So, you’ve got Public Liability cover… Is that enough?

If you work as a cleaning contractor or operate a small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy with squeaky–clean results. It’s also important that your business has the right insurances in place for when things get messy.

Looking to save a spare dollar here and there? Well, you’re not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you’re flying solo as a sole trader or run a team of sparkies, we understand the importance of saving time, money while having peace of mind that you have adequate cover in place.

In part three of our guide to understanding insurance, we take a look at Business Insurance, the different kinds of cover available and how it can help protect your business.

Wellington-based new kids on the building block JAW Maintenance, are off to a winning start as receivers of the $2000 BizGiver Grant. Can they fix it? Yes, they can! JAW Maintenance is in the business of getting the job done, from plastering and painting to gardening and beyond, there’s no task too big or too small. They help clients who may need a hand with simple repairs around the house to large-scale commercial/ industrial jobs whilst also providing a relief service for civil construction with heavy machinery operations. Make sure your business insurance is well maintained!

As a plumber you are faced with different challenges every day, one minute you’re fixing a burst pipe, next you‘re unplugging a drain, no two days are ever the same! While you are busy looking after your client‘s plumbing problems, take the time to consider protecting your plumbing business with the right kinds of business insurance. When there’s an overflow of unplanned issues like a claim from a customer, Public Liability insurance* could help save the day!

Chances are you’ve probably heard of both Public Liability insurance* and Professional Indemnity insurance*, and while both provide a form of cover for your business, they are very different in what they protect your businesses from.

Getting your business insurance sorted is one of those things that no matter if you’re a plumber, plasterer or handyman, needs to be ticked off that to-do list. While at times it may seem a bit overwhelming, knowing which policies cover what and the type of coverage you need, we’ve done the leg work to come up with a simple guide that explains how business insurance can protect your tradie business.

If you find the process of shopping around for business insurance a tad confusing and not sure where to start, then you’ve come to the right place. Our guide is designed to help raise some of the key questions you need to think about when arranging your cover, without the jargon and boring bits!