... Real Estate Agents Authority (REAA). Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance ... cheap cover for the amount of protection afforded. Business Insurance Business Insurance ...
read moreIn the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... In the Real Estate Industry, Professional Indemnity Insurance provides essential ... liable and face a lawsuit. Conflict of Interest For a real estate agent, a conflict of interest is where they have a personal ...
read more... a potential claim could end up costing, the higher the insurance premium will most likely be. As you can see from the below graph, Real Estate Agents and Engineering consultants pay a much higher premium than, say ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to name a few ...
read more... for the government or an organisation with insurance listed as a condition of the contract. Common professions which require Professional Indemnity include real estate agents, accountants, IT contractors and management ...
read more... consultants, accountants and real estate agents. Could this happen to your business? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover ...
read more... Professional Indemnity and Public Liability insurance as the two types of ... . Public Liability Insurance VS Professional Indemnity Insurance ... to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and real estate agents. If you are ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent or beauty therapist, you have a big ...
read moreWith New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... largest share in property rental, hiring and real estate, making up the largest share of small ... a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... of the typical professions which may require Professional Indemnity insurance include: consultants, accountants, real estate agents and health practitioners. Types of Professional Indemnity claims These ...
read more... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
read more... a calculated decision to let BizCover look after your Accounting and Tax Agent insurance. Compare quotes from some of the most competitive insurance providers in the market, so you can start protecting your accounting ...
read more... month. A further thirty-three percent of customers pay between $40 and $59 per month for their Public Liability insurance, and only six percent pay $100 or more. Below is the full breakdown What is the average cost of ...
read more... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... your reputation should the worst happen. Business Insurance * Take the time to think about all ... the theft or loss of client information. A real-life claim example A crew were on a film ...
read more... villains - they're real people doing real damage across the globe ... ... 't hooded movie villains - they're real people doing real damage across the globe, especially in New ... good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and ...
read more... your customers with Public Liability insurance is one of the most ... ... appropriate policy because at the end of the day, a cheaper policy may not give you all of the features you need ... business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ...
read morePublic Liability Insurance protects you and your business ... ... (even if you are eventually not found liable). Real Claim example: A boot camp operator, working in ... a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any ...
read more... threat of potential claims being made against you is very real. It costs time and money to defend yourself against ... could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and ...
read moreProfessional Indemnity Insurance (PI) can be ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... for what you think you are. If you don't understand the technical terms, speak to an insurance professional who can help you understand the meaning. Some policies will also cover: Lost Documents, Fidelity (cover ...
read more... and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an ...
read more... buy professional indemnity and business insurance online Sydney, Australia - December ... , 2010. BizCover, the pioneer online insurance marketplace ... by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online. “We have learned through our interaction with over 10,000 customers, that the online shopping ...
read more... gross profit or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets ...
read more... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may ...
read more... to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against ...
read more... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read moreYou shouldn't think of insurance just as an expense, instead ... ... your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your business going if the worst was to happen? If your ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read more... wrong. Having the appropriate retailers insurance in place to protect your ... ... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read more... investing in the right business insurances can [] ... is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only ...
read more... investing in the right business insurances can save your business when ... ... is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only ...
read more... your business has the right insurances in place for when things ... ... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... Part 4 of our Understanding Insurance series we explore how Cyber ... Liability insurance can protect your business from ... ... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes to ...
read more... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like ...
read more... ticket prices. Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and Tour Operators against potential ...
read more... of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the ... customers can attest to that!! Here is a real-life claim example: A landscape gardener who was working ...
read more... providing financial protection when your business needs it most. Whether the allegation is real or alleged, your Professional Indemnity insurance policy is there to protect your business s finances, your reputation, and ...
read more... their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a ... businesses such as: Advertising Agents Advertising Consultants Broadcasters Fundraising ( ...
read moreThe end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is ...
read moreMany businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for ... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... it? Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...
read more... let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a policy is as easy as the click of a button ...
read more... Bookkeepers need it? You focus on keeping your clients' books neat, and we focus on sorting out your business insurance. We know you are always busy helping your clients, therefore we made it easy for you to arrange your ...
read more... Your clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that best suit your business, like contents, to protect against ...
read more... ,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... to keep your business as 'all systems running': Building and Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your ...
read more... Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read more... of the policy in place at the time. The retroactive date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a 'deductible' or 'excess'. The limit of indemnity is the ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read moreYou work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... reviewed your current policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers ...
read more... as a result of interruption caused by events covered under your policy. 3 things to ask yourself when buying insurance Does the policy cover all your areas of work? Make sure you check your policy for any exclusions or ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
read more... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...
read more... business. Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need protection in the event of fire, theft or ...
read more... is crucial to safeguard your operations and processes. If you are found negligent and don t have an insurance policy in place, you may face financial repercussions that can significantly impact your business. The cost of ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... cancel your policy and deny your claim. A migration agent recently learned the hard way after his claim was ... to a claim at the time of taking out your PI insurance, no matter how big or small Do not ignore any ...
read more... management, however, and a tailored insurance [] ... DEBT - YOUR BUSINESS' 'FRENEMY' Growth isn't cheap. You will generally need a large lump sum of ... policies. As your business grows you'll require an insurance package that is as robust as the business it protects ...
read more... most common issues with Business Insurance is that policy owners often ... ... that aren't covered, or it could be that you've downsized and can arrange a cheaper premium. The point is that you need to keep your insurance as current and correct as possible so that when you need to make a claim the ...
read more... quickly as possible. Making an insurance claim can be stressful - ... ... you are unsure what your policy covers you for, jump on the phone to your insurance service provider. Having a chat to a real-life consultant will help to explain all the important things about your cover that you need ...
read moreIn the insurance world, we focus on loss ... ... , you'll smile together. THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus ...
read more... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has announced ... time and money, while providing choice of insurer. “Eighty per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover's goal is to provide clients with greater choice and ...
read more... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...
read more... , we can look after their insurance needs. Today we're looking ... ... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...
read more... could to help defer their insurance payments and keep their livelihoods ... ... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read moreHere at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... Vaughn's favourite part of his job, it's about “creating real value for client businesses - not just running a clever ad.” “ ... much infrastructure. Cloud software platforms are cheap and awesome. Use social media to ...
read moreFor many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... ads or 'boosted' posts are still significantly cheaper than traditional media like radio or newspapers and allow ... end, the things that resonate with people in the real world, are they things they want to share and talk ...
read moreThe digital age has provided just about everybody with a platform. The internet is the most sophisticated communication tool ever devised but business owners who want ... what you’re made of, how you make it, and how your brand has developed itself as a possible agent of change in the world. Communicating your values on social channels could involve posting photos and stories of your ...
read moreWith 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... team is always a good start, but the real challenge can be keeping that motivational fire burning all ... right path when it comes to sorting out your business insurance. A few small changes to your small business can have ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... classified and auction sites and you can often find a real bargain. From second hand equipment that is no longer ... get a new loan, credit card, bank account or insurance for their business. It may be that the provider of ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... your day organised, without the expense of hiring an actual real-life assistant. While they may not be able to greet clients ... tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are ...
read moreThree Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers ... down to just one. “I love creating things from scratch and sharing them with others. It still gives me a real buzz to know that something I've created can help someone by giving them the clear complexion they are after ...
read moreIt's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies ... , access and create through suite cloud-based programs like shared calendars and spreadsheets that allow for real – time comments among approved users. Don't give a sheet For your next meeting why not ...
read moreUnfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... Revenue Department (IRD), accountants and tax agents. Scammers are getting more creative, crafting ... is better than cure, and that's where Cyber Liability insurance can be a valuable tool in protecting your business. ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... or employee can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success is due to the small business community, who have embraced ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... ensure that in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain customers ” Find out more about TwoBlackLabs here .
read moreThe world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data breaches after being hacked or having your customer ...
read moreTime. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...
read moreScotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... to do it!” Having a large supply of valuable bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected ...
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IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Real estate agents providing incorrect or misleading information topped the consumer complaints and inquiries to the Real Estate Agents Authority (REAA).
Professional Indemnity insurance is designed to protect your business against legal claims and costs by third parties for damage arising from acts, error, omissions, and breaches in your professional duty. This may include the sale of real estate, poor property management, allegations of misleading or misrepresentation or a breach of statutory rules.
This insurance is an essential component of any business insurances. It covers your liability to third parties for any property damage and or injury or death arising out of your work where ACC does not respond. Typical claims for Real Estate Agents might include leaving a property unlocked and a theft occurs or by causing damages to a property or its contents during an open home. It is relatively cheap cover for the amount of protection afforded.
Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also provides indemnity for any loss of revenue incurred by your Real Estate business as a result of any insured peril.
Working as a real estate agent, you will have sensitive and important documentation that you will need to protect from data breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your business in the event of:
Forensic investigation costs
Data restoration costs
Security failure claims
Public relation costs
Cyber-extortion costs
Fines, penalties, and loss due to defamation
Privacy and intellectual property claims
Identity theft
Ransom and extortion
With the ever-changing statutory landscape for the Real Estate industry, it is becoming more and more crucial for Real Estate Agents to have protection for any inadvertent breaches of New Zealand statutes. This will cover legal defence costs as well as, in some cases, cover for fines incurred.
