... is too small to attract cyber criminals. Yet, when it comes ... to cyber theft, size doesn't matter ... . Businesses are increasingly vulnerable ... just as vulnerable to cyber crime, with over 108 cyber attacks in New Zealand during 2016. In New Zealand, there is no ... for the breach of privacy. This is why cyber insurance should be an important part of your risk ...
read more... across the globe, especially in New Zealand and especially to small businesses ... ... damage across the globe, especially in New Zealand and especially to small businesses. Microsoft ... could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ ...
read moreYou shouldn't think of insurance just as an expense, instead ... ... for adequate insurance for your business . Is insurance mandatory for your business? In New Zealand for some ... , intellectual property and bank account information. Cyber insurance is an important part of your risk ...
read more... by viruses, malware and scams. The estimated costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and ...
read more... 's no off season for cyber criminals who are always on ... on the internet, cyber criminals are forever devising new scams and spamming .. ... attack (Trend micro, 2018) Cyber crime has cost New Zealand SMEs an average of $15,592 ... Cyber Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber ...
read more... of our Understanding Insurance series we explore how Cyber Liability insurance can protect ... ... hacked or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it ...
read more... investing in the right business insurances can save your business when ... ... you get back on your feet. Cyber Liability insurance * When you are dealing with confidential ... with quotes in minutes from some of N ew Zealand's leading insurers , so you can choose the cover ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... of $257 million in 2016 alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal costs (which can add up very quickly ...
read more... your morning coffee. While this new digital world has made life ... ... so that it has the proper protections in place for each new threat. Keep Platforms and Scripts up-to-date For a ... it's worth considering cyber insurance for your business. Most cyber insurance policies will not only ...
read more... management, however, and a tailored insurance [] ... if you want to open a store, buy new equipment, put on more staff, create new lines, build a website or take on a ... scams, DDOS attacks and session hijacking. Cyber Liability insurance may not prevent an attack, but it ...
read more... most common issues with Business Insurance is that policy owners often ... ... to the business. Cyber Liability Insurance - Cyber Liability Insurance protects against the expenses ... You might be hiring or firing staff, purchasing new equipment, changing your processes or taking on considerable ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... protection, you could potentially risk losing not only your business, but your personal assets too. Cyber Liability Insurance If you have a website for your business or you store sensitive customer information on ...
read more... breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your ... Agents to have protection for any inadvertent breaches of New Zealand statutes. This will cover legal defence costs as well ...
read more... the first professions in New Zealand to require professional indemnity insurance to cover themselves in ... it is out of action due to an insurable event. Cyber Liability As an architect or designer, your plans, designs are ...
read more... Did you Know? To become a sole trader in New Zealand, you must have: A personal IRD number for paying ... can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the ...
read more... being able to operate due to an insurable event. Cyber Liability Data is an integral part of many business ... insurance helps defend your business and your employees against specific unintended breaches of New Zealand ...
read more... wrong. Having the appropriate retailers insurance in place to protect your ... ... products, access important documents and get on with the daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail store from claims and to support your profitability in ...
read more... investing in the right business insurances can [] ... you get back on your feet. Cyber Liability insurance * When you are dealing with confidential ... with quotes in minutes from some of N ew Zealand's leading insurers , so you can choose the cover ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... your antivirus software is up-to-date. Cyber criminals however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ...
read more... expensive fees, not to mention the down time while you are not able to operate and work with clients. Cyber Insurance As an Accountant, you work and rely on sensitive client information to get the job done. In the ...
read more... gives you that peace of mind if something were to go wrong, your downtime would be next to none. Cyber Insurance Working within the IT industry, you would be more than mindful of the types of potential malicious ...
read more... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... your clients . Protecting your precious data from the threat of a cyber-attack is something to consider. Cyber Liability Insurance protects your business against the expense and legal costs arising from data ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... 't understand the technical terms, speak to an insurance professional who can help you understand the meaning. ... risk to your business and may need to consider a cyber liability policy. It's important to look at the whole ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read moreAuckland, New Zealand - February 8, 2011. BizCover, the pioneer online insurance marketplace in ... professional indemnity insurance, has announced ... to save time and money, while providing choice of insurer. “Eighty per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover's goal is to provide clients with greater ...
read moreWith New Zealand ranking #1 in the World ... facts about small businesses in New Zealand. How easy it is for ... ... married man or woman to start a new business in NZ How New Zealand small business are made up of: 3 ... small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get ...
read more... in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional breaches of New Zealand Acts of Parliament. It ...
read more... Massage New Zealand members should hold and maintain a Professional Liability Insurance package ... ... you're exposed to risk. BizCover has partnered with Massage New Zealand to offer its members the best possible insurance protection from QBE Insurance, which meets the specific needs of massage therapists. The package ...
read moreWellington-based new kids on the building block ... ... of small businesses come true and is presented to a small business winner every season. Starting out in 2017 in New Zealand, it was designed as a way to give back to small businesses within the community. Just like our ...
read more... your business has the right insurances in place for when things ... ... you with quotes in minutes from some of new Zealand's leading insurers , so you can choose the cover you want in a couple of mouse clicks. *As with any insurance, cover will be subject to the terms ...
read more... 112.28 per month for Professional Indemnity insurance. We have analysed data from 500 businesses across New Zealand who took out a stand-alone Professional Indemnity insurance policy through BizCover in 2017. The sample ...
read more... you Know? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... thieves can strike anywhere at any time. With Portable Equipment insurance your tools are protected anywhere in New Zealand . . With Portable Equipment insurance in place, you don't have to worry how you ...
read more... Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need ... legislation and any inadvertent breach of New Zealand Statutes can typically be covered by ...
read moreYou work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... of your goods whilst in transit in New Zealand. Equipment breakdown – Sudden and accidental ... the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy ...
read more... increases the premium to around $80 on average. The most common level of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to take out $2, $5, $10 or ...
read more... BizCover launches a new website making it ... professional indemnity and business insurance online Sydney, Australia - ... BizCover, the pioneer online ... already renowned for providing quick and easy online professional indemnity and public liability insurance for over 200 professions. The new website enhances this offer by giving BizCover's growing customer base of small ...
read more... our brand new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals ... ... such a loss, even if nothing can replace my turkey sandwich,” ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the past it has been only for larger claims and ...
read more... people to plans for the new financial year ahead. It's ... ... minimum levels to meet)? Does your landlord require different limits? Have you added new business activities to your repertoire since you last took out your insurance? If so you may not be insured for these, it's worth ...
read more... Professional Indemnity and Public Liability insurance as the two types of ... . Public Liability Insurance VS Professional Indemnity Insurance ... of court or awarded by the court. With the right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your ...
read moreProfessional Indemnity Insurance (PI) can be ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read more... your customers with Public Liability insurance is one of the most ... ... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read morePublic Liability Insurance protects you and your business ... ... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read more... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could ...
read more... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like ...
read more... are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...
read more... gross profit or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets ...
read more... to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read more... you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have ... interview in a local newspaper whilst promoting her new location. The landlord sued the yoga instructor ...
read more... ' books neat, and we focus on sorting out your business insurance. We know you are always busy helping your clients, therefore ... Professional Associations Requirement under new legislation Requirement for many clients ...
read more... of the policy in place at the time. The retroactive date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a 'deductible' or 'excess'. The limit of indemnity is the ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...
read more... the judge, make sure it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your clients ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
read more... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...
read more... could be enough to bankrupt a business, regardless of how big or small it is. Professional Liability insurance is designed to protect your business from legal claims for alleged negligence or a breach of duty arising ...
read more... ,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... need it? As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't need to convince ...
read more... Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read more... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers- we ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... Farm. The Goat Farm is New Zealand's best-connected advertising agency. They ... ... we co-create a product that ends up selling millions of units worldwide and employing heaps of people here in New Zealand, that's a good outcome. The opportunity to support the people who work with us in a way that lets ...
read more... culture scene in Wellington to new heights. Directors Claire Mabey and ... festivals in Wellington and around New Zealand. The reality is they do ... their favourite part of the job is getting to create exciting events and working with top artists around New Zealand. What is their secret to consistently putting people in seats? Claire and Andrew say it comes down ...
read more... and web development studio in New Zealand, 7 glyphs. What does 7 ... ... business, and Saha looking after the creative side. It wasn't until 2011 that Igor and Saha moved to New Zealand, with the hopes of taking their business with them. In 2013, after having to essentially start from scratch ...
read more... cafe tucked away in Paihia, New Zealand, serving up specialty [] ... ... in Perth, it was after a year that Tom and Emma decided to settle in a permanent location in Paihia, New Zealand. When asked what their favourite part about their job is, Tom and Emma kept it simple: making coffee ...
read more... , we can look after their insurance needs. Today we're looking ... ... social media agency, we can look after their insurance needs. Today we're looking at one ... 3 years as the market hadn't caught up to the trend in New Zealand. We could see it coming but it took a lot of perseverance, ...
read more... could to help defer their insurance payments and keep their livelihoods ... ... what we could to help defer their insurance payments and keep their livelihoods protected during ... wanted. I was saying somebody should import these into New Zealand and then thought , I should do it . I ...
read more... , praying for success in the new financial year [] ... has ambitious plans for her curry pastes. The first being that she hopes to have them available across all of New Zealand by the middle of 2020. A bit further down the track her aim is to have her existing products ready ...
read more... in the form of a new business. Our way of giving ... ... American Pale Ale 'Rain in the Face.' The same brew also went on to win a Brewers Guild of New Zealand silver medal. These feats inspired them to make their hobby full-time. When asked what their favourite thing about ...
read moreThis June marks 45 years since the United Nations launched World Environment Day, an initiative raising much-needed awareness of environmental issues across the globe ... and stationery Refill printer cartridges instead of purchasing a new printer every time they run out of ink. ... Environmental Choice New Zealand provides a list of leading New Zealand businesses which ...
read moreScotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... well, so I'm doing what I can in New Zealand.” The Scotchbox concept evolved from humble beginnings when ... has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... company now successfully provides a consultancy service to New Zealand organisations of all sizes. “ Our goal ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with ...
read moreTime. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s leading insurers .
read moreThis week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation ... so that they can protect themselves and their loved ones. Gabriel Molina, the National Director of IKMF New Zealand said he was inspired to start Krav Maga Wellington because he realised that by becoming a certified ...
read moreThree Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers ... Fast-forward to today, the business is 18 months old and their customer base has expanded to all of New Zealand, as well as parts of Australia. In addition to selling at the local Nelson markets and retailers, their ...
read more... your existing processes, implement some new best practices and throw out ... ... review some of your existing processes, implement some new best practices and throw out some old bad ... right path when it comes to sorting out your business insurance. A few small changes to your small business can ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... after his claim was rejected. He took out a new PI policy, and despite having a long history of complaints ... to a claim at the time of taking out your PI insurance, no matter how big or small Do not ignore any inklings ...
read more... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... sell the house and the new owner transports a house onto the property. The new owner contacts the Water Corporation ...
read more... of rushing out to make new contacts [] ... leads. Keeping All Options Open There is no reason why you shouldn’t pursue both existing contacts and new ones, but time constraints often impose limitations on how much time you have to network. In cases where ...
read more... quickly as possible. Making an insurance claim can be stressful - ... ... back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to ... you have enough coverage and that you have included new and valuable items on your policy which you may have ...
read more... . With the start of a new year, what better time than ... ... when it comes to using the wonders of digital technologies within the workplace. With the start of a new year, what better time than the present is there for your business to take the plunge and go ...
read moreIn the insurance world, we focus on loss ... ... , you'll smile together. THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus ...
read more... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read moreThe winner of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner of Ninja Fitness! For a little over a year now, in the small township of Ruakaka, in ... grant, Elly says she looking forward to starting the new year with a lot more pieces of equipment which ... to my employees for the classes they will run in the new locations.” Elly has big plans for Ninja Fitness, in ...
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Was an easy experience to update and re new policy
Jamie Ewen
Information Technology
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
