Professional Indemnity Insurance (PI) can be difficult to ... article, we explain what professional indemnity insurance is and why it might ... is Professional ... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem.
Cover may be mandatory!
Whilst you can generally choose what sort of ...
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... . Fortunately, this is where Professional Indemnity insurance can provide protection when you ... part two of our Understanding Insurance [] ... expert advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place ...
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... the difference between Professional Indemnity and Public Liability insurance as the two ... protection. Public Liability Insurance VS Professional ... or cause illness or injury that is not covered by the Accident Compensation Commission (ACC).
Professional Indemnity insurance is designed for professionals who provide advice or a service to their clients. If someone ...
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... the below graph though, over a third only pay between $45 and $74 per month.
The cost of Professional Indemnity insurance depends on a number of key factors including:
The type of business you operate - the riskier the ...
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Buying any insurance, can be a confusing and ... comes to getting your Professional Indemnity Insurance, it can be even more ... ... To be a member of Chartered Accountants ANZ you are required to provide information on your professional indemnity insurance .
Investigate and make sure to look into what is required of your business by the relevant ...
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... the cost of a Professional Indemnity (PI) insurance policy is calculated and ... impact the cost of Professional Indemnity insurance. Insurance ... more than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance.
Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of ...
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... front of the judge, make sure it's not costing you an arm and a leg!
Do I really need Professional Indemnity Insurance?
If you are being paid to provide your professional advice or service you have a duty of care to your ...
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... of an unhappy client making a claim against you, something which is out of your control.
Professional Indemnity insurance enables you to defend your reputation through the right legal avenues, to ensure your business s ...
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... investing in the right business insurances can [] ... is involved in a court case which can proceed for months if not years .
Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only ...
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... investing in the right business insurances can save your business when ... ... is involved in a court case which can proceed for months if not years .
Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only ...
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... are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...
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... if you are at fault or not, to potentially destroy your business for good. That s where Professional Indemnity insurance comes in to play.
If a client makes a claim against your business for an omission or mistake ...
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... is Small Business Insurance. But what kind of insurance do you actually ... ... of dollars), and could be enough to put a small business out of business!
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Professional Indemnity Insurance
If your business or profession involves providing a service or advice, then Professional ...
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When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... too. And let's face it, we are all human and mistakes do happen.
Fortunately, Professional Indemnity insurance is designed to protect your business should you or your staff make an error, omission, or, breach ...
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... your clients, your Professional Indemnity (PI) insurance is no doubt one of ...
If you are a professional who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to ...
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You shouldn't think of insurance just as an expense, instead ... ... ?
In New Zealand for some business sectors you'll find certain types of insurance is required. For example you'll find Professional Indemnity might be compulsory if you are part of a professional association.
If you ...
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... most common issues with Business Insurance is that policy owners often ... ... idea of what's covered will certainly come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered for any damages claims awarded against you, plus defence costs ...
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... management, however, and a tailored insurance [] ... needs.
The little things might be able to take care of themselves, but the primary insurances - public liability and professional indemnity - are crucial. Ignore them at your peril.
So What Can You Do?
Insure ...
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... Insurance for Recruitment Consultants covers a broad range of business activities
Recruitment services e.g. placement of candidates, executive ... Professional Indemnity Insurance for Recruitment Professionals
PI insurance is ...
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... compare and buy professional indemnity and business insurance online Sydney, Australia - ... leading provider of online professional indemnity ... BizCover.
BizCover.com.au is already renowned for providing quick and easy online professional indemnity and public liability insurance for over 200 professions. The new website enhances this offer by giving BizCover's ...
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... leading provider of online professional indemnity insurance, has announced today the launch ... ), BizCover.co.nz provides professional indemnity ... (over 10,000 policies sold in the past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions from New Zealand's leading insurers. BizCover provides a simple, secure ...
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... processes.
Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions ...
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... to meet the conditions of many clients as well as tender processes.
BizCover's professional indemnity insurance offer covers occupations such as:
Architect
Interior designer
Public Liability
Do you need it? If ...
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... as to which cover should respond to the claim.
Insurance for IT Professionals
Professional Indemnity Insurance
Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against ...
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... Consultants
Publishers
SEO Consultants
Sign Writers
Professional Indemnity Insurance for Marketing and Multimedia professionals
Professional Indemnity (PI) insurance provides essential financial protection for Marketing ...
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... the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... of $1m cover for professional indemnity In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional services provided.
The ...
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... Mortgage Broker must have at least $1 million of cover.
Insurance for Mortgage Brokers
Professional Indemnity Insurance
Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and ...
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... a minimum of $250,000 Professional Indemnity (as at July 2017).
Insurance for Immigration Advisers
Professional Indemnity Insurance
Professional Indemnity (PI) insurance provides essential financial protection for ...
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... with others can result in the Bookkeeper being sued.
Insurance for Bookkeepers
Professional Indemnity Insurance
Professional Indemnity Insurance is for businesses and professionals in fields where their customers ...
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...
Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...
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... your earnings and not gross ticket prices.
Professional Indemnity Insurance for Travel Agents and Tour Operators
Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and Tour ...
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... into an ugly mess - and not the type a tad of concealer can fix.
Professional Indemnity Insurance is designed to protect your business against claims for negligence or professional misconduct. It protects businesses ...
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... complaints and inquiries to the Real Estate Agents Authority (REAA).
Insurance for Real Estate Agents
Professional Indemnity
Professional Indemnity insurance is designed to protect your business against legal claims and ...
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... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... also covers any legal costs that you may incur while defending yourself.
Professional Indemnity insurance *
No matter how much care you may take as a photographer, a client can claim ...
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... and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... clients in relation to their wellbeing, or even an allegation of professional misconduct.
Professional Indemnity insurance provides essential protection against financial losses for legal action taken against you as a ...
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... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
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You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim should ...
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Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... , they may require you to have Professional Indemnity cover.
Make sure your policy stays relevant ... your business is on the move and changing and so your insurance needs will also be changing and you'll want to make ...
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... your customers with Public Liability insurance is one of the most ... ... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
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Public Liability Insurance protects you and your business ... ... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
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... wrong. Having the appropriate retailers insurance in place to protect your ... ... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
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... your business has the right insurances in place for when things ... ... and $20 million.
Sole trader?
Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
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... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... any legal defence costs you incur as a result of defending yourself.
Why do I need Public Liability Insurance?
While you may take all the care in the world to create a safe environment, the reality is ...
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... Part 4 of our Understanding Insurance series we explore how Cyber ... Liability insurance can protect your business from ... ... or from the theft or loss of client information.
Why do I need to consider Cyber Liability insurance?
A common misconception is that hackers only go after the big fish but when it comes to ...
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... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... of cover available and how it can help protect your business.
What is Business Insurance*?
Business Insurance is designed to protect your business contents, stock and other assets against events like ...
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... gross profit or revenue
Increase in cost of working
No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets ...
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... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may ...
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... to have to think about is paying hefty legal costs should an unwanted accident occur.
Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against ...
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... being held more accountable and responsible for their actions in the workplace.
Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...
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... a safe working environment, and no matter how much we plan, accidents do occur.
Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
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The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. ...
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... & Public Liability cover with our exclusive member rates.
Insurance for Allied Health Professionals
Professional Indemnity
Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...
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... or misrepresentation and breaching the Engineers Code of Ethics.
Insurance for Engineers
Professional Indemnity
Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides ...
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... when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the ... no time.
Did you know?
Your professional indemnity policy covers the cost of defending allegations of ...
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... with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums.
It is also important to note that each insurance company assesses risk in different ways ...
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Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for ... Interruption, notification costs and as defence costs for the breach of privacy.
This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...
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... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
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... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all.
If the risk to your businesses is such that you would go out ...
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... this cost out of your own pocket. These expenses can add up over time and dig into your savings.
Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
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... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...
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As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul.
What ...
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At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially ... security systems are vulnerable to infiltration. However, a good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to ...
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We recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... the way he'd say RIP to his old policy.
Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
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... quickly as possible. Making an insurance claim can be stressful - ... ... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be.
Follow these simple tips to help make potential ...
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... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it.
Cover starts from as little as $85 ...
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In the insurance world, we focus on loss ... ... , you'll smile together.
THE UPS AND DOWNS
Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus ...
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... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
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... , we can look after their insurance needs. Today we're looking ... ... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs.
Today we're looking at one of our most distinguished customers, Mosh .
Based in Auckland, Mosh ...
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... could to help defer their insurance payments and keep their livelihoods ... ... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
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With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... a phone call away. They can help put you on the right path when it comes to sorting out your business insurance.
A few small changes to your small business can have a big impact. It's all about working smarter, not ...
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Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... or employee can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win.
“So much of BizCover's success is due to the small business community, who have embraced ...
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Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... in which they are being impersonated by scammers.
As they say, prevention is better than cure, and that's where Cyber Liability insurance can be a valuable tool in protecting your business.
What is Cyber Liability ...
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The world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...
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The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data breaches after being hacked or having your customer ...
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With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... NZ, you can see you are in great company!
As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
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TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... ensure that in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain customers ”
Find out more about TwoBlackLabs here .
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Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...
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Owning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again.
Intrigued? These are some of the impressive capabilities these devices can perform ...
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Time. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...
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Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... to do it!”
Having a large supply of valuable bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock.
“I chose to insure my business because I want to be protected ...
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