... the local business awards they should get a night on the town. The only other tip is to try and keep it natural ... negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we ...
read more... it’s balancing the books, creating marketing plans or connecting with customers, the list goes ... defending yourself. Why do I need Public Liability Insurance? While you may take all the care in ...
read more... advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could ...
read more... you have sufficient resources and an incident response plan to manage a cyber incident? What does Cyber Liability insurance typically cover? Investigation and data recovery costs Business ...
read more... their profits. But when things don't go to plan and accusations fly, you need to have protection ... for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business ...
read more... their profits. But when things don't go to plan and accusations fly, you need to have protection ... for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business ...
read more... another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read more... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an ...
read more... , knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done ...
read more... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read more... to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...
read more... of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like ...
read more... plan s for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... that there may be considerations for your insurance. Firstly, do you have the right types ...
read more... and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense and legal costs associated with data ...
read more... things like customer data, intellectual property and bank account information. Cyber insurance is an important part of your risk management plan as it provides protection against the expenses and legal costs associated ...
read more... demise for a while now, with what is a very elaborate plan. Andre's first order of business would be to lock it ... 's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you ...
read more... systems are vulnerable to infiltration. However, a good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive ...
read more... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... reviewed your current policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers ...
read more... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read more... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read more... for what you think you are. If you don't understand the technical terms, speak to an insurance professional who can help you understand the meaning. Some policies will also cover: Lost Documents, Fidelity (cover ...
read more... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What ...
read more... of court or awarded by the court. With the right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your ...
read more... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...
read more... by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online. “We have learned through our interaction with over 10,000 customers, that the online shopping ...
read more... in the world of 'doing, achieving, growing and planning' while the other foot resides in the world of ... if you miss you'll land among the stars!” I have plans for expansion when the time is right, to create a larger ...
read moreBased out of the town of Taupo in the North Island, is Provo Plastering Limited. For 2 and a half years now, Helen and her husband Jonathan have been running their own GIB stopping and plastering business out of their ...
read more... and getting it up and running starts with planning. This is something which he spent months on ... bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose ...
read more... is a reflection on themselves. Of course, they'll never say that, but think about how you behave when a friend comes to town. Do you take them to a run-down café and sit in a dark corner, or the cool place a little ...
read more... hot red curry pumpkin soup with rosemary focaccia. Definitely a place to keep visiting whenever we’re in town.” Finally, Jane had some great advice for those who might be considering starting their own business: “Go ...
read more... the chill and friendly atmosphere, comfy couches, funky art. It's all good. Favourite coffee shop in town!” Another happy customer was Tamara who was overjoyed with her experience and left a glowing review, “There is ...
read more... next phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out the other side of its growth ...
read more... systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ... Safeguard against fire and other perils Whether you're planning on taking advantage of the busy holiday season to ...
read more... will help with growth within the business and help keep my clients happy and engaged. It will help with my expansion plans as I will have more equipment to provide to my employees for the classes they will run in the new ...
read more... systems and offer both free and paid plans. Use social media and emails to market ... environmental consultant to assess your business and introduce a plan on how to create a greener workplace. Plant ...
read more... think outside the box when it comes to planning new projects and sharing ideas. A little ... on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big ...
read more... by businesses include: Dropbox : a sharing and storage solution for business with free and paid plans available to suit businesses and their cloud storage requirements G Suite : the G Suite is ...
read more... to create a great meal in minutes. Despite her business still being in its infancy, Kavita has ambitious plans for her curry pastes. The first being that she hopes to have them available across all of New Zealand ...
read more... let ego get the better of me, I know I can always learn something new and continually improve. Plan ahead – I have project management software to keep myself and staff on track. Set goals and celebrate ...
read more... and Android platforms. StrongHer is a fitness and nutrition tracking app for women that helps them plan their workout sessions in a systemised and disciplined manner while making sure that their nutritional requirements ...
read more... and desktop. There are free and paid plan options available. Evernote : d efinitely one ... time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive ...
read more... have sufficient resources and an incident response plan to manage a potential cyber breach? ... is better than cure, and that's where Cyber Liability insurance can be a valuable tool in protecting your business. ...
read more... address when logging in from an email. Have a back-up plan The stark reality is that you can do all of the above ... 's worth considering cyber insurance for your business. Most cyber insurance policies will not only ...
read more... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...
read more... ensure that in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain customers ” Find out more about TwoBlackLabs here .
read more... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...
read more... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read more... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...
read more... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
read more... or employee can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success is due to the small business community, who have embraced ...
read more... great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of ...
read moreIn the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional services provided. The ...
read more... for your business. If things don't quite go to plan it can provide much needed financial assistance for legal and ... to a claim at the time of taking out your PI insurance, no matter how big or small Do not ignore any ...
read more... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...
read more... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read more... time and money, while providing choice of insurer. “Eighty per cent of the New Zealand professional insurance market is concentrated amongst three insurers. BizCover's goal is to provide clients with greater choice and ...
read more... could be that you've downsized and can arrange a cheaper premium. The point is that you need to keep your insurance as current and correct as possible so that when you need to make a claim the right coverage is in place ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there to showcase one of our customers who is a ...
read moreStress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress is normal, but too much stress is ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to showcase one of our customers who is big in ...
read moreThree Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers. The founder of Three Gems, Louise Routledge, ...
read moreNetworking is a critical skill for any small business owner or employee looking to advance in a career. However, this term can apply to several types of activities. When people focus on developing a network of ...
read moreThe digital age has provided just about everybody with a platform. The internet is the most sophisticated communication tool ever devised — but business owners who want to leverage its power need to familiarise ...
read moreJust like any other marketing channel, email marketing has its own set of best practices. Whether you're sending welcome emails, segmenting your lists, or personalising your messages, you're probably utilising email ...
read moreBased out of Hamilton, on the banks of the Waikato River, Hannah McCreery runs Two Sides , a boutique copy and content writing business. Two Sides works with businesses, agencies and non-profits, helping them find ...
read moreToday we're looking at one of our customers who are responsible for elevating the arts and culture scene in Wellington to new heights. Directors Claire Mabey and Andrew Laking formed the production company, Pirate & ...
read moreThis week we're shifting our attention from the cafés and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation) and their aim is to teach self-defence ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know ...
read moreHere at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at Auckland-based advertising agency, The Goat Farm. ...
read moreWe are all about small business here at BizCover. We love getting the chance to witness exciting and unique ideas come to fruition in the form of a new business. Our way of giving back to the small business community is ...
read moreWellington-based new kids on the building block JAW Maintenance, are off to a winning start as receivers of the $2000 BizGiver Grant. Can they fix it? Yes, they can! JAW Maintenance is in the business of getting ...
read moreFrom the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know ...
read more... premises a re most likely one of your most valuable assets that you will want to insure. Building insurance c overs your building if it i s damaged as a result of a fire, storm, malicious activity ...
read more... that famous take-away with the best fish and chips in town , when you mix food, drinks and customers the potential ... reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading ...
read more... Some of the options to consider are: Public Liability Insurance* Some popular insurance options for Australian shop owners include: Whether you make the best pies in town, sell the snazziest suits, or put together ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... portable property is required to be securely stored for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...
read more... While you 're busy cleaning, let us take care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand ...
read more... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...
read more... for pricing, with each business rated according to their risk factors. Below are some of the factors an insurance underwriter will assess to accurately price a policy: The type of business you run and the industry it ...
read more... size of your retail business. In just a few minutes, you can get back to business, while the insurance cover does the rest. ; Did you Know? Many commercial landlords require the tenant to have both public liability ...
read more... way, a claim could have a devastating impact on your financial situation. Having the right Public Liability insurance in place is vital for helping you stay in business for the long run. Different types of claims ...
read more... you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read more... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day ;
read more... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...
read more... the judge, make sure it's not costing you an arm and a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...
read more... allows for policies to be customised to suit your business. Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk. Tradesmen on the job Your tools are ...
read more... Public relations Risk Management Strategic business planning Title / Legal Searchers Translator Workflow processes & procedures Public Liability Public Liability insurance is a no-brainer when it ...
read more... night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out ... be without the assets needed to help make their plans a reality? Not having the right cover in ...
read more... great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of ...
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Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
