Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there are a few things you may not know about small business insurance – which may help you choose your next policy or just get a little more out of your current policy.

While you might be searching for the best price for your small business insurance*, there are a number of other factors that need to be considered when choosing the most appropriate policy for your small business.

You shouldn’t think of insurance just as an expense, instead think of it as a protection plan, protecting your livelihood should an unforeseen (and rather costly) event occur. It will also provide some comfort and peace of mind.

BizCover, New Zealand’s number one business insurance comparison and buy site, has reached an industry milestone with 15,000 small businesses insured through its online platform.

At long last, the wider public is starting to realise that hackers aren’t hooded movie villains – they’re real people doing real damage across the globe, especially in New Zealand and especially to small businesses.

From cyber-attacks and lawsuits to supply chain issues and stolen inventory, the risks of running a small business should not be underestimated – and while some risks can be managed through day-to-day processes, others are open to chance with the potential for major disruption.

If you own a small business, there’s no denying one of the most important things you need to protect is your business assets with Small Business Insurance. But what kind of insurance do you actually need?

Above are actual examples of real New Zealand small businesses saving money. That money can be reinvested back into their business, helping them to provide their communities with their service or product.

We’ll give you a hint, it’s not fish and chips! A Business Insurance* pack offers a variety of different insurance options for the unique needs of small business owners out there. To help you get a better understanding of the types of business insurance options that may be offered, we take you for a tour of the ins and outs of a Business Insurance pack.

Buying business insurance shouldn’t be a complicated and confusing process right? At BizCover we believe in making business insurance drama-free, without the tricky lingo and mountains of paperwork. We’re here to make things that bit easier as a small business owner by sharing some of the common mistakes that people make when buying their business insurance policies.