You shouldn't think of insurance just as an expense, instead ... incidents and claims that a small business could come up against vary ... ... and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size doesn't ...
read moreGetting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there are a few things you may not know about small business insurance - which may help you choose your next policy ...
read more... management, however, and a tailored insurance [] ... phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out the other side of its growth spurt ...
read more... or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can ...
read more... cleaning contractor or operate a small cleaning business, you know how important ... also important that your business has the right insurances ... small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy with squeaky – clean results. It's also important that your business has the right insurances ...
read more... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for ... the insured premises. Cyber Liability* Like most small businesses, there's a high chance you rely on ...
read more... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... business's finances and reputation. This is where investing in the right business insurances can save your business ... defend your business. It can be a cost that is overlooked by many small businesses, who ...
read more... the most common issues with Business Insurance is that policy owners often ... ... limited to a smaller amount than the standard limit. For example, while your PI insurance might pay for ... , whenever there is a significant change in the business, the insurance shouldn't policy shouldn't be too far behind ...
read more... to understanding insurance, we take a look at Business Insurance, the ... help protect your business. What is Business Insurance*? Business ... cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like fire ...
read more... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... or so and you're at that stage of where you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...
read more... a photographer and how business insurance can protect your business. Why do photographers ... need to consider insurance? Working with .. ... , knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done ...
read more... work hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your ... policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public ...
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read moreIf you own a small business, there's no denying one ... your assets is Small Business Insurance. But what kind of insurance do you actually . ... there's no denying one the most important things you need to protect your assets is Small Business Insurance . But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring ...
read more... on the prowl, leaving no small business immune especially when it comes ... ... process a tax refund Common scams that target small business owners Phishing emails : Keep an out for ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance ...
read more... New Zealand and especially to small businesses. Microsoft reported earlier this year ... ... business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and in the future. https://blogs.business.microsoft.com/en-nz/2017/02/27 ...
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read moreOwning your small business can feel a bit like ... ... making it next to impossible not to be connected. Many small business owners give themselves a cut-off time to stop reading emails ... tasks, like reminding you when is your insurance up for renewal again. Intrigued? These ...
read moreAs a small business owner, there is a lot ... about when running your own business. Whether its balancing the ... to understand the importance of small business owner , there is a lot to think about when running your own business. Whether ... Jump online to find your business insurance today. *As with any insurance, cover will be subject to ...
read more... explore how Cyber Liability insurance can protect your business from online threats ... ... small business operators, it is worth considering Cyber Liability insurance and how it can protect your business. What is Cyber Liability insurance? Cyber Liability Insurance protects your business ...
read more... or small business owner, protecting your business and your customers with Public Liability insurance ... of the public, sue your business ... you can compare the premiums and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for ...
read more... could to help defer their insurance payments and keep their livelihoods ... also continued our long-running small business grant competition, BizGiver ... what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small business grant competition, BizGiver . Twice a year ...
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read moreMany businesses think their business is too small to attract cyber criminals. Yet, ... are on the lookout for businesses of any size with ... So why are hackers interested in small business? To start small business websites are often used as “watering ... and fines. Is cover pricey? Like most insurance, premiums vary by insurer, the type of cover ...
read more... is there to whip your business into shape for a successful ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...
read morePublic Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... the keys. Is Public Liability Insurance mandatory for your business? If you rent your premises, ... thousands of dollars), and could be enough to put a small business out of business! This is general advice only.
read more... business back up and running as quickly as possible. Making an insurance ... ... these receipts too. Measure the Impact Something that small business owners often forget, is how much of an ... You can find out more about Business Interruption insurance here . When Disaster Strikes Call for ...
read more... , a claim could be enough to bankrupt a business, regardless of how big or small it is. Professional Liability insurance is designed to protect your business from legal claims for alleged negligence or a breach ...
read more... an idea, we have put together a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the course of 2017. Our data includes ...
read more... does Professional Indemnity Insurance cost? On average, small business owners can expect to pay around $112.28 per month for Professional Indemnity insurance. We have analysed data from 500 businesses across New Zealand ...
read more... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership: the never ... unexpected expense! Starting off as a small business themselves back in 2010, BizCover NZ, an online insurance service for small businesses, knows all too well the lengths that a small business needs to go to in order ...
read more... skills you gain as a small business owner is the ability to ... ... when you run your own business. One of the biggest skills you gain as a small business owner is the ability to ... and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to ...
read more... by managing and making their business' unique security and privacy risk ... ... this recent customer experience: “A recent small business owner called me after receiving multiple questionnaires ... of a claim my business can continue, and my family are not impacted. Insurance allows me to meet ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... business size and turnover The individuals being covered - qualifications for the job they are performing The amount of insurance ... a graphic designer consulting to small-scale firms or a structural engineer consulting ...
read more... business's finances and reputation. This is where investing in the right business insurances ... ... business's finances and reputation. This is where investing in the right business insurances can save your business ... defend your business. It can be a cost that is overlooked by many small businesses, who ...
read more... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... website enhances this offer by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online. “We have learned through our interaction with over 10,000 customers ...
read more... to consider protecting your plumbing business. When there's an overflow ... ... your business could spell disaster, potentially causing you to close the toolbox for good. Many small busines ... when you need a helping hand. Other Business Insurance options to consider To get the job done ...
read more... and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing ... assisted in the legal defence of the matter and ultimately paid for a relatively small settlement.
read more... when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team ... at a private residence needed to hire a small item of plant to complete the job. ...
read moreWhy do Personal Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a ...
read more... rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks online or just a ...
read more... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... credit card information. With hackers constantly looking to exploit small businesses there's a number of steps you can take to ... and data. Therefore, a Cyber Liability insurance policy can act as your safety net ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... the time of taking out your PI insurance, no matter how big or small Do not ignore any inklings or threats ... either being sued with the possibility of losing your business, or forking out thousands of dollars from your ...
read more... communication tool ever devised but business owners who want to leverage ... of digital branding. Branding your small business requires attention ... question you should be able to answer in just a couple of sentences: “Why did you start your small business?” Every business has an origin story — and your customers want to know what it is. This isn’t something you ...
read moreYoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... community behind her that she was able to beat the other finalists and come out on top in BizCover's national small business grant, BizGiver. “I entered in a moment of spontaneity,” she confesses. “I read about the ...
read more... ! JAW Maintenance is in the business of getting the job done ... ... the work I love” an aspect of the job he adores. Taking a good idea and creating it into a small business can often be one of the biggest challenges of starting out and one which Joshua thanks solely to one person, his ...
read more... mojo and spark? As a small business owner, you're not alone ... , we asked a mix of small business owners to share their insights ... ... . To help get through those rough patches when you're feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps keep them motivated. From focusing on the bigger picture ...
read moreWe are all about small business here at BizCover. We love ... of giving back to the small business community is by highlighting and ... ... to witness exciting and unique ideas come to fruition in the form of a new business. Our way of giving back to the small business community is by highlighting and promoting some of the great work our customers are doing ...
read moreThe origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year ... opener will cure sore fingers and hands and the grand chiller will hold more products.” The life of a small business owner can be incredibly stressful, but it's important to remember and reflect on why you started your ...
read more... own GIB stopping and plastering business out of their home. The ... ... time did not have the capacity to purchase it. We asked Helen and Jonathan what they love about being a small business owner. For them it was simple, they love the people they meet and work with, and are thankful they ...
read more... your overall productivity as a small business owner. Here are some of ... . As the owner of the business, you have more responsibilities than ... ... stress in a position of leadership Everyone experiences some stress in their daily lives, but as a small business owner, you're dealing with more responsibilities so could benefit from having a focused approach to ...
read more... a critical skill for any small business owner or employee looking to ... Networking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...
read more... best for you and your business in 2018. We'd also ... year. We know that many Small Business owners don't have the ... ... Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...
read more... best for you and your business in 2019. We'd also ... year. We know that many Small Business owners don't have the ... ... Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...
read more... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation Three Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers. The founder of Three Gems, Louise Routledge, ...
read more... best for you and your business in 2021. We'd also ... year. We know that many Small Business owners don't have the ... ... Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... or using jargon. We want to make buying business insurance a stress-free process without the hassle. Jump online to experience insurance made easy today. *As with any insurance, cover will be subject to the terms ...
read moreProfessional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... time to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a ...
read more... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an employee suffering a ...
read more... , it also means that your business' information [] ... but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval of information ...
read more... if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...
read more... , gives you peace of mind so you can sleep at night. You can even add Business Interruption insurance which is designed to help your business get back into the game by covering the increased costs of running your ...
read more... 's also a likely requirement by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...
read more... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Your business assets are as critical as your customers to maintain the cash flow. That s why ...
read more... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...
read moreIt's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...
read more... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... offer different forms of protection. Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance protects you and your business against the financial implications if you are found ...
read more... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... next thing to consider, after looking at what is required of you, is the risks your business faces. Even with the minimum required insurance, you may also have a number of unique risks that could seriously affect your ...
read moreEmployers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you ...
read more... should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for property ...
read moreFor many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... . What people love is something for free - no strings attached. For a coffee business, the product cost of a free coffee is small compared to the thousands of dollars that regular customer might spend over the next few ...
read more... to have it. It's as simple as that. And if you are doing business with another business, make sure they have public liability insurance too, so all's well that ends well should an accident occur from their negligence ...
read more... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did ...
read more... . Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need protection in the event of fire, theft or natural ...
read more... and legal costs in the event of physical injury or property damage should they arise. Business Insurance Business Insurance is designed to safeguard your contents and other physical assets (including your building if ...
read more... covered by the ACC) resulting from you going about your business. Business Insurance When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that ...
read more... earn over $60,000 a year. Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional Indemnity Giving advice or providing ...
read more... need it? Grow your business with peace of mind. Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional ...
read more... go to plan, and sometimes there is no easy fix for that 404 error! Fear not! Having insurance will protect your business and give you peace of mind should the unexpected happen and the fingers start pointing at you ...
read more... of a breach of professional duty in respect of the conduct of the professional business in the Recruitment Industry. This class of insurance is written on a 'claims-made basis'. This means that the policy provides cover ...
read more... Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
read more... who provides paid professional advice or services to any business or individual Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract An example ...
read more... open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also ...
read more... with the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at ... ... BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses. Today we're looking at the leading mobile and web ...
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Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology
| Building & Contents | Covers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils. |
| Theft | Covers your for loss or damage to contents through theft or attempted theft at your premises. |
| General Property | Covers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ. |
| Glass | Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain. |
| Electronic Equipment | Covers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy. |
| Money | Covers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody. |
| Goods in Transit | Covers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire. |
| Employee Dishonesty | Covers your business against losses incurred through fraudulent or dishonest acts by your employees. |
| Business Interruption | Covers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy. |
| Natural Disaster | Covers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events. |
