You shouldn't think of insurance just as an expense, instead ... incidents and claims that a small business could come up against vary ... ... and even investigation costs.
Cyber crime is on the rise, cyber insurance may be required
Many small businesses think their business is too small to attract cyber criminals yet in today's world size doesn't ...
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Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there are a few things you may not know about small business insurance - which may help you choose your next policy ...
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... management, however, and a tailored insurance [] ... phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out the other side of its growth spurt ...
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... or revenue
Increase in cost of working
No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can ...
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... cleaning contractor or operate a small cleaning business, you know how important ... also important that your business has the right insurances ... small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy with squeaky – clean results. It's also important that your business has the right insurances ...
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... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for ... the insured premises.
Cyber Liability*
Like most small businesses, there's a high chance you rely on ...
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... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... business's finances and reputation. This is where investing in the right business insurances can save your business ... defend your business. It can be a cost that is overlooked by many small businesses, who ...
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... the most common issues with Business Insurance is that policy owners often ... ... limited to a smaller amount than the standard limit. For example, while your PI insurance might pay for ... , whenever there is a significant change in the business, the insurance shouldn't policy shouldn't be too far behind ...
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... to understanding insurance, we take a look at Business Insurance, the ... help protect your business. What is Business Insurance*? Business ... cover available and how it can help protect your business.
What is Business Insurance*?
Business Insurance is designed to protect your business contents, stock and other assets against events like fire ...
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... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... or so and you're at that stage of where you want the business to be?
Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...
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... a photographer and how business insurance can protect your business. Why do photographers ... need to consider insurance? Working with .. ... , knowing you can confidently go about your work and protect your reputation should the worst happen.
Business Insurance *
Take the time to think about all the equipment you need to get the job done ...
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... work hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your ... policy in a while, now is the time to do it.
BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public ...
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... World Bank's 2017 Doing Business Report this year, it has ... be an attractive place for small business owners. We have put together ... some amazing ... in NZ, you can see you are in great company!
As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few ...
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If you own a small business, there's no denying one ... your assets is Small Business Insurance. But what kind of insurance do you actually . ... there's no denying one the most important things you need to protect your assets is Small Business Insurance . But what kind of insurance do you actually need?
There's no 'one-size-fits-all' when it comes to insuring ...
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... on the prowl, leaving no small business immune especially when it comes ... ... process a tax refund
Common scams that target small business owners
Phishing emails : Keep an out for ... Liability insurance can be a valuable tool in protecting your business.
What is Cyber Liability insurance ...
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... New Zealand and especially to small businesses. Microsoft reported earlier this year ... ... business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and in the future.
https://blogs.business.microsoft.com/en-nz/2017/02/27 ...
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... it comes to running a small business, your brand and its reputation ... take just one small mistake to destroy your business in minutes. As ... but it can take just one small mistake to destroy your business in minutes. As Warren Buffet famously ... few to consider:
Professional Indemnity Insurance
If your business provides a professional service or advice ...
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Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... 5. Shop Around for your Financial Services
As a small business, you need to ensure that your finances are in ... a new loan, credit card, bank account or insurance for their business. It may be that the provider of your ...
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Owning your small business can feel a bit like ... ... making it next to impossible not to be connected. Many small business owners give themselves a cut-off time to stop reading emails ... tasks, like reminding you when is your insurance up for renewal again.
Intrigued? These ...
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As a small business owner, there is a lot ... about when running your own business. Whether its balancing the ... to understand the importance of small business owner , there is a lot to think about when running your own business. Whether ... Jump online to find your business insurance today.
*As with any insurance, cover will be subject to ...
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... explore how Cyber Liability insurance can protect your business from online threats ... ... small business operators, it is worth considering Cyber Liability insurance and how it can protect your business.
What is Cyber Liability insurance?
Cyber Liability Insurance protects your business ...
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... or small business owner, protecting your business and your customers with Public Liability insurance ... of the public, sue your business ... you can compare the premiums and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for ...
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... could to help defer their insurance payments and keep their livelihoods ... also continued our long-running small business grant competition, BizGiver ... what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small business grant competition, BizGiver .
Twice a year ...
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... a campaign that showed how small business owners really feel about their ... their system! The campaign features small business owners who were previously ... out of their system!
The campaign features small business owners who were previously victims of their ... insurance, online, with all your documents emailed to you instantly. Switch & save on your business insurance now ...
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Many businesses think their business is too small to attract cyber criminals. Yet, ... are on the lookout for businesses of any size with ...
So why are hackers interested in small business? To start small business websites are often used as “watering ... and fines.
Is cover pricey?
Like most insurance, premiums vary by insurer, the type of cover ...
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... is there to whip your business into shape for a successful ... ... away. They can help put you on the right path when it comes to sorting out your business insurance.
A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...
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Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... the keys.
Is Public Liability Insurance mandatory for your business?
If you rent your premises, ... thousands of dollars), and could be enough to put a small business out of business!
This is general advice only.
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... business back up and running as quickly as possible. Making an insurance ... ... these receipts too.
Measure the Impact
Something that small business owners often forget, is how much of an ... You can find out more about Business Interruption insurance here .
When Disaster Strikes
Call for ...
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... , a claim could be enough to bankrupt a business, regardless of how big or small it is.
Professional Liability insurance is designed to protect your business from legal claims for alleged negligence or a breach ...
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... an idea, we have put together a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the course of 2017. Our data includes ...
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... does Professional Indemnity Insurance cost?
On average, small business owners can expect to pay around $112.28 per month for Professional Indemnity insurance.
We have analysed data from 500 businesses across New Zealand ...
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... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership: the never ... unexpected expense!
Starting off as a small business themselves back in 2010, BizCover NZ, an online insurance service for small businesses, knows all too well the lengths that a small business needs to go to in order ...
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... skills you gain as a small business owner is the ability to ... ... when you run your own business. One of the biggest skills you gain as a small business owner is the ability to ... and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to ...
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... by managing and making their business' unique security and privacy risk ... ... this recent customer experience:
“A recent small business owner called me after receiving multiple questionnaires ... of a claim my business can continue, and my family are not impacted. Insurance allows me to meet ...
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... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... business size and turnover
The individuals being covered - qualifications for the job they are performing
The amount of insurance ... a graphic designer consulting to small-scale firms or a structural engineer consulting ...
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... business's finances and reputation. This is where investing in the right business insurances ... ... business's finances and reputation. This is where investing in the right business insurances can save your business ... defend your business. It can be a cost that is overlooked by many small businesses, who ...
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... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... website enhances this offer by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online.
“We have learned through our interaction with over 10,000 customers ...
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... to consider protecting your plumbing business. When there's an overflow ... ... your business could spell disaster, potentially causing you to close the toolbox for good. Many small busines ... when you need a helping hand.
Other Business Insurance options to consider
To get the job done ...
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... and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing ... assisted in the legal defence of the matter and ultimately paid for a relatively small settlement.
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... when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team ... at a private residence needed to hire a small item of plant to complete the job. ...
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Why do Personal Trainers need it?
Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a ...
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... rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks online or just a ...
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... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... credit card information.
With hackers constantly looking to exploit small businesses there's a number of steps you can take to ... and data. Therefore, a Cyber Liability insurance policy can act as your safety net ...
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... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... the time of taking out your PI insurance, no matter how big or small
Do not ignore any inklings or threats ... either being sued with the possibility of losing your business, or forking out thousands of dollars from your ...
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... communication tool ever devised but business owners who want to leverage ... of digital branding. Branding your small business requires attention ... question you should be able to answer in just a couple of sentences: “Why did you start your small business?”
Every business has an origin story — and your customers want to know what it is. This isn’t something you ...
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Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... community behind her that she was able to beat the other finalists and come out on top in BizCover's national small business grant, BizGiver.
“I entered in a moment of spontaneity,” she confesses. “I read about the ...
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... ! JAW Maintenance is in the business of getting the job done ... ... the work I love” an aspect of the job he adores.
Taking a good idea and creating it into a small business can often be one of the biggest challenges of starting out and one which Joshua thanks solely to one person, his ...
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... mojo and spark? As a small business owner, you're not alone ... , we asked a mix of small business owners to share their insights ... ... . To help get through those rough patches when you're feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps keep them motivated. From focusing on the bigger picture ...
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We are all about small business here at BizCover. We love ... of giving back to the small business community is by highlighting and ... ... to witness exciting and unique ideas come to fruition in the form of a new business. Our way of giving back to the small business community is by highlighting and promoting some of the great work our customers are doing ...
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The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year ... opener will cure sore fingers and hands and the grand chiller will hold more products.”
The life of a small business owner can be incredibly stressful, but it's important to remember and reflect on why you started your ...
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... own GIB stopping and plastering business out of their home. The ... ... time did not have the capacity to purchase it.
We asked Helen and Jonathan what they love about being a small business owner. For them it was simple, they love the people they meet and work with, and are thankful they ...
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... your overall productivity as a small business owner. Here are some of ... . As the owner of the business, you have more responsibilities than ... ... stress in a position of leadership
Everyone experiences some stress in their daily lives, but as a small business owner, you're dealing with more responsibilities so could benefit from having a focused approach to ...
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... a critical skill for any small business owner or employee looking to ... Networking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...
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... best for you and your business in 2018. We'd also ... year. We know that many Small Business owners don't have the ... ... Happy Holiday and all the best for you and your business in 2018.
We'd also like to thank you for your business and support this year.
We know that many Small Business owners don't have the luxury of shutting down ...
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... best for you and your business in 2019. We'd also ... year. We know that many Small Business owners don't have the ... ... Happy Holiday and all the best for you and your business in 2019.
We'd also like to thank you for your business and support this year.
We know that many Small Business owners don't have the luxury of shutting down ...
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... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation Three Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers.
The founder of Three Gems, Louise Routledge, ...
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... best for you and your business in 2021. We'd also ... year. We know that many Small Business owners don't have the ... ... Happy Holiday and all the best for you and your business in 2021.
We'd also like to thank you for your business and support this year.
We know that many Small Business owners don't have the luxury of shutting down ...
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... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... or using jargon. We want to make buying business insurance a stress-free process without the hassle. Jump online to experience insurance made easy today.
*As with any insurance, cover will be subject to the terms ...
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Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... time to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a ...
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... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... the lengths you go to in doing so, it's important to hold Employers Liability insurance.
It protects you and your business against settlements or damages, including defence costs, as a result of an employee suffering a ...
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... , it also means that your business' information [] ... but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval of information ...
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... if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...
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... , gives you peace of mind so you can sleep at night.
You can even add Business Interruption insurance which is designed to help your business get back into the game by covering the increased costs of running your ...
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... 's also a likely requirement by your landlord if you lease your business premises.
Business Insurance
Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own ...
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... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
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... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings.
Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...
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... your premises, then your landlord will more than likely insist on you having public liability insurance.
Business Insurance
Your business assets are as critical as your customers to maintain the cash flow. That s why ...
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... accountable and responsible for their actions in the workplace.
Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...
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It's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper.
Get your head in the cloud
When it comes to cloud – based ...
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... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... offer different forms of protection.
Public Liability Insurance VS Professional Indemnity Insurance
Public Liability insurance protects you and your business against the financial implications if you are found ...
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... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...
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Buying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... next thing to consider, after looking at what is required of you, is the risks your business faces. Even with the minimum required insurance, you may also have a number of unique risks that could seriously affect your ...
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Employers Liability Insurance For Your Business
Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur.
Employers Liability insurance protects you ...
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... should an unwanted accident occur.
Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for property ...
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For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... . What people love is something for free - no strings attached. For a coffee business, the product cost of a free coffee is small compared to the thousands of dollars that regular customer might spend over the next few ...
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... to have it. It's as simple as that.
And if you are doing business with another business, make sure they have public liability insurance too, so all's well that ends well should an accident occur from their negligence ...
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... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox.
Did ...
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... . Some large projects might insist on Public Liability being in place before you go on site.
Business Insurance
Most businesses will have assets of some sort that need protection in the event of fire, theft or natural ...
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... and legal costs in the event of physical injury or property damage should they arise.
Business Insurance
Business Insurance is designed to safeguard your contents and other physical assets (including your building if ...
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... covered by the ACC) resulting from you going about your business.
Business Insurance
When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that ...
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... earn over $60,000 a year.
Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/
Insurance for Consultants
Professional Indemnity
Giving advice or providing ...
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... need it?
Grow your business with peace of mind.
Did you Know?
To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017).
Insurance for Immigration Advisers
Professional ...
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... go to plan, and sometimes there is no easy fix for that 404 error!
Fear not! Having insurance will protect your business and give you peace of mind should the unexpected happen and the fingers start pointing at you ...
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... of a breach of professional duty in respect of the conduct of the professional business in the Recruitment Industry.
This class of insurance is written on a 'claims-made basis'. This means that the policy provides cover ...
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... Agents and Tour Operators need it?
Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
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... who provides paid professional advice or services to any business or individual
Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract
An example ...
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... open home. It is relatively cheap cover for the amount of protection afforded.
Business Insurance
Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also ...
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... with the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at ... ... BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses.
Today we're looking at the leading mobile and web ...
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