... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... one of the fundamental types of cover, Public Liabil i ty Insurance. What is Public Liability I nsurance * ? Public Liability Insurance, often referred to as General Liability Insurance, protect s ...
read more... and your customers with Public Liability insurance is one of the most ... ... , accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket for ... activities Most Public Liability policies are tailored to suit different types of businesses; however ...
read morePublic Liability Insurance protects you and your business ... ... work for any metropolitan council will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... and the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul ...
read more... average cost of Public Liability insurance by industry? Typically, the type of industry that your ... of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ...
read more... accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace ... 10 million. Policies are typically tailored to suit the type of industry your business operates within. However, the ...
read more... wrong. Having the appropriate retailers insurance in place to protect your ... ... risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart ... covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent ...
read more... Professional Indemnity and Public Liability insurance as the two types of cover can ... of protection. Public Liability Insurance VS Professional ... between Professional Indemnity and Public Liability insurance as the two types of cover can often cause ... client making a claim against you. A Public Liability claim could result from Accidental damage to a third ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... as, the industry you operate in, your trade, and the type of business you run. It will also be influenced by the ... Get Free Quotes Employers Liability Insurance Employers Liability Insurance protects the company and ...
read more... management, however, and a tailored insurance [] ... your policies. As your business grows you'll require an insurance package that is as robust as the business it protects and ... any type of professional advice or services. Consider Cyber Liability insurance, especially ...
read more... most common issues with Business Insurance is that policy owners often ... ... depend on the type of your insurance. Read the below carefully: Public Liability - This protects ... familiar with how much you're covered for. Using Professional Liability as an example again, you could be covered for ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... criminals however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data breaches after being hacked or having your ...
read moreYou shouldn't think of insurance just as an expense, instead ... and peace of mind. The types incidents and claims that a ... ... some business sectors you'll find certain types of insurance is required. For example you'll find ... personal assets might be on the line. Having a Employers Liability policy in place can cover you not only for your legal ...
read more... we explore how Cyber Liability insurance can protect your business from ... ... insurance? Replacement equipment Property damage Prior known facts / circumstances (before the policy commenced) Intentional acts Types of Cyber Liability claims ...
read moreYoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. I first experienced yoga ... and open a studio.” “The current popularity of yoga and my conviction about how valuable these practices are, ... in their daily lives.” The leap from yoga teacher to business owner has been an interesting one ...
read moreAt long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially ... do to a business's reputation in the community could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ, as it helps cover businesses against the expenses and ...
read more... positions being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read more... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...
read more... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... your reputation in the case of an alleged breach of professional misconduct. Maintaining a Professional Liability Insurance package is not only a best practice standard for health professionals, but rather a necessity ...
read more... may need to spend an extensive amount on legal fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for compensation and the costs associated with defending your ...
read more... investing in the right business insurances can [] ... you may need to consider Public Liability insurance. Public Liability insurance is designed to provide protection for ... covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent ...
read more... investing in the right business insurances can save your business when ... ... you may need to consider Public Liability insurance. Public Liability insurance is designed to provide protection for ... covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent ...
read more... your business has the right insurances in place for when things ... ... . What is Public Liability Insurance * ? One of the fundamental types of insurances for most kinds of businesses is Public Liability insurance. Public Liability insurance is designed to ...
read more... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... What types of insurances photographers need to consider? Public Liability insurance * ... attack is something to consider. Cyber Liability Insurance protects your business against the expense ...
read more... buy professional indemnity and business insurance online Sydney, Australia - December ... , 2010. BizCover, the pioneer online insurance marketplace ... and easy online professional indemnity and public liability insurance for over 200 professions. The new ... businesses and trades the option of buying business insurance online. “We have learned through our interaction ...
read more... You may need public liability insurance to protect yourself against any claims and liabilities that arise due to ... Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...
read more... made against your business. Public Liability Public liability insurance helps protect your business against ... put you out of business. The right public liability cover can defend you against compensation claims and legal ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... can rely on us to look after your business insurance. As an allied health professional, small mistakes can ... taking out public liability insurance for your protection. Claim example A yoga instructor hired premises in ...
read more... at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out ... then the short answer is yes. Public Liability insurance is an important form of cover to ...
read more... you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which ... without your business assets? Business Insurance allows you to select the types of coverage that best suit ...
read more... . Cyber Insurance Working within the IT industry, you would be more than mindful of the types of potential ... a toll on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred following ...
read more... cover only the insured and their employees, not subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you in ...
read more... an extensive range of insurance products to cover many types of risks and liabilities, meaning that you ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...
read more... when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the ... . Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ...
read more... Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental ...
read moreThe end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... have the right types of cover and levels of cover? For example, if your business is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold ...
read more... business needs and provide protection for your contents, stock and other assets. And you can include Public Liability Insurance to ensure you are left financially sound for the costs of a legal claim should a third party ...
read more... day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any ... If yes, then Public Liability Insurance is a vital type of insurance to protect your business against ...
read more... - and not the type a tad of concealer can fix. Professional Indemnity Insurance is designed to protect ... and damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made against ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... not provide cover. There are a few types of claims that could affect the reputation of ... were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal ...
read moreUnfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business against the expenses and legal costs associated with data breaches ...
read more... Public Liability This insurance is an essential component of any business insurances. It covers your liability to ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will have ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... understand the technical terms, speak to an insurance professional who can help you understand the meaning ... significant human resource risks which will require a management liability policy to cover. Or you may have a ...
read more... cover to protect the following types of assets: Contents There are ... ... your business, consider cover to protect the following types of assets: Contents There are some items ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... , your home and contents insurance policy might not cover all the liabilities related to your business. As ... get, there will be some instances where a certain type and a certain level of cover is mandatory. Sometimes cover ...
read more... and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... , showed no mercy when he subjected his old public liability policy to his bandsaw. Jill, the café owner, ... there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you ...
read more... out your business insurance. We know you ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...
read more... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has announced ... per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover ... Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... to a claim at the time of taking out your PI insurance, no matter how big or small Do not ignore any ... that you have complied with the requirements Never admit liability or attempt to resolve a complaint on your own, ...
read more... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... it as soon as the information arises or face possible liability for any issues. For example, if the agent was ...
read moreScotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose ... because I want to be protected from public liability, selling food and drink to consumers and alcohol ...
read moreProfessional Indemnity Insurance (PI) can be ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity insurance coverage is not sufficient may need to draw funds ... is never a good thing. With professional indemnity insurance you do not have this problem. Cover ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be ... insurance include: consultants, accountants, real estate agents and health practitioners. Types ...
read more... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, ... . Some of the types of Business Insurance coverages available include: ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... insurance cover you require Previous claims history Your Profession / Industry type Believe ... policy with $1M cover limit, which could be due to the type of businesses that have opted for $750K cover, i.e. they ...
read more... clients is your expertise and getting you the right insurance is ours. With just a few clicks or ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ' ...
read moreProfessional Indemnity Insurance For Your Business When operating a business, your primary goal is to provide a ... could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and ...
read more... ,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being ... don't need to convince you that comparing insurance from multiple leading insurers in the one online ...
read more... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides ...
read moreMany businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for ... also provide coverage for regulatory defence, penalties and fines. Is cover pricey? Like most insurance, premiums vary by insurer, the type of cover selected and your risk profile. A policy with $100,000 cover could ...
read more... of Professional Indemnity insurance depends on a number of key factors including: The type of business you ... policy with $1M cover limit, which could be due to the type of businesses that have opted for $750K cover, i.e. ...
read more... quickly as possible. Making an insurance claim can be stressful - ... ... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read moreIn the insurance world, we focus on loss ... ... , you'll smile together. THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus ...
read more... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... , we can look after their insurance needs. Today we're looking ... ... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...
read more... could to help defer their insurance payments and keep their livelihoods ... ... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read more... term can apply to several types of activities. When people focus ... ... often impose limitations on how much time you have to network. In cases where you are facing this type of limitation, networking within your existing contact list makes perfect sense. Here are some ideas to help you ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... a loss, even if nothing can replace my turkey sandwich,” ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the past it has been only for larger claims and never ...
read more... destroy your business for good. That s where Professional Indemnity insurance comes in to play. If a client makes a ... the worst were to happen. Having the right insurance in place means your business can keep running as ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... ensure that in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain customers ” Find out more about TwoBlackLabs here .
read moreThe world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... over a network. A secure connection means that these types of programs aren't able to just see everything you ... it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... or employee can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success is due to the small business community, who have embraced ...
read moreWith New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...
read moreWith 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... a phone call away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not ...
read moreTime. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...
read moreFeel like it's all work, no play? Lost that mojo and spark? As a small business owner, you're not alone when it comes to experiencing motivational burnout. To help get ... because he has interesting guests, but he is also interested in human potential from different types of industries. Nicola Moras , owner and business strategist at http://nicolamoras.com.au ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... . 1 . Don't Pay Full Price. No matter what type of business you are in, you'll continually need to spend ... to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of ...
read moreWellington-based new kids on the building block JAW Maintenance, are off to a winning start as receivers of the $2000 BizGiver Grant. Can they fix it? Yes, they can Wellington-based new kids on the building block JAW Maintenance, are off to a winning start as receivers of the $2000 BizGiver Grant. Can they fix it? Yes, they can! JAW Maintenance is in the business of getting ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your From the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know ...
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It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
It was easy and fast to attain.
Jason Te Kare
Consultancy Occupations
Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology
With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.
Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:
