financial support to cover not only awards of compensation, but also the associated legal and court costs to defend your business. It can be a cost that is overlooked by many small ...
read moreWhat does Public Liability Insurance Cover?
... cause a claim? What is typically NOT covered by Public Liability insurance? What does Public Liability Insurance cover? No matter how big or small your business is, an accident can happen at any time. And sure enough ...
read moreWhy do brilliant business ideas sometimes fail?
... for any claim damages. Protecting your business with business insurance is another risk management strategy that all small business owners need to consider. Regardless of the type of business you are running, there are a ...
read moreWhat does Professional Indemnity Insurance cover?
... Indemnity insurance is intended to protect you from a wide range of potential risks. Even seemingly small ... against you? It's important that you review your business insurances on a regular basis to ensure that you have ...
read moreMassage Therapy Insurance: here's why you need it!
... the lengths you go to in doing so, it's important to hold Employers Liability insurance . It protects you and your business against settlements or damages, including defence costs, as a result of an employee suffering a ...
read moreIt's Time for an Insurance Health Check!
... or so and you're at that stage of where you want the business to be? Any changes in your business mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of ...
read moreBizCover expands its insurance offer and launches a new look
... website enhances this offer by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online. “We have learned through our interaction with over 10,000 customers ...
read moreInsurance for IT Professionals
... choose from a range of competitive prices right there on your screen. Built for small business We know insurance and what makes small businesses tick. And we understand what cover IT professionals need. So it's really a ...
read moreRetailer Insurance
... Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate ...
read moreDo Dog Walkers Need Insurance?
... walkers for that privilege! Setting yourself apart in a crowded market is essential to any small business, including yours. Dog walking insurance could help establish you as the leader of the pack. Dog walking liability ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... and money.. Trusted by over 14,000 NZ small businesses, we're here to help make the lives of small businesses hassle-free when it comes to all things business insurance. *This information is general only and does not ...
read moreInsurance Options for Retailers
... up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for ... at the insured premises. Cyber Liability* Like most small businesses, there's a high chance you rely on the ...
read moreStatutory Liability Insurance
... .bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are always wanting to ensure your business has the best protection in place ...
read moreCyber Liability Insurance Explained
... about. At BizCover, we understand many types of small businesses and their unique business insurance needs. Insurance products purchased through BizCover are there to help your business when you need it most. Our online ...
read moreHow Are Business Insurance Premiums Calculated?
... lend a helping hand when it comes to getting your business insurance arranged. Whether you are renewing your small business insurance or buying your first business insurance policy, we are there each step along the way ...
read more8 Steps to Manage Anxiety for Psychologists
... your reputation to be damaged. Knowing that your small business is protected will help ease any anxiety you may have about this possibility. Insurance for psychologists typically includes Professional Indemnity which is ...
read more5 Networking Tips to Help You Leverage Existing Contacts
Networking is a critical skill for any small business owner or employee looking to advance in a career. However ... refining your career development and networking skills. Protect your business with business insurance .
read moreReviews related to Affordable Insurance For Small Businesses
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Prompt, professional, ease of purchase…and competitive pricing
Viraj M.
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I have already given feedback. Really easy and have referred several colleagues to you over the years
Judy O.
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Quick and hassle free insurance cover for small businesses.
Kelvin C.
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I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having
all my personal detail and having to wait for someone to call me back! Thanks.
Sharon
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Easy process with reminders coming through on when to renew insurances by.
Brett S.
Did You Know?
Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.
What it typically covers
- Material damage loss for your physical assets
- Financial loss due to Business Interruption
Choose cover options below!
What is NOT covered?
- Negligence/breach of duty arising from an act, error or omission as a result of your professional services
- Claims arising from damage to third party property or personal injury
- Known claims and circumstances
Protect your business today.
Cover Explained
Select the cover options needed for your business:
Building*
Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.
Contents*
Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.
It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
You can also get optional cover for natural disasters, including earthquake cover**.
Cyber Liability*
Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.
It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.
Business Interruption*
Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
You can also get optional cover for natural disasters, including earthquake cover**.
Portable Equipment
Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.
How much does Business insurance cost?
No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.
Some of these may include:
- The size of your business
- How many staff you have
- The type of small business you are running
- The type of coverage you take out
- Your excess
- The level of cover
- Your claims history
- Your shop’s location
Why choose BizCover for your business insurance?
At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.
New Zealands’s number one online insurance business
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
You can compare and choose from a range of competitive prices right there on your screen. Seriously.
Built for small business
We know insurance and what makes small businesses tick.
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
Frequently Asked Questions
Is Business Insurance Mandatory?
While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.
For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.
Does Personal Insurance Cover Business Insurance?
It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.
How do I make a claim on my insurance policy?
Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268
*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas. Sub-limits and conditions apply. Refer to the policy wording.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.