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Insurance for Consultants

... .nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ ; Insurance for Consultants Professional Indemnity Giving advice or providing recommendations doesn't come without risk. That's ...

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Do I need Professional Indemnity Insurance?

... include real estate agents, accountants, IT contractors and management consultants. Some occupations are required by law to have Professional Indemnity insurance. Before you start sharing your words of wisdom, make ...

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What is Professional Indemnity Insurance?

... consultants, accountants and real estate agents. ; Could this happen to your business? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows ...

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Insurance for Recruitment Consultants

... placement’s cv thoroughly. ; Insurance for Recruitment Consultants covers a broad range of ... All PI insurance policies will have a 'limit of indemnity' and a 'deductible' or 'excess'. The limit of indemnity is the ...

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Insurance for IT Professionals

... ; Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides ... ISP/Web/Internet Service IT Consultants IT Recruitment & Placement Services ...

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Insurance by Industry

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance ... Recruitment Consultants Retailer ...

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Types of small business insurance in New Zealand

... , so it's important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to ...

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How much does Public Liability Insurance cost?

... professional occupations, such as IT consultants, engineers and other consultancy ... Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance ...

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Professional Indemnity Insurance

... not found liable, the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...

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BizCover & NZTA

... you purchase from AIG. Just enter code ' NZTATEN ' in the Partner Code field during checkout. ; ; Professional Indemnity Insurance for Tutors We're not trying to teach you any lessons here, but without Professional ...

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Insurance for Bookkeepers

... others can result in the Bookkeeper being sued. ; Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals in fields where their customers ...

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Insurance for Travel Agents and Tour Operators

... your earnings and not gross ticket prices. ; Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and ...

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Insurance for Immigration Advisers

... of $250,000 Professional Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for ...

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Insurance for Accountants & Tax Agents

... processes. Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions ...

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Insurance for Mortgage Brokers

... , errors or omissions that may result in your client suffering a financial loss. Without professional indemnity insurance coverage, you could find yourself personally liable for any associated legal bills and the full ...

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Insurance for Real Estate Agents

... and inquiries to the Real Estate Agents Authority (REAA). ; Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect your business against legal claims and ...

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Insurance for Beauty Salons

... into an ugly mess – and not the type a tad of concealer can fix. Professional Indemnity Insurance is designed to protect your business against claims for negligence or professional misconduct. It protects businesses ...

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Insurance for Architects & Designers

... costs, claims investigation costs, inquiry attendance costs as well as public relations costs. Professional Indemnity insurance may not be mandatory for Architects and Designers. However it may be a requirement to ...

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Help Protect your small business' reputation

... too. And let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should you or your staff make an error, omission, or, breach ...

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Insurance for Shop Owners

... if you provide professional advice or services you may want to consider Professional Indemnity insurance. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...

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BizCover and Boost Your Business

... cover by picking and choosing the types of policies relevant to your business. Professional Indemnity Insurance Protects your business and your staff against any financial losses or legal action taken against ...

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BizCover and PriceMe

... personal injury not covered by the ACC that arise due to your business operations. Professional Indemnity Insurance Protects your business and your staff against any financial losses or legal action taken against ...

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Customer Spotlight: TwoBlackLabs

... protection services, Founder and Principal Consultant Caroline Carver established TwoBlackLabs in ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain ...

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Cyber Insurance - Is it worth it?

... a device. Like the Australian case of the sports drug testing consultant who left his laptop at a sports ground. He was able ... the breach of privacy. This is why cyber insurance should be an important part of your risk ...

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Insurance for Allied Health Professionals

... Liability cover with our exclusive member rates. ; Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...

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Insurance for Personal Trainers

... it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the ... time. ; Did you know? Your professional indemnity policy covers the cost of defending allegations of ...

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Insurance for Engineers

... Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity ... for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that ...

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Insurance for Hairdressers

... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...

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Retailer Insurance

... size of your retail business. In just a few minutes, you can get back to business, while the insurance cover does the rest. ; Did you Know? Many commercial landlords require the tenant to have both public liability ...

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It's Time for an Insurance Health Check!

... business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. ...

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What is Public Liability Insurance?

... bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the ... then you need it. For example: Consultants/Contractors/ Tradespeople who work from home or ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...

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Cyber Liability Insurance

... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may ...

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Public Liability Insurance

... want to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business ...

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What does Public Liability Insurance Cover?

... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Insurance for Tradesmen

... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...

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Introducing Work From Home Insurance

... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day ;

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Insurance For Cafés and Restaurants

... potential risk for something to go wrong is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to help you suit your unique food business needs ...

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Insurance for Cleaners

... While you 're busy cleaning, let us take care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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What does Public Liability Insurance Cover?

... way, a claim could have a devastating impact on your financial situation. Having the right Public Liability insurance in place is vital for helping you stay in business for the long run. Different types of claims ...

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Insurance for Painters

... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...

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Insurance for Plumbers

... Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims ...

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Business Insurance

... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...

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Reviews related to Consultant Indemnity Insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • I loved being able to do everything online

    Dory Connor
    Consultancy Occupations

  • very easy to renew policy, no dramas or hold-ups. I didn't have to waste my time with petty details.

    Andrew Barrell
    Other

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • Easy to understand and purchase, great experience

    Greg Campbell
    Consultancy Occupations

  • Answered all my questions, helpful, and followed up my online enquiry efficiently.

    Jan Broadley
    Consultancy Occupations

  • Simple, effective, quick, liked the compare feature

    Andy Dick
    Consultancy Occupations

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    PAMELA HARVEY
    Consultancy Occupations

  • Fast efficient and user friendly

    Brett Stansfield
    Consultancy Occupations

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • The man who phoned and chatted to me was super knowledgeable and very friendly. He was able to answer every question I had on the spot without delay or referring me to anyone else - this never happens!

    Donna Swart
    Finance and Mortgage Broking

  • Easy to purchase. Good follow up and email reminder. Price Is good.

    Gabriel Molina
    Other

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • The person assisting me was helpful and called back when he said he would

    LINDA BLUM
    Consultancy Occupations

  • Online was straight forward and quick. The call I made addressed my needs and gave me a solution to my issue. Liked getting options and pricing was competitive

    Megan Curry
    Consultancy Occupations

  • Good reminders easy to renew online

    Rob Small
    Other

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

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Did you Know?

To become a sole trader in New Zealand, you must have:

  • A personal IRD number for paying income tax and GST
  • Relevant government licences and permits that your business may require
  • Qualifications or registrations for your trade or profession.

You will also need to advise Inland Revenue that you’ve become a sole trader and you’ll need to register for GST if you earn over $60,000 a year.

Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/

Insurance for Consultants

Professional Indemnity

Giving advice or providing recommendations doesn’t come without risk. That’s why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard your business for claims made against you if you make a mistake, or are perceived to have made a mistake. After all, your business is your livelihood, so protecting it is paramount.

Our comprehensive Professional Indemnity insurance covers a broad range of consultancy occupations, including:

  • Advertising
  • Agronomist
  • Communications consulting
  • Compliance
  • Conveyances
  • Corporate
  • Fire and Safety
  • Forestry
  • Funeral Directors
  • Geological
  • Horticultural
  • Human resources / training services
  • Marketing / public relations
  • Marriage Celebrant
  • Mediators
  • Mineral Industry
  • Organisational structure & change management
  • Public relations
  • Risk Management
  • Strategic business planning
  • Title / Legal Searchers
  • Translator
  • Workflow processes & procedures

Public Liability

Public Liability insurance is a no-brainer when it comes to offering consultancy services. When you are dealing with clients on a regular basis, whether at your office or theirs, you will be exposed to many potential mishaps – something as simple as accidentally spilling coffee all through a clients laptop could end up costing you a couple of thousand dollars.

Public Liability insurance will protect you from any financial losses which may arise from a claim of third party property damage or accidental injury (not covered by the ACC) to save you from having to pay from your own hip-pocket.

Business Insurance

Your clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that best suit your business, like contents, to protect against fire, earthquake, theft, vandalism and accidental damage.

Cyber Liability

Chances are you store valuable and sensitive client information online, which you need to protect. In today’s digitalised world, cybercrime and data breaches are common. Sensitive data can be compromised, resulting in very expensive costs, not to mention the potential irreparable damage it can cause to your business’ reputation.

Cyber Liability insurance is designed to protect your business against the costs and legal expenses if your network is hacked and if sensitive client information is stolen.