... just as vulnerable to cyber crime, with over 108 cyber attacks in New Zealand during 2016. In New Zealand, there is no ... for the breach of privacy. This is why cyber insurance should be an important part of your risk ...
read more... by viruses, malware and scams. The estimated costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and ...
read more... damage across the globe, especially in New Zealand and especially to small businesses. Microsoft ... could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ ...
read more... for adequate insurance for your business . Is insurance mandatory for your business? In New Zealand for some ... , intellectual property and bank account information. Cyber insurance is an important part of your risk ...
read more... attack (Trend micro, 2018) Cyber crime has cost New Zealand SMEs an average of $15,592 ... Cyber Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber ...
read more... hacked or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it ...
read more... you get back on your feet. Cyber Liability insurance * When you are dealing with confidential ... with quotes in minutes from some of N ew Zealand's leading insurers , so you can choose the cover ...
read more... of $257 million in 2016 alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal costs (which can add up very quickly ...
read more... so that it has the proper protections in place for each new threat. Keep Platforms and Scripts up-to-date For a ... it's worth considering cyber insurance for your business. Most cyber insurance policies will not only ...
read more... to the business. Cyber Liability Insurance - Cyber Liability Insurance protects against the expenses ... You might be hiring or firing staff, purchasing new equipment, changing your processes or taking on considerable ...
read more... if you want to open a store, buy new equipment, put on more staff, create new lines, build a website or take on a ... scams, DDOS attacks and session hijacking. Cyber Liability insurance may not prevent an attack, but it ...
read more... protection, you could potentially risk losing not only your business, but your personal assets too. Cyber Liability Insurance If you have a website for your business or you store sensitive customer information on ...
read more... and showcases. Money : Recent statistics show the New Zealand economy loses more than a billion dollars each ... may be liable for claims. However, with cyber liability insurance in place, you may be covered for legal ...
read more... expensive fees, not to mention the down time while you are not able to operate and work with clients. Cyber Insurance As an Accountant, you work and rely on sensitive client information to get the job done. In the ...
read more... breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your ... Agents to have protection for any inadvertent breaches of New Zealand statutes. This will cover legal defence costs as ...
read more... the first professions in New Zealand to require professional indemnity insurance to cover themselves in ... it is out of action due to an insurable event. Cyber Liability As an architect or designer, your plans, designs ...
read more... being able to operate due to an insurable event. Cyber Liability Data is an integral part of many business ... insurance helps defend your business and your employees against specific unintended breaches of New Zealand ...
read more... Did you Know? To become a sole trader in New Zealand, you must have: A personal IRD number for ... can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the ...
read more... was resolved. Your reputation would suffer, and your customers might even sue you. That's where Cyber Liability insurance can come in handy. It is designed to help protect you from claims and support your profitability ...
read more... big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you ... we offer a host of cover options from some of New Zealand's leading insurers, so you'll be sure to find a ...
read more... products, access important documents and get on with the daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail store from claims and to support your profitability in ...
read more... you get back on your feet. Cyber Liability insurance * When you are dealing with confidential ... with quotes in minutes from some of N ew Zealand's leading insurers , so you can choose the cover ...
read more... insurance protects you, your retail business and your employees against certain inadvertent breaches of some New Zealand ... gradual impairment injuries)). Cyber Liability Cyber Liability** insurance is designed to ...
read more... your clients . Protecting your precious data from the threat of a cyber-attack is something to consider. Cyber Liability Insurance protects your business against the expense and legal costs arising from data ...
read more... your antivirus software is up-to-date. Cyber criminals however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ...
read more... gives you that peace of mind if something were to go wrong, your downtime would be next to none. Cyber Insurance Working within the IT industry, you would be more than mindful of the types of potential malicious ...
read more... 't understand the technical terms, speak to an insurance professional who can help you understand the meaning. ... risk to your business and may need to consider a cyber liability policy. It's important to look at the whole ...
read more... you and your business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability Insurance Protects your business against the expenses and legal costs associated with data ...
read more... you and your business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability Insurance Protects your business against the expenses and legal costs associated with data ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... married man or woman to start a new business in NZ How New Zealand small business are made up of: 3 ... small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get ...
read more... to save time and money, while providing choice of insurer. “Eighty per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover's goal is to provide clients with greater ...
read more... for something to go wrong is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to help you suit your unique food business needs, so you can ...
read moreWhat’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to statutory fines and penalties handed down for breaches of legislation, with ...
read more... make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and ... , tools and valuable property anywhere in New Zealand. Select your own cover limit Covers loss ...
read more... you're exposed to risk. BizCover has partnered with Massage New Zealand to offer its members the best possible insurance protection from QBE Insurance, which meets the specific needs of massage therapists. The package ...
read more... by each policy. BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public liability cover and ...
read more... Know? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. ; Insurance for Beauty Salons Professional Indemnity The joys ...
read more... all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand's leading insurers. ; Did you know? If you ...
read more... of small businesses come true and is presented to a small business winner every season. Starting out in 2017 in New Zealand, it was designed as a way to give back to small businesses within the community. Just like our ...
read more... .28. Below is the full breakdown: *Data based on New Zealand BizCover customers ; What is the average cost of Professional Indemnity insurance by industry? Occupation type is one of the biggest determining ...
read more... or more. Below is the full breakdown. *Data based on New Zealand BizCover customers ; What is the average cost of Public Liability insurance by industry? Typically, the type of industry that your business ...
read more... as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock anywhere in New Zealand. It also provides ...
read more... thieves can strike anywhere at any time. With Portable Equipment insurance your tools are protected anywhere in New Zealand . . With Portable Equipment insurance in place, you don't have to worry how you ...
read more... of your goods whilst in transit in New Zealand. Equipment breakdown – Sudden and accidental ... the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy ...
read more... public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that ... legislation and any inadvertent breach of New Zealand Statutes can typically be covered by ...
read more... ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading insurers today. Get Free Quotes
read more... you with quotes in minutes from some of new Zealand's leading insurers , so you can choose the cover you want in a couple of mouse clicks. *As with any insurance, cover will be subject to the terms ...
read more... than a home-based accounting firm. Is Public Liability insurance a legal requirement? While not a legal requirement in New Zealand, there are often some industry expectations when it comes to a minimum level ...
read more... portable property is required to be securely stored for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...
read more... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
read more... Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims ...
read more... the policy in place at the time. The retroactive date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a 'deductible' or 'excess'. The limit of indemnity is the ...
read more... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read more... it? As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't need to convince ...
read more... such a loss, even if nothing can replace my turkey sandwich,” ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the past it has been only for larger claims and ...
read more... minimum levels to meet)? Does your landlord require different limits? Have you added new business activities to your repertoire since you last took out your insurance? If so you may not be insured for these, it's worth ...
read more... already renowned for providing quick and easy online professional indemnity and public liability insurance for over 200 professions. The new website enhances this offer by giving BizCover's growing customer base of small ...
read more... want to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business ...
read moreIntroducing Work From Home Insurance Working from home became the new normal in 2020, and employees are keen to keep this trend going. A recent survey conducted by Boston Consulting Group found that nearly 50% of ...
read more... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have ... Professional Associations Requirement under new legislation Requirement for many clients ...
read more... you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have ... interview in a local newspaper whilst promoting her new location. The landlord sued the yoga instructor ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read more... they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks (i.e. what could go ...
read more... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read more... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read more... way, a claim could have a devastating impact on your financial situation. Having the right Public Liability insurance in place is vital for helping you stay in business for the long run. Different types of claims ...
read more... could be enough to bankrupt a business, regardless of how big or small it is. Professional Liability insurance is designed to protect your business from legal claims for alleged negligence or a breach of duty arising ...
read more... need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read more... the judge, make sure it's not costing you an arm and a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your ...
read more... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...
read more... of court or awarded by the court. With the right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your ...
read more... to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...
read more... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read more... allows for policies to be customised to suit your business. Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk. Tradesmen on the job Your tools are ...
read more... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...
read more... you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read more... of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like ...
read more... advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could ...
read more... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
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... business, and Saha looking after the creative side. It wasn't until 2011 that Igor and Saha moved to New Zealand, with the hopes of taking their business with them. In 2013, after having to essentially start from scratch ...
read more... we co-create a product that ends up selling millions of units worldwide and employing heaps of people here in New Zealand, that's a good outcome. The opportunity to support the people who work with us in a way that lets ...
read more... their favourite part of the job is getting to create exciting events and working with top artists around New Zealand. What is their secret to consistently putting people in seats? Claire and Andrew say it comes down ...
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Was an easy experience to update and re new policy
Jamie Ewen
Information Technology
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Independent feedback from our customers rated our service at excellent.
Almost every business is dependent on their data to operate. The moment you connect to the internet you open your business up to the possibility of being targeted by hackers. Whether your website is hijacked and defaced, or your sensitive data and client information is stolen, the costs of repairing the damage and the legal costs associated with a data breach can have a significant impact on your business, not to mention the damage it can cause to your reputation.
More than half of SME’s in New Zealand have experienced IT security attacks at least once a year, and seventy percent have been affected by viruses, malware and scams. The estimated costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked, or from the theft or loss of client information.
