... is too small to attract cyber criminals. Yet, when it comes ... to cyber theft, size doesn't matter ... . Businesses are increasingly vulnerable ... for Business Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the ...
read more... of our Understanding Insurance series we explore how Cyber Liability insurance can protect your ... ... operators, it is worth considering Cyber Liability insurance and how it can protect your business. What is Cyber Liability insurance? Cyber Liability Insurance protects your business against the ...
read moreAt long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially ... could do to a business's reputation in the community could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ, as it helps cover businesses against the expenses ...
read more... and scams. The estimated costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising ...
read more... 's no off season for cyber criminals who are always on ... and shared on the internet, cyber criminals are forever devising new ... ... Cyber Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability ... cyber-attacks/equifax-reveals-extent-of-2017-data-breach-number-of-stolen-records ...
read more... investing in the right business insurances can save your business when ... ... you may need to consider Public Liability insurance. Public Liability insurance is designed to provide protection for ... you get back on your feet. Cyber Liability insurance * When you are dealing with ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... , however, get some peace of mind with insurance policies designed to help protect your business if ... business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for ...
read moreYou shouldn't think of insurance just as an expense, instead ... ... insurance ... Liability policy in place can cover you not only for your legal and defence costs, but also for any damages awarded, fines & penalties and even investigation costs. Cyber crime is on the rise, cyber insurance ...
read moreThe world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...
read more... management, however, and a tailored insurance [] ... your policies. As your business grows you'll require an insurance package that is as robust as the business it protects ... scams, DDOS attacks and session hijacking. Cyber Liability insurance may not prevent an attack, but ...
read more... most common issues with Business Insurance is that policy owners often ... ... to the business. Cyber Liability Insurance - Cyber Liability Insurance protects against the expenses ... familiar with how much you're covered for. Using Professional Liability as an example again, you could be covered for ...
read more... wrong. Having the appropriate retailers insurance in place to protect your ... ... risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart ... daily tasks of running your business. Cyber Liability insurance is designed to help protect your ...
read more... investing in the right business insurances can [] ... you may need to consider Public Liability insurance. Public Liability insurance is designed to provide protection for ... you get back on your feet. Cyber Liability insurance * When you are dealing with ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... 's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating ... Cyber Liability policy. Cyber Liability Insurance protects your business in the event of a cyber ...
read more... Liability Working as a real estate agent, you will have sensitive and important documentation that you will need to protect from data breaches and other malicious cyber threats. In such an event, cyber insurance can ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... criminals however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data breaches after being hacked or having your ...
read more... day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any ... hackers or an inadvertent error with Cyber Liability insurance, which provides coverage for expenses ...
read more... at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a ... cyber attacks and data breaches. Reinforce your cybersphere with Cyber Liability insurance ...
read more... Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? ... a toll on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred ...
read more... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... your reputation should the worst happen. Business Insurance * Take the time to think about all ... threat of a cyber-attack is something to consider. Cyber Liability Insurance protects your ...
read more... you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which ... cause to your business' reputation. Cyber Liability insurance is designed to protect your business against ...
read more... liability cover ... Cyber liability helps you safeguard your business against data breaches, computer hacking, and other forms of cybercrime covered under your policy. Statutory Liability Statutory liability insurance ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... 't understand the technical terms, speak to an insurance professional who can help you understand the meaning. ... risk to your business and may need to consider a cyber liability policy. It's important to look at the whole ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... and your customers with Public Liability insurance is one of the most ... ... , accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket ... business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring ...
read morePublic Liability Insurance protects you and your business ... ... work for any metropolitan council will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential ...
read moreYoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. I first experienced yoga ... and open a studio.” “The current popularity of yoga and my conviction about how valuable these practices are, ... in their daily lives.” The leap from yoga teacher to business owner has been an interesting one ...
read more... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality ...
read more... to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such ...
read more... positions being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read more... Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance ... cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... and the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul ...
read more... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... your reputation in the case of an alleged breach of professional misconduct. Maintaining a Professional Liability Insurance package is not only a best practice standard for health professionals, but rather a necessity ...
read more... your business has the right insurances in place for when things ... ... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... may need to spend an extensive amount on legal fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for compensation and the costs associated with defending your ...
read more... between Professional Indemnity and Public Liability insurance as the two types of ... of protection. Public Liability Insurance VS Professional Indemnity ... of your service Do I really need Public Liability Insurance? If you or your employees interact with ... adequately protected! Professional Indemnity cover is necessary for: Anyone who provides paid professional ...
read more... buy professional indemnity and business insurance online Sydney, Australia - December ... , 2010. BizCover, the pioneer online insurance marketplace ... and easy online professional indemnity and public liability insurance for over 200 professions. The new ... businesses and trades the option of buying business insurance online. “We have learned through our interaction ...
read more... business needs and provide protection for your contents, stock and other assets. And you can include Public Liability Insurance to ensure you are left financially sound for the costs of a legal claim should a third party ...
read more... can rely on us to look after your business insurance. As an allied health professional, small mistakes can ... taking out public liability insurance for your protection. Claim example A yoga instructor hired premises in ...
read more... likely insist on you having public liability insurance. Business Insurance Your business assets are as ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...
read more... You may need public liability insurance to protect yourself against any claims and liabilities that arise due to ... Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...
read more... when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the ... . Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ...
read more... Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental ...
read more... damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made against ... your policy. 3 things to ask yourself when buying insurance Does the policy cover all your areas of work? ...
read more... cover only the insured and their employees, not subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you in ...
read moreThe end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have minimum ...
read moreProfessional Indemnity Insurance (PI) can be ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity necessary from time to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance ... good thing. With professional indemnity insurance you do not have this problem ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... home, your home and contents insurance policy might not cover all the liabilities related to your business. As ... business is on the move and changing and so your insurance needs will also be changing and you'll want to ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk ... the data of almost 500 BizCover customers with PI insurance in 2017, you can see that the average cost ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be ... of when you may need Professional Indemnity insurance: If you provide paid professional advice or ...
read more... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... your business. What is Business Insurance*? Business Insurance is designed to protect your ... rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, ...
read moreProfessional Indemnity Insurance For Your Business When operating a business, your primary goal is to provide a ... could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and ...
read more... and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly ...
read moreYou work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... , showed no mercy when he subjected his old public liability policy to his bandsaw. Jill, the café owner, ... there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you ...
read more... out your business insurance. We know you ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...
read more... clients is your expertise and getting you the right insurance is ours. With just a few clicks or ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ' ...
read more... $74 per month. The cost of Professional Indemnity insurance depends on a number of key factors including: The ... potential claim could end up costing, the higher the insurance premium will most likely be. As you can see ...
read more... ,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being ... don't need to convince you that comparing insurance from multiple leading insurers in the one online ...
read more... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides ...
read more... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has announced ... per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover ... Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... to a claim at the time of taking out your PI insurance, no matter how big or small Do not ignore any ... that you have complied with the requirements Never admit liability or attempt to resolve a complaint on your own, ...
read more... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... it as soon as the information arises or face possible liability for any issues. For example, if the agent was ...
read more... quickly as possible. Making an insurance claim can be stressful - ... ... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read moreIn the insurance world, we focus on loss ... ... , you'll smile together. THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus ...
read more... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... , we can look after their insurance needs. Today we're looking ... ... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...
read more... could to help defer their insurance payments and keep their livelihoods ... ... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read moreJust like any other marketing channel, email marketing has its own set of best practices. Whether you're sending welcome emails, segmenting your lists, or personalising ... , your emails need to be free of grammar mistakes and spelling errors. Proofread your emails to avoid necessary mistakes. If you're not confident enough to proofread, you can ask two people on your team ...
read moreScotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose ... because I want to be protected from public liability, selling food and drink to consumers and alcohol ...
read more... destroy your business for good. That s where Professional Indemnity insurance comes in to play. If a client makes a ... the worst were to happen. Having the right insurance in place means your business can keep running as ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... ensure that in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain customers ” Find out more about TwoBlackLabs here .
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... or employee can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success is due to the small business community, who have embraced ...
read moreWith New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...
read moreWith 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... a phone call away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not ...
read moreTime. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...
read more
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
