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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Business Insurance

... . So, it makes perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like ...

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Do I need Business Insurance

... so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you ...

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What does business insurance cover

... is an important form of cover to consider when insuring the things that keep your business running. Property (Contents) insurance c overs physical loss or damage to your insured contents as a result of an ...

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What is Business Insurance

... premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of revenue due to ...

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BizCover and n3

... big to you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to focus on running your business. That's why we offer a host of cover options from ...

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BizCover and Boost Your Business

... you time to really focus on running your business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you ...

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BizCover and PriceMe

... leaving you time to concentrate on running your business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With ...

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... Industry At BizCover we understand there is no “one size fits all” solution for small business insurance, each business is unique so we provide different cover options for over 6,000 occupations across Australia. Find ...

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Insurance Options for Retailers

... ask yourself could it survive if you had to shut up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for the loss of income and increased costs of operating your ...

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It's Time for an Insurance Health Check!

... or so and you're at that stage of where you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...

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Types of small business insurance in New Zealand

... Liability Insurance Employers Liability Insurance protects the company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business - ...

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Take Back Your Time With These Apps

... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand ...

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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BizCover and Reflexology NZ

... $1 Million $250 Alternatively, if you prefer to speak to somebody the old fashioned way you can contact our friendly business insurance Specialists on 0508 249 268 Monday to Friday 8am to 8pm. ;

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Bizcover and Nutrition Society of NZ

... ,000 $500 If you prefer to speak to somebody the old fashioned way you can contact our friendly business insurance Specialists on 0508 249 268 Monday to Friday 9.30am to 8.30pm and Saturday 11am - 6 ...

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Insurance for Travel Agents and Tour Operators

... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...

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Insurance for Personal Trainers

... Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive ...

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Insurance for Tradesmen

... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...

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Why do brilliant business ideas sometimes fail?

... At BizCover, the one thing we can do to help make your business dream a reality is provide hassle-free business insurance options to protect your business from unwanted challenges. Visit us online or give us a call ...

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Insurance For Cafés and Restaurants

... stock and furniture. A Business Insurance policy includes cover for ... company, senior management and employees for allegations of wrongful breaches of key legislation in the course of the Insured’s business ...

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BizCover and NZ Retail

... Alternatively, if you prefer to speak to somebody the old fashioned way you can contact our friendly business insurance specialists on 0508 249 268 Monday to Friday 8am to 8pm . *The discount only applies if ...

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Insurance for Cleaners

... s antique vase while cleaning their home. Business Insurance* Business i nsurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...

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Insurance for Handyman

... all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools, some of which can be expensive ...

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Retailer Insurance

... and vandalism are just some of the factors that can damage valuable assets in your retail outlet. Business insurance can cover you for: Contents and stock : Protects the contents and stock in your shop against ...

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Insurance for Hairdressers

... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Your business assets are as critical as your customers to maintain the cash flow. That's ...

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Insurance for Painters

... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...

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Insurance for Real Estate Agents

... home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also ...

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Insurance for Engineers

... . Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need protection in the event of fire, theft or ...

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Insurance for Plumbers

... trouble if it floods your clients' home and causes extensive and expensive damage to their property. Business Insurance As a plumber your tools are your livelihood and the value of these items, like hammers, electric ...

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Insurance for Bookkeepers

... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. ; ...

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Insurance for Allied Health Professionals

... Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...

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Insurance for Photographer

... Accident Compensation Commission) or sustaining property damage as a result of your negligent business activities. Public Liability insurance also picks up legal costs that you may incur while defending yourself from ...

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Insurance for Mortgage Brokers

... damage should they arise. Business Insurance Business Insurance is designed to safeguard your ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer ...

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Insurance for Beauty Salons

... 's also a likely requirement by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you ...

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Insurance for Consultants

... over $60,000 a year. Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ ; Insurance for Consultants Professional Indemnity Giving advice or ...

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Insurance for IT Professionals

... for that 404 error! Fear not! Having insurance will protect your business and give you peace of mind should the ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...

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Insurance for Architects & Designers

... Business Insurance Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...

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Insurance for Accountants & Tax Agents

... Taxation Auditing Business valuations Company secretarial Forensic ... you going about your business. Business Insurance When it comes to protecting your business assets, Business Insurance has a variety of ...

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Insurance for Shop Owners

... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...

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Introducing Work From Home Insurance

... name (if necessary) No longer worry that your business will be remembered for the wrong reasons, just ... never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only ...

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5 Money Saving tips for Small Business in NZ

... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...

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Statutory Liability Insurance

... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...

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7 Ways to Grow Sales in a Café Business

... even for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for coffee is a reflection on themselves. Of course ...

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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How much does Public Liability Insurance cost?

... calculating the cost of your Public Liability insurance. Businesses that are considered to have a higher ... premiums. It is also important to note that each insurance company assesses risk in different ways, and as such, ...

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What does Public Liability Insurance Cover?

... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...

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What is Public Liability Insurance?

... court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! ; ; Most ...

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Employers Liability Insurance

What’s covered? Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Insurance for Immigration Advisers

... need it? Grow your business with peace of mind. ; Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance for Immigration Advisers ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry ...

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Help Protect your small business' reputation

... if its reputation is on the line. Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Reviews related to Affordable Business Insurance Hotel Accomodation

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology


    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:


Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • Money
  • Theft
  • Transit
  • Equipment breakdown
  • Seasonal stock increase
  • Stolen keys
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world


Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.