Insurance Architectural Technician
& Designers
- Comprehensive industry specific policy wording
- Multiple levels of cover to select from
- Instant paperwork online
Insurance for Architects & Designers
... architects and designers stay in business even if the unexpected comes their way. How do I buy Insurance for my Architectural business? Architects and designers are busy people with a lot on their schedule each day. That ...
read moreInsurance for Plumbers
... , I don’t have the time to be sitting around filling paperwork just to get simple insurance. Farzeen A. Architectural Drafting Service Super easy, friendly very happy with this service! Dominic K. The follow-up calls ...
read moreInsurance for Beauty Salons
... face as a professional colourist. Nail Technicians - Worried about protecting your small business? Nail technicians can file their troubles away thanks to the peace of mind that insurance can bring. Make Up Artists - ...
read moreInsurance by Industry
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreTear and Share: Our customers get even with their old insurance policies
... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance , online, with all your documents emailed to you instantly. Switch & save on your business ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... 't reviewed your current policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers ...
read moreIt's Time for an Insurance Health Check!
... where you want the business to be? Any changes in your business mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of cover? For example, if your business ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read moreCyber Liability Insurance
... cybercrime event were to occur. Get more information If you would like to learn more about all things business insurance or perhaps brush up on some tips to help your small business save time and money, head to our blog ...
read moreWhy businesses in New Zealand need to consider Statutory Liability insurance
... . In far too many cases where companies have neglected to include adequate, or indeed any Statutory Liability insurance as part of their health and safety strategy, the financial blow from just a single breach of health ...
read moreIntroducing Work From Home Insurance
... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...
read moreWhat Photographers Need to Know About Business Insurance
... mind, knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done professionally , ...
read moreInsurance options to protect your cleaning business
... you make your clients happy with squeaky – clean results. It's also important that your business has the right insurances in place for when things get messy. You've worked long and hard to build your business and that's ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What are ...
read moreInsurance Options for Retailers
... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... that is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only limited ...
read moreHow the cost of Professional Indemnity insurance is calculated
... than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... from your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your business going if the worst was to happen? If your ...
read moreThe difference between public liability and professional indemnity insurance
... Making mistakes or oversights Any omissions in the provisions of your service Do I really need Public Liability Insurance? If you or your employees interact with other people while doing business in any way or form then ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreThings you didn't know about small business insurance
... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read moreHow Cyber Insurance Protects Small Businesses
... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...
read moreCyber Insurance - Is it worth it?
... employee with a grudge, you may not be coveredby your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make sure you have the right cover in place We live ...
read more5 Things for Accountants to Consider When Applying for Professional Indemnity Insurance
... many different risks your business may be exposed to, and there are a variety of different business insurance coverages to help provide you and your business peace of mind and protection. At BizCover we offer accountants ...
read moreWhat does Public Liability Insurance Cover?
... illness or death caused by your negligence that is not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies they may have to have a certain level of Public ...
read moreMassage Therapy Insurance: here's why you need it!
... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance . It protects you and your business against settlements or damages, including defence costs, as a result of ...
read moreBizCover expands its insurance offer and launches a new look
... the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having choice and ...
read moreWhat does Professional Indemnity Insurance Cover?
... even millions of dollars. A hefty bill like that is very difficult to cover without the protection of the right insurance. What actions could result in a claim? All it takes for a claim to arise is for one unhappy client ...
read moreInsurance for Shop Owners
... or lollipops, no two shops are the same. That's why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your policy, there are a variety of factors which are taken into ...
read moreInsurance For Cafes and Restaurants
... a moment to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going ...
read moreEmployers Liability Insurance
... businesses tick. It's a match made in heaven! We won't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere. How do ...
read moreStatutory Liability Insurance
... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...
read moreInsurance for IT Professionals
... to be fixed by another firm, as well as the resulting damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here to assist you through the process and get you back to ...
read moreInsurance for Engineers
... * in place If you are working out on site, it may be a requirement that you have your own Public Liability insurance* cover in place. Be sure to also check the exact level of cover that you need too When you are out ...
read moreBusiness Insurance
... to your business. You should check your policy details to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back ...
read moreWhat does Public Liability Insurance Cover?
... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...
read morePublic Liability Insurance
... clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents can ...
read moreDo I need Public Liability Insurance?
... help provide much needed protection against unforeseen costs, such as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay in full damages in the event it is ...
read moreInsurance for Photographers
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Personal Trainers
... Equipment cover* Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read moreRetailer Insurance
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Hairdressers
... by your business activities to a third party It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover. FAQ's How much does ...
read moreInsurance for Handyman
... policy that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. Did you know? Your level of ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... or sustain property damage as a result of your negligent business activities. It is one of the main types of insurances that you may need to consider as a tradie. This is an overview of what is typically covered and not ...
read moreUnderstanding Employers Liability Insurance
... and to be in business for the long run. Things like Public Liability, Professional Indemnity and other Business Insurance options*, help protect different areas of your business. There isn't a one size fits all when it ...
read moreWhy You Should Review Your Business Insurance
... campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that you ...
read moreWhat to think about when comparing insurance quotes for your small businesses
... could end up costing you in the long term. Check where you have cover and where you don’t Every insurance policy will have things that are included and things that aren’t, with certain events being covered and some being ...
read moreWhat does Professional Indemnity Insurance cover?
... they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks (i.e. what could go wrong ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... hard-earned reputation. As a plumber, it may be a legal requirement to have a certain level of Public Liability insurance in place before you can step foot on certain sites. It is always important to check this and the ...
read moreCyber Liability Insurance Explained
... 't believe in making things difficult, so there's no paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help protect your business . * The information provided on this ...
read moreWhat every New Zealand tradie needs to know about insurance
... for themselves as a tradie, you would already have an idea of just how important it is to have the right business insurance s in place for when things don't go exactly to plan. Sometimes it can be easy to just buy the ...
read moreWhat is Tool Insurance and why do Tradies need it?
... theft, fire and other perils listed in the wording, anywhere in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work comes to a quick halt, meaning you can't work on ...
read moreBizCover adds Ando Insurance to its NZ business insurance platform
... and Business Interruption (MDBI) cover on the BizCover platform. “Ando is a fantastic addition to our SME insurance platform,” says Jane Mason, BizCover's Head of Product, Channels & Risk. “Their initial offering adds a ...
read moreDo Dog Walkers Need Insurance?
... can help foot the bill for you. Now running your business is truly a walk in the park! Does looking for insurance make you feel like you're chasing your own tail? Let BizCover help! We make it quick and easy to find ...
read moreDo Hypnotherapists need Business Insurance?
... hypnotherapists work from a home office and may not worry about the types of risks that Public Liability insurance covers. However, a patient can be injured or have their personal belongings damaged in a home office just ...
read moreIs it time to give your retail business an insurance health check?
... worse if a claim were made against you. Even if you do have cover in place, doing a review of your insurance could help you save on your premium. *This information is a general guide only and does not take into account ...
read moreOnline service saves SMEs hundreds on their business insurance
... he switched through BizCover. 1 Peter is an IT consultant near Hamilton. He saved $2000 on his IT Liability insurance when he switched through BizCover. 2 Gamini is a handyman in Botany Downs. He saved $500 on his Public ...
read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...
read moreAn Accountants Guide to Understanding Cyber Liability Insurance
... for your next policy with us, while you get back to helping your clients. Visit bizcover.co.nz and get insurance for contractor business without the hassles so you can get on with your day. If you'd prefer to pick up ...
read moreA Contractors Guide To Understanding Product Liability Insurance
... result of a product defect can cost your business a lot of money, and without the appropriate Product Liability insurance you could find yourself in a spot of bother. If you operate as a sole trader, you will potentially ...
read moreA Contractors Guide To Understanding Public Liability Insurance
... making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your contractor business without the stress so you can get on with your day. If you'd prefer to pick ...
read morePortable Equipment Insurance, A Guide For Contractors
... statement to understand what your policy covers and excludes. If you are ever unsure double check with your insurance agent about your level of coverage and the details. Typically include cover for Loss or damage that is ...
read moreHow Insurance Can Protect Landscape Architect
... architects put safeguards in place to protect their businesses. One way to do this is through business insurance. Insurance is essential for any business, and landscape architecture is no exception. Here are some of the ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...
read moreAn Engineers Guide To Understanding Public Liability Insurance
... sites and work with contracts, it may also be a legal requirement for you to have your own Public Liability insurance policy in place, even before you pick up your tools. Make sure you also check if there is a minimum ...
read moreAn Engineers Guide To Understanding Professional Indemnity Insurance
... going to break down the basics, without the jargon and explain the ins and outs of what this kind of insurance provides cover for, what it doesn't cover and some interesting things you may not be aware of with this kind ...
read moreA Designer's Guide To Understanding Cyber Liability Insurance
... your clients peace of mind knowing they are dealing with a trusted and secure webpage. Get your Cyber Liability insurance sorted- having your policy in place will help you sleep at night knowing that you have that extra ...
read moreUnderstanding Cyber Liability Insurance – A Guide For Engineers
... business against the nasties of the online world. Our quick guide is here to break down what Cyber Liability insurance is and some tips and tricks to remember when it comes to your engineering business and the reality of ...
read moreA Designers Guide To Understanding Portable Equipment Insurance
... without having the right tools in place to help you complete the task at hand. How much does Portable Equipment insurance cost designers? How long is a piece of sewing thread? There's no one size fits all pricing when it ...
read moreA Graphic Designers Guide To Professional Indemnity Insurance
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get on with your day. If you'd prefer to ...
read moreSurprising Ways That Business Insurance Can Help Your Business
... or claim with a third-party like a client, supplier or member of the public. That's where Public Liability insurance* can provide some peace of mind. It can happen in an instant, a customer experiencing a slip or trip at ...
read moreDisaster Planning – Business Insurance And Preventive Measures To Help
... get your business back up and running if it is impacted by a disaster? Protect your business with business insurance When you have worked so hard to get your business established, the last thing you want is for a threat ...
read moreManaging Your Business Insurance During Inflation
... tip of most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of inflation, and in our quick guide we take a look ...
read moreSaving Hacks- Business Insurance For Tradies
... to save a spare dollar here and there? Well, you're not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you're flying solo as a sole trader or run a team ...
read more5 Things To Consider About Public Liability Insurance For Your Small Business
... phone call away if you have any questions and need some help with your policy. Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreBusiness On The Go? Be In The Know About Business Insurance
... to go wrong. And because you've already got a 101 other things to be thinking about, stressing over business insurance to protect your mobile business doesn't need to be one of them. We've created a simple guide of some ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... BizCover, and sort it online in 5 minutes, so you can get on with your day. Rather chat to a Business Insurance Specialist? Call us on 0800 249 268 and get cover today. Try BizCover - NZ's #1 Comparison and Buy Site ...
read moreTradie insurance- how to get a quote quicker than a smoko
... quote sorted Now that you have a bit of an understanding of what you may require for your tradie business insurance quote it's time to make it happen! At BizCover, we offer cover like no other, making the process quick ...
read moreInsurance for Sole Traders
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Contractors
... , you're not considered an employee. This means that you may not be fully covered by your client's insurance policies while you're on the job. This is why many clients require the contractors and subcontractors they hire ...
read moreInsurance for Yoga Teachers
... take the joy out of being a business owner. At their worst, they could even put you out of business. Insurance for yoga teachers can make it easier to go with the flow when something goes wrong. Whether it's handling a ...
read moreInsurance for Dog Walkers
... risks from hounding your small business and make it a walk in the park instead! Why do dog walkers need insurance? Running a small business is hard work, and a dog walker's job is no different! Every time you take ...
read moreInsurance for Massage Therapy
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Carpenters
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreBusiness Interruption Insurance
... business you run and the services you provide Your annual turnover The number of staff employed Your history of insurance claims How much cover you want or need Comparing quotes can help you get an accurate idea of how ...
read moreInsurance for Tradies
... you in plain English. If you want to brush up on your Latin, look elsewhere. How do I make a claim on my insurance policy? Are you a tradie that needs to make a claim? No worries at all! We're here to assist you through ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... an insured event by paying ongoing expenses (such as wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep the process paperwork and jargon-free, saving you time ...
read moreReviews related to Insurance Architectural Technician
-
Good service - a little pushy with the reminders
Michael Alan Baylis
Architecture & Surveying -
Very easy process, prompt and competitive quote, would recommend to associates
Wayne Smith
Architecture & Surveying -
Fast and reliable! Good customer service!
Joem Baldesco
Architecture & Surveying -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
How much does architect’s insurance cost?
No two buildings are alike, and no two architects are alike either. Insurers use a range of different factors to determine how much you will pay for your insurance policies as an architect, meaning pricing varies based on the specific blueprint of your small business.
Some of the factors used to calculate premiums for Professional Indemnity and other forms of insurance for architects that you may consider include (but are not limited to):
- The size of contracts your business takes on
- Your risk management procedures
- Your history of previous insurance claims
- The amount of cover you want or need
Comparing quotes from multiple insurers can help you understand the Architect Insurance policies available to you and how much you can expect to pay for cover.
Did you Know?
That registered architects need to comply with strict criteria covering areas like insurance, health and safety and quality management systems.
Architects and Designers are also the first professions in New Zealand to require professional indemnity insurance to cover themselves in person for errors and negligence.
Insurance for Architects and Designers
Professional Indemnity
Professional Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard their businesses for claims made against them in carrying out their professional services or advice. It provides cover for damages and claimant costs awarded against you, costs incurred such as legal and defence costs, claims investigation costs, inquiry attendance costs as well as public relations costs.
Professional Indemnity insurance may not be mandatory for Architects and Designers. However it may be a requirement to meet the conditions of many clients as well as tender processes.
BizCover’s professional indemnity insurance offer covers occupations such as:
- Architect
- Interior designer
What is typically covered?
A small mistake in an architect’s work can have huge and expensive consequences. Professional Indemnity insurance helps shield architects and designers against a wide range of potential risks that could cripple your small business. These include:
- Errors, mistakes and omissions in your work or professional advice
- Missed deadlines and undelivered services
- Professional negligence
- Breaches of contract
What is not covered?
While Professional Indemnity insurance can help shield you against many claims resulting from your work, it does not provide protection for:
- Intentional damage
- Any circumstances or claims that are known before your insurance period begins
- Acts of dishonesty and fraud
- Accidental injury and property damage
Public Liability
Do you need it? If you have regular contact with clients, contractors and the general public, then the short answer is yes. Public Liability insurance is an important form of cover to protect you from financial losses arising from a claim of 3rd party property damage or accidental injury (not covered by the ACC) as a result of you going about your business, even if you rent your premise.
What is typically covered?
Architects and designers may face many Public Liability claims in their day-to-day work. Public Liability insurance commonly covers:
- Damage to a third-party’s property
- Financial loss resulting from damage to a third-party’s property
- Injury, illness or death (that is not covered by the ACC) that is caused by your negligence
What is not covered?
While Public Liability insurance can protect you against many common claims, it does not provide cover for:
- Employee injuries
- Damage to your own property
- Compensation when a personal injury is covered by the ACC
Protect your business today.
Business Insurance
Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company more than a pretty penny, creating a whole host of unwanted challenges.
Having some form of cover in place to protect your contents (including IT equipment), and premises from the risk of damage caused by fire, storms, theft, vandalism or even earthquakes, gives you peace of mind so you can sleep at night.
You can even add Business Interruption insurance which is designed to help your business get back into the game by covering the increased costs of running your business and lost revenue whilst it is out of action due to an insurable event.
Cyber Liability
As an architect or designer, your plans, designs are prized intellectual property it is what makes you stand out from the crowd. Unpleasant as it may be, but what would you do if a competitor found a way to steal your original designs?
Storing personal information and client information online means you are instantly at risk of potential cyber attacks and data breaches.
Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties, investigation and data recovery costs, business interruption costs and PR/crisis management costs.
What is typically covered?
Cyber Liability can help your small business bounce back after a cyberattack, hack, or data breach. Policies typically cover:
- Costs associated with investigating an attack and data recovery
- Business interruptions costs
- Fines and penalties
- Extortion costs
- Costs associated with PR and crisis management
Could this happen to your business?
An architect designed a house for an elderly couple and miscalculated the size of a cavity for a hidden sliding door. The builder of the house raised the issue early on but to no avail. The architect initially blamed it on poor print quality of the site plans and told the builder to carry on.
Near completion, it was clear that the particular doorway in the house that required access by a mobility scooter was not wide enough whilst the sliding door was “hidden”. The owners asked the architect to pay for all remedial costs that included moving walls and re-modelling an adjacent room. Fortunately, the cost of the professional error was paid for by insurers without having to appoint a legal defence counsel.
FAQ
Why do architects and designers need insurance?
Insurance can help shield architects and designers against a variety of risks, from claims of negligence or damaging a client’s property to equipment breakdowns and cyber-attacks.
Architects and designers face many unique risks that insurance can help protect them against. They regularly give clients advice based on their expert knowledge and training, and often visit clients in their business premises or homes. They may also have their own offices to consider, including any equipment, tools, and client information that may be stored there. There are different insurances to protect against each of these risks. It may be wise as an Architect to explore insurances such as Professional Indemnity, Public Liability and Cyber Liability insurance.
In the event of a claim, without insurance, you could be left holding the bill for costly claims or lawsuits. The out-of-pocket expenses associated with legal action could be financially devastating for small business owners. Insurance could help architects and designers stay in business even if the unexpected comes their way.
How do I buy Insurance for my Architectural business?
Architects and designers are busy people with a lot on their schedule each day. That’s why BizCover has made it quick and simple for them to find, compare, and buy insurance to protect their small businesses.
In just minutes, you can compare multiple quotes from selected leading NZ insurers. There is no complex paperwork to fill in, and you can buy a policy whenever it fits your schedule, day or night. You’ll even receive your policy documents instantly, so you can get right back to work!
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.