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Insurance for Hairdressers

... hair products and treatments are some of the most common forms of cited complaints against hairdressers. Insurance for Hairdressers ... on you having public liability insurance. Business Insurance Your business assets ...

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Types of small business insurance in New Zealand

... is Small Business Insurance. But what kind of insurance do you actually ... ... an engineering firm. Just as a mobile or home-based hairdresser will have varying needs to those of a salon owner who ... liabilities. Public Liability Insurance Every business should consider Public Liability Insurance ...

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How much does Public Liability Insurance cost?

... Public Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance is ... between $40 and $59 per month for their Public Liability insurance, and only six percent pay $100 or more. ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

... business and your customers with Public Liability insurance is one of the most ... , or even member of the public, sue your business for damage . ... sounds, accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket ... There is a lot to consider when purchasing a Public Liability policy, and the above tips are a good starting ...

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What is Public Liability Insurance?

... empty pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would ...

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Understanding Insurance, Part One: Public Liability Insurance

... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... fundamental types of cover, Public Liabil i ty Insurance. What is Public Liability I nsurance * ? Public Liability Insurance, often referred to as General Liability Insurance, protect s you and ...

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The difference between public liability and professional indemnity insurance

... difference between Professional Indemnity and Public Liability insurance as the two types of ... forms of protection. Public Liability Insurance ... Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance ... provisions of your service Do I really need Public Liability Insurance? If you or your employees interact with ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... another venue and you accidentally cause property damage, you face the risk of legal action. Public Liability Insurance protects you against claims from any third parties by covering any compensation awarded against you ...

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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... can help protect your plumbing business for the long haul. What is Public Liability Insurance ? Public Liability insurance is  designed to provide protection for you and your business in the ...

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Public Liability Insurance

... to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such ...

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Insurance options to protect your cleaning business

... your business has the right insurances in place for when things ... ... shower screens . If a third-party was to make a claim against your business for negligence, Public Liability insurance provides peace of mind knowing that you have protection in place for your legal expenses and ...

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Massage Therapy Insurance: here's why you need it!

... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... of a breach of your general liability. Public Liability insurance protects you against claims from customers ... of professional misconduct. Maintaining a Professional Liability Insurance package is not only a best ...

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Insurance for Allied Health Professionals

... ; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance ...

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Insurance for Consultants

... Workflow processes & procedures Public Liability Public Liability insurance is a no-brainer when ... up costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which ...

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Insurance for Engineers

... public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ... can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...

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Insurance for Mortgage Brokers

... made against your business. Public Liability Public liability insurance helps protect your business ... could put you out of business. The right public liability cover can defend you against compensation claims and legal ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... investing in the right business insurances can save your business when ... ... if not years . Having Professional Indemnity insurance means you can focus on getting back ... you may need to consider Public Liability insurance. Public Liability insurance is  designed to provide protection ...

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Insurance for Architects & Designers

... night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out ... and the general public, then the short answer is yes. Public Liability insurance is an important ...

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Insurance for IT Professionals

... Public and Product Liability insurance offers important cover for IT Professionals and their legal liability ... Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? ...

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Insurance for Painters

... cover only the insured and their employees, not subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you in ...

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Insurance Options for Retailers

... wrong. Having the appropriate retailers insurance in place to protect your ... ... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... products Some Public Liability insurance policies include cover for Product Liability cover. Money ...

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What Photographers Need to Know About Business Insurance

... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... Public Liability insurance * One of the most common forms of insurance is Public Liability . S ometimes referred to as General Liability insurance ... Business Insurance * ...

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Key things to look out for when Growing Your Small Business

... management, however, and a tailored insurance [] ... care of themselves, but the primary insurances - public liability and professional indemnity - are crucial. ... Do? Insure your legal liability! Public and Product Liability (or 'PL') covers claims against property ...

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Insurance for Tradesmen

... can result in many thousands of dollars damage. Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect ...

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Insurance for Beauty Salons

... and damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ... landlord requires you to have a particular level of Public Liability cover. How much would it cost to replace your ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you and your business against a public liability claim. Reduce shoplifting The busier your ...

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Insurance for Accountants & Tax Agents

... day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any ... ? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against ...

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Insurance for Real Estate Agents

... Public Liability This insurance is an essential component of any business insurances. It covers your liability ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will have ...

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Insurance for Personal Trainers

... amount. Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ... of reasons. It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or ...

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BizCover expands its insurance offer and launches a new look

... buy professional indemnity and business insurance online Sydney, Australia - December ... , 2010. BizCover, the pioneer online insurance marketplace ... quick and easy online professional indemnity and public liability insurance for over 200 professions. The new website ... its motto of providing quick and easy online insurance is still a very fundamental part of the ...

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Business Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... the type of your insurance. Read the below carefully: Public Liability - This protects against ... familiar with how much you're covered for. Using Professional Liability as an example again, you could be covered for ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has announced ... per cent of the New Zealand professional insurance market is concentrated amongst three insurers. ... Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...

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Insurance by Professions

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and ...

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Business Insurance

... your business needs and provide protection for your contents, stock and other assets. And you can include Public Liability Insurance to ensure you are left financially sound for the costs of a legal claim should a third ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... include Business Interruption as part of your Business Insurance package. It's important to remember that your ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ...

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Tear and Share: Our customers get even with their old insurance policies

We recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... tradie, showed no mercy when he subjected his old public liability policy to his bandsaw. Jill, the café owner ... there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you ...

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Take Back Your Time With These Apps

Time. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... for automated bookings and payments (restaurants, hair and beauty services and other event based ... time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive ...

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Understanding Insurance, Part 4: Cyber Liability Insurance

... we explore how Cyber Liability insurance can protect your business from ... ... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. I first experienced yoga ... and open a studio.” “The current popularity of yoga and my conviction about how valuable these practices are, ... in their daily lives.” The leap from yoga teacher to business owner has been an interesting one ...

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Statutory Liability Insurance

... for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees ... workplace injuries Environmental breaches, such as unintentional discharge of waste into public watercourse

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Cyber Liability Insurance

... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...

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What does Professional Indemnity Insurance cover?

... Defamation, libel or slander resulting in public relations and reputation management costs Damages for ... fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity insurance coverage is not sufficient may need to draw funds ... is never a good thing. With professional indemnity insurance you do not have this problem. Cover ...

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Professional Indemnity Insurance

... yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your ... Claims investigation costs Inquiry attendance costs Public relations costs What is NOT covered? ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made ... Public relations costs What is typically not covered by Professional Indemnity insurance ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... home, your home and contents insurance policy might not cover all the liabilities related to your business. As ... business is on the move and changing and so your insurance needs will also be changing and you'll want to ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk ... the data of almost 500 BizCover customers with PI insurance in 2017, you can see that the average cost ...

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Understanding Insurance, Part 3: Business Insurance

... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... your business. What is Business Insurance*? Business Insurance is designed to protect your ... rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for ... business has customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the ...

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What is Professional Indemnity Insurance?

... and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly ...

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Insurance for Bookkeepers

... out your business insurance. We know you ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...

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Insurance for Immigration Advisers

... ,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

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Insurance for Recruitment Consultants

... clients is your expertise and getting you the right insurance is ours. With just a few clicks or ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ' ...

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Insurance for Travel Agents and Tour Operators

... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... public relations expenses to help prevent or minimise reputational damage whilst your business is under scrutiny. Employers Liability Insurance ... of a cyber attack, Cyber Liability insurance is there to help by providing ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business against the expenses and legal costs associated with data breaches ...

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The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss ... ... apprentice might be a special occasion, while a hairdresser might only break out the bubbly after the bridal ... t always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But ...

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Professional Indemnity Claims: when should I notify my insurer?

... clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... to a claim at the time of taking out your PI insurance, no matter how big or small Do not ignore any ... that you have complied with the requirements Never admit liability or attempt to resolve a complaint on your own, ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... it as soon as the information arises or face possible liability for any issues. For example, if the agent was ...

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Tips for making a Stress-Free Claim for your business

... quickly as possible. Making an insurance claim can be stressful - ... ... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...

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Introducing our newest cover option: Personal Perishables Cover

... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking ... ... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...

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7 Ways You Can Protect Your Business and Personal Information Online

The world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... send. For this same reason, if your business offers public wi-fi, you should not use it for any of ... it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success ... and from there the winner will be determined by public voting via the BizCover Facebook page. You can enter ...

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Customer Spotlight - Pirate & Queen

Today we're looking at one of our customers who are responsible for elevating the arts and culture scene in Wellington to new heights. Directors Claire Mabey and Andrew ... the LitCrawl festival in Wellington - a festival of literature set in local bars, cafes, venues, book stores, and public spaces. It began as 14 events and has since grown to over 50 events, with 150 artists and over 5 ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... has over 10years experience in both the public and private sectors with previous experience which ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain ...

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World Chocolate Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there ... “But now the same bakers have strong self-confidence, the ability to socialise within the team and even with the public with no reservation. As a result, some of the bakers are now our top cookie cutters with the ability ...

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International Cookie Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there ... “But now the same bakers have strong self-confidence, the ability to socialise within the team and even with the public with no reservation. As a result, some of the bakers are now our top cookie cutters with the ability ...

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Tips On How To Better Your Business This Year

With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... a phone call away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...

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10 Amazing Facts About Small Businesses in New Zealand

With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...

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Managing the work-life balance see-saw: Secret tips for small business owners.

Owning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...

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Reviews related to public liability insurance for hair stylist

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

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Did you Know?

Adverse reactions to hair products and treatments are some of the most common forms of cited complaints against hairdressers.

Insurance for Hairdressers

At BizCover, we offer an extensive range of insurance products to cover many types of risks and liabilities, meaning that you can focus on running your business without the worries of what could happen if an unexpected event strikes.
So, whether you have your own shop-front salon, operate a home-based business or offer a mobile service to your clients, we can tailor a policy to suit your needs.

Public Liability

If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.

Business Insurance

Your business assets are as critical as your customers to maintain the cash flow. That s why Business Insurance is an important form of cover to protect your contents, stock and other assets against unexpected events, like fire, storm, earthquake (if you have taken out the earthquake option), theft and accidental damage.

Choose the cover options to suit your needs:

Property (Contents) covers loss or damage to your contents, stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need to be mobile.

Building if you are the owner of the building where your salon is located, protecting it against damage from disasters such as fire, flooding or storm damage is critical.

Business Interruption while a fire or storm damage can damage your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.